Should I buy Allstate stock in 2025?
Is Allstate stock a buy right now?
As of early May 2025, Allstate Corporation (NYSE: ALL) is trading at approximately $197 per share, with recent average daily trading volume reflecting continued investor engagement. In the wake of recording robust Q1 revenues of $16.5 billion—a 7.8% year-over-year increase—market attention has shifted to Allstate’s strategic moves, such as the completion of its Employer Voluntary Benefits business sale, which has fortified its balance sheet with $2 billion in additional capital. This has enabled further share repurchases and a dividend boost to $1.00 per share, reinforcing Allstate’s steady capital management. Despite headline catastrophe losses linked to severe weather events, Allstate’s underlying auto insurance profitability has surged, with new business applications up over 30%. The broader financial sector has seen volatility, but Allstate’s diversified strategy and resilience stand out. Technical signals are mixed in the very short term, yet a majority of market indicators and moving averages remain bullish. Positive sentiment is further supported by consensus forecasts: over 32 major national and international banks have set a target price of $256 for Allstate. For investors seeking a blend of income, stability, and growth exposure within the U.S. insurance sector, this moment offers a constructive entry point for careful consideration.
- Solid revenue growth of 7.8% even in a challenging catastrophe environment.
- Auto insurance segment boasting a 91.3 combined ratio and strong underwriting gains.
- Active capital return policy with share repurchases and increasing dividends.
- Robust diversified investment portfolio supports resilience through market cycles.
- Strategic transformation driving growth in both auto and homeowners insurance policies.
- Exposure to large-scale weather events may cause earnings volatility in some quarters.
- Competitive pressure in auto insurance could affect pricing and customer retention.
- What is Allstate?
- How much is Allstate stock?
- Our full analysis on Allstate </b>stock
- How to buy Allstate stock in United States?
- Our 7 tips for buying Allstate stock
- The latest news about Allstate
- FAQ
Why trust HelloSafe?
At HelloSafe, our expert has been monitoring the performance of Allstate for over three years. Each month, more than a million users in the United States rely on us to interpret market trends and highlight the most promising investment opportunities. Our analyses are intended for informational purposes only and do not constitute investment advice. In line with our ethical charter, we have never been, and will never be, compensated by Allstate.
What is Allstate?
| Indicator | Value | Analysis |
|---|---|---|
| 🏳️ Nationality | United States | U.S.-based, mainly serving North American insurance markets. |
| 💼 Market | NYSE: ALL | Listed on the New York Stock Exchange under the ALL symbol. |
| 🏛️ ISIN code | US0200021014 | Unique identifier for Allstate on global securities markets. |
| 👤 CEO | Tom Wilson | CEO since 2007, leading strategic growth and transformation initiatives. |
| 🏢 Market cap | $52.23 billion | Robust market capitalization, reflecting strong investor confidence in the business. |
| 📈 Revenue | $16.5 billion (Q1 2025) | Revenue increased 7.8% year-over-year, showing solid growth momentum. |
| 💹 EBITDA | ~$1.5 billion (Q1 2025 est.) | Reflects strong operating performance despite record catastrophe losses. |
| 📊 P/E Ratio (Price/Earnings) | 11.61 | Below sector average, suggesting value; potential to re-rate with improved profitability. |
How much is Allstate stock?
The price of Allstate stock is rising this week. As of today, Allstate (ALL) trades at $197.24, marking a 24-hour increase of +0.8% and a weekly gain of +2.7%. The company’s current market capitalization stands at $52.23 billion, with a 3-month average daily volume of 1.85 million shares. Allstate carries a P/E ratio of 11.61 and offers a dividend yield of 2.03%. The stock’s beta sits at 0.57, indicating relatively low market volatility. Investors should note Allstate’s stability and consistent performance, making it a notable option for those seeking balanced growth and income.
| Metric | Value |
|---|---|
| Stock Price | $197.24 |
| Daily Change | +0.8% |
| Weekly Change | +2.7% |
| Market Capitalization | $52.23 billion |
| 3-Month Avg Daily Volume | 1.85 million shares |
| P/E Ratio | 11.61 |
| Dividend Yield | 2.03% |
| Beta | 0.57 |
Our full analysis on Allstate stock
Having thoroughly examined Allstate’s latest quarterly results alongside its stock performance over the past three years, our multi-source, data-driven evaluation leverages financial metrics, technical analysis, peer assessments, and market signals synthesized through proprietary algorithms. The result: a sharply defined picture of Allstate’s current standing and trajectory among major U.S. property & casualty insurers. So, why might Allstate stock once again become a strategic entry point into the insurance sector in 2025?
Recent Performance and Market Context
Allstate’s stock (NYSE: ALL) is currently trading at $197.24 as of May 1, 2025—a level that reflects not just recovery but impressive resilience and growth within a sector often susceptible to macro headwinds. Over the last 12 months, ALL has returned nearly 18%, easily outpacing the broader S&P 500 Financials sector, and gaining more than 25% from its 52-week low of $156.66. This robust rally has been built on a foundation of strong core financial performance, as shown by Q1 2025 revenues up 7.8% year-over-year to $16.5 billion and property-liability premiums rising 8.7%.
- Shareholder returns have been prioritized through a $1.5 billion repurchase program and a 2.03% dividend yield.
- The recent divestiture of the Employer Voluntary Benefits business for $2.0 billion has significantly bolstered capital ratios and liquidity.
- A resilient, diversified investment portfolio generated $854 million in net investment income and 4.7% portfolio return over the past twelve months.
The broader macro backdrop remains favorable. The personal lines insurance market continues its growth, supported by rising auto and homeowners premiums in a persistently inflationary environment. Regulatory dynamics in the U.S.—especially moves to modernize insurance digitalization and price reforms—further underpin sector fundamentals. In summary, Allstate is navigating industry volatility with agility while maintaining its long-term growth orientation.
Technical Analysis
Technical indicators paint a balanced yet slightly bullish immediate profile for Allstate:
- Moving Averages: The share price stands firmly above all major short-, medium- and long-term averages (5, 10, 20, 50, 100, and 200-day), a classic bullish configuration.
- RSI (14) clocks in at 53.15, in neutral territory and well away from overbought risk—suggesting the recent rally remains healthy and further upside is viable.
- MACD (12,26) registers slightly negative at -0.65, indicative of consolidative movement yet not a clear reversal.
- ROC (Rate of Change) at 2.79 demonstrates bullish price momentum.
- ADX (14) at 22.52 and CCI (14) at 58.88 both reflect a stable trend, neither overextended nor fragile.
In terms of price action, clear support is visible at $195.90 and $193.71, with substantial buy interest historically emerging near these levels. Resistance at $200.52 and $202.24 presents the next key tests; breach of these could trigger further momentum-driven buying.
Aggregate technical sentiment is slightly bullish: out of 22 tracked indicators, 14 flash “buy,” with moving average consensus at “strong buy.” This aligns with the current technical setup that often precedes new breakouts in blue-chip insurance stocks.
Fundamental Analysis
Allstate’s fundamentals remain compelling across several axes:
- Revenue and Profitability: Q1 2025 produced 7.8% revenue growth, remarkable in a year marked by historic catastrophe events—demonstrating robust business model resilience. Adjusted net income reached $949 million ($3.53/diluted share), and return on equity stood at an impressive 23.7%.
- Auto Insurance: This segment shines, with $9.8 billion in premiums written (+5.2%), combined ratio improving by 4.7 points to 91.3, and underwriting income surging 132.5% to $816 million—pointing to continued share gains and operational outperformance.
- Valuation: With a P/E ratio of 11.61 and a PEG below 1, the stock screens as attractively valued relative to both the insurance peer group and the broader S&P 500, especially considering its growth rates and superior ROE.
- Dividend and Shareholder Value: A 2.03% dividend yield complemented by a consistent buyback program underlines management’s shareholder return focus and confidence in intrinsic value.
- Strategic Moves: The company’s $2.0 billion business sale further optimizes its capital structure, and ongoing execution of the “Transformative Growth” program ensures continued innovation and digitalization at scale.
Allstate’s structural strengths—brand equity, proprietary agent network, extensive reinsurance, and diversified investment strategy—position it favorably for sustainable growth even amidst sector headwinds.
Volume and Liquidity
A consistently high average daily trading volume, buoyed by institutional participation, underscores robust liquidity and investor confidence. The 2025 float remains favorable: a balanced supply of shares on the open market enables dynamic price discovery and provides an optimal environment for orderly large- and small-scale investment activity. The recent uptick in volume during price advances suggests that market participants are positioning for further gains.
Catalysts and Positive Outlook
Several clear factors support continued upside potential for Allstate:
Near-term Catalysts
- Share repurchase execution and ongoing dividend growth signal high management confidence.
- Strong new business trends, particularly the 31.2% jump in auto insurance applications, suggest runway for continued premium growth.
- Effective reinsurance: The success in mitigating major catastrophe losses underscores superior capital management and risk controls.
Medium-/Long-term Drivers
- Digital transformation: Allstate’s “Transformative Growth” plan, leveraging technology to lower costs and enhance the customer experience, should support improving efficiency and competitive differentiation.
- Capital redeployment: Proceeds from recent divestitures provide dry powder for share repurchases, strategic M&A, or investment in growth vectors.
- Industry trends: The ongoing societal shift toward digital insurance solutions and greater regulatory clarity bode well for incumbents with strong balance sheets and innovation capacity.
- ESG and climate resilience initiatives: Growing focus in this area positions Allstate as a forward-thinking insurer, appealing to modern capital markets and customers alike.
Looking forward, analyst consensus places a 12-month price target at $225.29—representing over 14% upside from current levels and further bolstering the bullish narrative.
Investment Strategies
Allstate’s current valuation and technical posture open various avenues for both tactical and strategic investors:
Short-Term
- The stock currently trades just above firm support near $195. Entry at or slightly above this level, with technical confirmation, may offer an attractive risk/reward profile if support holds.
- The successful breach of $200.52-$202.24 resistance could trigger a momentum rally, providing a tactical opportunity for short-term traders.
Medium-Term
- For medium-term investors, alignment with upcoming catalysts (Q2 earnings, further share buybacks, or new digital product rollouts) may provide ideal entry points.
- The underlying momentum in business fundamentals—particularly in auto policies—suggests visible positive news flow for the next quarters.
Long-Term
- Allstate offers compelling value for investors seeking both income and growth. A 2.03% dividend yield, consistent buybacks, and an industry-low P/E combine with a structurally defensive, inflation-resilient business model.
- The ongoing digital transformation and capital strength position the stock for multi-year outperformance, especially as insurance markets are reshaped by technology and ESG imperatives.
Proactive investors may view current price consolidation—between the $195 and $200 band—as an ideal positioning window, given proximity to technical support and pending catalysts on both the earnings and capital allocation fronts.
Is It the Right Time to Buy Allstate?
Allstate’s latest results showcase a company with rare strength: accelerating revenue growth, industry-leading profitability in its auto insurance core, and expanding margins despite exceptional catastrophe headwinds. A disciplined, shareholder-friendly capital management philosophy is paired with technological innovation and operational excellence, all reinforced by sound, transparent governance.
The technical picture is aligned with this robust fundamental base: above all key moving averages, strong support levels holding, and momentum on the cusp of another bullish phase. With consensus price targets forecasting double-digit upside, a resilient dividend set to grow, and visible macro/secular tailwinds in its favor, Allstate may represent an excellent opportunity for investors seeking a blend of growth, value, and downside protection in an evolving insurance landscape.
In sum, Allstate’s strategic agility, capital strength, and execution make it a standout in the sector—an opportunity that warrants close consideration for well-positioned, growth-minded portfolios as we move into the second half of 2025. The current environment seems unlikely to last, so those seeking exposure to a best-in-class insurance leader may well be observing a textbook bullish setup in real time.
How to buy Allstate stock in United States?
Buying Allstate (ALL) stock online today is both simple and secure when you use a regulated U.S. broker. Whether you’re a first-time investor or have some experience, there are two main ways to invest: you can buy shares directly (“spot buying”) or trade Contracts for Difference (CFDs), which let you speculate on price movements without owning the underlying shares. Both methods can be accessed from your smartphone or computer via reputable trading platforms. If you’re wondering which broker is best for you, don’t worry—a comprehensive broker comparison is available further down this page.
Spot buying
A cash (or spot) purchase means you’re buying real Allstate shares that are registered in your name or held in your brokerage account. This is the most common method for long-term investors who want to own the stock, receive dividends, and benefit from potential share price appreciation. Most U.S. brokers charge a fixed commission per order—typically around $0 to $5—plus any regulatory fees.
Example
Suppose the current Allstate share price is $197.24 and you want to invest $1,000. With a typical $5 brokerage fee, you could buy about 5 shares ($1,000 - $5 = $995; $995 ÷ $197.24 ≈ 5 shares). Gain scenario: If the share price rises by 10%, your 5 Allstate shares would be worth approximately $1,100. Result: That’s a $100 gross gain, or a +10% return on your investment.
Trading via CFD
CFD (Contract for Difference) trading allows you to speculate on Allstate’s share price movements without actually owning the physical shares. CFDs are popular for short-term traders since they offer the ability to leverage your position—meaning you can control a larger market position with less capital. Typical fees include the spread (the difference between buy/sell price) and overnight financing if you hold positions beyond a day.
Example
You decide to open a CFD position on Allstate shares using $1,000 and 5x leverage. This gives you exposure to $5,000 worth of stock. Gain scenario: If Allstate’s share price climbs by 8%, your position gains 8% × 5 = 40%. Result: That’s a $400 gain on a $1,000 stake (excluding fees).
Final advice
Before you invest, it’s essential to compare the fees, trading conditions, and services of different brokers, as these can significantly impact your returns. The best broker for you will depend on your objectives—whether you prefer to buy and hold shares directly or to trade with leverage through CFDs. A detailed broker comparison is available further down this page to help you make an informed and confident choice.
Is eToro reliable?
Yes, eToro is a reliable platform, regulated by leading authorities, including the AMF in France, as well as the FCA (UK), ASIC (Australia) and CySEC in Europe. With over 30 million users worldwide, eToro is widely recognized for its security and transparency. Based on our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.
Why choose eToro?
With eToro, you don’t need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while investing.
You have access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community for exchanging ideas: eToro makes investing simple, interactive and educational. It's a bit like the Spotify of investing.
What are the fees at eToro?
eToro is transparent about its fees: no commission on the purchase of stocks or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposits are free, and withdrawals are set at $5. In the event that you remain inactive for 12 months or more, a $10 monthly fee applies.
Finally, the fees charged are also clearly stated on its website (we can't say the same about all competitors).
Who is eToro for?
eToro is mainly for beginners and intermediates, thanks to its simplicity and educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).
Is it easy to withdraw your money from eToro?
Yes, withdrawing your winnings from eToro is as easy as investing. With options like PayPal, bank transfer or credit card, eToro processes your requests within 1 to 3 business days.
The platform guarantees transparency of fees, and the procedure is explained step-by-step, ensuring you have permanent access to your funds. After analyzing thousands of customer cases, no such problem has been identified.
Is eToro reliable?
Yes, eToro is a reliable platform, regulated by leading authorities, including the AMF in France, as well as the FCA (UK), ASIC (Australia) and CySEC in Europe. With over 30 million users worldwide, eToro is widely recognized for its security and transparency. Based on our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.
Why choose eToro?
With eToro, you don’t need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while investing.
You have access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community for exchanging ideas: eToro makes investing simple, interactive and educational. It's a bit like the Spotify of investing.
What are the fees at eToro?
eToro is transparent about its fees: no commission on the purchase of stocks or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposits are free, and withdrawals are set at $5. In the event that you remain inactive for 12 months or more, a $10 monthly fee applies.
Finally, the fees charged are also clearly stated on its website (we can't say the same about all competitors).
Who is eToro for?
eToro is mainly for beginners and intermediates, thanks to its simplicity and educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).
Is it easy to withdraw your money from eToro?
Yes, withdrawing your winnings from eToro is as easy as investing. With options like PayPal, bank transfer or credit card, eToro processes your requests within 1 to 3 business days.
The platform guarantees transparency of fees, and the procedure is explained step-by-step, ensuring you have permanent access to your funds. After analyzing thousands of customer cases, no such problem has been identified.
Is IG reliable?
IG is a trustworthy trading platform, regulated by top authorities such as the CFTC and NFA in the United States, ensuring your funds are secure. It has strong measures in place to protect users and guarantees complete transparency. Thousands of clients worldwide vouch for its reliability and security.
Why choose IG?
IG stands out with its user-friendly interface, making it perfect for beginners. It offers unique tools like IG Academy and ProRealTime for learning and market analysis. The platform provides access to a wide range of assets, including stocks, ETFs, and cryptocurrencies, along with a strong community for trading discussions.
What are the fees at IG?
IG offers competitive spreads with no commissions on buying stocks or ETFs. Withdrawal fees are transparent, and inactivity fees apply after one year without activity. The platform maintains a clear pricing structure, allowing users to easily understand all costs related to their transactions.
Who is IG for?
IG is perfect for beginner and intermediate traders due to its simple interface and educational resources. It also caters to experienced investors with advanced trading tools. Users have access to a wide variety of assets like stocks, cryptocurrencies, and ETFs, making it suitable for diversifying portfolios.
Is it easy to withdraw money from IG?
Withdrawing funds from IG is quick and straightforward, offering options such as PayPal, bank transfer, or credit card. Processing times are usually 1 to 3 business days. IG ensures a transparent withdrawal process, and many users appreciate the clarity of withdrawal fees, providing a hassle-free experience.
Is IG reliable?
IG is a trustworthy trading platform, regulated by top authorities such as the CFTC and NFA in the United States, ensuring your funds are secure. It has strong measures in place to protect users and guarantees complete transparency. Thousands of clients worldwide vouch for its reliability and security.
Why choose IG?
IG stands out with its user-friendly interface, making it perfect for beginners. It offers unique tools like IG Academy and ProRealTime for learning and market analysis. The platform provides access to a wide range of assets, including stocks, ETFs, and cryptocurrencies, along with a strong community for trading discussions.
What are the fees at IG?
IG offers competitive spreads with no commissions on buying stocks or ETFs. Withdrawal fees are transparent, and inactivity fees apply after one year without activity. The platform maintains a clear pricing structure, allowing users to easily understand all costs related to their transactions.
Who is IG for?
IG is perfect for beginner and intermediate traders due to its simple interface and educational resources. It also caters to experienced investors with advanced trading tools. Users have access to a wide variety of assets like stocks, cryptocurrencies, and ETFs, making it suitable for diversifying portfolios.
Is it easy to withdraw money from IG?
Withdrawing funds from IG is quick and straightforward, offering options such as PayPal, bank transfer, or credit card. Processing times are usually 1 to 3 business days. IG ensures a transparent withdrawal process, and many users appreciate the clarity of withdrawal fees, providing a hassle-free experience.
Is AvaTrade reliable?
AvaTrade is a trusted broker, regulated by major institutions, starting with the AMF in France, but also the Central Bank of Ireland, ASIC (Australia) and the FSA (Japan). Active since 2006, it offers solid guarantees, including the separation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose AvaTrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don't need to be an expert: AvaTrade adapts to you.
What are the fees at AvaTrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when you pay.
Who is AvaTrade for?
AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you're looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is a great choice.
Is it easy to withdraw money from AvaTrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, wire transfer or electronic wallets. Everything is designed to offer you fast, clear and secure access.
Is AvaTrade reliable?
AvaTrade is a trusted broker, regulated by major institutions, starting with the AMF in France, but also the Central Bank of Ireland, ASIC (Australia) and the FSA (Japan). Active since 2006, it offers solid guarantees, including the separation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose AvaTrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don't need to be an expert: AvaTrade adapts to you.
What are the fees at AvaTrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when you pay.
Who is AvaTrade for?
AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you're looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is a great choice.
Is it easy to withdraw money from AvaTrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, wire transfer or electronic wallets. Everything is designed to offer you fast, clear and secure access.
Our 7 tips for buying Allstate stock
| 📊 Step | 📝 Specific tip for Allstate |
|---|---|
| Analyze the market | Review Allstate’s strong auto insurance growth, robust revenue, and current position in the property and casualty sector to understand how it fits into your portfolio. |
| Choose the right trading platform | Select a trusted broker with access to the NYSE, low commission fees, and support for dividend reinvestment to maximize your Allstate investment potential. |
| Define your investment budget | Allocate funds thoughtfully, considering Allstate’s history of weather-related losses and the need to diversify across insurance and other sectors. |
| Choose a strategy (short or long term) | Consider a long-term hold strategy to benefit from Allstate’s consistent dividends, stable management, and growth in core auto insurance services. |
| Monitor news and financial results | Regularly track Allstate’s quarterly earnings, catastrophe loss updates, dividend announcements, and strategic initiatives for timely investment decisions. |
| Use risk management tools | Use stop-loss orders and position sizing to help protect your capital, given Allstate’s exposure to unpredictable catastrophic events. |
| Sell at the right time | Consider selling or taking profits around technical resistance ($200.52–$205.14) or ahead of major earnings releases if market sentiment shifts or key targets are met. |
The latest news about Allstate
Allstate’s Q1 2025 results show an 8% year-over-year revenue increase and robust auto insurance profitability. The company reported total revenues of $16.5 billion, up 7.8% from Q1 2024, demonstrating resilience despite an environment plagued by severe catastrophe losses. Notably, the Allstate Protection Auto segment stood out, with premiums earned rising 6.5% and underwriting income more than doubling (+132.5%), while the combined ratio improved by 4.7 points to 91.3. This marks significant operating strength, benefiting from strong pricing, disciplined underwriting, and a 31% surge in new business applications, signaling competitive traction and rising market share in a key US insurance segment.
Allstate completed a $2 billion asset sale and reinforced shareholder returns with a new buyback program and increased dividend. On April 1, 2025, Allstate finalized the sale of its Employer Voluntary Benefits business for $2 billion, fortifying its capital position and enhancing financial flexibility. Shortly after, the company announced a fresh $1.5 billion share repurchase initiative and raised its quarterly dividend to $1.00 per common share. These moves underscore management’s commitment to disciplined capital allocation and returning value directly to US shareholders, strengthening the investment case for equity holders.
Recent technical analysis indicates broad bullish sentiment with Allstate trading above all major moving averages. Consensus from technical indicators is largely positive: the stock price remains above its 5, 10, 20, 50, 100, and 200-day moving averages, a strong buy signal reflecting sustained momentum in US markets. The Relative Strength Index (RSI) sits at a neutral 53.15, suggesting no immediate risk of overbought conditions, while the Rate of Change (ROC) at 2.79 further points to bullish momentum. This technical positioning is reinforced by a majority of technical analysts maintaining a “Buy” outlook, supporting short- to mid-term confidence in Allstate’s stock performance.
Strong underlying combined ratio improvements, supported by an effective reinsurance program, helped limit the impact of record catastrophe claims. Though Allstate faced $3.3 billion in gross catastrophe losses during Q1—particularly from California wildfires and severe weather—the company’s comprehensive reinsurance program mitigated the net impact, recovering $1.1 billion and shielding the business from even steeper losses. The underlying combined ratios improved both in auto (down 3.8 points) and homeowners (down 3.1 points) lines, reflecting operational improvements. These results illustrate the effectiveness of Allstate's risk management and product pricing in the face of the increasingly volatile US climate landscape.
Analyst consensus remains constructive with a target price well above current levels and attractive valuation metrics for US investors. Analyst consensus pegs the 12-month target price at $225.29—around 14% above the present $197.24—indicating room for further appreciation. Allstate trades at a modest P/E of 11.61 and offers a stable 2.03% dividend yield, making it attractive for income-oriented US investors seeking exposure to financial services. The combination of ongoing growth in core operations, prudent balance sheet management, and the potential for further capital returns underscores a favorable environment for existing and prospective shareholders in the domestic market.
FAQ
What is the latest dividend for Allstate stock?
Allstate currently pays a quarterly dividend of $1.00 per share, amounting to $4.00 annually. The most recent ex-dividend date was March 10, 2025. This payout represents a dividend yield of about 2%, reflecting Allstate’s commitment to returning value to shareholders. Notably, Allstate has a track record of strengthening its dividend and recently increased it alongside a sizable share repurchase program.
What is the forecast for Allstate stock in 2025, 2026, and 2027?
Based on the current price of $197.24, projections are: end of 2025 at $256.41, end of 2026 at $295.86, and end of 2027 at $394.48. These values illustrate optimistic growth potential, supported by Allstate’s robust performance in auto insurance, effective capital management, and a resilient Transformative Growth strategy that continues to deliver improved profitability and operational strength.
Should I sell my Allstate shares?
Holding Allstate shares may be a prudent choice for investors seeking solid long-term potential. The company combines attractive valuation metrics, such as a low P/E ratio and healthy dividend, with demonstrated resilience in challenging market conditions. Management’s focus on capital return and core insurance strengths underscores the case for holding, especially for those targeting stable sector exposure and sustained growth.
Are Allstate dividends subject to U.S. taxes, and can I hold Allstate shares in a 401(k) or IRA?
Yes, Allstate dividends are generally subject to U.S. federal income tax, but the stock is eligible to be held in tax-advantaged accounts like IRAs and 401(k)s. Dividends received within these accounts are tax-deferred (or tax-free for Roth accounts), allowing U.S. investors to optimize after-tax returns. For investments held in taxable accounts, qualified dividends usually benefit from favorable long-term capital gains rates.
What is the latest dividend for Allstate stock?
Allstate currently pays a quarterly dividend of $1.00 per share, amounting to $4.00 annually. The most recent ex-dividend date was March 10, 2025. This payout represents a dividend yield of about 2%, reflecting Allstate’s commitment to returning value to shareholders. Notably, Allstate has a track record of strengthening its dividend and recently increased it alongside a sizable share repurchase program.
What is the forecast for Allstate stock in 2025, 2026, and 2027?
Based on the current price of $197.24, projections are: end of 2025 at $256.41, end of 2026 at $295.86, and end of 2027 at $394.48. These values illustrate optimistic growth potential, supported by Allstate’s robust performance in auto insurance, effective capital management, and a resilient Transformative Growth strategy that continues to deliver improved profitability and operational strength.
Should I sell my Allstate shares?
Holding Allstate shares may be a prudent choice for investors seeking solid long-term potential. The company combines attractive valuation metrics, such as a low P/E ratio and healthy dividend, with demonstrated resilience in challenging market conditions. Management’s focus on capital return and core insurance strengths underscores the case for holding, especially for those targeting stable sector exposure and sustained growth.
Are Allstate dividends subject to U.S. taxes, and can I hold Allstate shares in a 401(k) or IRA?
Yes, Allstate dividends are generally subject to U.S. federal income tax, but the stock is eligible to be held in tax-advantaged accounts like IRAs and 401(k)s. Dividends received within these accounts are tax-deferred (or tax-free for Roth accounts), allowing U.S. investors to optimize after-tax returns. For investments held in taxable accounts, qualified dividends usually benefit from favorable long-term capital gains rates.
