Should I buy American Express stock in 2025?
Is American Express stock a buy right now?
As of early May 2025, American Express (AXP) trades around $268.54 on the NYSE, with an average daily volume of approximately 3.34 million shares, reflecting healthy market liquidity. The shares recently rebounded, posting a 9% gain this week, and have risen 16% over the past year. This momentum follows Q1 results that beat expectations: revenues climbed 7% year-over-year to $17 billion and net income reached $2.6 billion, supported by a net write-off rate that remains low and stable. The company maintained its full-year guidance, signaling confidence in its ongoing revenue growth (8-10%) and robust earnings. Managing to combine a premium brand, disciplined expense control, and strategic investments in digital innovation, American Express continues to outpace many peers in the competitive credit services industry. Market sentiment is largely constructive, as investors note the steadiness of the company's high-value customer base and impressive return on equity. While technical signals show some mixed short-term trends, the long-term fundamentals remain compelling. Analysts from more than 32 major national and international banks now see a consensus target price at $349, unlocking additional capital appreciation potential. In a sector shaped by innovation and consumer resiliency, American Express offers a proven track record and the flexibility to adapt in shifting markets.
- Consistently strong revenue and net income growth quarter after quarter.
- Premium, loyal customer base driving above-average spend and credit quality.
- Industry-leading return on equity at 34.27%, reflecting operational excellence.
- Disciplined expense management balances investment in technology with profitability.
- Robust brand equity and global merchant acceptance underpin long-term market leadership.
- Sensitive to economic downturns or shifts in consumer spending patterns.
- Technical resistance and longer-term moving averages point to possible near-term volatility.
- What is American Express?
- How much is American Express stock?
- Our full analysis on American Express </b>stock
- How to buy American Express stock in United States?
- Our 7 tips for buying American Express stock
- The latest news about American Express
- FAQ
Why trust HelloSafe?
At HelloSafe, our expert has been monitoring American Express's performance for over three years. Each month, hundreds of thousands of users across the United States rely on us to interpret market trends and highlight the best investment opportunities. Our reports are provided solely for informational purposes and do not constitute investment advice. In accordance with our ethical charter, we have never been, and will never be, compensated by American Express.
What is American Express?
| Indicator | Value | Analysis |
|---|---|---|
| 🏳️ Nationality | United States | US-based company; aligns with major US indices and subject to US regulations. |
| 💼 Market | NYSE | Traded on the New York Stock Exchange, ensuring high liquidity and transparency. |
| 🏛️ ISIN code | US0258161092 | Unique global identifier that facilitates tracking and trading worldwide. |
| 👤 CEO | Stephen J. Squeri | CEO since 2018, Squeri’s leadership has driven profit and digital innovation. |
| 🏢 Market cap | $188.14 billion | Large-cap stability; scale supports resilience and investor confidence. |
| 📈 Revenue | $17.0 billion (Q1 2025) | Revenue grew 7% year-over-year, showing solid business momentum. |
| 💹 EBITDA | Not directly disclosed | EBITDA not reported; focus on net income and operating margins for profitability insight. |
| 📊 P/E Ratio (Price/Earnings) | 18.75 (TTM) | Moderate P/E ratio; reflects solid earnings but less aggressive growth than tech peers. |
How much is American Express stock?
The price of American Express stock is rising this week. As of now, AXP trades at $268.54, with a 24-hour gain of +0.80% and an impressive weekly increase of 9.00%. The company boasts a market capitalization of $188.14 billion and an average three-month daily volume of 3.34 million shares.
| Metric | Value |
|---|---|
| P/E Ratio | 18.75 |
| Dividend Yield | 1.22% |
| Beta | 1.16 |
With robust market performance and moderate volatility, American Express continues to capture attention among investors looking for a strong presence in the financial services sector.
Check out the USA's best brokers!Compare brokersOur full analysis on American Express stock
After a rigorous review of American Express’s (NYSE: AXP) latest financial results and its robust stock performance over the past three years, our team has synthesized diverse data—including advanced financial ratios, technical signals, sector trends, and direct peer benchmarks—using proprietary multi-factor algorithms. This holistic approach offers rich perspective into the drivers of AXP’s recent momentum and its outlook within the competitive financial services and credit ecosystem. So, why might American Express stock once again become a strategic entry point into the payments sector in 2025?
Recent Performance and Market Context
American Express shares have demonstrated notable resilience and renewed momentum in 2025. As of May 2, the stock trades at $268.54, up 0.80% in the last session and marking a particularly strong weekly gain of +9.00%. Despite a modest six-month pullback (-1.52%), the one-year return stands at an impressive +16.02%, easily outpacing major credit service peers and echoing investors’ long-term confidence in AXP’s growth trajectory.
This resurgence has been catalyzed by a confluence of:
- Robust Q1 financial results—Revenue growth of 7% year-over-year (8% on an FX-adjusted basis), with net income and earnings per share both delivering solid upside;
- Sustained consumer and business spending—Billed business rose 6% year-on-year, outpacing macroeconomic consumer spending indices;
- Market tailwinds—A favorable environment for payment networks, with digital transformation, consumer travel, and premium product demand supporting sector-wide gains.
The broader market context is also advantageous for AXP: Moderating inflation and resilient U.S. employment numbers have underpinned robust cardholder activity. Furthermore, a strong institutional investor presence—anchored by Berkshire Hathaway’s substantial holding—imbues market participants with enduring confidence in the franchise’s underlying value proposition.
Technical Analysis
From a technical perspective, American Express is presenting intriguing setups for bullish participants:
- Short-Term Momentum: All short-term moving averages (5-day, 10-day, 20-day) are aligned in a bullish configuration, with the current price holding above the key 5-day SMA (266.10) and 10-day SMA (258.98). This reflects strong recent buying activity and a bias to the upside.
- Medium- and Long-Term Trends: The longer 50-day, 100-day, and 200-day moving averages (at $268.13, $286.93, and $275.02, respectively) display a more mixed, even cautious, outlook, suggesting medium-term participants are watching for a confirmed breakout above resistance zones.
- Key Support & Resistance:
- Support: Firmly established at $263.41—a level where bids have held resiliently.
- Immediate Resistance: $269.05, with an additional ceiling at $271.09. A decisive close above these thresholds could serve as a technical catalyst for further upside.
- Oscillators & Momentum:
- Relative Strength Index (RSI, 14): At 53.46, AXP is neither overbought nor oversold, suggesting room for movement in either direction, but with no immediate signs of exhaustion.
- MACD (12,26): A reading of -0.57 signals a recent shift, but the momentum is converging with short-term bullish price action.
Summing up, the contrasting signals between short- and long-term averages, paired with robust support, seem to present an excellent technical backdrop for investors eyeing breakout entries or accumulation strategies ahead of further confirmation.
Fundamental Analysis
The fundamental case for American Express remains highly compelling:
- Resilient Revenue Growth: Q1 2025 saw reported revenues reach $17.0 billion—up 7% year-on-year (and 8% FX-adjusted), reinforcing a consistent upward trajectory.
- Earnings Power & Profitability:
- Net income rose 6% YoY to $2.6 billion;
- EPS advanced 9% to $3.64, with guidance targeting $15.00–$15.50 (midpoint implies further growth ahead);
- Profit margin of 16.56% and sector-leading ROE at 34.27% underscore world-class capital efficiency.
- Attractive Valuation Metrics:
- P/E (TTM): 18.75
- Forward P/E: 17.79
- PEG: Implied attractive value versus projected growth
- Price-to-Sales: 2.83
- These ratios compare favorably with both credit service and broader financial services peers—indicating that the stock is not overextended, especially when adjusted for future growth trajectories.
- Brand Power & Structural Advantages:
- The premium brand continues to attract a loyal, affluent customer base, providing downside insulation in weak economic environments.
- Strategic investments in technology and product innovation have enhanced operational efficiency;
- Global, high-margin merchant acceptance networks continue to expand, further entrenching market share.
Combined, these factors affirm that AXP’s balance of growth, profitability, and structural advantages seem to justify renewed investor interest at today’s valuation.
Volume and Liquidity
Liquidity and trading volume remain robust metrics underpinning American Express’s investability:
- Average Daily Volume: 3.34 million shares—indicative of sustained institutional participation and efficient price discovery;
- Market Cap: At $188.14 billion, the company remains among the largest, most liquid players in global financial services;
- Float Characteristics: The tradable float is sufficient to accommodate dynamic large-scale repositioning by funds and individual investors alike.
These liquidity dynamics not only attract professional traders and long-term allocators, but also contribute to healthy market functioning and valuation transparency—reinforcing the stock’s suitability for a range of portfolio mandates.
Catalysts and Positive Outlook
Several forward-looking factors provide tangible upside catalysts to the American Express story in 2025 and beyond:
- Continued Digital Innovation: Investments in artificial intelligence, personalized rewards, and digital experiences have differentiated the platform and enabled greater customer engagement.
- Premium Product Expansion: Recent launches—including enhanced Platinum, Gold, and Business card offerings—have seen strong adoption rates, reinforcing premium growth.
- Global Merchant Acceptance: Ongoing expansion into underpenetrated international markets opens up extensive new revenue streams.
- ESG and Sustainability Initiatives: Commitment to reduced environmental impact and responsible lending aligns with large ESG-driven institutional capital flows.
- Potential M&A/Partnerships: American Express’s financial firepower and strategic clarity position it favorably for opportunistic alliances within the evolving payments and fintech arena.
Additionally, the sector-wide context continues to favor established, trusted networks like AXP. Moderate inflation, steady consumer confidence, and the digital payments supercycle sustain a powerful industry tailwind—contrasting with smaller fintech entrants facing funding and profitability challenges.
Investment Strategies
For investors assessing optimal points of entry, several scenarios warrant close attention:
- Short-Term: The current technical structure—with shares consolidating above strong support at $263.41 and approaching key resistance at $269.05—presents opportunities for tactical entries ahead of potential breakout moves, especially for momentum-driven traders.
- Medium-Term: Accumulating on pullbacks toward the 50-day SMA ($268.13) could offer a favorable risk-reward profile, particularly as upcoming quarterly catalysts and product releases bolster sentiment.
- Long-Term: With management reiterating robust FY25 guidance and sector leadership clearly intact, AXP seems well-positioned for sustained compounding. The unified presence of “anchor” institutional shareholders (led by Berkshire Hathaway) also provides downside stability, making dollar-cost-averaging or core portfolio inclusion strategies appear especially attractive.
The blend of cyclical strength, brand resilience, and technical support seem to set up the current price range as an ideal accumulation zone for investors focused on multi-year returns.
Is it the Right Time to Buy American Express?
To sum up, American Express exhibits a rare combination of momentum, valuation discipline, structural business advantages, and powerful future catalysts. The company’s premium business model, continued revenue and earnings growth, and enduring brand distinguish it in the crowded payment services space. Recent technical action underscores building bullish sentiment, with strong support holding and institutional flows in evidence.
Looking ahead, the company’s reaffirmed guidance, relentless pace of innovation, and prime exposure to premium consumer and business spending trends all contribute to an optimistic projection. For investors considering fresh exposure to the dynamic financial services and payments sector, American Express seems to represent an excellent opportunity—one that is backed by blue-chip fundamentals, robust technical support, and the credibility of industry-leading governance.
As the payments landscape evolves and investors increasingly demand quality, growth, and resilience, American Express stands poised to deliver on all fronts—and may well be entering a new bullish phase that rewards those willing to take a rigorously considered position at current levels.
How to buy American Express stock in United States?
Buying American Express (AXP) stock online has never been easier or safer for retail investors in the United States. Using a regulated brokerage platform, you can securely purchase shares with just a few clicks, whether from your computer or mobile device. There are two main methods to consider: traditional spot buying (owning actual shares) and more dynamic approaches like trading Contracts for Difference (CFDs), which enable leveraged exposure and the ability to bet on price movements. To help you make the best choice, we provide a detailed broker comparison further down this page.
Spot Buying
Spot buying means purchasing American Express shares directly on the stock market, making you the outright owner. This method is ideal for long-term investors seeking dividends and the security of holding real assets. When you buy stock with cash, most US brokers charge a fixed commission per order, typically ranging from $0 to $7, depending on the platform.
Example
Suppose the current American Express stock price is $268.54. With a $1,000 investment and a brokerage fee of about $5, you could purchase roughly 3 shares ($1,000 – $5 = $995 ÷ $268.54 ≈ 3.7, rounded down to 3 shares).
Gain Scenario: If the share price rises by 10%, your 3 shares would now be worth $885.18 × 1.10 = $973.70 (or $268.54 × 1.10 × 3). That’s a gross gain of approximately $80.55, or +10% on your initial $805.62 (excluding commission and fractional shares for simplicity).
Trading via CFD
CFD trading allows you to speculate on American Express stock price movements without owning the actual shares. With CFDs, you can use leverage—amplifying both your potential gains and losses. Fees for CFD trading typically include a spread (the difference between the buy and sell price) and an overnight financing charge if you hold the position beyond a day.
Example
You decide to open a CFD position on American Express with a $1,000 margin and 5x leverage. This means you have exposure to $5,000 worth of AXP stock.
Gain Scenario: If the stock rises by 8%, your position gains 8% × 5 = 40%. That results in a $400 profit on your $1,000 deposit (excluding fees or overnight charges).
Final Advice
Before investing in American Express stock, it's wise to compare brokers’ commissions, spreads, available leverage, and overall service quality. The right method depends on your investment objectives: choose spot buying for long-term ownership and dividend collection, or CFDs for flexible, leveraged trading and the ability to profit from both rising and falling markets. See our comprehensive broker comparison further down the page to find the platform that best fits your needs.
Is eToro reliable?
Yes, eToro is a reliable platform, regulated by leading authorities, including the AMF in France, as well as the FCA (UK), ASIC (Australia) and CySEC in Europe. With over 30 million users worldwide, eToro is widely recognized for its security and transparency. Based on our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.
Why choose eToro?
With eToro, you don’t need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while investing.
You have access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community for exchanging ideas: eToro makes investing simple, interactive and educational. It's a bit like the Spotify of investing.
What are the fees at eToro?
eToro is transparent about its fees: no commission on the purchase of stocks or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposits are free, and withdrawals are set at $5. In the event that you remain inactive for 12 months or more, a $10 monthly fee applies.
Finally, the fees charged are also clearly stated on its website (we can't say the same about all competitors).
Who is eToro for?
eToro is mainly for beginners and intermediates, thanks to its simplicity and educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).
Is it easy to withdraw your money from eToro?
Yes, withdrawing your winnings from eToro is as easy as investing. With options like PayPal, bank transfer or credit card, eToro processes your requests within 1 to 3 business days.
The platform guarantees transparency of fees, and the procedure is explained step-by-step, ensuring you have permanent access to your funds. After analyzing thousands of customer cases, no such problem has been identified.
Is eToro reliable?
Yes, eToro is a reliable platform, regulated by leading authorities, including the AMF in France, as well as the FCA (UK), ASIC (Australia) and CySEC in Europe. With over 30 million users worldwide, eToro is widely recognized for its security and transparency. Based on our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.
Why choose eToro?
With eToro, you don’t need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while investing.
You have access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community for exchanging ideas: eToro makes investing simple, interactive and educational. It's a bit like the Spotify of investing.
What are the fees at eToro?
eToro is transparent about its fees: no commission on the purchase of stocks or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposits are free, and withdrawals are set at $5. In the event that you remain inactive for 12 months or more, a $10 monthly fee applies.
Finally, the fees charged are also clearly stated on its website (we can't say the same about all competitors).
Who is eToro for?
eToro is mainly for beginners and intermediates, thanks to its simplicity and educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).
Is it easy to withdraw your money from eToro?
Yes, withdrawing your winnings from eToro is as easy as investing. With options like PayPal, bank transfer or credit card, eToro processes your requests within 1 to 3 business days.
The platform guarantees transparency of fees, and the procedure is explained step-by-step, ensuring you have permanent access to your funds. After analyzing thousands of customer cases, no such problem has been identified.
Is IG reliable?
IG is a trustworthy trading platform, regulated by top authorities such as the CFTC and NFA in the United States, ensuring your funds are secure. It has strong measures in place to protect users and guarantees complete transparency. Thousands of clients worldwide vouch for its reliability and security.
Why choose IG?
IG stands out with its user-friendly interface, making it perfect for beginners. It offers unique tools like IG Academy and ProRealTime for learning and market analysis. The platform provides access to a wide range of assets, including stocks, ETFs, and cryptocurrencies, along with a strong community for trading discussions.
What are the fees at IG?
IG offers competitive spreads with no commissions on buying stocks or ETFs. Withdrawal fees are transparent, and inactivity fees apply after one year without activity. The platform maintains a clear pricing structure, allowing users to easily understand all costs related to their transactions.
Who is IG for?
IG is perfect for beginner and intermediate traders due to its simple interface and educational resources. It also caters to experienced investors with advanced trading tools. Users have access to a wide variety of assets like stocks, cryptocurrencies, and ETFs, making it suitable for diversifying portfolios.
Is it easy to withdraw money from IG?
Withdrawing funds from IG is quick and straightforward, offering options such as PayPal, bank transfer, or credit card. Processing times are usually 1 to 3 business days. IG ensures a transparent withdrawal process, and many users appreciate the clarity of withdrawal fees, providing a hassle-free experience.
Is IG reliable?
IG is a trustworthy trading platform, regulated by top authorities such as the CFTC and NFA in the United States, ensuring your funds are secure. It has strong measures in place to protect users and guarantees complete transparency. Thousands of clients worldwide vouch for its reliability and security.
Why choose IG?
IG stands out with its user-friendly interface, making it perfect for beginners. It offers unique tools like IG Academy and ProRealTime for learning and market analysis. The platform provides access to a wide range of assets, including stocks, ETFs, and cryptocurrencies, along with a strong community for trading discussions.
What are the fees at IG?
IG offers competitive spreads with no commissions on buying stocks or ETFs. Withdrawal fees are transparent, and inactivity fees apply after one year without activity. The platform maintains a clear pricing structure, allowing users to easily understand all costs related to their transactions.
Who is IG for?
IG is perfect for beginner and intermediate traders due to its simple interface and educational resources. It also caters to experienced investors with advanced trading tools. Users have access to a wide variety of assets like stocks, cryptocurrencies, and ETFs, making it suitable for diversifying portfolios.
Is it easy to withdraw money from IG?
Withdrawing funds from IG is quick and straightforward, offering options such as PayPal, bank transfer, or credit card. Processing times are usually 1 to 3 business days. IG ensures a transparent withdrawal process, and many users appreciate the clarity of withdrawal fees, providing a hassle-free experience.
Is AvaTrade reliable?
AvaTrade is a trusted broker, regulated by major institutions, starting with the AMF in France, but also the Central Bank of Ireland, ASIC (Australia) and the FSA (Japan). Active since 2006, it offers solid guarantees, including the separation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose AvaTrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don't need to be an expert: AvaTrade adapts to you.
What are the fees at AvaTrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when you pay.
Who is AvaTrade for?
AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you're looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is a great choice.
Is it easy to withdraw money from AvaTrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, wire transfer or electronic wallets. Everything is designed to offer you fast, clear and secure access.
Is AvaTrade reliable?
AvaTrade is a trusted broker, regulated by major institutions, starting with the AMF in France, but also the Central Bank of Ireland, ASIC (Australia) and the FSA (Japan). Active since 2006, it offers solid guarantees, including the separation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose AvaTrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don't need to be an expert: AvaTrade adapts to you.
What are the fees at AvaTrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when you pay.
Who is AvaTrade for?
AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you're looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is a great choice.
Is it easy to withdraw money from AvaTrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, wire transfer or electronic wallets. Everything is designed to offer you fast, clear and secure access.
Our 7 tips for buying American Express stock
| Step | Specific tip for American Express |
|---|---|
| Analyze the market | Review American Express’s financial reports and recent earnings growth, considering its strong premium customer base and sustained revenue increases, as well as the current environment in financial services and credit card spending trends in the U.S. |
| Choose the right trading platform | Select a trustworthy U.S. brokerage that provides access to NYSE-listed stocks like AXP, competitive commission rates, and robust research tools for monitoring American Express’s performance. |
| Define your investment budget | Set a clear budget based on your investment goals and risk tolerance, keeping in mind American Express’s current price level, historical volatility, and the importance of diversification within your portfolio. |
| Choose a strategy (short or long term) | Decide if you want to invest for short-term gains, taking advantage of recent bullish momentum, or hold for the long term to benefit from American Express’s strong brand, high margins, and potential for continued growth and dividend income. |
| Monitor news and financial results | Keep up with American Express’s quarterly earnings releases, management guidance, and major economic news that might affect consumer spending and credit quality, as these can significantly impact the stock’s trajectory. |
| Use risk management tools | Employ stop-loss and take-profit orders to protect your investment in case of unexpected market swings, and consider your personal risk appetite when determining position sizing for AXP. |
| Sell at the right time | Watch technical resistance levels and plan to take profits near price peaks, or reassess your position before major announcements or in the face of macroeconomic uncertainty affecting American Express and the broader financial sector. |
The latest news about American Express
American Express stock surged over 9% this week, signaling robust investor confidence post-Q1 earnings. American Express experienced a notable 9% gain in its share price over the past week, supported by sustained momentum following its strong first-quarter 2025 results released April 17. The company exceeded consensus expectations with a 7% year-over-year revenue increase to $17.0 billion and EPS rising 9% to $3.64. Analysts and financial media in the U.S. highlighted the stability in consumer spending and credit quality, especially among the company's affluent cardmember base, as core factors driving this strong performance and the stock’s upward movement.
Management reaffirmed full-year 2025 guidance for both revenue and earnings, underscoring business resilience. During the quarterly report, American Express reiterated its guidance for 8-10% revenue growth and EPS in the range of $15.00 to $15.50 for the full year, delivering assurance about its outlook despite persistent macroeconomic uncertainty in the U.S. This confidence from management—described as “reflecting the power of [its] premium customer base” by CEO Stephen Squeri—was well received by institutional investors and market commentators, reinforcing trust in the company’s business model and U.S.-centric growth strategy.
Short-term technical momentum has turned bullish, with key moving averages supporting a positive near-term trend. Technical analysis reveals that American Express has established short-term bullish trends, with 5-day, 10-day, and 20-day simple moving averages all pointing upward. The stock now trades above critical support at $263.41 and approaches resistance at $269.05, a level closely watched by traders. While longer-term signals remain mixed, the short-term upward momentum is largely attributed to solid earnings, increased institutional buying, and improved market sentiment in the financial sector.
Major U.S. institutional investors, led by Berkshire Hathaway, continue to underscore confidence in American Express. Recent filings confirm that Berkshire Hathaway remains the largest shareholder with over 21% ownership, complemented by large positions from Vanguard, BlackRock, and State Street. This level of institutional commitment serves as a stabilizing influence for the stock and is frequently cited by market analysts as a major vote of confidence in the company’s long-term U.S. strategy and brand value.
Resilient credit performance and premium customer trends highlight American Express's strong position amid U.S. economic headwinds. The company maintained a stable net write-off rate at 2.1% in Q1, demonstrating effective credit risk management even as broader consumer credit metrics in the U.S. showed signs of strain. Continued growth in billed business—up 6% year over year—reflects the spending capacity of American Express’s core, high-income U.S. client base. These strengths have garnered positive commentary from industry analysts, who also note ongoing investments in digital platforms and customer experience as supporting factors for future growth.
FAQ
What is the latest dividend for American Express stock?
American Express currently pays a dividend. The most recent dividend was $3.28 per share on an annualized basis, representing a steady continuation of the company’s shareholder rewards policy. The dividend yield stands at 1.22%, with payments typically made quarterly. American Express has a consistent track record of maintaining and gradually increasing its dividend, reflecting its strong profitability and disciplined capital management.
What is the forecast for American Express stock in 2025, 2026, and 2027?
Based on current trends, projections for American Express stock suggest values around $349 by the end of 2025, $403 by the end of 2026, and $537 by the end of 2027. These forecasts are supported by the company’s robust fundamentals, including solid revenue and net income growth, and reinforce confidence in American Express’ ability to benefit from ongoing momentum in the financial services sector.
Should I sell my American Express shares?
Given American Express’ history of strong performance, ongoing earnings growth, and its premium positioning in the credit services industry, holding shares may be a sound choice for investors focused on long-term value. The company maintains resilient profitability, a disciplined strategy, and is backed by influential institutional shareholders. Recent financial results and management guidance suggest continued stability, making American Express a compelling hold for those with a long-term investment horizon.
How are dividends from American Express stock taxed for US investors?
For US investors, dividends from American Express are typically classified as qualified dividends and taxed at favorable long-term capital gains rates, which vary based on your income bracket. If you hold AXP shares in a tax-advantaged account such as an IRA or 401(k), taxes on dividends may be deferred or, in some cases, not owed at all. It’s important to remember that, outside of these accounts, you may also need to consider thresholds for net investment income tax.
What is the latest dividend for American Express stock?
American Express currently pays a dividend. The most recent dividend was $3.28 per share on an annualized basis, representing a steady continuation of the company’s shareholder rewards policy. The dividend yield stands at 1.22%, with payments typically made quarterly. American Express has a consistent track record of maintaining and gradually increasing its dividend, reflecting its strong profitability and disciplined capital management.
What is the forecast for American Express stock in 2025, 2026, and 2027?
Based on current trends, projections for American Express stock suggest values around $349 by the end of 2025, $403 by the end of 2026, and $537 by the end of 2027. These forecasts are supported by the company’s robust fundamentals, including solid revenue and net income growth, and reinforce confidence in American Express’ ability to benefit from ongoing momentum in the financial services sector.
Should I sell my American Express shares?
Given American Express’ history of strong performance, ongoing earnings growth, and its premium positioning in the credit services industry, holding shares may be a sound choice for investors focused on long-term value. The company maintains resilient profitability, a disciplined strategy, and is backed by influential institutional shareholders. Recent financial results and management guidance suggest continued stability, making American Express a compelling hold for those with a long-term investment horizon.
How are dividends from American Express stock taxed for US investors?
For US investors, dividends from American Express are typically classified as qualified dividends and taxed at favorable long-term capital gains rates, which vary based on your income bracket. If you hold AXP shares in a tax-advantaged account such as an IRA or 401(k), taxes on dividends may be deferred or, in some cases, not owed at all. It’s important to remember that, outside of these accounts, you may also need to consider thresholds for net investment income tax.
