Should I buy Assurant stock in 2025?
Is Assurant stock a buy right now?
Assurant, Inc. (NYSE: AIZ) stands out as a resilient player in the U.S. property & casualty insurance sector, currently trading around $197 with an average daily volume of approximately 478,000 shares. In the past year, shares have climbed more than 15%, buoyed by notable strength in both financial results and market confidence. Q4 2024 saw revenue and net income rise by 5% and 10% year-over-year respectively, surpassing analyst forecasts thanks to outstanding performance in its Global Housing segment. Recent leadership changes in Europe and Latin America signal ongoing commitment to global expansion, while the recognition as one of America’s Most JUST Companies underscores its strong social and governance credentials. The technical backdrop shows short-term momentum improving, although longer-term moving averages indicate a cautious approach is still valued by the market. Analysts, however, recognize Assurant’s consistent revenue and dividend growth, reflected in a consensus target price of $256—agreed upon by over 34 national and international banks. In a sector buffeted by economic cycles and market volatility, Assurant’s diversified business model, low stock volatility, and commitment to shareholder returns cast it as a pragmatic choice for investors considering a strategic entry at current levels.
- Double-digit earnings growth: net income up 18% and EPS up 21% in 2024.
- Diversified business: balanced exposure to Global Lifestyle and Housing segments for greater stability.
- Strong dividend profile: 11% increase in quarterly dividend, now yielding 1.62% annually.
- Lower volatility: 5-year beta of 0.52 cushions against broad market swings.
- Ongoing share repurchases and healthy liquidity with $673 million available.
- Housing market exposure may impact results during real estate downturns.
- Potential impact from catastrophe claims and natural disaster events remains relevant.
- What is Assurant?
- How much is Assurant stock?
- Our full analysis on Assurant </b>stock
- How to buy Assurant stock in United States?
- Our 7 tips for buying Assurant stock
- The latest news about Assurant
- FAQ
Why trust HelloSafe?
At HelloSafe, our expert has been monitoring Assurant’s performance for more than three years. Every month, over a million users in the United States rely on us to interpret market trends and identify top investment opportunities. Our analyses are intended solely for informational purposes and do not constitute investment advice. According to our ethical charter, we have never been, and will never be, compensated by Assurant.
What is Assurant?
| Indicator | Value | Analysis |
|---|---|---|
| 🏳️ Nationality | United States | U.S.-based, benefits from a large and stable domestic insurance market. |
| 💼 Market | New York Stock Exchange (NYSE) | Listed on NYSE, offering strong liquidity and regulatory oversight. |
| 🏛️ ISIN code | US04621X1081 | U.S. ISIN code ensures international identification and easy investor access. |
| 👤 CEO | Keith W. Demmings | New CEO since 2022, bringing recent leadership continuity and execution focus. |
| 🏢 Market cap | $10.02 billion | Mid-cap size offers growth potential, but less scale than global insurance peers. |
| 📈 Revenue | $11.88 billion (2024, full-year) | Strong annual revenue growth (6.7%) signals robust business expansion and diversification. |
| 💹 EBITDA | Not publicly disclosed for 2024 | EBITDA projected to grow modestly, indicating stable underlying profitability. |
| 📊 P/E Ratio | 13.63 | Below industry average, suggesting fair valuation and possible upside for long-term investors. |
How much is Assurant stock?
The price of Assurant stock is rising this week. As of now, AIZ shares trade at $197.02, showing a 24-hour gain of $5.39 (+2.81%) and a weekly increase of $6.19 (+3.24%).
| Market Cap | Avg. Daily Volume (3M) | P/E Ratio | Dividend Yield | Beta |
|---|---|---|---|---|
| $10.02 billion | 478,006 | 13.63 | 1.62% | 0.52 |
Assurant's stock beta of 0.52 suggests notably lower volatility than the broader market. These factors may appeal to investors looking for both income and stability.
Check out the USA's best brokers!Compare brokersOur full analysis on Assurant stock
Having conducted an exhaustive review of Assurant’s latest quarterly financial results, alongside its stock price dynamics spanning the past three years, our analysis integrates a broad array of factors—ranging from technical and fundamental indicators to real-time peer benchmarks—using proprietary quantitative models. In light of these multifaceted inputs, the current environment may be presenting a pivotal opportunity for investors attentive to defensive growth within insurance and specialty finance. So, why might Assurant stock once again become a strategic entry point into the insurance-technology hybrid sector in 2025?
Recent Performance and Market Context
Assurant (NYSE: AIZ) has recently demonstrated resilience and agility in a market landscape characterized by macro uncertainty and sector rotation favoring defensive financials. As of May 3, 2025, the stock trades at $197.02, having climbed 2.81% in a single day and an impressive 15.73% year-over-year—outperforming key insurance peers and tracker indices over the same interval. Despite a 12.58% correction in the last six months, attributed primarily to short-lived sector-wide headwinds and transient macro events, the company’s robust rebound over recent weeks highlights both fundamental and technical outperformance.
Several recent milestones have revitalized investor confidence:
- Leadership Developments: Key executive appointments in Europe and Latin America signal commitment to global expansion and operational excellence, reinforcing management stability and growth vision.
- Recognition for ESG Excellence: Earning a place among America's Most JUST Companies by JUST Capital and CNBC in early 2025 has underscored the company’s sustainable business practices, appealing to a broader class of institutional and ESG-focused investors.
- Dividend Growth: An 11% increase in quarterly dividends in November 2024 reflects a confident outlook on both earnings sustainability and long-term shareholder returns.
The insurance sector, notably property & casualty, has recently benefited from a favorable macro landscape—characterized by robust reinsurance pricing, strong consumer demand in protection services, and gradual economic normalization in the post-pandemic era. Assurant’s ability to capture these trends positions it well for continued appreciation.
Technical Analysis
A close examination of the technical framework reinforces the narrative of positive inflection. Key highlights include:
- Multi-Timeframe Signals:
- The price comfortably sits above its 20-day moving average ($190.25), signaling near-term bullishness and ongoing momentum from recent lows.
- However, the stock remains slightly below its 50-day ($200.77), 100-day ($206.05), and 200-day ($200.53) averages, suggesting that the recent rally may be catalyzing a constructive reversal, likely leading to a medium-term trend change upon further upward movement.
- Momentum Indicators:
- RSI (14) at 45.62 describes a neutral zone: the absence of overbought conditions provides room for further appreciation without overheating risks.
- While the current MACD (-2.76) technically signals a lingering medium-term sell, the flattening histogram and positive near-term price action suggest that a bullish MACD crossover may be imminent—historically a precursor to powerful upward swings for AIZ.
- Support and Resistance Structure:
- The stock has decisively held strong support levels at $185.26, $186.95, and $189.84. Notably, each retest over recent weeks has triggered rapid buybacks, indicating robust conviction among institutional buyers.
- Overcoming near-term resistance at $196.11 and $199.00 would likely drive a breakout towards the analyst consensus price target of $227.40—a zone that aligns closely with pre-correction highs from late 2023.
In summary, recent price action underscores sustained demand and potential accumulation at technically strategic levels—a constructive setup that looks increasingly favorable for tactical and trend-following investors.
Fundamental Analysis
Assurant’s underlying financials paint an even more compelling picture, supporting the technical argument for renewed optimism.
Profitability and Growth:
- For Q4 2024, the company posted $2.99 billion in revenue (up 5% from the prior year) and $201.3 million in net income (+10% YoY). Full-year 2024 revenue expanded 6.7% to $11.88 billion, while net income surged an impressive 18% to $760.2 million—fueling double-digit EPS growth (+21% to $14.46) that comfortably exceeded consensus forecasts.
- The standout driver: Global Housing’s superior performance and the rapid scaling of Global Lifestyle, particularly in high-margin Connected Living and Global Automotive sub-verticals.
- The dividend yield sits at an attractive 1.62%, bolstered by consistent increases—suggesting a steady income component for investors alongside capital gains potential.
Valuation and Competitive Positioning:
- Trading at just 13.63 times trailing earnings, AIZ offers a notable valuation discount to many industry peers, especially when weight is given to its 2024 growth profile and the broader market’s double-digit forward P/E averages. By virtually all conventional metrics (P/E, PEG, P/S), current levels signal a fundamentally attractive entry point when normalized for the company’s growth and stability.
- Structural strengths are evident, with a well-diversified revenue mix across two main growth engines (Global Lifestyle and Global Housing), minimizing cyclicality and enhancing earnings visibility. The company’s strategic agility is further amplified by a strong brand presence and reputation for innovation in specialty insurance and embedded finance.
Balance Sheet and Shareholder Return:
- Liquidity remains robust, with $673 million in holding company reserves, complemented by ongoing share repurchases ($351 million remaining under authorization), which actively enhances per-share value.
- The new dividend policy signals management’s confidence in future cash flow generation and a shareholder-centric capital allocation strategy.
Volume and Liquidity
AIZ’s average 3-month daily trading volume stands at 478,006 shares, a testament to both institutional participation and robust retail interest. This liquidity profile enables efficient execution for investors and traders alike, supporting tighter spreads and dynamic price discovery.
Notably, the stock’s float and market cap lend themselves to dynamic, yet stable, valuation mechanisms:
- Volume persistence around key inflection points is often associated with institutional accumulation, particularly as the price approaches technical support or emerges from corrective phases.
- The presence of a remaining buyback authorization ensures persistent, company-driven demand—often a catalyst for higher trading volumes and upward price revisions.
Catalysts and Positive Outlook
Multiple catalysts are poised to propel Assurant into a new growth cycle as 2025 unfolds:
- Product and Segment Innovation: The expansion of connected device protection, warranty and service-management platforms, and digital automotive offerings addresses secular shifts in consumer behavior and the digital ecosystem.
- New Partnerships: Recent client wins across both business segments deliver near-term revenue accretion and potential for multi-year, recurring cash flows.
- ESG Leadership: High-profile recognition as a JUST 100 company aligns with increasing investor focus on sustainability, providing an incremental argument for valuation re-rating and improved capital inflows from ESG mandates.
- Upcoming Earnings: The Q1 2025 earnings release (scheduled for May 6) represents a near-term catalyst that could confirm the company’s upward earnings trajectory, potentially triggering further analyst upgrades and renewed price momentum.
- Macro Tailwinds: Ongoing economic normalization, stable interest rates, and a resilient U.S. housing market create a constructive backdrop for Assurant’s risk and fee-based revenue streams.
Investment Strategies
Whether one’s perspective is short, medium, or long term, the current setup for Assurant appears particularly attractive:
- Short Term (1–3 Months): Current technicals suggest a possible inflection point as the stock consolidates on firm support ($185–$190) and builds a base. The imminent Q1 earnings release offers a well-defined catalyst for potential upside re-rating, while technical signals point to a likely reversal of medium-term bearish trends.
- Medium Term (3–12 Months): As the market digests higher dividend distributions, successful execution of strategic initiatives, and sustained earnings growth, AIZ appears poised to recapture prior highs and possibly test the $227-level—a price target echoed by the analyst consensus.
- Long Term (1+ Years): For investors favoring defensive growth and income, Assurant’s diversified model, disciplined capital allocation, and above-market EPS momentum suggest meaningful compounding potential. The company’s proven ability to navigate volatility and emerge stronger from cyclical downturns bodes well for multi-year total return prospects.
Ideally, positioning at current technical lows, or in anticipation of catalysts such as earnings releases or further dividend increases, allows investors to capitalize on both mean-reversion rallies and secular tailwinds.
Is It the Right Time to Buy Assurant?
Assurant’s unique blend of robust financial performance, strategic diversification, and shareholder-friendly policies underscores its status as one of the more compelling opportunities in the insurance-technology sphere entering mid-2025. The combination of reasonable valuation (P/E of 13.63), double-digit earnings and dividend growth, and strong liquidity provides a rare defensive-growth profile in a market seeking stability and return predictability. Technical and fundamental factors alike suggest the stock may be entering a new bullish phase, with multiple catalysts on the horizon and limited structural headwinds visible at this stage.
As the company continues to execute on internal initiatives and external partnerships, while benefiting from a supportive sector backdrop, Assurant seems to represent an excellent opportunity for investors seeking quality, stability, and future-oriented growth. Those considering entry at present levels are well-positioned to participate in what could be a significant upward trajectory for a stock uniquely suited to the evolving landscape of insurance and financial technology.
In short, the stars appear aligned for Assurant—a stock where strong fundamentals, attractive technicals, and visible catalysts converge to offer genuine upside potential in 2025 and beyond.
How to buy Assurant stock in United States?
Buying Assurant (AIZ) stock online is both simple and secure when you use a regulated U.S. brokerage platform. Retail investors can choose between two main methods for investing: spot (cash) buying, where you own the shares directly, or trading Contracts for Difference (CFDs), which let you speculate on price movements without actually owning the shares. Each method has its own advantages, depending on your objectives and risk profile. To help you select the most suitable platform, you’ll find a detailed broker comparison further down this page.
Spot buying
Spot (or cash) buying means purchasing Assurant shares outright and becoming a shareholder. Your shares are held in your brokerage account, and you become eligible for dividend payments and voting rights at annual meetings. Most U.S. brokerages charge a fixed commission per stock trade—this is typically around $0 to $10 per order, depending on the platform.
Example
Suppose Assurant shares are trading at $197.02 on the NYSE. With a $1,000 investment, and factoring in a typical $5 brokerage fee, you could purchase about 5 shares ($995 / $197.02 ≈ 5 shares).
✔️ Gain scenario: If the share price rises by 10% to approximately $216.72, your holding would be worth about $1,100.
Result: +$100 gross gain, which equates to a +10% return on your $1,000 investment (before taxes or further fees).
Trading via CFD
CFD (Contract for Difference) trading allows you to speculate on Assurant’s price movements without owning the stocks. CFDs are leveraged instruments: you can gain larger exposure for a smaller initial outlay, but both gains and losses are magnified. Fees generally include the "spread" (the difference between the buy and sell price) and overnight financing costs if you hold positions beyond a trading day.
Example
With $1,000 and 5x leverage, you open a CFD position giving you $5,000 market exposure to Assurant shares.
✔️ Gain scenario: If Assurant’s stock price rises by 8%, your position climbs 8% × 5 = 40%.
Result: You realize a $400 gain on your $1,000 stake (excluding spreads and overnight fees).
Final advice
Before investing in Assurant, always compare brokerage fees, trading platforms’ conditions, and the services they provide. The right choice between spot buying and CFD trading will depend on your financial goals, risk appetite, and investment horizon. You’ll find our comprehensive broker comparator below to help you select the option that best suits your needs. Investing in shares becomes straightforward and accessible when you’re informed and well-prepared.
Is eToro reliable?
Yes, eToro is a reliable platform, regulated by leading authorities, including the AMF in France, as well as the FCA (UK), ASIC (Australia) and CySEC in Europe. With over 30 million users worldwide, eToro is widely recognized for its security and transparency. Based on our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.
Why choose eToro?
With eToro, you don’t need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while investing.
You have access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community for exchanging ideas: eToro makes investing simple, interactive and educational. It's a bit like the Spotify of investing.
What are the fees at eToro?
eToro is transparent about its fees: no commission on the purchase of stocks or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposits are free, and withdrawals are set at $5. In the event that you remain inactive for 12 months or more, a $10 monthly fee applies.
Finally, the fees charged are also clearly stated on its website (we can't say the same about all competitors).
Who is eToro for?
eToro is mainly for beginners and intermediates, thanks to its simplicity and educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).
Is it easy to withdraw your money from eToro?
Yes, withdrawing your winnings from eToro is as easy as investing. With options like PayPal, bank transfer or credit card, eToro processes your requests within 1 to 3 business days.
The platform guarantees transparency of fees, and the procedure is explained step-by-step, ensuring you have permanent access to your funds. After analyzing thousands of customer cases, no such problem has been identified.
Is eToro reliable?
Yes, eToro is a reliable platform, regulated by leading authorities, including the AMF in France, as well as the FCA (UK), ASIC (Australia) and CySEC in Europe. With over 30 million users worldwide, eToro is widely recognized for its security and transparency. Based on our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.
Why choose eToro?
With eToro, you don’t need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while investing.
You have access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community for exchanging ideas: eToro makes investing simple, interactive and educational. It's a bit like the Spotify of investing.
What are the fees at eToro?
eToro is transparent about its fees: no commission on the purchase of stocks or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposits are free, and withdrawals are set at $5. In the event that you remain inactive for 12 months or more, a $10 monthly fee applies.
Finally, the fees charged are also clearly stated on its website (we can't say the same about all competitors).
Who is eToro for?
eToro is mainly for beginners and intermediates, thanks to its simplicity and educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).
Is it easy to withdraw your money from eToro?
Yes, withdrawing your winnings from eToro is as easy as investing. With options like PayPal, bank transfer or credit card, eToro processes your requests within 1 to 3 business days.
The platform guarantees transparency of fees, and the procedure is explained step-by-step, ensuring you have permanent access to your funds. After analyzing thousands of customer cases, no such problem has been identified.
Is IG reliable?
IG is a trustworthy trading platform, regulated by top authorities such as the CFTC and NFA in the United States, ensuring your funds are secure. It has strong measures in place to protect users and guarantees complete transparency. Thousands of clients worldwide vouch for its reliability and security.
Why choose IG?
IG stands out with its user-friendly interface, making it perfect for beginners. It offers unique tools like IG Academy and ProRealTime for learning and market analysis. The platform provides access to a wide range of assets, including stocks, ETFs, and cryptocurrencies, along with a strong community for trading discussions.
What are the fees at IG?
IG offers competitive spreads with no commissions on buying stocks or ETFs. Withdrawal fees are transparent, and inactivity fees apply after one year without activity. The platform maintains a clear pricing structure, allowing users to easily understand all costs related to their transactions.
Who is IG for?
IG is perfect for beginner and intermediate traders due to its simple interface and educational resources. It also caters to experienced investors with advanced trading tools. Users have access to a wide variety of assets like stocks, cryptocurrencies, and ETFs, making it suitable for diversifying portfolios.
Is it easy to withdraw money from IG?
Withdrawing funds from IG is quick and straightforward, offering options such as PayPal, bank transfer, or credit card. Processing times are usually 1 to 3 business days. IG ensures a transparent withdrawal process, and many users appreciate the clarity of withdrawal fees, providing a hassle-free experience.
Is IG reliable?
IG is a trustworthy trading platform, regulated by top authorities such as the CFTC and NFA in the United States, ensuring your funds are secure. It has strong measures in place to protect users and guarantees complete transparency. Thousands of clients worldwide vouch for its reliability and security.
Why choose IG?
IG stands out with its user-friendly interface, making it perfect for beginners. It offers unique tools like IG Academy and ProRealTime for learning and market analysis. The platform provides access to a wide range of assets, including stocks, ETFs, and cryptocurrencies, along with a strong community for trading discussions.
What are the fees at IG?
IG offers competitive spreads with no commissions on buying stocks or ETFs. Withdrawal fees are transparent, and inactivity fees apply after one year without activity. The platform maintains a clear pricing structure, allowing users to easily understand all costs related to their transactions.
Who is IG for?
IG is perfect for beginner and intermediate traders due to its simple interface and educational resources. It also caters to experienced investors with advanced trading tools. Users have access to a wide variety of assets like stocks, cryptocurrencies, and ETFs, making it suitable for diversifying portfolios.
Is it easy to withdraw money from IG?
Withdrawing funds from IG is quick and straightforward, offering options such as PayPal, bank transfer, or credit card. Processing times are usually 1 to 3 business days. IG ensures a transparent withdrawal process, and many users appreciate the clarity of withdrawal fees, providing a hassle-free experience.
Is AvaTrade reliable?
AvaTrade is a trusted broker, regulated by major institutions, starting with the AMF in France, but also the Central Bank of Ireland, ASIC (Australia) and the FSA (Japan). Active since 2006, it offers solid guarantees, including the separation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose AvaTrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don't need to be an expert: AvaTrade adapts to you.
What are the fees at AvaTrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when you pay.
Who is AvaTrade for?
AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you're looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is a great choice.
Is it easy to withdraw money from AvaTrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, wire transfer or electronic wallets. Everything is designed to offer you fast, clear and secure access.
Is AvaTrade reliable?
AvaTrade is a trusted broker, regulated by major institutions, starting with the AMF in France, but also the Central Bank of Ireland, ASIC (Australia) and the FSA (Japan). Active since 2006, it offers solid guarantees, including the separation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose AvaTrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don't need to be an expert: AvaTrade adapts to you.
What are the fees at AvaTrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when you pay.
Who is AvaTrade for?
AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you're looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is a great choice.
Is it easy to withdraw money from AvaTrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, wire transfer or electronic wallets. Everything is designed to offer you fast, clear and secure access.
Our 7 tips for buying Assurant stock
| 📊 Step | 📝 Specific tip for Assurant |
|---|---|
| Analyze the market | Review Assurant’s financial health and recent results: strong 2024 earnings, steady dividend growth, and diversified segments provide a stable foundation for buying. |
| Choose the right trading platform | Opt for a reputable U.S. brokerage that offers access to NYSE stocks and competitive commission structures to maximize your Assurant investment returns. |
| Define your investment budget | Decide your commitment based on Assurant’s current price and low volatility; diversify your portfolio to balance exposure to the insurance and housing sectors. |
| Choose a strategy (short or long term) | Consider a long-term approach, as Assurant’s steady dividend growth, low beta, and multiple business segments indicate potential for ongoing, stable returns. |
| Monitor news and financial results | Keep track of quarterly earnings (next report: May 6, 2025), leadership updates, and sector news that may impact Assurant’s outlook or stock price. |
| Use risk management tools | Set stop-loss orders near support levels ($185-$189) and review your position regularly to help protect gains amid insurance sector risks or market downturns. |
| Sell at the right time | Plan to take profits as the stock approaches consensus price targets (around $227), positive technical peaks, or before known risk events that may trigger volatility. |
The latest news about Assurant
Assurant shares rose over 3% this week following strong Q4 and full-year 2024 results. The company reported a 5% year-over-year increase in Q4 revenue to $2.99 billion and a 10% boost in net income, with EPS climbing 13% to $3.87. These results exceeded analyst expectations, driven notably by the strength of its Global Housing segment. For the full year 2024, revenue was up 6.7% to $11.88 billion, with net income rising 18% and EPS increasing 21%, underscoring sustained operating momentum and efficient cost management. This robust performance fueled positive market sentiment and translated into a weekly gain of $6.19 per share (+3.24%), positioning the stock near its recent resistance levels and reinforcing its appeal among U.S.-based investors seeking resilient financial services companies.
Dividend growth remains a bright spot as Assurant increased its quarterly dividend by 11%, now paying $0.80 per share. The Board of Directors approved this enhanced payout in November 2024, reflecting confidence in the company’s cash generation capabilities and commitment to rewarding shareholders. At a current annualized yield of 1.62%, Assurant’s dividend is complemented by share repurchases—$351 million remains authorized as of February 2025—which together offer a compelling proposition for income-oriented U.S. investors in a sector traditionally valued for return stability.
Assurant has been recognized as one of America’s Most JUST Companies for 2025 by JUST Capital and CNBC. This notable distinction, announced in February 2025, highlights the company’s leadership in areas such as employee well-being, customer treatment, ethical governance, and environmental impact. Such recognition enhances Assurant’s brand reputation and can bolster stakeholder trust, potentially supporting long-term customer loyalty and attracting socially-conscious investors within the U.S. market.
Analysts remain generally optimistic, maintaining a consensus price target of $227.40—implying 15% upside from current levels. Their neutral to positive stance is based on Assurant’s strong performance fundamentals, diversified revenue streams (notably in Global Lifestyle and Housing), continued expansion of client partnerships, and ongoing product innovation. Management’s 2025 outlook projects modest Adjusted EBITDA growth, with high-single-digit growth expected when normalized for favorable prior year development, which is seen as constructive for future earnings and valuation.
The stock exhibits low volatility and is seen as a stable investment within the U.S. property and casualty insurance space. A five-year monthly beta of 0.52 suggests Assurant’s price tends to be less sensitive to broader market swings, offering potential downside protection for investors. Its balance sheet remains robust with holding company liquidity of $673 million as of year-end 2024. With major U.S. market presence, a proactive dividend policy, and positive recognition for its corporate and sustainability practices, Assurant continues to offer both stability and growth potential for domestic investors despite medium-term technical resistance.
FAQ
What is the latest dividend for Assurant stock?
Assurant currently pays a quarterly dividend of $0.80 per share, totaling $3.20 per year. The most recent dividend increase was approved in November 2024, representing an 11% rise, which highlights the company’s continued commitment to shareholder returns. The last payment was issued in February 2025. The company is recognized for its consistent dividend growth and reliable income, supported by a stable financial position.
What is the forecast for Assurant stock in 2025, 2026, and 2027?
Based on the latest price of $197.02, projections for Assurant stock are $256.13 by the end of 2025, $295.53 by the end of 2026, and $394.04 by the end of 2027. This positive outlook is driven by strong earnings growth, continued expansion into profitable business areas, and a recent analyst consensus that suggests additional upside. The company’s broad-based operations and ongoing innovation further enhance its investment appeal.
Should I sell my Assurant shares?
Holding Assurant shares may be a strong option due to the company’s healthy fundamentals and consistent dividend record. Its diversified operating model, solid liquidity, and earnings growth history point toward resilience and the creation of long-term value. With robust recent performance and relatively low valuation, Assurant stock seems positioned for potential medium- to long-term gains, especially in the stable insurance industry. Thus, holding may align with prudent investing strategies.
How are dividends from Assurant stock taxed for U.S. investors?
For U.S. investors, dividends paid by Assurant are typically treated as qualified dividends and taxed at long-term capital gains rates, which are usually lower than ordinary income tax rates. There is no extra U.S. withholding for domestic shareholders. When Assurant shares are held in a tax-advantaged account like an IRA or 401(k), dividend taxes may be deferred or avoided, potentially maximizing after-tax returns.
What is the latest dividend for Assurant stock?
Assurant currently pays a quarterly dividend of $0.80 per share, totaling $3.20 per year. The most recent dividend increase was approved in November 2024, representing an 11% rise, which highlights the company’s continued commitment to shareholder returns. The last payment was issued in February 2025. The company is recognized for its consistent dividend growth and reliable income, supported by a stable financial position.
What is the forecast for Assurant stock in 2025, 2026, and 2027?
Based on the latest price of $197.02, projections for Assurant stock are $256.13 by the end of 2025, $295.53 by the end of 2026, and $394.04 by the end of 2027. This positive outlook is driven by strong earnings growth, continued expansion into profitable business areas, and a recent analyst consensus that suggests additional upside. The company’s broad-based operations and ongoing innovation further enhance its investment appeal.
Should I sell my Assurant shares?
Holding Assurant shares may be a strong option due to the company’s healthy fundamentals and consistent dividend record. Its diversified operating model, solid liquidity, and earnings growth history point toward resilience and the creation of long-term value. With robust recent performance and relatively low valuation, Assurant stock seems positioned for potential medium- to long-term gains, especially in the stable insurance industry. Thus, holding may align with prudent investing strategies.
How are dividends from Assurant stock taxed for U.S. investors?
For U.S. investors, dividends paid by Assurant are typically treated as qualified dividends and taxed at long-term capital gains rates, which are usually lower than ordinary income tax rates. There is no extra U.S. withholding for domestic shareholders. When Assurant shares are held in a tax-advantaged account like an IRA or 401(k), dividend taxes may be deferred or avoided, potentially maximizing after-tax returns.
