Should I buy JPMorgan Chase stock in 2025?

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At HelloSafe, our experts have been tracking the performance of JPMorgan Chase for over three years. Every month, over a million users in the US trust us to decipher market trends and identify the best investment opportunities. Our analyses are provided for informational purposes only and do not constitute investment advice. In accordance with our ethical charter, we have never been, and will never be, compensated by JPMorgan Chase.

What is JPMorgan Chase?

What is the price of JPMorgan Chase stock?

The price of JPMorgan Chase stock is rising this week. The current share price stands at $294.12, up $3.53 (or 1.21%) over the last 24 hours, and showing a minor decline of 2.30% over the past week. JPMorgan Chase has a market capitalization of $816.93 billion with an average daily trading volume of 10.02 million shares (3-month average). The stock trades at a P/E Ratio of 14.42, offers a dividend yield of 1.93%, and features a beta of 1.08. Given these figures, investors should note the stock’s mix of stability, yield, and moderate volatility for portfolio diversification.

Our full analysis of the JPMorgan Chase stock

After a comprehensive review of JPMorgan Chase’s most recent quarterly results and investigating the stock’s dynamic performance over the past three years, our proprietary methodology has parsed insights from a broad spectrum of sources: audited financials, advanced technical indicators, sector data, and peer comparisons. Using this rigorous process allows us to identify both overt and subtle catalysts for future growth. So, why might JPMorgan Chase stock once again become a strategic entry point into the US financial sector in 2025?

Recent performance and market context

JPMorgan Chase’s stock has continued to demonstrate robust market leadership, trading at $294.12 as of July 2025—an impressive 20.83% gain over the past six months and up 40.86% year-over-year. The brief, contained pullback of 2.3% in the last week appears as a healthy pause following substantial momentum, with the stock reaching a new 52-week high. The banking giant has meaningfully benefited from a favorable macroeconomic backdrop, including the gradual rebound in US economic activity, resurgent consumer confidence, and the positive effects of higher interest rates on net interest margins.

Recent events highlight the bank’s resilience: JPMorgan Chase excelled in the latest Federal Reserve stress tests (along with all 22 major US banks), prompting an increase of its quarterly dividend to $1.50 per share and announcing a $50 billion share repurchase program. Such actions demonstrate the company’s operational strength, prudent risk management, and commitment to shareholder value. The continued expansion in capital markets and optimistic outlooks from leading analysts further reinforce the bank’s outperformance and sector-leading stature.

Technical analysis

From a technical standpoint, JPMorgan Chase shows a compelling bullish structure. The daily RSI is elevated at 78.98, signaling that the stock has been in strong demand, albeit on the edge of being overbought—a common sight for stocks registering new highs. More encouragingly, the MACD remains in positive territory, confirming ongoing bullish momentum. Moving averages across all major intervals—20, 50, 100, and 200 days—sit beneath the current price, reinforcing a pervasive upward trend.

Technical support is firmly anchored at $290.19, just below current prices, while immediate resistance lies at $293.31; the recent breakout above resistance levels signals the potential for a renewed advance if volumes persist. Patterns such as consecutive closes above the 20- and 50-day averages, the formation of higher lows, and persistent high trading volumes suggest the stock is in the early phases of a potential medium-term uptrend. Such strong technicals are often precursors to continued institutional accumulation and further upward pressure.

Fundamental analysis

JPMorgan Chase’s fundamentals remain exemplary within the sector. First-quarter 2025 revenue reached $46.0 billion, with net income of $14.6 billion—both figures handily beating consensus estimates. Earnings per share (EPS) at $5.07 exceeded projections, testifying to effective cost discipline and strong customer demand across consumer, investment, and wealth management segments. Notably, the P/E ratio stands at 14.42, which—given the scale, diversity, and resilience of the firm—represents an attractive valuation relative to historical norms and prominent peers.

The bank’s sector leadership is bolstered by diversification: flagship consumer banking, investment banking, leading asset management through J.P. Morgan Asset Management, and a rapid expansion in global advisory and capital markets. Recent strategic initiatives—such as investments in AI-powered banking services, blockchain innovation, and global private banking—position the bank with unique advantages. JPMorgan Chase’s track record of regulatory stress test success, prudent liquidity management, and proactive capital allocation underlines its fortress balance sheet and long-term growth potential.

Volume and liquidity

With an average daily trading volume of over 10 million shares, JPMorgan Chase enjoys deep market liquidity and remarkable investor trust. Such high, sustained volume signals ongoing institutional and retail accumulation—particularly crucial during technical breakouts. The sizable free float, anchored by diversified institutional ownership, supports dynamic price discovery and smooth order execution even at large scale. For investors, this liquidity translates to tight bid-ask spreads, minimal slippage, and the ability to enter or exit positions efficiently.

Catalysts and positive outlook

• Federal Reserve Policy: As rates stabilize at elevated levels, net interest income remains robust, supporting higher profit margins.
• Capital Markets Rebound: Morgan Stanley and other peers expect revived activity in equity/debt origination, where JPMorgan Chase holds sector leadership.
• ESG and Technology Initiatives: Investments in sustainable finance, green bonds, AI drivenness, and blockchain-based platforms extend the company’s reach in transformational sectors.
• Improved Macro Trends: Continued US GDP growth, rising consumer confidence, and moderating inflation could sustain loan growth and asset quality.
• Shareholder Returns: Share buybacks and regular dividend increases reinforce total returns for investors, reflecting conviction in future cash flows.

Furthermore, regulatory success—such as the recent flawless performance in the Fed’s stress tests—underscores the effectiveness of management’s risk frameworks. The leadership of Jamie Dimon and his deep executive team inspires confidence, while global expansion in private banking and acquisitions in digital finance extend future earnings power.

Investment strategies

• Short-term traders can capitalize on momentum trades near technical support or following intra-day breakouts above resistance.
• Medium-term investors might seek to enter during healthy retracements, with targets aligning to upcoming earnings or key macro catalysts.
• Long-term holders will appreciate the combination of dividend growth, capital preservation, and steady appreciation linked to best-in-class execution and global scale.

Currently, the stock trades near its support level—offering an attractive risk/reward for those seeking an entry before the next scheduled earnings release in mid-July 2025. With sector tailwinds and management’s proven ability to navigate volatility, a position in JPMorgan Chase appears ideally timed ahead of potential catalysts such as further rate actions, M&A opportunities, and product launches.

Continuous institutional accumulation, positive analyst sentiment, and a technical renaissance all point toward JPMorgan Chase entering a new bullish phase. Given robust fundamentals and cross-cycle resilience, the stock’s present valuation seems to represent an excellent entry point.

Is it the right time to buy JPMorgan Chase?

Bringing together the evidence—strong performance, technical breakouts, sector leadership, resilient financials, and upcoming catalysts—JPMorgan Chase’s stock may be entering an auspicious new chapter. Whether you are targeting short-term momentum or taking the long view on dividend growth and capital appreciation, the combination of favorable market context and strategic execution makes this blue-chip bank stand out.

In summary, with its impressive performance, global diversification, and multiple upside levers, JPMorgan Chase seems to represent an excellent opportunity for investors seeking exposure to the financial sector in 2025. Persistent momentum, deep liquidity, and unwavering management discipline reinforce a case that is hard to overlook. For those evaluating potential portfolio additions, the stock’s setup ahead of the next earnings season looks especially promising—illustrating why JPMorgan Chase deserves to be watched closely and, most certainly, considered for inclusion as the US banking cycle enters a new, potentially bullish phase.

How to buy JPMorgan Chase stock in the US?

Buying JPMorgan Chase stock online is both simple and secure when you use a regulated US broker. Investors can choose between two main approaches: buying shares outright (spot/cash purchase) or trading Contracts for Difference (CFDs) that track the stock’s price movements. Each method has specific features, benefits, and risks that deserve careful consideration. For a thorough broker comparison, you’ll find a dedicated section further down the page.

Cash buying

A cash purchase means you buy JPMorgan Chase stock directly and become a shareholder. You pay the full share price, plus a typical flat fee per transaction, which is usually around $5 in the US. This approach is straightforward and ideal for long-term investors who want to hold real shares.

Gain Scenario for JPMorgan Chase Shares

If the JPMorgan Chase share price is $294.12, you can buy around 3 shares with a $1,000 stake, including a brokerage fee of around $5.

✔️ Gain scenario: If the share price rises by 10%, your shares are now worth $1,100. Result: +$100 gross gain, i.e. +10% on your investment.

Trading via CFD

CFD trading allows you to speculate on the price movements of JPMorgan Chase shares without owning the actual stock. You trade with leverage, which can amplify gains (and losses), but you pay the spread (the difference between buying and selling price) and overnight financing costs if you hold your position for more than a day. This method suits active traders looking for short-term opportunities and flexibility.

CFD Leverage Example: Gain Scenario

You open a CFD position on JPMorgan Chase shares, with 5x leverage. This gives you a market exposure of $5,000 for a $1,000 margin.

Gain scenario: If the stock rises by 8%, your position gains 8% × 5 = 40%. Result: +$400 gain, on a bet of $1,000 (excluding fees).

Final advice

Before investing, always compare brokers’ fees, trading conditions, and available platforms to ensure they fit your goals and strategy. The best method—cash buying or CFD trading—depends on whether you are aiming for long-term growth or prefer flexible, leveraged trading. Take the time to review the broker comparison further down this page to make an informed choice.

Our 7 tips for buying JPMorgan Chase stock

The latest news about JPMorgan Chase

JPMorgan Chase has successfully passed the 2025 Federal Reserve stress tests, confirming robust capital strength. All 22 major US banks, including JPMorgan Chase, cleared the annual Fed stress test, reaffirming financial resilience and supporting continued shareholder returns such as dividends and share buybacks, thereby reinforcing confidence in the institution for US investors.

The company announced a 7.1% increase in its quarterly dividend, raising it to $1.50 per share. This dividend hike reflects JPMorgan Chase's strong profitability and commitment to returning capital to shareholders, sending a positive signal about future earnings stability and long-term yield for local investors.

JPMorgan Chase has authorized a new $50 billion share buyback program for 2025. This significant buyback authorization underscores confidence in the company's valuation and strategic direction, offering additional potential return to US shareholders while optimizing capital allocation.

Analysts maintain a majority "Buy" or "Hold" rating for JPMorgan Chase based on current fundamentals. The consistency of positive analyst outlooks, despite recent market volatility, is grounded in strong earnings momentum and sector leadership, providing a favorable sentiment in the US market.

Net income for Q1 2025 exceeded analyst expectations, with EPS reported at $5.07 versus $4.63 projected. Stronger-than-expected quarterly profits highlight operational efficiency and the continued ability of JPMorgan Chase to surpass market forecasts, reinforcing its solid profile among financial sector equities in the United States.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.