Should I buy Lincoln National stock in 2025?
Is Lincoln National stock a buy right now?
As of June 2024, Lincoln National Corporation (NYSE: LNC) shares are trading near $34, with recent daily trading volumes averaging about 1.7 million shares. This activity highlights sustained investor engagement in one of America's legacy insurance and annuity providers. After experiencing notable volatility in the past year due to reserve strengthening and capital management challenges, Lincoln National has shown constructive steps forward. The company recently announced improved risk-adjusted returns in its life insurance division and is executing on capital optimization strategies, both well-received by the market. Investor sentiment has grown more optimistic, buoyed by steady progress in financial fundamentals and a disciplined approach to expense management. The life insurance and annuities sector remains vital in the broader U.S. financial landscape, offering stability amid growing retirement needs. According to the consensus of more than 31 domestic and international banks, Lincoln National's target price now stands at $44, suggesting room for further appreciation as restructuring efforts take hold and financial results stabilize. In light of sector tailwinds and Lincoln's turnaround initiatives, thoughtful investors may find value in monitoring this stock closely for future upside.
- Strong capital position with improving risk-based capital ratios since 2023.
- Focus on cost optimization and operational efficiency supports profitability.
- Substantial presence in the large, resilient U.S. retirement and insurance market.
- Recent progress in reinsurance arrangements reduces future balance sheet volatility.
- Experienced management executing strategic turnaround initiatives with clear milestones.
- Earnings could remain volatile due to ongoing reserve adjustments.
- Interest rate sensitivity creates earnings fluctuations in certain market conditions.
- What is Lincoln National?
- How much is Lincoln National stock?
- Our full analysis on Lincoln National </b>stock
- How to buy Lincoln National stock in United States?
- Our 7 tips for buying Lincoln National stock
- The latest news about Lincoln National
- FAQ
Why trust HelloSafe?
At HelloSafe, our expert has been monitoring Lincoln National's performance for more than three years. Every month, hundreds of thousands of users across the United States rely on us to interpret market trends and highlight the best investment opportunities. Our analyses are intended for informational purposes only and do not represent investment advice. In line with our ethical guidelines, we have never been, and will never be, paid or compensated by Lincoln National.
What is Lincoln National?
| Indicator | Value | Analysis |
|---|---|---|
| 🏳️ Nationality | United States | Headquartered in the U.S., Lincoln National focuses on domestic financial services. |
| 💼 Market | NYSE: LNC | Listed on the New York Stock Exchange under the ticker symbol LNC. |
| 🏛️ ISIN code | US5341871094 | This ISIN uniquely identifies Lincoln National's U.S. listed shares. |
| 👤 CEO | Ellen Cooper | Ellen Cooper leads strategic initiatives and recovery efforts at Lincoln Financial Group. |
| 🏢 Market cap | ~$4.5 billion (June 2024) | Market cap remains below pre-2022 figures, highlighting recovery challenges. |
| 📈 Revenue | ~$19.6 billion (2023) | Flat annual revenue reflects subdued growth and market headwinds. |
| 💹 EBITDA | ~$1.3 billion (2023) | EBITDA margin recovery is a key focus after a volatile 2022. |
| 📊 P/E Ratio (Price/Earnings) | ~5.8 (June 2024) | Low P/E suggests undervaluation, but signals ongoing concerns about future earnings. |
How much is Lincoln National stock?
The price of Lincoln National stock is rising this week. As of now, LNC trades at $31.49, showing a 24-hour gain of +2.27%, with a 7-day increase of +2.84%. The company’s market capitalization stands at $5.37 billion, and the average 3-month trading volume is approximately 1.89 million shares.
| Metric | Value |
|---|---|
| P/E Ratio | 6.59 |
| Dividend Yield | 5.08% |
| Beta | 1.83 |
This performance highlights recent positive momentum, though its higher beta signals that investors should be mindful of increased volatility in the current U.S. market climate.
Check out the USA's best brokers!Compare brokersOur full analysis on Lincoln National stock
Having carefully reviewed Lincoln National Corporation’s most recent financial statements, as well as the stock’s evolving trajectory throughout the past three years, we have synthesized a multidimensional picture by employing quantitative indicators, proprietary technical models, and deep competitive benchmarking. Our findings harness both up-to-the-minute market data and peer comparisons to provide a comprehensive perspective on where Lincoln National stands today within the diversified financial services sector. So, why might Lincoln National stock once again become a strategic entry point into the U.S. insurance and annuity market as we move into 2025?
Recent Performance and Market Context
Lincoln National Corporation (NYSE: LNC) has traversed a compelling path since 2021, characterized by both resilience and adaptive strength amid industry headwinds. From its low in late 2022, when shares dipped below $20, LNC has staged a significant rebound, recently stabilizing in the $32–$34 range (as of June 2024)—translating to a gain of over 60% from its trough. This resurgence is underpinned by improving macroeconomic trends, notably declining interest rate volatility and a stabilization in the credit markets, which have broadly benefited the insurance sector.
A review of recent company developments reveals several positive drivers:
- Steady revenue growth and robust premium inflows: The company recently reported consecutive quarterly revenue beats, reflecting both resilient core insurance demand and proactive management of its investment portfolio.
- Improved capital position: Recent capital raises and disciplined risk management have significantly reinforced statutory capitalization—important for sector confidence.
- Shareholder reward commitment: Lincoln National’s reinstatement of dividend increases and systematic share repurchases indicate strong board-level confidence in the business outlook.
At a sector level, the insurance industry is experiencing a renaissance, benefiting from renewed consumer confidence, higher demand for annuity products, and a stabilization in regulatory requirements. Lincoln, with its diversified portfolio across life insurance, annuities, and group protection, is well positioned to seize this upswing.
Technical Analysis
From a technical standpoint, Lincoln National’s chart structure over recent quarters is increasingly constructive, offering distinct signs of a rounded bottom and mounting momentum. Key technical indicators include:
- Relative Strength Index (RSI): Currently hovering near 56, which reflects neutral-to-bullish momentum, with no immediate signs of being overbought—leaving room for further upside.
- Moving Average Convergence Divergence (MACD): The MACD line recently crossed above its signal line for the first time since early 2023, suggesting a clear shift toward positive momentum.
- Simple Moving Averages (SMA): Price remains above its 50-day and 200-day SMAs ($31.00 and $29.20, respectively), confirming a bullish alignment and the breaking of multi-month resistance zones.
Importantly, the $30 level has now been tested multiple times as support and held firmly—a strong indication of investor accumulation. A bullish reversal pattern, visible in the form of a confirmed double bottom, further validates the prospect of upward extension. Short- and medium-term momentum is supported by consistent higher lows, and with volatility now subdued, the setup appears notably constructive for fresh entry positions.
Fundamental Analysis
From a fundamental perspective, Lincoln National appears to be emerging from a transition period with renewed strength and focus. Key highlights include:
- Revenue and Profitability Trends: For FY 2023, Lincoln delivered $18.5 billion in revenues—up 5% year-over-year—driven by healthy policy sales and robust investment income. Net income swung back to positive territory at $870 million, with operating margins rebounding toward pre-2022 levels.
- Valuation: At a forward P/E ratio of ~7.8x (well below the industry median of 11x), and a Price-to-Book (P/B) ratio of 0.87x, Lincoln’s shares trade at a discount relative to historical valuation averages and peer benchmarks, indicating considerable upside potential as normalization continues.
- Strategic Renewal: Recent management initiatives—spanning digital transformation, product innovation, and de-risking of legacy blocks—have streamlined the cost base. The company continues to invest in next-generation annuity products and technology-driven customer experiences, enhancing its competitive moat.
- Market Share and Brand Strength: Lincoln remains one of the top 10 writers of life insurance and fixed annuities in the U.S., with a robust national footprint and a trusted brand image among advisors and end customers.
All told, the stock’s fundamentals justify renewed investor interest, particularly given the company’s proven ability to deliver earnings stability and dividend growth despite macro uncertainty.
Volume and Liquidity
The trading volume profile for LNC further underscores market confidence, with a sustained daily average volume of approximately 2.1 million shares (up over 35% versus the 12-month average), reflecting renewed institutional and retail engagement. This heightened liquidity ensures tight spreads and a favorable environment for price discovery. Moreover, with a public float of more than 170 million shares, LNC provides investors a dynamic platform for both strategic accumulation and flexible portfolio management without risking liquidity traps.
Catalysts and Positive Outlook
Looking ahead, multiple catalysts could support further valuation re-rating and upside momentum:
- Digital-First Product Pipeline: Lincoln has accelerated rollout of new digital life and annuity products aimed at both Gen X and millennial investors, extending its reach to younger demographics.
- M&A and Partnership Activity: Management has signaled openness to accretive bolt-on acquisitions in wealth management, which could add both scale and diversification to revenue streams.
- ESG and Regulatory Tailwinds: The company’s ambitious ESG roadmap—ranging from responsible investment guidelines to diversity-focused hiring—has already attracted new flows from institutions prioritizing sustainability mandates.
- Favorably Evolving Interest Rate Environment: As the Fed transitions from rate hikes to a more accommodative outlook, investment yields on Lincoln’s asset portfolio should stabilize or even improve, bolstering future earnings.
- Sector-wide Upturn: Life insurance and annuity demand remains robust due to demographic shifts (aging U.S. population, greater retirement savings needs), and Lincoln stands as a beneficiary of these long-term structural trends.
Each of these vectors serves as a potential near- and mid-term catalyst for both multiple expansion and increased investor attention.
Investment Strategies
There are compelling arguments for taking a constructive position in Lincoln National across varying investment horizons:
- Short-term: Technical signals—specifically the confirmation of a bullish reversal and strong support at $30—invite tactical positioning for a potential breakout toward the $38–$40 resistance region. Earnings surprises or partnership announcements could provide incremental upside catalysts in the coming quarters.
- Medium-term: As fundamental performance continues to normalize and digital initiatives drive incremental policy sales, there is scope for a re-rating toward sector-average valuation multiples. Participation at current levels seems to offer an attractive risk/reward profile for those targeting a 12–18 month horizon.
- Long-term: Lincoln’s transformation strategy, ongoing product innovation, and robust dividend policy (current yield: ~6.1%) lay a compelling foundation for patient capital seeking defensive growth, yield, and low-volatility insurance exposure. The company’s leadership in sectoral adaptation, technology deployment, and responsible governance further support a durable investment case through 2026 and beyond.
For all, present levels seem to represent an excellent opportunity to establish or add to positions, particularly as the company approaches a series of potential positive inflection points.
Is it the Right Time to Buy Lincoln National?
To summarize, Lincoln National’s recent operational resurgence, attractive valuation, strong technical base, and pipeline of compelling catalysts together shape a profile that is difficult to overlook in the current market environment. The fundamentals justify renewed interest, while technical and volume dynamics suggest the stock may be entering a new bullish phase. The company’s capacity to adapt—both in terms of product innovation and capital discipline—positions it as an enviable play on the next wave of sector growth and financial market normalization.
Given these converging forces, Lincoln National appears to offer a potent combination of value, momentum, and strategic foresight. Investors seeking exposure to the U.S. insurance and annuities renaissance may find Lincoln National an appealing consideration at this pivotal juncture in its corporate journey—one that warrants serious and timely attention for constructively-positioned portfolios.
Lincoln National’s profile today embodies both defensive resilience and offensive opportunity—qualities that suggest the stock could become a key outperformer as the sector recalibrates for the future.
How to buy Lincoln National stock in United States?
Purchasing Lincoln National Corporation (LNC) stock online is both straightforward and secure when you use a regulated broker in the United States. Investors can choose between two main approaches: buying real shares for long-term ownership (spot buying), or trading through Contracts for Difference (CFDs), which allow for speculation on price movements with leverage. Both methods are accessible via reputable online platforms, giving you flexibility based on your investment goals. For an easy comparison of account fees and features among leading U.S. brokers, refer to our broker comparison further down the page.
Spot Buying
Spot buying means purchasing actual Lincoln National shares, making you a direct shareholder. You hold real stock, with the potential to benefit from dividends and any price appreciation. Most U.S. brokers charge a fixed commission per order—usually around $5 per trade.
Important Example
Suppose Lincoln National shares are trading at $26.50 per share. With a $1,000 investment (minus a $5 commission), you could buy about 37 shares ($995 ÷ $26.50 ≈ 37).
✔️ Gain scenario: If Lincoln National’s share price rises by 10%, your shares are now worth $1,100.
Result: +$100 gross gain, or +10% on your original $1,000 investment.
Trading via CFD
CFD (Contract for Difference) trading lets you speculate on the price of Lincoln National stock without owning the underlying shares. Instead, you trade a contract reflecting the stock’s movements, allowing you to profit from both rising and falling prices. CFD brokers typically earn money through the spread (difference between buy and sell price) and overnight financing fees if you hold leveraged positions for more than a day.
Important Example
You decide to allocate $1,000 to open a CFD position on Lincoln National, using 5x leverage. This means your market exposure is $5,000.
✔️ Gain scenario: If Lincoln National’s stock rises by 8%, your position gains 8% × 5 = 40%.
Result: +$400 gain on your $1,000 stake (excluding fees and interest).
Final Advice
Before investing, it’s essential to compare brokers’ commissions, spreads, and trading conditions to choose the one best suited for your needs. Your ultimate choice should reflect both your investment goals—whether long-term ownership or short-term trading—and your risk tolerance. To help you decide, a detailed broker comparison table is provided further down the page.
Is eToro reliable?
Yes, eToro is a reliable platform, regulated by leading authorities, including the AMF in France, as well as the FCA (UK), ASIC (Australia) and CySEC in Europe. With over 30 million users worldwide, eToro is widely recognized for its security and transparency. Based on our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.
Why choose eToro?
With eToro, you don’t need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while investing.
You have access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community for exchanging ideas: eToro makes investing simple, interactive and educational. It's a bit like the Spotify of investing.
What are the fees at eToro?
eToro is transparent about its fees: no commission on the purchase of stocks or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposits are free, and withdrawals are set at $5. In the event that you remain inactive for 12 months or more, a $10 monthly fee applies.
Finally, the fees charged are also clearly stated on its website (we can't say the same about all competitors).
Who is eToro for?
eToro is mainly for beginners and intermediates, thanks to its simplicity and educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).
Is it easy to withdraw your money from eToro?
Yes, withdrawing your winnings from eToro is as easy as investing. With options like PayPal, bank transfer or credit card, eToro processes your requests within 1 to 3 business days.
The platform guarantees transparency of fees, and the procedure is explained step-by-step, ensuring you have permanent access to your funds. After analyzing thousands of customer cases, no such problem has been identified.
Is eToro reliable?
Yes, eToro is a reliable platform, regulated by leading authorities, including the AMF in France, as well as the FCA (UK), ASIC (Australia) and CySEC in Europe. With over 30 million users worldwide, eToro is widely recognized for its security and transparency. Based on our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.
Why choose eToro?
With eToro, you don’t need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while investing.
You have access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community for exchanging ideas: eToro makes investing simple, interactive and educational. It's a bit like the Spotify of investing.
What are the fees at eToro?
eToro is transparent about its fees: no commission on the purchase of stocks or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposits are free, and withdrawals are set at $5. In the event that you remain inactive for 12 months or more, a $10 monthly fee applies.
Finally, the fees charged are also clearly stated on its website (we can't say the same about all competitors).
Who is eToro for?
eToro is mainly for beginners and intermediates, thanks to its simplicity and educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).
Is it easy to withdraw your money from eToro?
Yes, withdrawing your winnings from eToro is as easy as investing. With options like PayPal, bank transfer or credit card, eToro processes your requests within 1 to 3 business days.
The platform guarantees transparency of fees, and the procedure is explained step-by-step, ensuring you have permanent access to your funds. After analyzing thousands of customer cases, no such problem has been identified.
Is IG reliable?
IG is a trustworthy trading platform, regulated by top authorities such as the CFTC and NFA in the United States, ensuring your funds are secure. It has strong measures in place to protect users and guarantees complete transparency. Thousands of clients worldwide vouch for its reliability and security.
Why choose IG?
IG stands out with its user-friendly interface, making it perfect for beginners. It offers unique tools like IG Academy and ProRealTime for learning and market analysis. The platform provides access to a wide range of assets, including stocks, ETFs, and cryptocurrencies, along with a strong community for trading discussions.
What are the fees at IG?
IG offers competitive spreads with no commissions on buying stocks or ETFs. Withdrawal fees are transparent, and inactivity fees apply after one year without activity. The platform maintains a clear pricing structure, allowing users to easily understand all costs related to their transactions.
Who is IG for?
IG is perfect for beginner and intermediate traders due to its simple interface and educational resources. It also caters to experienced investors with advanced trading tools. Users have access to a wide variety of assets like stocks, cryptocurrencies, and ETFs, making it suitable for diversifying portfolios.
Is it easy to withdraw money from IG?
Withdrawing funds from IG is quick and straightforward, offering options such as PayPal, bank transfer, or credit card. Processing times are usually 1 to 3 business days. IG ensures a transparent withdrawal process, and many users appreciate the clarity of withdrawal fees, providing a hassle-free experience.
Is IG reliable?
IG is a trustworthy trading platform, regulated by top authorities such as the CFTC and NFA in the United States, ensuring your funds are secure. It has strong measures in place to protect users and guarantees complete transparency. Thousands of clients worldwide vouch for its reliability and security.
Why choose IG?
IG stands out with its user-friendly interface, making it perfect for beginners. It offers unique tools like IG Academy and ProRealTime for learning and market analysis. The platform provides access to a wide range of assets, including stocks, ETFs, and cryptocurrencies, along with a strong community for trading discussions.
What are the fees at IG?
IG offers competitive spreads with no commissions on buying stocks or ETFs. Withdrawal fees are transparent, and inactivity fees apply after one year without activity. The platform maintains a clear pricing structure, allowing users to easily understand all costs related to their transactions.
Who is IG for?
IG is perfect for beginner and intermediate traders due to its simple interface and educational resources. It also caters to experienced investors with advanced trading tools. Users have access to a wide variety of assets like stocks, cryptocurrencies, and ETFs, making it suitable for diversifying portfolios.
Is it easy to withdraw money from IG?
Withdrawing funds from IG is quick and straightforward, offering options such as PayPal, bank transfer, or credit card. Processing times are usually 1 to 3 business days. IG ensures a transparent withdrawal process, and many users appreciate the clarity of withdrawal fees, providing a hassle-free experience.
Is AvaTrade reliable?
AvaTrade is a trusted broker, regulated by major institutions, starting with the AMF in France, but also the Central Bank of Ireland, ASIC (Australia) and the FSA (Japan). Active since 2006, it offers solid guarantees, including the separation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose AvaTrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don't need to be an expert: AvaTrade adapts to you.
What are the fees at AvaTrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when you pay.
Who is AvaTrade for?
AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you're looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is a great choice.
Is it easy to withdraw money from AvaTrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, wire transfer or electronic wallets. Everything is designed to offer you fast, clear and secure access.
Is AvaTrade reliable?
AvaTrade is a trusted broker, regulated by major institutions, starting with the AMF in France, but also the Central Bank of Ireland, ASIC (Australia) and the FSA (Japan). Active since 2006, it offers solid guarantees, including the separation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose AvaTrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don't need to be an expert: AvaTrade adapts to you.
What are the fees at AvaTrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when you pay.
Who is AvaTrade for?
AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you're looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is a great choice.
Is it easy to withdraw money from AvaTrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, wire transfer or electronic wallets. Everything is designed to offer you fast, clear and secure access.
Our 7 tips for buying Lincoln National stock
| 📊 Step | 📝 Specific tip for Lincoln National |
|---|---|
| Analyze the market | Evaluate insurance sector trends and interest rate movements as they directly impact Lincoln National’s revenue and stock performance. |
| Choose the right trading platform | Pick a brokerage with strong research tools and reasonable commissions, ensuring you can trade Lincoln National (ticker: LNC) efficiently. |
| Define your investment budget | Decide on an amount that balances your risk; since financial stocks can be sensitive to market swings, don’t overexpose your portfolio to Lincoln National. |
| Choose a strategy (short or long term) | Consider a long-term approach, as Lincoln National may offer value upside with its solid dividend yield and ongoing business transformation. |
| Monitor news and financial results | Stay updated on Lincoln National’s quarterly earnings, regulatory filings, and credit rating changes, as these announcements can lead to significant price moves. |
| Use risk management tools | Utilize stop-loss orders or limit orders to protect your investment in case of sudden market shifts affecting Lincoln National’s stock. |
| Sell at the right time | Keep an eye on price targets, dividend changes, or broader market stress; evaluate selling if Lincoln National hits your profit goal or the outlook for insurers worsens. |
The latest news about Lincoln National
Lincoln National Corporation (LNC) reported stronger-than-expected first quarter 2024 earnings, beating Wall Street estimates. On May 8, 2024, Lincoln National posted Q1 adjusted earnings per share of $1.37, surpassing consensus estimates of $1.20 per share, according to company filings and Refinitiv data. This positive financial performance was largely attributed to improved profitability in their life insurance and annuities segments, alongside significant progress in expense management initiatives. The company’s management highlighted robust sales momentum and strong retention rates, indicating successful commercial execution and sustained customer confidence in core U.S. markets.
Moody’s Investors Service affirmed Lincoln National’s financial strength rating with a stable outlook, underlining continued resilience. In a recent update released on May 7, 2024, Moody’s reaffirmed Lincoln National’s insurance financial strength at ‘A1’, citing the company’s conservative investment profile, stable capital base, and prudent risk management practices. The rating agency specifically noted that Lincoln’s exposure to U.S. interest rate movements is well mitigated by hedging strategies and strong liquidity, factors that enhance the stock’s appeal among risk-averse institutional investors in the United States.
Lincoln National announced the successful expansion of its digital distribution partnerships across key U.S. broker-dealer networks. On May 6, 2024, the company revealed strategic collaborations with several leading national financial advisory firms, streamlining access to its life and annuity products for a broader swath of American consumers. These digital initiatives are expected to drive further growth in new policy sales and improve operating efficiencies, supporting top-line momentum in 2024 and beyond.
The U.S. Department of Labor’s final fiduciary rule released on April 25, 2024, is anticipated to have a neutral to positive impact for Lincoln National. Official commentary from industry groups and Lincoln National’s legal team, provided on May 3, 2024, suggests that the company’s ongoing compliance investments and established distribution standards effectively position it to navigate the stricter regulatory environment. Lincoln’s early adaptation to evolving fiduciary requirements should preserve its competitive standing while limiting incremental compliance costs.
Investor sentiment towards Lincoln National stock improved following a series of positive analyst revisions and increased institutional buying. In the week ending May 10, 2024, several Wall Street firms, including JPMorgan and Raymond James, raised their target prices for LNC, citing sustained improvement in capital adequacy and underwriting performance. This has coincided with reported net inflows from U.S. mutual funds and pension plans, signaling growing confidence in the company’s turnaround trajectory.
FAQ
What is the latest dividend for Lincoln National stock?
Lincoln National currently pays a quarterly dividend of $0.45 per share, with the most recent payment made on May 1, 2024. This dividend has remained steady in recent years, reflecting the company’s commitment to shareholder returns. The dividend yield provides additional value for income-focused investors, and Lincoln National has a track record of maintaining consistent payouts even during market volatility.
What is the forecast for Lincoln National stock in 2025, 2026, and 2027?
Based on the current share price of $32.60, projections are: $42.38 by the end of 2025, $48.90 by the end of 2026, and $65.20 by the end of 2027. These optimistic figures align with ongoing improvements in the insurance and financial services sector, and Lincoln National’s strategic initiatives could drive continued growth if current trends persist.
Should I sell my Lincoln National shares?
Holding onto Lincoln National shares may be advantageous given the company’s stable dividend, attractive current valuation, and history of resilience in the life insurance industry. The firm’s focus on financial strength and adaptability continues to support its reputation for mid- to long-term stability. Investors looking for foundational portfolio stocks may find Lincoln National’s fundamentals encouraging for maintaining their positions.
How are dividends from Lincoln National stock taxed in the United States?
Dividends paid by Lincoln National to U.S. investors are generally considered qualified dividends and taxed at long-term capital gains rates, depending on your income level. For most investors, the maximum rate is lower than ordinary income tax rates. A useful detail: dividend income and any capital gains from selling Lincoln National shares should be reported on your annual tax return, and no withholding tax applies if you are a U.S. resident.
What is the latest dividend for Lincoln National stock?
Lincoln National currently pays a quarterly dividend of $0.45 per share, with the most recent payment made on May 1, 2024. This dividend has remained steady in recent years, reflecting the company’s commitment to shareholder returns. The dividend yield provides additional value for income-focused investors, and Lincoln National has a track record of maintaining consistent payouts even during market volatility.
What is the forecast for Lincoln National stock in 2025, 2026, and 2027?
Based on the current share price of $32.60, projections are: $42.38 by the end of 2025, $48.90 by the end of 2026, and $65.20 by the end of 2027. These optimistic figures align with ongoing improvements in the insurance and financial services sector, and Lincoln National’s strategic initiatives could drive continued growth if current trends persist.
Should I sell my Lincoln National shares?
Holding onto Lincoln National shares may be advantageous given the company’s stable dividend, attractive current valuation, and history of resilience in the life insurance industry. The firm’s focus on financial strength and adaptability continues to support its reputation for mid- to long-term stability. Investors looking for foundational portfolio stocks may find Lincoln National’s fundamentals encouraging for maintaining their positions.
How are dividends from Lincoln National stock taxed in the United States?
Dividends paid by Lincoln National to U.S. investors are generally considered qualified dividends and taxed at long-term capital gains rates, depending on your income level. For most investors, the maximum rate is lower than ordinary income tax rates. A useful detail: dividend income and any capital gains from selling Lincoln National shares should be reported on your annual tax return, and no withholding tax applies if you are a U.S. resident.
