Should I buy MetLife stock in 2025?

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At HelloSafe, our expert has been monitoring MetLife's performance for over three years. Every month, hundreds of thousands of users in the United States rely on us to interpret market trends and uncover the best investment opportunities. Our analyses are provided for informational purposes only and do not constitute investment advice. In line with our ethical charter, we have never been, and will never be, compensated by MetLife.

What is MetLife?

How much is MetLife stock?

The price of MetLife stock is rising this week. As of now, MetLife (NYSE: MET) is trading at $75.77 per share, up 0.53% today, though the stock has dipped 0.77% over the past week. Its current market capitalization stands at $50.95 billion with a 3-month average volume of 3.88 million shares.

The company’s price-to-earnings (P/E) ratio is 12.38, accompanied by a 3.00% dividend yield, and the stock has a beta of 0.88, indicating lower volatility compared to the broader market.

While recent movements show some short-term swings, MetLife’s stable fundamentals and attractive dividend highlight its potential for income-focused investors.

Our full analysis on MetLife stock

We have thoroughly examined MetLife’s latest quarterly figures, assessed its stock performance across the last three years, and synthesized multiple sources of financial and technical analysis—including proprietary modeling of market signals, sector positioning, and competitive dynamics. By integrating up-to-date valuation metrics, trading patterns, and ongoing strategic initiatives, this review offers a robust perspective on MetLife. So, why might MetLife stock once again become a strategic entry point into the U.S. insurance sector in 2025?

Recent Performance and Market Context

MetLife (NYSE: MET) is currently trading at $75.77 per share, placing its market capitalization at $50.95 billion. Over the past year, the stock has appreciated by 7.44%, demonstrating resilience despite periods of broader market volatility and a challenging sector backdrop. While the six-month return stands at -3.39%, this moderate decline is consistent with sector rotation and a cooling seen across insurance equities since late 2024, largely attributable to profit-taking and short-term macroeconomic uncertainty.

Recent headlines have shown that MetLife’s fundamentals remain robust. The company’s Q1 2025 report highlighted a 14% year-over-year increase in premiums, fees, and other revenues, as well as a notable 10% rise in net income to $879 million. Importantly, MetLife announced a substantial $3 billion share repurchase program—an indicator of management’s confidence in future earnings power and capital flexibility.

Favorable macroeconomic forces further support MetLife’s positioning. The recent stabilization of U.S. Treasury yields and the expectation of a gradual, patient Federal Reserve stance have helped insulate large-scale insurers. Moreover, the insurance industry remains a beneficiary of a strengthening labor market, fueling demand for group benefits solutions and retirement products—both core contributors to MetLife’s U.S. business.

Technical Analysis

Technically, MetLife’s price action offers several constructive signals for discerning investors. Presently, the stock is trading modestly below its key moving averages: $78.45 (50-day), $80.95 (100-day), and $80.06 (200-day). This would, in isolation, suggest a degree of medium-term consolidation after a strong recovery from its 52-week low of $65.21. However, closer inspection of the technical setup reveals positive undertones:

• The Relative Strength Index (RSI, 14-day) is near neutral at 50.16, signaling that MetLife is neither overbought nor oversold—a classic setup for new positions.
• The MACD short-term reading stands at 2.03, turning decisively positive and indicating a shift toward bullish momentum, while the medium-term MACD (-2.59) suggests any further pullback may be limited and a potential base is being set.
• Support levels around $74.00 and $72.00 have held up on increased volume, while resistance at $77.25 and $80.00 present key breakout thresholds.
• The stock’s proximity to solid support and a neutral RSI zone reflects favorable risk/reward dynamics, with potential for upside reversion as momentum builds.

In summary, technical indicators suggest that MetLife may be nearing the end of its consolidation period, offering a technically compelling entry zone ahead of possible bullish reversal.

Fundamental Analysis

MetLife stands out fundamentally among U.S. financial stocks, underpinned by resilient earnings, top-line momentum, and a disciplined capital allocation framework. Let’s delve into the metrics:

• Revenue Growth: Q1 2025 saw $13.6 billion in premiums and fees, a remarkable 14% year-over-year increase, reflecting strong execution in the group benefits and international segments.
• Profitability: The company reported a 10% uplift in net income, demonstrating the power of its diversified business lines and rigorous cost control, despite some expense headwinds.
• Valuation: At a forward P/E of 8.16 and a trailing P/E of 12.38, MetLife is trading at a meaningful discount to sector averages and its own historical multiples. The 1.85 price-to-book ratio is justified by its stable returns, and a 3.00% dividend yield (annualized at $2.27 per share) remains highly competitive within the insurance and financial services landscape.

Moreover, MetLife’s capital management discipline is on clear display:

• Ongoing share repurchases ($3 billion approved) support earnings per share growth and investor returns.
• A solid balance sheet, with strong financial ratings and conservative risk controls, provides ample headroom for both organic growth and opportunistic investments.

Structural Strengths include:

• MetLife’s dominant position in U.S. group benefits (contributing roughly half of earnings), balanced by a rising presence in Asia, Latin America, and EMEA regions.
• Brand leadership, technological innovation, and commitment to digital transformation enhance customer loyalty and operational efficiency—crucial for sustained margin expansion.

Taken together, the underlying fundamentals not only justify renewed investor interest, but also reinforce the thesis for long-term value creation.

Volume and Liquidity

Liquidity is a critical factor for institutional and retail participants alike. MetLife currently trades a robust daily average of 3.27 million shares, closely tracking its three-month average of 3.88 million. Sustained trading volume even during periods of price softness suggests confidence among market participants, while also ensuring tight bid-ask spreads.

The stock’s substantial float contributes to dynamic price discovery and supports large trades without significant slippage—an attractive trait for active managers and long-term holders seeking to build positions at current levels. High liquidity, paired with a low beta of 0.88, also mitigates the risk associated with volatility and supports a stable valuation environment.

Catalysts and Positive Outlook

A number of tangible growth drivers are converging to support the bullish case for MetLife heading into 2025 and beyond:

• Strategic and operational catalysts:
• New Frontier Growth Strategy: This multi-pronged initiative is already unlocking opportunities in technology adoption, international expansion, and reinsurance.
• $10 Billion Annuity Reinsurance Deal: The recently inked partnership with Talcott demonstrates MetLife’s ability to leverage its scale for risk transfer and capital efficiency.
• Formation of Chariot Re: Through collaboration with General Atlantic, MetLife will bolster its reinsurance capabilities, driven by experienced leadership.
• Board Expansion: The appointment of Christian Mumenthaler brings fresh strategic vision, particularly with his global insurance expertise.
• Growth and innovation:
• Heavy investment in digital transformation and artificial intelligence will propel operational efficiencies and enhance customer experience—a key edge in a competitive market.
• Expansion of the group benefits segment capitalizes on the growing U.S. workforce and corporate appetite for integrated benefits solutions.
• MetLife Investment Management is positioned for growth, diversifying earnings streams and benefiting from increased asset levels.
• Geographic diversification strengthens resilience and upside:
• The Asia segment, despite recent near-term softness in Japan, presents meaningful upside as contributions from India, China, and Bangladesh expand.
• Latin America and EMEA constitute solid platforms for further penetration, reducing overreliance on a single geography.
• ESG Initiatives: MetLife’s ongoing commitment to responsible investing and community impact strengthens its brand, aligns with evolving investor preferences, and may emerge as an additional pillar of long-term outperformance.

Analyst consensus remains broadly supportive, with a consensus price target of $90.64—implying approximately 20% upside from current levels and reinforcing the conviction that the current valuation does not fully price in the company’s strategic gains.

Investment Strategies

Given the current technical, fundamental, and strategic context, MetLife presents multiple plausible entry strategies across different investor time horizons:

• Short-term: For tactical traders and swing investors, the recent pullback to the $74–$76 support area offers a notable risk/reward setup. Accumulation around these levels, with an eye on a technical bounce toward the $77.25 or $80.00 resistance marks, seems justified by emerging momentum signals.
• Medium-term: Investors eyeing catalysts such as upcoming earnings, execution on the share repurchase program, or material progress in digital transformation may find the current consolidation phase an ideal staging point for participation in a potential bull cycle.
• Long-term: Fundamental-focused investors benefit from MetLife’s attractive dividend yield, strong balance sheet, and exposure to global demographic shifts underpinning insurance demand. The company’s diversification and commitment to shareholder returns position it for compounding value creation over multiple years.

In sum, the current trading zone—at the intersection of favorable technical levels, ongoing strategic initiatives, and an undervalued fundamental profile—appears attractive for those seeking diversified exposure to the financial sector.

Is it the Right Time to Buy MetLife?

Drawing together the threads of recent financial strength, disciplined capital management, technical positioning, and a visible roadmap of future catalysts, MetLife offers a compelling risk/reward profile for investors seeking insurance sector exposure. Its fundamentals justify renewed interest, underpinned by premium valuation metrics, a robust dividend yield, and a growing international presence. Technical indicators suggest that the stock may be entering a new bullish phase, and the announced $3 billion share repurchase program offers a floor of support and signals management’s long-term conviction.

While short-term vigilance is warranted regarding expense trends and Asian segment performance, the overarching outlook is decidedly positive. With a broad consensus pointing to double-digit upside from current levels, MetLife seems to represent an excellent opportunity to capitalize on sector tailwinds, organic growth—and the potential for substantial medium- to long-term appreciation.

For discerning investors, MetLife stands out as a stock whose blend of stability, yield, and growth potential, at current valuations, may well mark it as one of the most attractive strategic entry points in the sector for 2025.

How to buy MetLife stock in United States?

Buying MetLife stock online has never been easier or more secure, thanks to the rise of regulated brokers in the United States. Whether you want to invest directly (spot buying) and become a shareholder, or you’re interested in more dynamic strategies like trading contracts for difference (CFDs), there’s an option to suit every profile. Spot buying gives you real ownership of the stock, while CFDs offer the ability to trade price movements with leverage—both methods can be accessed in just a few clicks. To help you choose the right platform, you’ll find a thorough broker comparison further down this page.

Spot Buying

Spot (or cash) purchase means you buy actual MetLife (MET) shares, becoming a part-owner entitled to dividends and voting rights. This is the most traditional way to invest and is well-suited to long-term investors. When placing an order via a regulated U.S. broker, you’ll typically pay a flat commission per trade—often around $5 for a standard online transaction.

Practical Example

For example, with MetLife’s current share price at $75.77, a $1,000 investment (including a $5 brokerage fee) lets you buy about 13 shares. Here’s a practical scenario:
✔️ If the share price rises by 10%, your position increases in value to $1,100.
Result: You make a $100 gross gain, or +10% on your original stake.

Trading via CFD

CFDs (Contracts for Difference) are flexible financial instruments allowing you to speculate on MetLife’s price without owning the actual shares. This can be used for both rising and falling markets and enables leverage—meaning you can control a larger position with a smaller initial outlay. Typical fees include the spread (the difference between buy and sell prices) and an overnight financing charge if you hold positions beyond a day.

Practical Example

Suppose you trade MetLife CFDs with a $1,000 deposit and use 5x leverage: you gain exposure to $5,000 worth of stock.
✔️ If MetLife rises by 8%, your gain is 8% × 5 = 40%.
Result: That’s a $400 gain on your $1,000 stake (minus any fees).

Final Advice

Before investing, it’s crucial to compare brokers’ commissions, spreads, minimum deposits, and platform features, as these can vary significantly and directly impact your returns. Ultimately, choosing between spot buying and CFDs depends on your objectives—whether you’re seeking long-term ownership or short-term trading opportunities. For personalized selection, explore our comprehensive broker comparison lower on the page and pick the method that aligns with your goals.

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With eToro, you don’t need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while investing.
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eToro is transparent about its fees: no commission on the purchase of stocks or ETFs. Spreads vary depending on the asset, but remain very affordable.
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Finally, the fees charged are also clearly stated on its website (we can't say the same about all competitors).

Who is eToro for?

eToro is mainly for beginners and intermediates, thanks to its simplicity and educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).

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Yes, withdrawing your winnings from eToro is as easy as investing. With options like PayPal, bank transfer or credit card, eToro processes your requests within 1 to 3 business days.
The platform guarantees transparency of fees, and the procedure is explained step-by-step, ensuring you have permanent access to your funds. After analyzing thousands of customer cases, no such problem has been identified.

Is eToro reliable?

Yes, eToro is a reliable platform, regulated by leading authorities, including the AMF in France, as well as the FCA (UK), ASIC (Australia) and CySEC in Europe. With over 30 million users worldwide, eToro is widely recognized for its security and transparency. Based on our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.

Why choose eToro?

With eToro, you don’t need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while investing.
You have access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community for exchanging ideas: eToro makes investing simple, interactive and educational. It's a bit like the Spotify of investing.

What are the fees at eToro?

eToro is transparent about its fees: no commission on the purchase of stocks or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposits are free, and withdrawals are set at $5. In the event that you remain inactive for 12 months or more, a $10 monthly fee applies.
Finally, the fees charged are also clearly stated on its website (we can't say the same about all competitors).

Who is eToro for?

eToro is mainly for beginners and intermediates, thanks to its simplicity and educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).

Is it easy to withdraw your money from eToro?

Yes, withdrawing your winnings from eToro is as easy as investing. With options like PayPal, bank transfer or credit card, eToro processes your requests within 1 to 3 business days.
The platform guarantees transparency of fees, and the procedure is explained step-by-step, ensuring you have permanent access to your funds. After analyzing thousands of customer cases, no such problem has been identified.

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Withdrawing funds from IG is quick and straightforward, offering options such as PayPal, bank transfer, or credit card. Processing times are usually 1 to 3 business days. IG ensures a transparent withdrawal process, and many users appreciate the clarity of withdrawal fees, providing a hassle-free experience.

Is IG reliable?

IG is a trustworthy trading platform, regulated by top authorities such as the CFTC and NFA in the United States, ensuring your funds are secure. It has strong measures in place to protect users and guarantees complete transparency. Thousands of clients worldwide vouch for its reliability and security.

Why choose IG?

IG stands out with its user-friendly interface, making it perfect for beginners. It offers unique tools like IG Academy and ProRealTime for learning and market analysis. The platform provides access to a wide range of assets, including stocks, ETFs, and cryptocurrencies, along with a strong community for trading discussions.

What are the fees at IG?

IG offers competitive spreads with no commissions on buying stocks or ETFs. Withdrawal fees are transparent, and inactivity fees apply after one year without activity. The platform maintains a clear pricing structure, allowing users to easily understand all costs related to their transactions.

Who is IG for?

IG is perfect for beginner and intermediate traders due to its simple interface and educational resources. It also caters to experienced investors with advanced trading tools. Users have access to a wide variety of assets like stocks, cryptocurrencies, and ETFs, making it suitable for diversifying portfolios.

Is it easy to withdraw money from IG?

Withdrawing funds from IG is quick and straightforward, offering options such as PayPal, bank transfer, or credit card. Processing times are usually 1 to 3 business days. IG ensures a transparent withdrawal process, and many users appreciate the clarity of withdrawal fees, providing a hassle-free experience.

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Is AvaTrade reliable?

AvaTrade is a trusted broker, regulated by major institutions, starting with the AMF in France, but also the Central Bank of Ireland, ASIC (Australia) and the FSA (Japan). Active since 2006, it offers solid guarantees, including the separation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.

Why choose AvaTrade?

AvaTrade combines simplicity and expertise. Tutorials, demo accounts and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don't need to be an expert: AvaTrade adapts to you.

What are the fees at AvaTrade?

AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when you pay.

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AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you're looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is a great choice.

Is it easy to withdraw money from AvaTrade?

Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, wire transfer or electronic wallets. Everything is designed to offer you fast, clear and secure access.

Is AvaTrade reliable?

AvaTrade is a trusted broker, regulated by major institutions, starting with the AMF in France, but also the Central Bank of Ireland, ASIC (Australia) and the FSA (Japan). Active since 2006, it offers solid guarantees, including the separation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.

Why choose AvaTrade?

AvaTrade combines simplicity and expertise. Tutorials, demo accounts and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don't need to be an expert: AvaTrade adapts to you.

What are the fees at AvaTrade?

AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when you pay.

Who is AvaTrade for?

AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you're looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is a great choice.

Is it easy to withdraw money from AvaTrade?

Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, wire transfer or electronic wallets. Everything is designed to offer you fast, clear and secure access.

Our 7 tips for buying MetLife stock

The latest news about MetLife

MetLife’s Q1 2025 financial results showed net income up 10% and revenues up 14% year-over-year. The company reported net income of $879 million and $13.6 billion in premiums, fees, and other revenues, demonstrating robust operational performance. While adjusted earnings increased by a modest 1% compared to the prior year and fell just short of analyst earnings forecasts, revenues surpassed expectations, underscoring strength in the company’s core U.S. and group benefits businesses. This performance is particularly important in the context of MetLife’s significant U.S. footprint, with half of its earnings generated domestically.

MetLife launched a new $3 billion share repurchase program, signaling strong confidence in its capital position. Announced alongside the Q1 results, the share buyback plan highlights disciplined capital management and an ongoing commitment to shareholder returns. With an already attractive dividend yield of 3.00% and consistent dividend payments, this buyback program further enhances total shareholder yield at a time of moderate share price volatility and sector-wide capital scrutiny. This move is likely to be well received by U.S. investors focused on both income and capital appreciation.

The company’s strategic “New Frontier Growth Strategy” and digital transformation initiatives aim to drive future value in the US market. MetLife’s recently announced long-term growth strategy focuses on four key opportunity areas and underscores investments in digital technology and AI to improve customer experience and operational efficiency. These actions, paired with ongoing market expansion in group benefits and investment management, position the company to capture incremental market share in its core U.S. operations—critical given the competitive insurance landscape.

MetLife finalized a major $10 billion annuity reinsurance deal with Talcott, strengthening its risk management profile. This transaction not only improves MetLife’s capital flexibility but also illustrates management’s proactive approach to risk transfer and balance sheet optimization. With the addition of Christian Mumenthaler to its board and the partnership with General Atlantic to form Chariot Re (a new reinsurance entity led by a 30-year MetLife veteran), the company is expanding its capabilities in reinsurance—critical for large U.S. insurers navigating economic and regulatory complexity.

Analyst sentiment remains positive, with a “Buy” consensus and a target price implying 20% upside from current levels. The average price target of $90.64 reflects broad analyst confidence in MetLife’s prospects, supported by solid recent financial results, diversified business operations, and management’s continued focus on cost control, digital investment, and strategic U.S. market initiatives. The company’s stable share price and low beta (0.88) further attract risk-averse investors seeking resilience and income in the U.S. insurance sector.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.