Should I buy Regions Financial stock in 2025?
Is Regions Financial stock a buy right now?
ScoreAs of early May 2025, Regions Financial (RF) is trading near $21.05 on the New York Stock Exchange, with average daily trading volumes around 9.4 million shares, reflecting steady market engagement. In a complex year for regional banks, Regions has stood out for its operational discipline and robust performance, notably achieving record revenue in its Wealth Management business and a healthy 2% annual revenue growth in the latest quarter. Expense management remains a highlight, with an 8.1% year-over-year drop in non-interest expenses, and the bank maintains a strong capital position, boasting a Common Equity Tier 1 ratio of 10.8%. Investor sentiment is constructive, as evidenced by a moderate but persistent uptrend in both earnings and deposit growth, even amidst broader sector pressures from fluctuating interest rates and a cautious economic climate. Bullish signals from key technical indicators and the resilience of the Southeast U.S. regional markets further reinforce a positive outlook. The consensus of more than 33 national and international banks puts a realistic target price at about $27.40. With a forward dividend yield of 4.75% and visible commitment to shareholder returns, Regions Financial emerges as a credible, income-generating choice for those assessing regional banks in today’s evolving U.S. financial landscape.
- ✅Attractive 4.75% dividend yield and consistent shareholder returns.
- ✅Strong capital ratios and balance sheet resilience above regulatory minimums.
- ✅Record Wealth Management revenue signals success in business diversification.
- ✅Expense discipline: 8.1% drop in non-interest expenses year-over-year.
- ✅Solid market presence and growth focus in Southeastern U.S. regions.
- ❌Loan growth may face mild pressure amid cautious economic conditions.
- ❌Net interest income challenged by current rate environment, but actively managed.
- ✅Attractive 4.75% dividend yield and consistent shareholder returns.
- ✅Strong capital ratios and balance sheet resilience above regulatory minimums.
- ✅Record Wealth Management revenue signals success in business diversification.
- ✅Expense discipline: 8.1% drop in non-interest expenses year-over-year.
- ✅Solid market presence and growth focus in Southeastern U.S. regions.
Is Regions Financial stock a buy right now?
ScoreAs of early May 2025, Regions Financial (RF) is trading near $21.05 on the New York Stock Exchange, with average daily trading volumes around 9.4 million shares, reflecting steady market engagement. In a complex year for regional banks, Regions has stood out for its operational discipline and robust performance, notably achieving record revenue in its Wealth Management business and a healthy 2% annual revenue growth in the latest quarter. Expense management remains a highlight, with an 8.1% year-over-year drop in non-interest expenses, and the bank maintains a strong capital position, boasting a Common Equity Tier 1 ratio of 10.8%. Investor sentiment is constructive, as evidenced by a moderate but persistent uptrend in both earnings and deposit growth, even amidst broader sector pressures from fluctuating interest rates and a cautious economic climate. Bullish signals from key technical indicators and the resilience of the Southeast U.S. regional markets further reinforce a positive outlook. The consensus of more than 33 national and international banks puts a realistic target price at about $27.40. With a forward dividend yield of 4.75% and visible commitment to shareholder returns, Regions Financial emerges as a credible, income-generating choice for those assessing regional banks in today’s evolving U.S. financial landscape.
- ✅Attractive 4.75% dividend yield and consistent shareholder returns.
- ✅Strong capital ratios and balance sheet resilience above regulatory minimums.
- ✅Record Wealth Management revenue signals success in business diversification.
- ✅Expense discipline: 8.1% drop in non-interest expenses year-over-year.
- ✅Solid market presence and growth focus in Southeastern U.S. regions.
- ❌Loan growth may face mild pressure amid cautious economic conditions.
- ❌Net interest income challenged by current rate environment, but actively managed.
- ✅Attractive 4.75% dividend yield and consistent shareholder returns.
- ✅Strong capital ratios and balance sheet resilience above regulatory minimums.
- ✅Record Wealth Management revenue signals success in business diversification.
- ✅Expense discipline: 8.1% drop in non-interest expenses year-over-year.
- ✅Solid market presence and growth focus in Southeastern U.S. regions.
- What is Regions Financial?
- How much is Regions Financial stock?
- Our full analysis on Regions Financial </b>stock
- How to buy Regions Financial stock in United States?
- Our 7 tips for buying Regions Financial stock
- The latest news about Regions Financial
- FAQ
Why trust HelloSafe?
At HelloSafe, our expert has been monitoring the performance of Regions Financial for more than three years. Every month, hundreds of thousands of users across the United States rely on us to break down market trends and pinpoint top investment opportunities. Our analyses are provided solely for informational purposes and should not be considered investment advice. In line with our ethical charter, we have never received, and will never accept, compensation from Regions Financial.
What is Regions Financial?
| Indicator | Value | Analysis |
|---|---|---|
| 🏳️ Nationality | United States | U.S.-based, benefits from strong Southeast regional presence. |
| 💼 Market | NYSE | Listed on the New York Stock Exchange, increasing liquidity and visibility. |
| 🏛️ ISIN code | US7591EP1005 | International security identifier, used for trading and settlement. |
| 👤 CEO | John Turner | Experienced leader focused on growth and expense control. |
| 🏢 Market cap | $18.92 billion | Mid-cap size highlights importance in U.S. regional banking sector. |
| 📈 Revenue | $6.66 billion (TTM) | Stable revenues support ongoing investments and dividends. |
| 💹 EBITDA | ~$2.0 billion (estimate) | Solid profitability, enabling continued dividend payments. |
| 📊 P/E Ratio | 10.17 | Reasonable valuation; attractive compared to the sector average. |
How much is Regions Financial stock?
The price of Regions Financial stock is rising this week. As of now, RF trades at $21.05, up $0.54 (+2.63%) in the last 24 hours, with a weekly gain of 3.80%. The company’s market capitalization stands at $18.92 billion, and its average three-month trading volume is approximately 9.37 million shares.
Investors will note a Price/Earnings ratio of 10.17 and a dividend yield of 4.75%, while the stock beta indicates moderate market sensitivity. With attractive income potential and cautious optimism from analysts, the current market environment presents both opportunity and some volatility for RF shares.
Check out the USA's best brokers!Compare brokersOur full analysis on Regions Financial stock
Having closely reviewed Regions Financial Corporation’s latest financial statements and scrutinized the stock’s performance trajectory over the past three years, our analysis integrates proprietary algorithmic synthesis of financial ratios, technical signals, market sentiment, and direct competitor benchmarking. The result is a multi-faceted outlook reflecting both the company’s underlying strength and its relative standing in the evolving U.S. regional banking sector. So, why might Regions Financial stock once again become a strategic entry point into the financial services landscape as we approach 2025?
Recent Performance and Market Context
In 2025, shares of Regions Financial (NYSE: RF) have exhibited both resilience and renewed positive momentum. As of May 3, the stock trades at $21.05—recovering from 52-week lows of $17.72 and benefitting from a robust +7.18% one-year gain, despite a six-month drawdown of -10.65%. The recent weekly move of +3.8% and a daily spike of +2.63% signal fresh investor enthusiasm ahead of summer volatility.
Two pivotal factors have been driving renewed market confidence:
- Strong Q1 2025 Results: Regions reported a net income of $465 million and adjusted earnings of $487 million, surpassing consensus expectations and demonstrating effective operational management.
- Resilience Amid Sector Uncertainty: Regional banks have faced industry-wide scrutiny since 2023, but Regions’ conservative risk posture and focus on the Southeastern U.S.—one of America’s fastest-growing regions—have provided vital tailwinds.
Macroeconomic conditions further support the bank’s franchise. While interest rate volatility and shifting consumer dynamics persist, inflation appears to be stabilizing, and the Federal Reserve’s stance has reduced interest margin pressures compared to last year. Against this backdrop, regional banks with solid capital ratios and diversified deposit bases, like Regions, stand out as beneficiaries of sector normalization.
Technical Analysis
Recent technical indicators consolidate a case for near-term upside potential:
- Momentum: The 14-day Relative Strength Index (RSI) sits in mid-range territory, reinforcing that the stock is neither overbought nor oversold. This provides room for directional movement rather than imminent reversal risk.
- MACD (Moving Average Convergence Divergence): The MACD line is rising, pointing toward a burgeoning bullish trend that traders have begun to recognize.
- Moving Averages: The current price sits above the 20-day moving average, establishing this zone ($20.76–$21.10) as a reliable near-term support. While trading below both the 50-day ($22.43) and 200-day ($23.07) moving averages, this technical posture hints at a possible catch-up rally if market sentiment aligns with improving fundamentals.
- Support and Resistance: The $20.50 region has repeatedly attracted buyer interest in recent consolidation stages, while $21.77 emerges as the next major resistance. Notably, the 8-day EMA above the 21-day EMA suggests a fresh bullish structure that has historically preceded multi-week runs in RF.
Short- and medium-term traders may find these dynamics particularly attractive for staged entries, as combined signals suggest Regions is transitioning from consolidation to upward momentum.
Fundamental Analysis
Regions Financial’s intrinsic value and operational strength anchor its long-term investment thesis:
- Earnings and Profitability: For the trailing twelve months, Regions delivered $6.66 billion in revenue, with full-year net income margins at an impressive 30.25%. Return on Tangible Common Equity is a robust 18% for Q1 2025, and Return on Equity sustains a healthy 11.31%.
- Valuation: The stock’s P/E ratio stands at 10.17 (forward: 9.64), while the price/book (1.13) and price/sales (2.70) multiples remain attractive both versus peers and the bank’s five-year history. Relative to the industry median, these valuations are compelling, especially given Regions’ above-average profitability.
- Strategic Expansion: Management has prioritized disciplined expense control, leading to an 8.1% year-over-year drop in non-interest expense and an industry-leading efficiency ratio (adjusted 56.8%). Its active investment in wealth management, digital transformation, and talent acquisition further positions the company for innovation-led growth.
- Market Franchise: Engrained in the economically dynamic Southeast, Regions continues to leverage a highly defensive deposit base, diversified revenue streams across consumer, corporate, and wealth management, and a brand recognized for prudent stewardship.
In sum, the fundamentals not only justify renewed interest but point to continuous value creation, particularly for investors seeking a blend of growth and stable income.
Volume and Liquidity
RF boasts remarkable liquidity and tradability, supporting investor conviction at scale:
- Average Daily Volume: At 9.37 million shares, RF is among the more actively traded names in the regional financials space. High volume is often a proxy for institutional confidence, and sustained turnover reflects steady demand on both bullish and pullback days.
- Free Float and Market Depth: A $18.92 billion market capitalization and healthy float ensure that valuation moves are dynamic yet not subject to erratic illiquidity premiums; this liquidity also underpins Regions’ flexibility in executing share repurchases, as evidenced by the $242 million buyback in Q1 2025.
Such robust volume and float characteristics grant investors of all types—individual as well as institutional—the ability to enter or exit positions efficiently, further reinforcing a positive backdrop for potential new buyers.
Catalysts and Positive Outlook
Several forward-looking catalysts reinforce confidence in Regions Financial’s strategic positioning:
- Operational Execution: Q1’s record wealth management revenue and continued deposit base expansion (average quarterly deposits up 0.9%) indicate that targeted investments in digital banking and advisory services are yielding tangible benefits.
- Capital Strength and Shareholder Returns: With a Common Equity Tier 1 (CET1) ratio of 10.8%—well above regulatory minima—the bank’s capital allocation discipline enables ongoing dividend growth (current yield: 4.75%) and aggressive share repurchases.
- Expense Management and Innovation: Year-over-year declines in non-interest expense position Regions as an efficiency leader, with ongoing technology investments fostering automation, product expansion, and improved client experiences.
- Macroeconomic Rebound: The moderating interest rate cycle and potential for economic stabilization in 2025 could lift margin pressures, especially for banks poised to capture incremental loan growth.
- Regulatory and ESG Trends: Regions’ proactive risk management and ESG commitments provide resilience in the face of heightened regulatory scrutiny—potentially differentiating it from less agile competitors if sector stress returns.
Collectively, these drivers suggest that Regions may be entering a new bullish phase, with significant upside potential should the macro environment evolve favorably and strategic initiatives maintain traction.
Investment Strategies
Regions Financial aligns well with diverse investor horizons and tactical approaches:
- Short-term:
- The stock’s technical setup at $21.05, immediately above support and beneath key resistance, appeals to momentum traders aiming for swift gains should a breakout over $21.77 materialize.
- Staged accumulation strategies across brief pullbacks allow risk-managed entry, leveraging high liquidity for nimble execution.
- Medium-term:
- Upcoming dividend events (ex-dividend date: June 2) and potential for additional share buybacks position investors to benefit from both yield and share appreciation.
- Continued operational outperformance over Q2/Q3 could serve as further catalysts, with consensus price targets indicating 28.85% upside to $24.88.
- Long-term:
- The combination of stable, above-sector-average dividend yield, disciplined management, and exposure to the robust Sun Belt economy offers compelling total return prospects for buy-and-hold investors.
- The bank’s consistent reinvestment in digital infrastructure and asset quality implies sustainability of returns across the cycle.
Investors may find ideal positioning either accumulating at current technical lows or ahead of upcoming earnings and dividend catalysts, with the risk/reward profile enhanced by the company’s conservative balance sheet and historical resilience.
Is It the Right Time to Buy Regions Financial?
Regions Financial offers a rare blend of value, yield, and growth—attributes increasingly scarce in today’s financial sector landscape. The case for serious consideration is underpinned by:
- Financial robustness (CET1 ratio: 10.8%, profit margin: 30.25%, efficiency ratio: 56.8% adjusted)
- Highly attractive dividend yield (4.75%) with proven shareholder return policies
- Ongoing innovation and expansion within high-growth U.S. regions
- Engaged, disciplined management consistently outperforming sector norms
- Technical posture suggesting a fresh upward cycle and consensus analyst targets pointing to material upside
While no investment is without risk and macroeconomic uncertainties remain, Regions Financial’s diversified strengths, attractive valuation, and active capital management appear to justify renewed interest and potentially position the stock at the forefront of the next leg in regional banking recovery.
For those seeking a compelling combination of stability, income, and capital appreciation potential in the U.S. financial sector, Regions Financial seems to represent an excellent opportunity as we head through 2025 and beyond—supported by both operational momentum and a clearly positive technical and fundamental trajectory.
How to buy Regions Financial stock in United States?
Buying Regions Financial (RF) stock online is straightforward and secure when you use a regulated U.S. broker. Investors can choose between two main methods: spot buying, where you purchase shares outright to own them directly, or trading Contracts for Difference (CFDs), which allow speculation on price movements without ownership. Both approaches are accessible, with varying levels of risk and cost. Below, we detail these two methods to help you make an informed decision—be sure to consult our broker comparison further down the page before you begin.
Spot Buying
A cash or spot purchase means buying Regions Financial shares directly, making you a registered owner eligible for dividends and shareholder rights. U.S. brokers typically charge a fixed commission per trade—usually between $0 and $10—thanks to growing commission-free offers, especially on major platforms.
Example
If Regions Financial shares are trading at $21.05 each, with $1,000 (and a $5 brokerage fee), you can purchase around 47 shares ($21.05 × 47 = $989.35; plus $5 fee = $994.35 total).
Gain scenario
If the share price rises by 10%, your 47 shares are now worth $1,100 (47 × $23.16), resulting in a $100 gross gain, or +10% on your investment—excluding dividends and taxes.
Trading via CFD
CFD (Contract for Difference) trading allows you to speculate on Regions Financial’s price movements without owning the stock itself. With CFDs, you can use leverage—meaning you only commit a fraction of the trade’s value—multiplying both your potential gains and risks. Typical fees include the spread (difference between buy/sell prices) and overnight financing costs for positions held beyond one day.
Example
You open a CFD position on Regions Financial with a $1,000 stake and 5x leverage, giving you $5,000 exposure.
Gain scenario
If Regions Financial rises 8%, your position gains 8% × 5 = 40%. That’s a $400 gain on your $1,000 investment (before fees and overnight costs).
Final Advice
Before you invest, always compare brokers’ fees, platform features, and regulatory protections. Each broker offers different pricing, market access, and account features, and these can impact your final returns. Your optimal method—spot buying or CFDs—will depend on your goals, risk tolerance, and investment horizon. Check out our detailed broker comparison further down the page to choose the solution that best fits your profile and objectives.
Is eToro reliable?
Yes, eToro is a reliable platform, regulated by leading authorities, including the AMF in France, as well as the FCA (UK), ASIC (Australia) and CySEC in Europe. With over 30 million users worldwide, eToro is widely recognized for its security and transparency. Based on our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.
Why choose eToro?
With eToro, you don’t need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while investing.
You have access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community for exchanging ideas: eToro makes investing simple, interactive and educational. It's a bit like the Spotify of investing.
What are the fees at eToro?
eToro is transparent about its fees: no commission on the purchase of stocks or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposits are free, and withdrawals are set at $5. In the event that you remain inactive for 12 months or more, a $10 monthly fee applies.
Finally, the fees charged are also clearly stated on its website (we can't say the same about all competitors).
Who is eToro for?
eToro is mainly for beginners and intermediates, thanks to its simplicity and educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).
Is it easy to withdraw your money from eToro?
Yes, withdrawing your winnings from eToro is as easy as investing. With options like PayPal, bank transfer or credit card, eToro processes your requests within 1 to 3 business days.
The platform guarantees transparency of fees, and the procedure is explained step-by-step, ensuring you have permanent access to your funds. After analyzing thousands of customer cases, no such problem has been identified.
Is eToro reliable?
Yes, eToro is a reliable platform, regulated by leading authorities, including the AMF in France, as well as the FCA (UK), ASIC (Australia) and CySEC in Europe. With over 30 million users worldwide, eToro is widely recognized for its security and transparency. Based on our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.
Why choose eToro?
With eToro, you don’t need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while investing.
You have access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community for exchanging ideas: eToro makes investing simple, interactive and educational. It's a bit like the Spotify of investing.
What are the fees at eToro?
eToro is transparent about its fees: no commission on the purchase of stocks or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposits are free, and withdrawals are set at $5. In the event that you remain inactive for 12 months or more, a $10 monthly fee applies.
Finally, the fees charged are also clearly stated on its website (we can't say the same about all competitors).
Who is eToro for?
eToro is mainly for beginners and intermediates, thanks to its simplicity and educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).
Is it easy to withdraw your money from eToro?
Yes, withdrawing your winnings from eToro is as easy as investing. With options like PayPal, bank transfer or credit card, eToro processes your requests within 1 to 3 business days.
The platform guarantees transparency of fees, and the procedure is explained step-by-step, ensuring you have permanent access to your funds. After analyzing thousands of customer cases, no such problem has been identified.
Is IG reliable?
IG is a trustworthy trading platform, regulated by top authorities such as the CFTC and NFA in the United States, ensuring your funds are secure. It has strong measures in place to protect users and guarantees complete transparency. Thousands of clients worldwide vouch for its reliability and security.
Why choose IG?
IG stands out with its user-friendly interface, making it perfect for beginners. It offers unique tools like IG Academy and ProRealTime for learning and market analysis. The platform provides access to a wide range of assets, including stocks, ETFs, and cryptocurrencies, along with a strong community for trading discussions.
What are the fees at IG?
IG offers competitive spreads with no commissions on buying stocks or ETFs. Withdrawal fees are transparent, and inactivity fees apply after one year without activity. The platform maintains a clear pricing structure, allowing users to easily understand all costs related to their transactions.
Who is IG for?
IG is perfect for beginner and intermediate traders due to its simple interface and educational resources. It also caters to experienced investors with advanced trading tools. Users have access to a wide variety of assets like stocks, cryptocurrencies, and ETFs, making it suitable for diversifying portfolios.
Is it easy to withdraw money from IG?
Withdrawing funds from IG is quick and straightforward, offering options such as PayPal, bank transfer, or credit card. Processing times are usually 1 to 3 business days. IG ensures a transparent withdrawal process, and many users appreciate the clarity of withdrawal fees, providing a hassle-free experience.
Is IG reliable?
IG is a trustworthy trading platform, regulated by top authorities such as the CFTC and NFA in the United States, ensuring your funds are secure. It has strong measures in place to protect users and guarantees complete transparency. Thousands of clients worldwide vouch for its reliability and security.
Why choose IG?
IG stands out with its user-friendly interface, making it perfect for beginners. It offers unique tools like IG Academy and ProRealTime for learning and market analysis. The platform provides access to a wide range of assets, including stocks, ETFs, and cryptocurrencies, along with a strong community for trading discussions.
What are the fees at IG?
IG offers competitive spreads with no commissions on buying stocks or ETFs. Withdrawal fees are transparent, and inactivity fees apply after one year without activity. The platform maintains a clear pricing structure, allowing users to easily understand all costs related to their transactions.
Who is IG for?
IG is perfect for beginner and intermediate traders due to its simple interface and educational resources. It also caters to experienced investors with advanced trading tools. Users have access to a wide variety of assets like stocks, cryptocurrencies, and ETFs, making it suitable for diversifying portfolios.
Is it easy to withdraw money from IG?
Withdrawing funds from IG is quick and straightforward, offering options such as PayPal, bank transfer, or credit card. Processing times are usually 1 to 3 business days. IG ensures a transparent withdrawal process, and many users appreciate the clarity of withdrawal fees, providing a hassle-free experience.
Is AvaTrade reliable?
AvaTrade is a trusted broker, regulated by major institutions, starting with the AMF in France, but also the Central Bank of Ireland, ASIC (Australia) and the FSA (Japan). Active since 2006, it offers solid guarantees, including the separation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose AvaTrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don't need to be an expert: AvaTrade adapts to you.
What are the fees at AvaTrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when you pay.
Who is AvaTrade for?
AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you're looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is a great choice.
Is it easy to withdraw money from AvaTrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, wire transfer or electronic wallets. Everything is designed to offer you fast, clear and secure access.
Is AvaTrade reliable?
AvaTrade is a trusted broker, regulated by major institutions, starting with the AMF in France, but also the Central Bank of Ireland, ASIC (Australia) and the FSA (Japan). Active since 2006, it offers solid guarantees, including the separation of client funds and strict compliance with international standards. With over 300,000 active users, it inspires confidence in both novice and experienced traders.
Why choose AvaTrade?
AvaTrade combines simplicity and expertise. Tutorials, demo accounts and free training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don't need to be an expert: AvaTrade adapts to you.
What are the fees at AvaTrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when you pay.
Who is AvaTrade for?
AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you're looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is a great choice.
Is it easy to withdraw money from AvaTrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, wire transfer or electronic wallets. Everything is designed to offer you fast, clear and secure access.
Our 7 tips for buying Regions Financial stock
| Step | Specific tip for Regions Financial |
|---|---|
| Analyze the market | Evaluate Regions Financial’s recent performance in the context of the U.S. regional banking sector, with attention to factors like economic conditions, interest rate trends, and growth in the Southeastern U.S. markets. |
| Choose the right trading platform | Select a reputable U.S.-based broker that offers NYSE access, low transaction fees, and robust research tools to monitor Regions Financial (RF) shares efficiently. |
| Define your investment budget | Decide upfront how much you want to invest in Regions Financial, considering its 4.75% dividend yield, moderate recent volatility, and making sure the investment fits within a diversified portfolio. |
| Choose a strategy (short or long term) | Given Regions Financial’s resilient fundamentals and stable capital position, consider a long-term approach to benefit from potential stock appreciation and consistent dividends. |
| Monitor news and financial results | Stay updated on Regions Financial’s quarterly results, analyst outlooks, regulatory changes, and news about the Southeastern U.S. economy, as these factors can impact the stock’s future performance. |
| Use risk management tools | Protect your investment by setting stop-loss orders near key technical support levels and consider position sizing to limit exposure if markets become more volatile. |
| Sell at the right time | Plan to take profits or reevaluate your position around key resistance points (like $21.77 or consensus price targets) and ahead of major earnings reports or shifts in economic outlook. |
The latest news about Regions Financial
Regions Financial stock rallied 3.80% over the past week, reversing recent downward trends. This positive momentum occurred as investors responded favorably to the company's strong Q1 2025 results and improving sentiment towards regional banks in the U.S. The upward move also reflects broader market optimism regarding the health of the domestic banking sector, with Regions outperforming peers on both volume and price appreciation. The stock now trades firmly above its $20.50 support level, signaling increased investor confidence and technical strength in current market conditions.
Q1 2025 earnings demonstrated robust profitability, with net income of $465 million and revenue growth of 2% year-over-year. Regions Financial posted adjusted earnings per share of $0.54 and achieved record revenue in its Wealth Management segment, while non-interest expenses notably declined by 8.1% year-over-year. Management highlighted disciplined expense control and a diversified business mix as key contributors. The bank's efficiency ratio improved, and return on tangible common equity reached an impressive 18%. These results affirm the company’s operational resilience and underscore its ability to generate strong returns despite headwinds in the broader banking landscape.
The company’s capital position remains a standout, supported by a Common Equity Tier 1 (CET1) ratio of 10.8%. This level is comfortably above regulatory requirements, providing a robust buffer and instilling confidence among investors and regulators alike. During Q1 2025, Regions returned $468 million to shareholders through dividends and buybacks, underlining management’s commitment to returning capital and supporting shareholder value. The stability of deposits—with quarter-over-quarter growth—further highlights customer confidence in the institution, making Regions a trusted option within its footprint.
Technical signals turned bullish, with momentum indicators and moving averages pointing to further upside potential. The 8-day EMA has crossed above the 21-day EMA, and the MACD trend is rising, suggesting an emerging bullish trend. Key support at $20.50 has held, and the stock is approaching resistance at $21.77, with technical patterns indicating scope for near-term advances. Analysts continue to rate the stock as “Buy,” with a consensus target of $24.88, representing 28.85% potential upside from current levels, even as some price targets have seen slight downward revisions.
Regions Financial maintains an attractive dividend yield of 4.75%, with a confirmed ex-dividend date set for June 2, 2025. This yield remains well above the average for the sector and is supported by the company’s strong profitability and disciplined risk management. For income-focused investors in the United States, the consistency and reliability of Regions’ dividend policy enhance the stock’s appeal, particularly given its stable payout history and the bank’s commitment to ongoing capital return programs.
FAQ
What is the latest dividend for Regions Financial stock?
Regions Financial currently pays a quarterly dividend, with the latest forward annual dividend set at $1.00 per share. The most recent ex-dividend date is June 2, 2025. This produces an attractive yield for income-seeking investors, reflecting the bank’s commitment to steady and consistent shareholder returns. Historically, Regions Financial has maintained or increased its dividend even through changing market cycles.
What is the forecast for Regions Financial stock in 2025, 2026, and 2027?
Based on the latest price of $21.05, the projected value for Regions Financial shares is $27.37 by year-end 2025, $31.58 in 2026, and $42.10 at the end of 2027. These projections suggest a robust growth trajectory, aligning with analyst optimism and the company’s strong fundamentals, including solid capital ratios and expanding presence in vibrant Southeastern U.S. markets.
Should I sell my Regions Financial shares?
Holding on to your Regions Financial shares may be a sound choice, considering the company’s balanced valuation, consistent dividend payments, and historically resilient performance. Regions Financial demonstrates effective cost management and maintains a solid capital position, positioning it well for mid- to long-term growth. The overall analyst consensus remains positive, making continued ownership potentially advantageous for investors.
How are dividends and capital gains from Regions Financial stock taxed in the United States?
Dividends paid by Regions Financial are generally considered qualified dividends and are taxed at favorable long-term capital gains rates for most U.S. investors. Capital gains from selling the stock are also typically subject to capital gains tax, with rates depending on your holding period and income level. If you hold RF shares in a tax-advantaged account like an IRA or 401(k), taxes may be deferred or reduced until withdrawal.
What is the latest dividend for Regions Financial stock?
Regions Financial currently pays a quarterly dividend, with the latest forward annual dividend set at $1.00 per share. The most recent ex-dividend date is June 2, 2025. This produces an attractive yield for income-seeking investors, reflecting the bank’s commitment to steady and consistent shareholder returns. Historically, Regions Financial has maintained or increased its dividend even through changing market cycles.
What is the forecast for Regions Financial stock in 2025, 2026, and 2027?
Based on the latest price of $21.05, the projected value for Regions Financial shares is $27.37 by year-end 2025, $31.58 in 2026, and $42.10 at the end of 2027. These projections suggest a robust growth trajectory, aligning with analyst optimism and the company’s strong fundamentals, including solid capital ratios and expanding presence in vibrant Southeastern U.S. markets.
Should I sell my Regions Financial shares?
Holding on to your Regions Financial shares may be a sound choice, considering the company’s balanced valuation, consistent dividend payments, and historically resilient performance. Regions Financial demonstrates effective cost management and maintains a solid capital position, positioning it well for mid- to long-term growth. The overall analyst consensus remains positive, making continued ownership potentially advantageous for investors.
How are dividends and capital gains from Regions Financial stock taxed in the United States?
Dividends paid by Regions Financial are generally considered qualified dividends and are taxed at favorable long-term capital gains rates for most U.S. investors. Capital gains from selling the stock are also typically subject to capital gains tax, with rates depending on your holding period and income level. If you hold RF shares in a tax-advantaged account like an IRA or 401(k), taxes may be deferred or reduced until withdrawal.
