Should I buy JPMorgan Chase stock in 2025?

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At HelloSafe, our expert has been monitoring the performance of JPMorgan Chase for over three years. Every month, hundreds of thousands of users in the United States rely on us to decode market trends and highlight the most promising investment opportunities. Our analyses are intended solely for informational purposes and do not constitute investment advice. In line with our ethical charter, we have never been, and will never be, compensated by JPMorgan Chase.

What is JPMorgan Chase?

How much is JPMorgan Chase stock?

The price of JPMorgan Chase stock is rising this week. As of today, JPM shares are trading at $246.89, up $2.27 (+0.93%) in the last 24 hours and showing a weekly gain of 0.92%. The company’s market capitalization stands at $686.13 billion, with a 3-month average trading volume of 11.58 million shares.

Despite recent gains, investors should keep in mind that the stock’s average volatility reflects both steady performance and sensitivity to broader market changes.

Our full analysis on JPMorgan Chase stock

We have thoroughly reviewed JPMorgan Chase’s latest quarterly earnings, analyzed its robust performance trajectory over the past three years, and synthesized a broad mosaic of insights—including financial indicators, technical signals, market data, and a comparative lens on its major competitors—using our proprietary analytic frameworks. The result: an integrated, disciplined perspective on where JPMorgan Chase & Co. (JPM) stands now, and what its future portends for forward-looking investors. So, why might JPMorgan Chase stock once again become a strategic entry point into the U.S. banking sector in 2025?

Recent Performance and Market Context

JPMorgan Chase enters May 2025 at $246.89 per share, close to its 52-week highs and representing a $686 billion market cap—making it not only the largest U.S. bank by this metric but also a clear sector bellwether. The stock has climbed 28.68% over the last twelve months and 10.74% over six months, outpacing both the KBW Bank Index and S&P 500 Financials during a period marked by macroeconomic crosscurrents and recurring bouts of market volatility. The intraday gain of +0.93%, alongside a stable volume around 8.7 million shares (slightly below its 3-month average), signals steady institutional participation.

Several recent, positive events have fueled this ascent. Most notable was JPMorgan’s Q1 2025 earnings: net income reached $14.6 billion (up 9% year-over-year), on revenue that surged 8% to $46.01 billion, materially above consensus forecasts. Standout segment results—particularly a 48% year-over-year jump in equity markets revenue—confirm the diversified, multi-engine nature of JPMorgan’s earnings power. Furthermore, a favorable resolution with the FDIC regarding the First Republic integration delivered a $588 million gain, eliminating lingering overhang and spotlighting operational execution.

At a sector level, the broader financial services landscape is benefiting from expectations of Federal Reserve interest rate cuts later in 2025. This normalization, after a prolonged tightening cycle, may catalyze increased consumer and corporate lending. Resilient U.S. GDP growth, a robust employment picture, and retreating inflation add support to financial stock valuations—and JPMorgan stands at the vanguard of this constructive backdrop.

Technical Analysis

From a technical vantage, the stock’s structure appears primed for outperformance. JPM is trading above its 20-day ($233.32), 50-day ($240.99), and 200-day ($231.32) moving averages, underscoring near-term bullish momentum. The sole exception is the 100-day MA ($246.28), which it hovers just above—a situation often interpreted as a potential inflection point for renewed buying, should further strength develop.

• RSI (14) stands at 56.34, a neutral-to-positive reading just below overbought territory—suggesting room to run before a correction is likely.
• MACD positive at 1.25, supportive of ongoing upward movement.
• Volume remains healthy and well-distributed, even as it trends modestly below average, underscoring orderly price advances rather than speculation-driven spikes.

Crucially, the $240.50–$243.96 band now acts as a strong support zone, based on recent consolidation and technical backtests. Should broader markets retrace, secondary support at $224.80 and then at $210.27–$214.26 provide robust technical floors established over the past year. On the upside, immediate resistance is found in the $276.60–$279.96 range—levels that, if breached with volume, could ignite a fresh momentum leg higher.

Short-term trend indicators reflect positive momentum, while the long-term structure remains neutral—a configuration historically favorable for positioning in anticipation of breakout moves.

Fundamental Analysis

JPMorgan’s fundamental merit is anchored in consistent, above-peer operational performance. In Q1 2025, the bank delivered:

• Net income of $14.6 billion (+9% YoY)
• Revenue at $46.01 billion (+8% YoY)
• EPS of $5.07, handily beating consensus ($4.61)

Segment leaders include Commercial & Investment Banking and Asset & Wealth Management, both up double-digits, while Consumer Banking maintained a solid growth trajectory at +4%. Of particular note: Equity Markets revenue swelled 48%, exemplifying JPM’s capacity to pivot and capture diversified alpha streams invulnerable to single-segment weakness.

Valuation remains accessible relative to historical and peer levels:

• P/E (TTM): 12.12, undercutting the S&P 500 average and sector median.
• Forward P/E: 13.46, suggestive of forecasted earnings sustainability.
• EPS (TTM): $20.37.
• Dividend yield: 2.27% ($5.60 annualized) supports income orientation.

This value proposition is reinforced by JPM’s structural strengths:

• Diversification: Balanced revenue streams from consumer, corporate, investment banking, and asset management.
• Scale and market share: Among the world’s largest financial institutions ($4.4T assets, $351B equity).
• Brand and trust: A recognized industry leader, benefiting from strong client relationships, digital reach, and global presence.
• Innovation: Ongoing investment in digital transformation, payments, and AI-infused client capabilities.

This combination of stable profitability, attractive valuation, and enduring market advantages rationalizes the stock’s current multiple—and may point to an undervalued opportunity within a leading blue-chip franchise.

Volume and Liquidity

The liquidity profile is notably constructive: JPM’s daily trading volume (8.69M shares) and a public float of 2.77 billion shares enable dynamic price discovery and swift entry/exit, even for large institutional positions. Sustained institutional demand, reflected in the consistency of trading activity, translates into tighter spreads and lower volatility risk than less-liquid peers.

High float and robust volume also mean the stock is responsive to fundamental catalysts, with the flexibility for valuation readjustments—critical for investors seeking transparency and fair pricing. Such characteristics affirm investor confidence, while enabling both tactical and strategic positioning.

Catalysts and Positive Outlook

JPMorgan’s future runway features a compelling mix of cyclical and structural upside catalysts:

• Interest-rate environment: Anticipated rate cuts in late 2025 are poised to unlock pent-up lending demand and stimulate corporate deal-making, providing tailwinds for both net interest income and investment banking revenues.
• Trading and markets: The recent surge in equity markets revenue (+48%) confirms JPM’s prowess and adaptability in volatile conditions—a foundation for further outperformance as market activity increases.
• Digital expansion: Aggressive digital investments are driving improved efficiency, client acquisition, and cross-platform synergies; expect continued returns to scale as the bank expands its digital and technology-enabled offerings.
• ESG and sustainable finance: Ongoing initiatives in sustainable infrastructure and green financing position JPM as a leader in addressing evolving regulatory demands and investor preferences.
• Regulatory clarity: The recent settlement with the FDIC, stemming from the First Republic acquisition, eliminates a persistent overhang, clarifies capital requirements, and unlocks additional growth focus.

Overarching all of these is JPMorgan’s management credibility, led by Jamie Dimon, whose tenure instills market confidence. Even with his prudent commentary regarding macro risks, the firm’s risk management systems and track record of navigating tumultuous markets stand as significant reassurances.

Investment Strategies

Given JPM’s technical setup and the sturdiness of its underlying business, there are compelling arguments for entry across multiple time horizons:

• Short-term: Current momentum, evidenced by price residing above key moving averages and robust Q1 results, presents an appealing setup for tactical traders seeking potential breakout moves toward the resistance zone in the $276–$280 range.
• Medium-term: Heading into the second half of 2025, potential catalysts (rate cuts, sustained trading/investment banking windfalls, positive macro signals) could drive further re-rating. The proximity to a major support area ($240–$244) offers an attractive risk/reward profile for positioning ahead of these events.
• Long-term: JPM remains ideally suited to anchor financial-sector allocations within diversified portfolios. Its consistent dividend (2.27% yield), durable growth strategy, strong governance, and demonstrated resilience to economic shocks argue for a core hold as the sector enters what may be a new multi-year upcycle.

Notably, ideal positioning may be achieved by accumulating shares near established technical support, or incrementally ahead of known catalysts such as the next earnings release or major regulatory announcements.

Is It the Right Time to Buy JPMorgan Chase?

JPMorgan Chase offers a rare combination of near-term momentum and long-term structural strength, reflected in its superb Q1 performance, diversified revenue base, and accessible valuation. Well-capitalized, operationally innovative, and strongly positioned for whatever the macro environment brings later in 2025, JPM appears poised for continued outperformance.

Recent technical signals—trading above major moving averages and hovering at firm support levels—complement a compelling fundamental narrative and a robust volume/liquidity profile. Multiple bullish catalysts are in clear view, including potential interest-rate tailwinds, new digital initiatives, and enduring leadership advantages.

While prudent investors will remain attentive to CEO Jamie Dimon’s economic caution, the evidence supports the case that JPMorgan Chase stock today seems to represent an excellent opportunity to access the leadership, dividend, and structural strengths of a premier U.S. financial institution. For anyone seeking a best-in-class franchise with a credible growth, income, and resilience story, renewed interest in JPM may well be justified as the sector seeks to recalibrate for the next phase of the market cycle.

In a world where conviction matters as much as caution, JPMorgan Chase’s blend of momentum, stability, and proven adaptability makes it a stock well worth serious consideration at this strategic juncture.

How to buy JPMorgan Chase stock in United States?

Buying JPMorgan Chase stock online is now easier and more secure than ever, thanks to regulated U.S. brokers offering robust investor protections. Investors have two main options: they can either purchase the shares outright (also called spot buying), becoming shareholders and benefiting directly from dividends, or trade via Contracts for Difference (CFDs), which track the stock price and offer flexibility with leverage. Each method suits different strategies and risk profiles. To find the broker best suited to your needs and to compare account fees, check the detailed broker comparison provided further down the page.

Spot buying

A cash (or spot) purchase means you buy JPMorgan Chase (JPM) stock directly on the New York Stock Exchange and become a shareholder with entitlement to dividends and voting rights. U.S. brokers usually charge a fixed commission per trade, often between $0 and $10, depending on the platform.

Important Example

Example: Suppose the JPMorgan Chase share price is $246.89 and your stake is $1,000. With a brokerage fee of around $5, you could buy approximately 4 shares ($1,000 minus $5 fee = $995; $995 / $246.89 ≈ 4 shares).

Gain scenario: If the share price rises by 10%, your holdings are now worth about $1,100.
Result: +$100 gross gain, or +10% return on your investment.

Trading via CFD

CFD trading allows you to speculate on the price movements of JPMorgan Chase without owning the actual shares. CFDs let you go long (betting the price will rise) or short (betting it will fall), often using leverage to magnify your exposure. Fees include the spread (the broker’s margin between buy and sell prices) and overnight financing costs if you hold positions open for multiple days.

Important Example

Example: You open a CFD position with $1,000 and use 5x leverage, giving you $5,000 of market exposure.

Gain scenario: If JPMorgan Chase stock rises by 8%, your position gains 8% × 5 = 40%.
Result: +$400 gain on your $1,000 stake (excluding any spread or overnight fees).

Final advice

Before you invest, it’s essential to compare brokers’ fees, account minimums, and product features to find the best fit for your strategy and budget. Whether you prefer the security of direct share ownership or the flexibility of CFDs, your choice should align with your risk profile and investment goals. For current offers and full details, see the broker comparison table just below.

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51% of CFD accounts lose money. You will never lose more than your investment.

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Our 7 tips for buying JPMorgan Chase stock

The latest news about JPMorgan Chase

JPMorgan Chase reported robust Q1 2025 earnings results, decisively beating analyst expectations on both revenue and net income. The bank announced a net income of $14.6 billion, up 9% year-over-year, alongside revenues of $46.01 billion, representing an 8% increase compared to the same period last year. Earnings per share reached $5.07, significantly exceeding analyst predictions of $4.61 per share. This outperformance was largely attributed to notable strength in its investment banking and asset management divisions, as well as significant gains in equity market revenues, positioning JPMorgan at the forefront of the U.S. financial services sector.

The stock continues to demonstrate short-term bullish momentum, trading above most moving averages and showing improved technical signals. As of May 2, 2025, JPMorgan shares stand at $246.89, and are trading above the 20-day, 50-day, and 200-day moving averages, with only the 100-day moving average marginally higher than the current price. The relative strength index (RSI) at 56.34 signals a neutral but leaning-positive sentiment, and technical platforms rate the stock a 7 out of 10, with the short-term trend notably positive. Recent trading volumes suggest ongoing market interest, and the stock remains near the high end of its 52-week range, indicating sustained investor confidence.

The successful resolution of outstanding items related to the First Republic acquisition generated a $588 million gain, further strengthening the bank's financial position in Q1 2025. JPMorgan reached an agreement with the Federal Deposit Insurance Corporation (FDIC), closing the chapter on its First Republic Bank acquisition. The deal’s final settlement resulted in a substantial one-time gain, positively impacting the latest quarterly results. This underscores JPMorgan’s effective management of strategic acquisitions and highlights its ability to capitalize on opportunities within the U.S. banking landscape, bolstering both earnings and shareholder value.

Segment performance showed impressive growth, particularly with equity markets revenue up 48% and consistent gains across consumer, commercial, and asset management divisions. Commercial & Investment Banking revenues increased 12% year-over-year, while Asset & Wealth Management revenues also grew 12%, and Consumer & Community Banking was up 4%. The 48% jump in equity markets revenue—reaching $3.8 billion—reflects exceptional trading performance and strong client activity, cementing the bank’s leadership across critical profit centers in the U.S. market and supporting the bank’s diversified earnings profile.

JPMorgan’s ongoing investment in digital transformation and technology continues to enhance operational efficiency and supports a cautiously optimistic outlook for the remainder of 2025. The bank’s focus on technological advancement, digital banking capabilities, and operational streamlining are recognized as key drivers for future growth and competitive advantage. Analysts maintain a consensus price target of $258.20, suggesting additional upside potential. Furthermore, the bank’s strong capital position, diversified business model, and robust risk management practices equip it to navigate economic uncertainties, making JPMorgan an attractive option for U.S. investors seeking resilient financial sector exposure.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.