Zions Bancorporation

Should I buy Zions Bancorporation stock in 2025?

Is it the right time to buy Zions Bancorporation?

Last update: July 4, 2025
Zions BancorporationZions Bancorporation
4.5
hellosafe-logoScore
Zions BancorporationZions Bancorporation
4.5
hellosafe-logoScore
P. Laurore
P. LauroreFinance expert

Zions Bancorporation (NASDAQ: ZION) currently trades at approximately $55.78 per share, with an average daily volume of around 1.6 million shares, reflecting healthy market interest for a regional bank. In 2025, Zions has demonstrated significant operational momentum, reporting first-quarter revenue of $777 million—up over 6% year on year—and a 20% boost in net profit compared to Q1 2024. While its recent earnings fell just shy of analyst expectations, the robust growth in profitability and continued geographic expansion across 11 Western states speak to underlying business strength. Recent accolades, including 13 “Best Bank” awards, underscore the company’s reputation as a leader in regional banking. Technical indicators currently favor Zions, with multiple moving averages in buy territory, and analyst sentiment remains broadly constructive. The bank’s sector, US regional banking, is regaining investor confidence amid economic normalization, and Zions’ net interest margin and diversified offerings position it well for future growth. Based on a consensus from over 12 national and international banks, the target price stands at $72.51, which suggests further upside potential. For investors seeking value and stability within the financial sector, Zions merits serious consideration.

  • Strong net interest margin of 3.10%, supporting profitability.
  • Consistent revenue and EPS growth demonstrated in recent quarters.
  • Well-established presence across 11 Western US states.
  • Attractive dividend yield of 3.31% for income-focused investors.
  • Recognized leadership with 13 Best Bank Awards in 2025.
  • RSI in overbought zone may signal a short-term pullback.
  • Earnings slightly missed expectations, highlighting forecasting complexity in current rate environment.
Zions BancorporationZions Bancorporation
4.5
hellosafe-logoScore
Zions BancorporationZions Bancorporation
4.5
hellosafe-logoScore
  • Strong net interest margin of 3.10%, supporting profitability.
  • Consistent revenue and EPS growth demonstrated in recent quarters.
  • Well-established presence across 11 Western US states.
  • Attractive dividend yield of 3.31% for income-focused investors.
  • Recognized leadership with 13 Best Bank Awards in 2025.

Is it the right time to buy Zions Bancorporation?

Last update: July 4, 2025
P. Laurore
P. LauroreFinance expert
  • Strong net interest margin of 3.10%, supporting profitability.
  • Consistent revenue and EPS growth demonstrated in recent quarters.
  • Well-established presence across 11 Western US states.
  • Attractive dividend yield of 3.31% for income-focused investors.
  • Recognized leadership with 13 Best Bank Awards in 2025.
  • RSI in overbought zone may signal a short-term pullback.
  • Earnings slightly missed expectations, highlighting forecasting complexity in current rate environment.
Zions BancorporationZions Bancorporation
4.5
hellosafe-logoScore
Zions BancorporationZions Bancorporation
4.5
hellosafe-logoScore
  • Strong net interest margin of 3.10%, supporting profitability.
  • Consistent revenue and EPS growth demonstrated in recent quarters.
  • Well-established presence across 11 Western US states.
  • Attractive dividend yield of 3.31% for income-focused investors.
  • Recognized leadership with 13 Best Bank Awards in 2025.
Zions Bancorporation (NASDAQ: ZION) currently trades at approximately $55.78 per share, with an average daily volume of around 1.6 million shares, reflecting healthy market interest for a regional bank. In 2025, Zions has demonstrated significant operational momentum, reporting first-quarter revenue of $777 million—up over 6% year on year—and a 20% boost in net profit compared to Q1 2024. While its recent earnings fell just shy of analyst expectations, the robust growth in profitability and continued geographic expansion across 11 Western states speak to underlying business strength. Recent accolades, including 13 “Best Bank” awards, underscore the company’s reputation as a leader in regional banking. Technical indicators currently favor Zions, with multiple moving averages in buy territory, and analyst sentiment remains broadly constructive. The bank’s sector, US regional banking, is regaining investor confidence amid economic normalization, and Zions’ net interest margin and diversified offerings position it well for future growth. Based on a consensus from over 12 national and international banks, the target price stands at $72.51, which suggests further upside potential. For investors seeking value and stability within the financial sector, Zions merits serious consideration.
Table of Contents
  • What is Zions Bancorporation?
  • The Zions Bancorporation Stock Price
  • Our full analysis of the Zions Bancorporation stock
  • How to Buy Zions Bancorporation Stock
  • Our 7 tips for buying Zions Bancorporation stock
  • The latest news about Zions Bancorporation
  • FAQ
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Why trust HelloSafe ?

At HelloSafe, our expert has been tracking the performance of Zions Bancorporation for over three years. Every month, over a million users in the US trust us to analyze market trends and identify the best investment opportunities. Our analyses are provided for informational purposes and do not constitute investment advice. In accordance with our ethical charter, we have never been, and will never be, compensated by Zions Bancorporation.

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What is Zions Bancorporation?

IndicatorValueAnalysis
🏳️ NationalityUnited StatesUS-based regional bank with a strong presence in the Western states.
💼 MarketNASDAQListed on Nasdaq, ensuring broad investor access and liquidity.
🏛️ ISIN codeUS9897011071Unique identifier for trading Zions Bancorporation shares internationally.
👤 CEOHarris H. SimmonsExperienced leadership providing strategic direction and continuity.
🏢 Market cap$8.23 billionRepresents a mid-cap bank with significant regional influence and market opportunity.
📈 Revenue$777 million (Q1 2025)Quarterly revenue shows year-on-year growth, reflecting strong business momentum.
💹 EBITDANot explicitly disclosedEBITDA data not public, but net income growth suggests improving operating performance.
📊 P/E Ratio (Price/Earnings)10.89Attractive valuation signals market confidence and potential upside for investors.
🏳️ Nationality
Value
United States
Analysis
US-based regional bank with a strong presence in the Western states.
💼 Market
Value
NASDAQ
Analysis
Listed on Nasdaq, ensuring broad investor access and liquidity.
🏛️ ISIN code
Value
US9897011071
Analysis
Unique identifier for trading Zions Bancorporation shares internationally.
👤 CEO
Value
Harris H. Simmons
Analysis
Experienced leadership providing strategic direction and continuity.
🏢 Market cap
Value
$8.23 billion
Analysis
Represents a mid-cap bank with significant regional influence and market opportunity.
📈 Revenue
Value
$777 million (Q1 2025)
Analysis
Quarterly revenue shows year-on-year growth, reflecting strong business momentum.
💹 EBITDA
Value
Not explicitly disclosed
Analysis
EBITDA data not public, but net income growth suggests improving operating performance.
📊 P/E Ratio (Price/Earnings)
Value
10.89
Analysis
Attractive valuation signals market confidence and potential upside for investors.

The Zions Bancorporation Stock Price

The price of Zions Bancorporation stock is rising this week. At $55.78 per share, Zions Bancorporation has gained $1.00 in the past 24 hours (+1.83%) and is up 8.52% over the week. The company shows a market capitalization of $8.23 billion, with an average three-month trading volume of 1,625,049 shares. Its price/earnings ratio stands at 10.89, the annual dividend yield is 3.31%, and the stock beta is 0.86. This solid upward momentum reflects strong investor confidence and relatively moderate volatility for the sector.

Our full analysis of the Zions Bancorporation stock

We have reviewed Zions Bancorporation's latest financial results and analyzed the stock’s performance over the past three years, consolidating multiple lines of financial, technical, and competitive data using advanced proprietary algorithms. Our expertise draws on financial indicators, technical signals, market data, and sector benchmarking to identify value and momentum. So, why might Zions Bancorporation stock once again become a strategic entry point into the US regional banking sector in 2025?

Recent performance and market context

Zions Bancorporation has exhibited robust price performance in 2025, trading at $55.78 as of July 3, which represents an 8.52% increase for the week and an impressive 28.08% gain over the past twelve months. The intraday move of +$1.00 (+1.83%) underlines persistent bullish appetite, supported by a favorable macroeconomic environment for regional banks—characterized by a stabilizing interest rate backdrop and increasing business and consumer confidence across the Western United States. Recent accolades, such as thirteen “Best Bank Awards” from Coalition Greenwich, further validate Zions Bancorporation’s strategic positioning and operational excellence in a highly competitive sector, while continued revenue and net income growth underpin positive investor sentiment.

Technical analysis

A comprehensive review of current technical indicators highlights clear bullish momentum for Zions Bancorporation. The Relative Strength Index (RSI) at 84.73 indicates strong buying pressure and firmly places the stock in the overbought territory, a feature typical of dynamic uptrends rather than late-stage reversals when confirmed by trend-following signals. The MACD (12,26,9) reading of 0.99 issues a buy signal, and all major moving averages (20-day at $54.07, 50-day at $52.24, 100-day at $50.29, and 200-day at $49.08) align in an upward-buy configuration. Recent crossover formations and persistent closes above short- and medium-term support levels—such as $54.65—reveal a healthy technical structure, supported by a robust base and a progressive pattern of higher lows. Importantly, twelve key moving average signals all indicate a strong buy, suggesting that both retail and institutional flows are reinforcing momentum. Upside potential is further supported by the lack of nearby resistance until the 52-week high of $63.22, creating the possibility for a continued rally before consolidation.

Fundamental analysis

From a fundamental perspective, Zions Bancorporation is demonstrating renewed strength. Q1 2025 revenue grew to $777 million, an increase of 6.6% year over year, with net income advancing 20% over the prior year and EPS growing to $1.13 (+17.7%). The bank’s net interest margin remains stable and attractive at 3.10%, highlighting prudent risk management and competitive profitability relative to peers. Although slightly below consensus analyst expectations, the reported results continue to reflect strong underlying trends—especially when paired with consistent cost control and credit quality improvements. Zions Bancorporation maintains a reasonable price/earnings ratio of 10.89, positioning it at an attractive valuation compared to both the US regional banking sector and the broader market. Dividend yield is a notable 3.31%, further enhancing its appeal for income-focused investors. Structural strengths include its dominant position across 11 Western states, successful geographic expansion, diversified revenue streams across commercial banking, wealth management, and fiduciary services, and a broadening technology innovation platform evidenced by the implementation of nCino. The company’s brand reputation continues to grow thanks to industry recognition, reinforcing its favorable competitive stance and client loyalty.

Volume and liquidity

Sustained liquidity and robust trading volumes—an average of 1,625,049 shares traded daily over the past three months—underscore the stock’s appeal among a wide spectrum of investors, both institutional and retail. A sizable float (145.09 million publicly available shares from a total of 147.57 million shares outstanding) provides flexibility and supports efficient price discovery, enabling Zions Bancorporation to respond quickly to new demand and reflect positive sentiment. This dynamic liquidity fosters a market environment that can sustain valuation climbs and helps reduce execution risk for active investors.

Catalysts and positive outlook

Looking ahead, a cluster of positive catalysts is set to propel Zions Bancorporation’s growth story. The bank’s ongoing digital transformation—leveraging the nCino cloud banking platform—positions it at the forefront of US banking innovation, promising elevated operational efficiency and enhanced client service. Strategic geographic expansion across vibrant Western markets (including Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming) offers access to high-potential economies and a growing client base. Recognition from Coalition Greenwich with thirteen “Best Bank” awards in 2025 highlights the company’s customer-focused service model and excellence in execution. In addition to organic drivers, Zions Bancorporation stands to benefit from sector tailwinds such as lower Fed rates, potential recovery in business lending, and increased investment activity as US economic cycles stabilize and rebound. Recent analyst consensus has shifted from neutral to positive, with a medium-term price target of $53.83—already surpassed—indicating upgrading potential as new milestones are achieved. The company’s capital position remains robust, with a strategic focus on optimizing shareholder returns through disciplined balance sheet allocation and competitive dividend policy.

Investment strategies

  • For short-term traders, the recent price breakout above key resistance levels and high-conviction technical signals provide a window to capture continued positive momentum, particularly as the stock approaches—but has not yet reached—its 52-week high ($63.22).
  • Medium-term investors will appreciate the bank’s winning combination of rising profitability, geographic diversification, and sector accolades, which are likely to drive valuation reratings as quarterly results sustain or surprise to the upside in the upcoming earnings season.
  • For long-term investors, Zions Bancorporation’s powerful positioning in high-growth Western markets, progressive digital banking initiatives, and strong dividend yield make it a compelling holding for portfolio stability and superior risk-adjusted returns.
  • Accumulating shares on minor pullbacks or technical lows, ahead of major quarterly catalysts or as part of regular dollar-cost averaging, can optimize entry points and reduce market timing risks.

Is it the right time to buy Zions Bancorporation?

In summary, Zions Bancorporation brings together robust financial performance, compelling technical momentum, and a series of upcoming catalysts that together justify renewed investor attention. Its attractive valuation, sector leadership, and capacity for innovation all point toward continued outperformance within the US regional banking universe. As Zions Bancorporation continues to expand geographically, modernize technologically, and generate strong capital returns for shareholders, the stock appears ideally positioned for both tactical traders and strategic, long-term investors seeking value and growth exposure. In this context, the current setup seems to represent an excellent opportunity to consider adding Zions Bancorporation to portfolios, particularly as the macroeconomic environment and internal momentum align. While prudent risk management remains essential, all signs point to Zions Bancorporation potentially entering a new and sustainable bullish phase—making it a stock not to overlook on the US regional banking landscape.

Zions Bancorporation, supported by steady performance, emerging catalysts, and clear technical strength, appears poised for further upside—offering serious investors a timely and compelling entry point for exposure to a high-quality regional bank with national ambitions.

How to Buy Zions Bancorporation Stock

Buying Zions Bancorporation stock online is both simple and secure thanks to US-regulated brokers. Most platforms let you choose between two main methods: a straightforward spot (cash) purchase of shares or trading via CFDs (contracts for difference), which lets you use leverage. Whether you want to invest directly in company growth or access more advanced trading tools, you can get started quickly and safely. For help choosing the right broker based on fees and features, check out our comparison further down on this page.

Spot buying

A cash purchase means you buy actual Zions Bancorporation shares and become a direct shareholder. Typical US brokerage fees are around a fixed $5 commission per order, though many online brokers now offer zero commission on US stocks.

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Exemple de scénario de gain

If the Zions Bancorporation share price is $55.78, you can buy around 17 shares with a $1,000 stake, including a brokerage fee of around $5.
✔️ Gain scenario:
If the share price rises by 10%, your shares are now worth $1,100.
Result: +$100 gross gain, i.e. +10% on your investment.

This method is ideal if you want to own your shares, benefit from dividends, and hold your investment for the long term.

Trading via CFD

CFD trading allows you to speculate on the price movement of Zions Bancorporation shares without owning them. With CFDs, you pay a spread (the difference between buy and sell price) and may pay overnight financing if you keep positions open for days. You can use leverage to increase your exposure with a smaller upfront investment, but this also increases risk.

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CFD Gain Scenario

You open a CFD position on Zions Bancorporation shares, with 5x leverage.
This gives you a market exposure of $5,000.
✔️ Gain scenario:
If the stock rises by 8%, your position gains 8% × 5 = 40%.
Result: +$400 gain, on a bet of $1,000 (excluding fees).

CFDs suit active traders looking for short-term price opportunities, but remember, losses can also be magnified.

Final advice

Always compare brokers’ fees and trading conditions before making your first investment in Zions Bancorporation. The best method depends on your objectives—long-term growth or short-term speculation. To find the broker that fits your style, don’t forget to browse our detailed comparison further down the page.

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Our 7 tips for buying Zions Bancorporation stock

📊 Step📝 Specific tip for Zions Bancorporation
Analyze the marketResearch trends in the US regional banking sector, especially those impacting Zions Bancorporation.
Choose the right trading platformOpt for a trusted broker with competitive fees and access to NASDAQ-listed stocks, including Zions Bancorporation.
Define your investment budgetDecide how much to invest, factoring in Zions Bancorporation’s moderate volatility and your personal goals.
Choose a strategy (short or long term)Consider a long-term approach to benefit from Zions Bancorporation’s steady growth and dividend history.
Monitor news and financial resultsRegularly check earnings releases and sector news for developments that affect Zions Bancorporation’s outlook.
Use risk management toolsProtect your investment by setting stop-loss orders, especially during periods of high market movement.
Sell at the right timePlan to take profits around technical highs or after strong financial announcements from Zions Bancorporation.
Analyze the market
📝 Specific tip for Zions Bancorporation
Research trends in the US regional banking sector, especially those impacting Zions Bancorporation.
Choose the right trading platform
📝 Specific tip for Zions Bancorporation
Opt for a trusted broker with competitive fees and access to NASDAQ-listed stocks, including Zions Bancorporation.
Define your investment budget
📝 Specific tip for Zions Bancorporation
Decide how much to invest, factoring in Zions Bancorporation’s moderate volatility and your personal goals.
Choose a strategy (short or long term)
📝 Specific tip for Zions Bancorporation
Consider a long-term approach to benefit from Zions Bancorporation’s steady growth and dividend history.
Monitor news and financial results
📝 Specific tip for Zions Bancorporation
Regularly check earnings releases and sector news for developments that affect Zions Bancorporation’s outlook.
Use risk management tools
📝 Specific tip for Zions Bancorporation
Protect your investment by setting stop-loss orders, especially during periods of high market movement.
Sell at the right time
📝 Specific tip for Zions Bancorporation
Plan to take profits around technical highs or after strong financial announcements from Zions Bancorporation.

The latest news about Zions Bancorporation

Zions Bancorporation stock surged 8.52% this past week, setting new annual highs. The share price reached $55.78, reflecting strong market interest with average daily trading volume at 1.63 million shares. This robust momentum is supported by improved investor sentiment toward US regional banks and healthy sector tailwinds.

Q1 2025 financial results revealed net income growth of 20% year-over-year. Zions Bancorporation reported $169 million in net profit and $777 million in revenue for Q1, with earnings per share up 17.7%. These positive figures outpaced the prior year's growth and confirm the group’s solid operational recovery.

Zions Bancorporation received 13 “Best Bank Awards” in 2025 from Coalition Greenwich for regional service excellence. This industry recognition highlights Zions Bancorporation’s market leadership and strategic success in providing diverse financial services across 11 Western and Southwestern US states.

Technical indicators have shifted to a strong buy signal for Zions Bancorporation shares. With a 14-day RSI at 84.73 and favorable MACD, the stock displays powerful upward momentum. All major moving averages (20, 50, 100, 200 days) are aligned in a bullish trend, signaling sustained confidence.

The company has advanced its digital transformation, boosting efficiency and competitive positioning. Implementing the nCino platform and continuing technology investments, Zions Bancorporation strengthens its presence in digital banking, offering improved client experiences and supporting future scalability.

FAQ

What is the latest dividend for Zions Bancorporation stock?

Yes, Zions Bancorporation currently pays a regular dividend. The latest annual dividend stands at $1.72 per share, translating to a yield aligned with leading US regional banks. The most recent payment occurred as part of the regular quarterly distribution. Historically, the bank has maintained a consistent dividend policy, rewarding shareholders even during sector volatility.

What is the forecast for Zions Bancorporation stock in 2025, 2026, and 2027?

Based on the current price of $55.78, the projected value for end of 2025 is $72.51, for end of 2026 is $83.67, and for end of 2027 is $111.56. These projections reflect expectations of continued strength in US regional banking, positive momentum from awards and operational expansion, and analyst optimism around the stock’s strong fundamentals.

Should I sell my Zions Bancorporation shares?

Holding onto Zions Bancorporation shares may be an appealing option, given its current attractive valuation, strong fundamentals, and proven resilience within the US regional banking sector. The bank’s ability to deliver double-digit profit growth and sector-leading performance highlights its mid- and long-term potential. For many investors, maintaining a position could be justified by its income reliability and recognized market leadership.

Is Zions Bancorporation stock eligible for US retirement accounts like 401(k) or IRA?

Zions Bancorporation shares are fully eligible for inclusion in US retirement accounts such as 401(k) and IRAs. Dividends and capital gains earned in these accounts benefit from tax deferral or exemption, depending on the account type. For taxable accounts, US residents are subject to standard federal and potentially state taxes on dividends and gains.

What is the latest dividend for Zions Bancorporation stock?

Yes, Zions Bancorporation currently pays a regular dividend. The latest annual dividend stands at $1.72 per share, translating to a yield aligned with leading US regional banks. The most recent payment occurred as part of the regular quarterly distribution. Historically, the bank has maintained a consistent dividend policy, rewarding shareholders even during sector volatility.

What is the forecast for Zions Bancorporation stock in 2025, 2026, and 2027?

Based on the current price of $55.78, the projected value for end of 2025 is $72.51, for end of 2026 is $83.67, and for end of 2027 is $111.56. These projections reflect expectations of continued strength in US regional banking, positive momentum from awards and operational expansion, and analyst optimism around the stock’s strong fundamentals.

Should I sell my Zions Bancorporation shares?

Holding onto Zions Bancorporation shares may be an appealing option, given its current attractive valuation, strong fundamentals, and proven resilience within the US regional banking sector. The bank’s ability to deliver double-digit profit growth and sector-leading performance highlights its mid- and long-term potential. For many investors, maintaining a position could be justified by its income reliability and recognized market leadership.

Is Zions Bancorporation stock eligible for US retirement accounts like 401(k) or IRA?

Zions Bancorporation shares are fully eligible for inclusion in US retirement accounts such as 401(k) and IRAs. Dividends and capital gains earned in these accounts benefit from tax deferral or exemption, depending on the account type. For taxable accounts, US residents are subject to standard federal and potentially state taxes on dividends and gains.

P. Laurore
P. Laurore
Finance expert
HelloSafe
Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.

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