This card has no trip cancellation insurance; non-refundable costs of a cancelled trip are not reimbursed.
What does the insurance on my Rogers Red Mastercard card actually cover?
Rogers Bank·CA$0/year·Mastercard
Pauline LauroreAuthor of HelloSafe's card insurance reviewsUpdated June 25, 20268 min read
0,1/5Independent review · verified June 2026
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Our Verdict · Travel Insurance
Our take on travel insurance for the Rogers Bank Red Mastercard
Expert review · Pauline LauroreAuthor of HelloSafe's card insurance reviews
The Rogers Red Mastercard carries no travel insurance whatsoever. There is no emergency medical, trip cancellation, trip interruption, flight or baggage delay, lost-baggage, travel-accident or hotel-theft coverage — Rogers Bank does not even publish a certificate of insurance for this card. If you travel, you are completely uninsured through the card and will need a standalone travel-medical and trip-cancellation policy. This is a no-fee cash-back card built around Rogers, Fido and Shaw rewards, not protection.
Our methodology
Every score is derived from official bank documents: terms and conditions, benefit guides, and claim procedures. No commercial relationship influences our ratings.
Travel Insurance · 11 guarantees
What does Rogers Bank Red Mastercard Travel Insurance actually cover?
Quality, not just caps
This card has no emergency medical coverage; out-of-province and out-of-country hospital and medical bills are not covered.
No emergency medical evacuation or repatriation coverage is included.
No trip interruption insurance; the extra costs of cutting a trip short are not covered.
No trip or flight delay coverage; meals, hotels or expenses from a delayed departure are not reimbursed.
No missed-connection coverage.
No early-return benefit to bring you home is included.
No baggage-delay coverage; essentials bought while your baggage is delayed are not reimbursed.
No lost or stolen baggage coverage.
No common-carrier travel accident (AD&D) or personal civil liability coverage.
No hotel or motel burglary coverage.
We source benefits from official card guides, but PDFs are sometimes hard to obtain or update. Spotted something off?
Coverage Radar
Where the Rogers Bank Red Mastercard wins, where it loses
Coverage snapshot for this tab — click any layer to highlight its scores.
Compare
Red MastercardThis card0.1/5?
$0/yrWith travel insuranceIdeal
Complete coverage · 5.0 / 5Premium card avg.
$150 avg. annual feeClick a layer to highlight its scores on the radar.
Side-by-side comparison
How the Rogers Bank Red Mastercard stacks up against the alternatives
Same 5 coverage dimensions, ranked head-to-head against the cards most Red Mastercard shoppers also consider.
| Card | This card Red Mastercard Rogers Bank · $0/yr 0.1/5? | Rogers Red World Elite Mastercard Rogers Bank · $0/yr 2.9/5? | Rewards World Elite Mastercard BMO · $150/yr 4.3/5? | WestJet World Elite Mastercard RBC · $139/yr 4.1/5? |
|---|---|---|---|---|
Trip cancellation Per person, per trip cap | Not covered Cover this gap → | $1,000 / person ($5,000 / account) Charge full trip to card | $2,500 / person ($5,000 / account) $0 deductible | $1,500 per person Charged to card or WestJet dollars |
Emergency medical Hospital bills abroad | Not covered Cover this gap → | $1,000,000 / person 10 days under 65 | $2,000,000 (under 65, first 21 days) First 21 days only | Unlimited No dollar ceiling |
Emergency evacuation Air ambulance + repatriation | Not covered Cover this gap → | Actual costs (within $1M medical) Allianz arranges transport | Actual cost (pre-authorization required) Pre-authorization required | Within medical Air ambulance pre-authorized |
Trip delay trigger Hours before benefits kick in | Not covered Cover this gap → | $150 / day, up to 3 days Covered reason required | $500 / account / trip (6h+ delay) Trigger: 6 hours | 4h / $500 $250 per day |
Rental CDW Primary or secondary | Not covered Cover this gap → | Secondary / up to $65,000 MSRP Secondary coverage | Up to $65,000 MSRP, primary Primary coverage | Primary / actual cash value Primary coverage |
StrongLimited / misleadingNot covered
Data verified against each card's Guide to Benefits, May 2026.
Emergency · Card assistance line
How to contact Rogers Bank Red Mastercard assistance?
The Rogers Red Mastercard has no embedded insurance, so there is no claims administrator or travel-assistance line. For a lost or stolen card or suspected fraud, contact Rogers Bank customer service at 1-855-775-2265.
FAQ
What people ask about the Rogers Bank Red Mastercard
- No. The card has no emergency medical coverage and no other travel insurance. For any trip you would need a separate travel-medical policy.
- No. Unlike most no-fee Canadian credit cards, the Rogers Red Mastercard includes neither purchase protection nor extended warranty insurance.
- No. The card provides no rental-car collision/loss damage waiver, so you should not decline the rental company's coverage on the strength of this card.
- No. There is no trip cancellation, trip interruption, or flight/trip delay coverage.
- No. No mobile device insurance is included on this card.
- Only non-insurance features: zero/limited liability for unauthorized (fraudulent) use, transaction monitoring and alerts, and an optional paid add-on called Rogers Account Protection (balance/credit protection). None of these are travel, rental or purchase insurance.
- The Rogers Red World Elite Mastercard includes a full travel-insurance suite, and the Rogers Red World Mastercard includes purchase protection and extended warranty. The plain Rogers Red Mastercard includes none.
Not just Rogers Bank
Other cards worth considering
Red Mastercard is a strong choice — but depending on what you prioritize, one of these may suit you better.
Rewards World Elite Mastercard
BMO
WestJet World Elite Mastercard
RBC
Aeroplan Reserve
American Express
Aeroplan Visa Infinite
CIBC
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