Meet the experts behind HelloSafe
Every guide, comparison and review on HelloSafe is written and verified by specialists with years of hands-on experience in travel insurance — no AI-generated filler, no sponsored rankings.
12+
Years of expertise
300+
Insurance products analysed
100%
Independent advice

P. Laurore
Co-founder & Travel and credit card insurance specialist
Co-founder of HelloSafe, specialist in travel insurance and the travel coverage built into credit cards. A graduate of Paris-Dauphine University in International Business, Pauline co-founded HelloSafe in 2018 with the conviction that an honest insurance marketplace should read the contracts on behalf of its users. For 8 years she has been reading travel insurance and credit card policy wordings every day, across several markets (France, United States, Canada, Spain), spotting the exclusions hidden in the fine print, and helping travellers choose the right contract for their specific profile. Her specialty is the details no one reads. Cancellation reasons that are actually covered, combined caps versus separate caps, Schengen visa compliance, claim denials, exclusions on outdoor activities, the small print of travel coverage on Visa Premier, Mastercard Gold, Amex Platinum. She knows by heart the contracts of the main players on the market: Chapka, AVA, Allianz Travel, Mondial Assistance, ACS, Heymondo, Mondial Care, and their international equivalents. Pauline regularly comments on travel insurance topics in the French and international press [to be completed with specific media outlets]. She also writes in-depth contract analyses for the HelloSafe blog. Her philosophy: if a contract does not hold up to a line-by-line reading, it does not hold up at all.

A. Fruchard
Medstifter & Ekspert i rejseforsikring
Med over 11 års erfaring inden for rejseforsikringsmæglervirksomhed har Antoine samarbejdet med alle aktører i branchen: forsikringsselskaber, rejsearrangører, mæglere og distributører. Han har analyseret hundredvis af kontrakter, sammenlignet dækninger, eksklusioner, selvrisikoer og priser, og grundigt studeret kundefeedback om skader og refusioner. Uddannet med en MBA i økonomi og finans har han også været med til at stifte to insurtech-virksomheder specialiseret i rejseforsikring, før han lancerede HelloSafe, med en klar mission: at bringe gennemsigtighed og ekspertise til et ofte uigennemsigtigt marked. I dag anvender han sin unikke erfaring til gavn for rejsende ved at tilbyde pålidelige sammenligninger, praktiske råd og præcise anbefalinger for at identificere de bedste rejseforsikringer, skræddersyet til reelle behov.