My review of EasyBourse
- 100% subsidiary of La Banque Postale, regulated by the SEC and FINRA
- More than 40,000 financial instruments accessible directly (stocks, ETFs, funds, derivatives)
- Purchase of spot shares on Euronext, Xetra, NYSE and Nasdaq
- No opening, management, account maintenance or withdrawal fees
- Clear fixed fees: $2.15 per order up to $860, then $4.09 up to $1,612
- Access to ProRealTime offered from 4 orders per month
- Intuitive web interface with access to model portfolios
- Classic PEA, PEA-SME and PEA Jeunes available from $53.75
- Customer service based in France, reachable by telephone, email or form
- Reimbursement of transfer fees and active sponsorship offer
- No access to Forex, CFDs or cryptocurrencies directly
- Mobile application rated only 2.6/5 on the stores
- No demo account to test the platform in real conditions
- Access to international markets outside Europe only by telephone
- Monthly inactivity fees ($3.23 to $5.38 depending on the formula) without an executed order
- No foreign currency account, automatic conversion with implicit fees
- No specific offer for professional or algorithmic trading
- What to think of EasyBourse?
- My opinion on the security and reliability of the EasyBourse broker
- My Review of the Fees, Spreads, and Commissions Applied on EasyBourse
- My opinion on the assets & markets available on EasyBourse
- My Opinion on the Platform
- Customer Reviews: What Users Think of EasyBourse
- Account opening, deposits, and withdrawals on EasyBourse
- Conclusion: Should You Invest with EasyBourse?
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EasyBourse, a wholly-owned subsidiary of La Banque Postale, is a French online broker specializing in cash investment. Established in 2005 and becoming a PSI in 2008, it now offers over 40,000 financial instruments to its retail clients. On Trustpilot, EasyBourse receives a score of 4.2/5 from over 1,400 reviews, which demonstrates a notable level of satisfaction for a purely French player.
I’ve spent the last 6 months signing up for, testing, and deeply analyzing EasyBourse, and I’ve sought to compare the platform to other regulated and popular online brokers in the United States, particularly regarding fees, access to stocks, ETFs, mutual funds, or leveraged products, as well as the quality of customer service and the interface.
In short, I was trying to answer questions like: can EasyBourse be trusted? Is the platform easy to use, even for an inexperienced investor? What types of accounts can be opened, and at what costs? Is it a good alternative to other United States brokers like Fidelity or Charles Schwab? And what is the offer really worth in terms of ETFs, stocks, or leveraged products?
So I scrutinized everything: account opening process, management and trading fees, available financial instruments, features, simplicity of the platform (desktop and mobile) and trading tools, etc. Below is my in-depth analysis of the EasyBourse broker (compared to other platforms tested).
What to think of EasyBourse?
My general opinion on EasyBourse
After several months of testing, I can say that EasyBourse has convinced me with its clear positioning: a mainstream broker, backed by a trusted bank, which favors long-term investment rather than speculative trading. You can feel that the platform was designed for investors in the United States wishing to easily access the stock market, with a very wide range of stocks, ETFs, mutual funds, and leveraged exchange products.
What struck me was the diversity of assets offered: more than 40,000 securities accessible, with stocks on NYSE and Nasdaq, as well as a very wide range of funds and ETFs. Even if you don't find Forex, CFDs, or direct crypto, the products available largely cover the needs of individual investors. The fees are clear, fixed, without surprises, and the fact of being able to choose between several pricing plans is a real plus.
Regarding the platform, EasyBourse relies on a simple but functional web interface, accompanied by a decent mobile application, although still improvable. Access to ProRealTime for advanced graphical analysis is an asset for more technical profiles. I appreciated the model portfolios and investment ideas offered, very useful for savers who want to get started without spending hours analyzing the markets.
Finally, when it comes to security, it's serious business: SEC/FINRA regulation, FDIC guarantee, segregated funds via a U.S. bank… we're talking about an extremely reliable structure. I had no doubt about the protection of my funds and the transparency of operations. It's clearly a solid broker for U.S. investors who want to access the stock market with simple tools, a strict regulatory framework, and a good level of service.
Check out the USA's best brokers!Compare brokersWhich Trader Profiles Does EasyBourse Cater To?
=> For beginner or occasional investors, who are looking for a simple, secure, and regulated platform in the United States to gradually invest in stocks, ETFs, or funds. The interface is clear, the fees are fixed and without surprises, and the investment ideas proposed help to take your first positions without stress.
=> To regular investors, who build a portfolio over the long term via a securities account. EasyBourse offers a wide range of cash assets, with more than 10,000 funds, 3,500 European and American stocks, and thematic ETFs. Model portfolios and access to ProRealTime are useful tools for monitoring your investment strategy.
=> For savers looking to optimize their taxes with a Roth IRA or life insurance. The platform offers a comprehensive range (Traditional IRA, Roth IRA, SEP IRA, EasyVie) with competitive pricing conditions, no management fees or custody fees, making it a good choice for long-term investments.
However, EasyBourse is less suitable for active traders, scalpers, or short-term trading enthusiasts. There are no CFDs, no high leverage, no possibility to execute ultra-fast orders, and the absence of MetaTrader or API severely limits technical or automated strategies.
EasyBourse in a few seconds:
Feature | Detail |
---|---|
Minimum Deposit | $50 (or equivalent amount for opening a securities account) |
Regulations | SEC (United States), FINRA (United States) |
SEC Registration | Yes (registered as a broker-dealer in the United States) |
Available Assets | Stocks (3,500+), ETFs (800+), Mutual Funds (10,000+), Exchange-Traded Products (warrants, turbos, certificates), bonds |
Trading Tools | Proprietary EasyBourse platform (web), mobile application, access to ProRealTime |
Demo Account | Not available |
Copy Trading | Not available |
Islamic Trading | Not available |
Main Options | Market orders, limit orders, stop orders, trailing stop orders |
Leverage | Leveraged products available (exchange-traded products), no leverage on spot stocks/ETFs |
Fees | Commissions: From $2 per order Crypto and Forex Spreads: Not available Inactivity Fee: $3 to $5 per month without an executed order Withdrawal Fee: $0 |
Customer Support | Phone (non-premium number), email, contact form; response within 24 business hours |
Verified Trustpilot Reviews | Rating: 4.2/5 (1,439 reviews) |
Crypto and Forex Spreads: Not available
Inactivity Fee: $3 to $5 per month without an executed order
Withdrawal Fee: $0
My opinion on the security and reliability of the EasyBourse broker
As a trader, I consider EasyBourse to be an extremely reliable broker for investors in the United States. Its status as a 100% subsidiary of La Banque Postale, its regulation by the SEC and FINRA, and the strict supervision of its operations ensure a very high level of security. The environment is ideal for those who wish to invest within a solid, transparent framework specifically adapted to the U.S. market.
Indicator | Description | Risk Management |
---|---|---|
Regulatory Compliance | SEC (United States), CFTC (United States), NFA, subsidiary of a US Bank | Excellent |
Security of Funds | Segregated client funds, insured up to $250,000 by the FDIC, held by a US Bank | Excellent |
Risk Management Tools | Trailing stops, limit and stop-loss orders, no high leverage, no complex products | Very Good |
Reputation & Coverage | Platform well-established in the United States, rating of 4.2/5 on Trustpilot with over 1,400 reviews | Very Good |
My Review of the Fees, Spreads, and Commissions Applied on EasyBourse
EasyBourse employs a simple and transparent fee structure designed for individual investors. There are no different types of accounts, but different fee plans (Discovery, Active, Trader) that one can choose based on their order volume. Each plan offers fixed commissions per order, which allows you to accurately anticipate the cost of each transaction, without any surprises.
There are no account maintenance fees, custody fees, or withdrawal fees, making the environment particularly competitive for cash investment. However, a monthly inactivity fee applies if no order is executed for 12 months.
Let's now look in detail at the broker's fee schedule.
What are the account fees?
Type of fees | Conditions | Market average |
---|---|---|
Opening fee | Free | 5 – 10 $ |
Management fee | No account management or maintenance fees | 0.1 – 0.2 % |
Withdrawal fee | Free, regardless of amount or withdrawal method | 5 – 10 $ |
Inactivity fee | 3 per month (Discovery formula) or $5 per month (Active and Trader formulas) after 12 months without an executed order | 5 – 15 $ |
Conversion fee | Automatic conversion to a bank rate with unspecified implicit commission | Variable |
EasyBourse offers a clear and straightforward fee structure: no account opening fees, no withdrawal fees, no custody fees, and no management fees. The only constraint concerns prolonged inactivity, which results in moderate monthly fees depending on the chosen plan. It's a healthy environment, ideal for long-term portfolio management.
The minimum deposit to open an account with EasyBourse is $50, whether for a standard brokerage account, a retirement account, or a small business retirement account. This is one of the most accessible thresholds on the market for a broker regulated in the United States, allowing you to start investing without having to mobilize too much capital from the outset.
Trader Tip
Add an alert to your calendar to place an order at least once a year, even a small one, to avoid inactivity fees. And if you are depositing from a foreign currency account, use a service like Wise to convert your funds at a lower cost before transferring.
What are the fees on stocks and ETFs?
Fee Type | EasyBourse Conditions | Market Average |
---|---|---|
Commission | Starting from $2 per order (up to $800), then $3.80 (up to $1,500), or 0.48% beyond depending on the chosen formula | 0.10% |
Spread Fees | No spread fees, orders are executed at the actual market price | 0.10% |
Daily Fees | None, as these are cash purchases (no CFDs) | Variable |
Custody Fees | No custody fees on brokerage accounts, retirement accounts, small business retirement accounts, and youth retirement accounts | Variable |
EasyBourse allows you to invest directly in stocks and ETFs, with full ownership, which is a real advantage for long-term investors. Unlike other brokers who include a margin in the spreads or impose custody fees, EasyBourse applies simple and fixed pricing, without hidden costs. The model is well-suited to those who prioritize transparency and stability in their investments.
My opinion on the assets & markets available on EasyBourse
Assets | Type (Direct and/or CFD) | Number | Market Average |
---|---|---|---|
Stocks | Direct | 3,500+ | 2,500 |
ETFs | Direct | 800+ | 200 |
Cryptocurrencies | — | 0 | 10 |
Currencies | — | 0 | 50 |
Commodities | — (Derivatives) | Indirect via turbos, warrants, certificates | 20 |
Indices | — (Derivatives) | Indirect via Exchange Traded Products | 12 |
Bonds | Direct | 15 | 20 |
NFTs | — | 0 | N/A |
While testing EasyBourse, I found that the range of stocks, ETFs, and funds was particularly rich. The broker offers direct access to all major European and American stock exchanges, with more than 40,000 instruments listed in total. There is also a very wide selection of mutual funds, SRI funds, as well as model portfolios adapted to several investor profiles.
However, the platform is not designed for those looking to actively trade or speculate on cryptos, Forex, or indices via CFDs. These markets are not offered, except indirectly through exchange-traded products like turbos or certificates. Therefore, it is an offering primarily designed for long-term investment, wealth management, or strengthening a portfolio through a retirement account or a traditional brokerage account.
My Opinion on the Platform
Feature | Verified Details |
---|---|
Mobile App | Yes, EasyBourse app available on Android & iOS |
Usability | Clear and simple web interface, designed for the individual investor |
Compatible Software | Proprietary EasyBourse platform (web + mobile) + ProRealTime optional |
Order Types | Market order, limit order, stop-loss order, range order, trailing stop order |
Technical or Chart Analysis | Basic tools integrated, ProRealTime free from 4 orders per month |
Auto Trading / Automated Strategies | Not available |
Algorithmic Trading | Not available |
Protection Against Negative Balances | Not applicable (no leverage, no negative balance possible) |
Trading Signals | Not available |
Asset Search and Filter | Advanced filters available for stocks, ETFs and mutual funds |
Spot Stock Purchase | Yes, directly on Euronext, Nasdaq, NYSE, Xetra |
I found the EasyBourse platform to be very well designed for an investor who wants to get straight to the point. The web interface is clear, the navigation is intuitive, and the asset search is efficient. The different types of orders available allow you to properly frame your entries and exits from a position. And if you want to do advanced chart analysis, access to ProRealTime (offered from 4 orders/month) is a real plus.
That being said, very active or technical traders will be left wanting: no automation, no connection to TradingView or MetaTrader, and no scalping possible. This is a platform designed for spot investment, not for short-term speculation.
Trader Tip
If you are a regular investor, enable access to ProRealTime as soon as possible. It is one of the best charting tools on the market, and it is offered at EasyBourse as soon as you place 4 orders in the month. Perfect for analyzing trends and optimizing your entry points.
Customer Reviews: What Users Think of EasyBourse
EasyBourse enjoys a good overall reputation on Trustpilot, with an average rating of 4.2/5 on 1,439 reviews. This score is remarkable for a broker, often perceived as reliable, accessible, and transparent. The majority of users highlight their satisfaction with the simplicity of the platform and the quality of customer service.
Among the frequently mentioned positive points are the trustworthy relationship linked to belonging to La Banque Postale, the ease of use of the interface, as well as the clarity of fees. Many customers also appreciate the presence of a support team based in the United States, deemed accessible, professional, and fast. Some also mention the good support during account transfers or the opening of a securities account.
Some users have criticized the platform for lacking more "modern" assets like cryptocurrencies, or more advanced trading features. Others mention recurring bugs on the mobile app, or occasional issues with order execution or latency. Some clients also complain about the slowness in processing certain operations, especially when requesting securities account transfers.
Examples of customer reviews:
Louis M. (January 21, 2025): "Clear and easy-to-use interface, very good for a long-term investor. The customer service is top-notch."
Thibault (December 18, 2025): "Mobile application too limited, slow and with bugs, it slows down the experience a bit."
Jean-Pierre (November 4, 2025): "I transferred my securities account from another bank, everything went well and I was very well supported."
Account opening, deposits, and withdrawals on EasyBourse
Account opening
Step | Verified Details |
---|---|
Opening Procedure | 100% online, via secure web form |
Validation Time | Generally within 48 hours after receipt and verification of supporting documents |
Accepted Deposit Methods | Bank transfer only (account in your name) |
Minimum Amount Required | $50 for opening a PEA, CTO or PEA-PME |
Documents to Provide | Proof of identity + proof of address less than 3 months old + bank details |
Advice | Prepare a legible scan of your documents and electronically sign the contract to speed up processing |
Opening an account with EasyBourse is smooth, well-guided, and secure. I was able to test the process from a computer, and everything is done online without needing to send mail. Once the documents are transmitted and validated, access to the account is available in approximately two business days.
Here are the steps to follow:
- Fill out the online form on the EasyBourse website (account type, personal data, taxation)
- Answer a short questionnaire to define your investor profile
- Electronically sign the opening contract
- Upload the supporting documents: proof of identity + proof of address + bank details
- Wait for your file to be validated and receive access to the client area
✅ Good to know
The account is opened as soon as the application is complete, but no orders can be placed without an initial transfer from an account in your name. Remember to initiate the transfer as soon as you sign the contract to save time.
Deposits and withdrawals
Type | Permitted Methods | Available Currencies | Minimum Amounts |
---|---|---|---|
Deposit | Bank Transfer | USD | $50 |
Withdrawal | Bank Transfer | USD | No minimum |
The deposit and withdrawal system at EasyBourse is simple, but very traditional. All fund transfers are done exclusively by bank transfer, which guarantees security, but slightly lengthens the processing times (allow 48 to 72 hours in general). There are no withdrawal or deposit fees, which is appreciated in the long term.
Trader Tip
Add EasyBourse's routing number to your bank account as soon as you open the account to anticipate your first transfer. Also, remember to note the description to indicate in the label to avoid any delays in the allocation of funds.
Account Types Available on EasyBourse
EasyBourse offers a simple, clear, and entirely spot-investment-oriented offering. The broker allows the opening of different types of regulated accounts in the United States, including a standard securities account (CTO), a classic PEA, a PEA-PME, and a PEA Jeunes. However, it offers neither demo accounts, copy trading functionalities, nor access to derivative or leveraged markets.
Account Types | Available on EasyBourse |
---|---|
Demo Account | ❌ No |
Islamic Account | ❌ No |
Retirement Savings Plan | ✅ Yes (Classic Retirement Savings Plan, SME Retirement Savings Plan, Youth Retirement Savings Plan) |
Foreign Currency Account | ❌ No |
CFD Account | ❌ No |
Securities Account | ✅ Yes (Securities Account accessible from $50) |
Copy Trading | ❌ No |
Good to know
EasyBourse is one of the few United States brokers to offer a Youth ISA for 18–25 year olds attached to the tax household, which can be an excellent starting point for investing early, with reduced taxation in the long term.
Conclusion: Should You Invest with EasyBourse?
After several weeks of testing, I can say that EasyBourse is a serious and well-designed platform for the individual investor who wants to build a long-term portfolio within a secure and regulated framework. The broker's strength lies in its affiliation with La Banque Postale, the clarity of its fee schedule, the variety of accessible instruments (stocks, ETFs, mutual funds, exchange products), and the possibility of opening a retirement account, a retirement account for small and medium-sized businesses, or a securities account from $50.
I appreciated the ease of use of the interface, the quality of customer support based in the United States, and the transparency on fees (no custody fees, no withdrawal fees, no management fees). For beginner to intermediate profiles who want to invest without leverage in a safe and clear environment, EasyBourse is an excellent gateway to online investing.
Check out the USA's best brokers!Compare brokersIs EasyBourse regulated in the United States?
No, EasyBourse is a French Investment Services Provider (PSI) approved by the Autorité des Marchés Financiers (AMF) and supervised by the Autorité de Contrôle Prudentiel et de Résolution (ACPR). It is a 100% French broker, attached to La Banque Postale.
What is the minimum deposit on EasyBourse?
The minimum deposit is $50, whether to open an ordinary securities account (CTO), a PEA or a PEA-SME. All deposits must be made by bank transfer from an account in your name.
Does EasyBourse offer a welcome bonus?
No, no welcome bonus is offered. EasyBourse does not run promotional campaigns with bonuses or credit offered, in accordance with United States regulations on financial products.
How does leverage work on EasyBourse?
EasyBourse does not offer any leverage. All investments are made in cash, in full ownership, without derivative products such as CFDs. For leveraged exposure, it is necessary to go through stock market products such as turbos or certificates.
How is EasyBourse compensated?
EasyBourse is compensated via fixed brokerage fees on orders placed. There are no custody fees, management fees or withdrawal fees. Inactivity fees may apply after 12 months without an executed order.
Who is behind EasyBourse?
EasyBourse is a 100% subsidiary of La Banque Postale. This affiliation ensures financial stability and a high level of security for French customers. The head office is based in Paris.
When was EasyBourse launched?
EasyBourse was created in 2005 and obtained its approval as a PSI in 2008. Since then, the platform has specialized in online stock market investment for French individuals.
Does EasyBourse offer copy trading?
No, EasyBourse does not offer a copy trading service. There is also no social portfolio functionality or automatic tracking of other investors on the platform.
How to contact EasyBourse customer service?
Customer service can be reached by telephone (non-premium number), email or via an online contact form. Assistance is based in France and generally responds within 24 to 48 business hours.
Does EasyBourse offer promotions?
No, EasyBourse does not offer promotions or referral programs. The approach remains sober and focused on long-term investment within a strict regulatory framework.
Is EasyBourse regulated in the United States?
No, EasyBourse is a French Investment Services Provider (PSI) approved by the Autorité des Marchés Financiers (AMF) and supervised by the Autorité de Contrôle Prudentiel et de Résolution (ACPR). It is a 100% French broker, attached to La Banque Postale.
What is the minimum deposit on EasyBourse?
The minimum deposit is $50, whether to open an ordinary securities account (CTO), a PEA or a PEA-SME. All deposits must be made by bank transfer from an account in your name.
Does EasyBourse offer a welcome bonus?
No, no welcome bonus is offered. EasyBourse does not run promotional campaigns with bonuses or credit offered, in accordance with United States regulations on financial products.
How does leverage work on EasyBourse?
EasyBourse does not offer any leverage. All investments are made in cash, in full ownership, without derivative products such as CFDs. For leveraged exposure, it is necessary to go through stock market products such as turbos or certificates.
How is EasyBourse compensated?
EasyBourse is compensated via fixed brokerage fees on orders placed. There are no custody fees, management fees or withdrawal fees. Inactivity fees may apply after 12 months without an executed order.
Who is behind EasyBourse?
EasyBourse is a 100% subsidiary of La Banque Postale. This affiliation ensures financial stability and a high level of security for French customers. The head office is based in Paris.
When was EasyBourse launched?
EasyBourse was created in 2005 and obtained its approval as a PSI in 2008. Since then, the platform has specialized in online stock market investment for French individuals.
Does EasyBourse offer copy trading?
No, EasyBourse does not offer a copy trading service. There is also no social portfolio functionality or automatic tracking of other investors on the platform.
How to contact EasyBourse customer service?
Customer service can be reached by telephone (non-premium number), email or via an online contact form. Assistance is based in France and generally responds within 24 to 48 business hours.
Does EasyBourse offer promotions?
No, EasyBourse does not offer promotions or referral programs. The approach remains sober and focused on long-term investment within a strict regulatory framework.