My review of the eToro platform (April 2025)

Pauline Laurore
P. Laurore updated on April 4, 2025

verified information

My eToro Review

  • Intuitive platform ideal for beginners and long-term investors with possible social trading (trader community via forum).
  • Diversity of assets: Stocks, ETFs, cryptos, indices, Forex and commodities in one place.
  • Zero commission on the purchase of stocks and ETFs
  • Copy Trading to be inspired by the strategies of the best traders
  • Flexibility of orders with fractional purchase of shares and advanced management of stop-loss and take-profit.
  • Free demo account with $100,000 of virtual money to test risk-free accessible without proof
  • Account in dollars available, eliminating conversion fees for deposits in dollars
  • Loyalty program (eToro Club) offering reduced fees and premium customer service.
  • Inactivity fees ($10 after 12 months) and withdrawals ($5)
  • Spread on crypto higher than on specialized exchanges
  • Absence of specific investment accounts available via the platform
  • Portfolio transfer to another broker impossible without selling its positions
  • Less advanced analysis tools for high frequency trading
Table of Contents
  • What to think of eToro?
  • My review of the security and reliability of eToro broker
  • My review of eToro's fees, spreads, and commissions
  • My opinion on the assets & markets available on eToro
  • My opinion on the eToro platform
  • Customer Reviews: What Users Think of eToro
  • Opening an Account, Deposits, and Withdrawals on eToro?
  • What is the eToro Club?
  • Conclusion: Should You Invest with eToro?
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Why Trust HelloSafe?

HelloSafe is an international specialist in comparing online trading platforms (brokers) that advises over a million traders each month. Our personal finance expert has thoroughly analyzed this broker by comparing it to numerous other platforms and has personally tested the platform for many hours. 

eToro, founded in 2007, is a multi-asset investment and social trading platform that had over 35 million traders across 140 countries in 2025. 

I’ve spent the last 6 months signing up, testing, and thoroughly analyzing eToro, and I’ve sought to compare the platform with other regulated and popular online brokers in the United States. 

In short, I was trying to answer questions like: can you trust eToro? Is the platform easy to pick up and intuitive for beginners? How much does it cost to trade with eToro, and can you build a diversified portfolio of assets? What features does the trader offer vs. other online brokers? 

So I scrutinized everything: account opening process, management and trading fees, available financial instruments, features, simplicity of the platform (desktop and mobile), and trading tools, etc. Below is my in-depth analysis of the eToro broker (compared to other platforms tested). 

What to think of eToro?

My general opinion of eToro

In my opinion, eToro is an excellent online trading platform. The platform is user-friendly and super simple to use (and I'm not the only one saying it: 4.1 on Trustpilot!) in addition to offering really powerful features. Among the most notable is its Copy Trading functionality (duplicating the investment strategies of more experienced traders), THE super added value of the broker!

The broker eToro allows you to build a diversified portfolio since it generally allows you to trade on all assets: stocks, ETFs, CFDs, cryptos, currencies, indices and even NFTs - which means you don’t have to register on multiple platforms. You can invest in real assets but also use leverage on CFDs (be careful, it's risky and expensive, you have to understand the stakes!).

In terms of security, there's nothing to say; the platform is reliable and regulated in the United States, where it has been present since 2007 (as well as in 140 other countries, which reinforces its legitimacy).

The broker has also become known for its $0 commission policy on the purchase of real stocks and ETFs (and not just CFDs). eToro is also one of the few brokers to offer the ability to buy fractional shares (allowing you to start investing with small amounts). Most of the fees offered are below or at the market average. 

=> In short, in my opinion, eToro offers a secure and user-friendly platform where you can buy/sell a very wide range of assets and benefit from competitive fees. 

Which trader profiles is eToro suitable for?

From my point of view, eToro is particularly suitable for several trader profiles:

=> Clearly for beginners: Account opening is quick, without excessive paperwork, the platform is intuitive on both desktop and mobile, and Copy Trading allows you to automatically copy the portfolios of experienced traders without having to manage your positions yourself. The free demo account with $100,000 virtual is accessible without deposit, which is ideal for training. In addition, the entry ticket is low ($50), and the platform offers a wealth of educational content to learn at your own pace.

=> For regular traders who want to diversify their portfolio with direct stocks, ETFs, or cryptos, and not just CFDs. eToro allows you to mix long-term investments with short-term opportunities (with leverage up to x30 depending on the assets). Copy Trading, often considered a tool for beginners, is also very useful for those who want to follow a strategy passively while maintaining control through Stop Loss / Take Profit limits. eToro's community aspect, with its news feed and comments from other traders, is also a real plus for exchanging ideas and gaining inspiration.

On the other hand, very experienced traders or those who practice scalping or intensive day trading may find the spreads a little too high compared to brokers like IG or Interactive Brokers, and may miss the absence of MetaTrader or more advanced technical analysis tools.

eToro in a few seconds is:

FeatureDetail
Minimum Deposit$50 (demo account available without deposit)
RegulationsCySEC (Cyprus), FCA (United Kingdom), ASIC (Australia)
SEC RegistrationNo (authorized via CySEC, but registered as PSAN for crypto-assets)
Available Assets3,000+ stocks, 200+ ETFs, 100+ cryptos, 49 Forex pairs, 15 commodities, 13 indices
Trading ToolsProprietary eToro platform (Web, mobile application)
Demo AccountYes, with $100,000 virtual, unlimited access
Copy TradingYes, with automatic copying of popular investors' portfolios
Islamic TradingYes, swap-free account available on request
Main OptionsStop Loss, Take Profit, market orders, conditional orders
LeverageUp to 1:50 for retail clients (higher leverage available for eligible contract participants)
Fees$0 commission on cash stocks, spreads from 1 pip (Forex) or 1% (crypto)
Customer SupportLive chat (after login), help center, email ticket (no phone)
Trustpilot Verified ReviewsAverage rating of 4.1/5 on over 26,000 reviews
eToro Features
Minimum Deposit
Detail
$50 (demo account available without deposit)
Regulations
Detail
CySEC (Cyprus), FCA (United Kingdom), ASIC (Australia)
SEC Registration
Detail
No (authorized via CySEC, but registered as PSAN for crypto-assets)
Available Assets
Detail
3,000+ stocks, 200+ ETFs, 100+ cryptos, 49 Forex pairs, 15 commodities, 13 indices
Trading Tools
Detail
Proprietary eToro platform (Web, mobile application)
Demo Account
Detail
Yes, with $100,000 virtual, unlimited access
Copy Trading
Detail
Yes, with automatic copying of popular investors' portfolios
Islamic Trading
Detail
Yes, swap-free account available on request
Main Options
Detail
Stop Loss, Take Profit, market orders, conditional orders
Leverage
Detail
Up to 1:50 for retail clients (higher leverage available for eligible contract participants)
Fees
Detail
$0 commission on cash stocks, spreads from 1 pip (Forex) or 1% (crypto)
Customer Support
Detail
Live chat (after login), help center, email ticket (no phone)
Trustpilot Verified Reviews
Detail
Average rating of 4.1/5 on over 26,000 reviews
eToro Features

My review of the security and reliability of eToro broker

As a trader, I consider eToro to be a reliable broker, benefiting from a solid regulatory framework and high guarantees in terms of fund security. It is regulated in several recognized jurisdictions and offers serious tools to limit the risk of excessive losses, which reinforces the confidence that one can place in it when investing one's capital.

IndicatorDescriptionEvaluation
Regulatory ComplianceRegulated by the SEC and CFTC in the United States.Excellent
Security of FundsSegregated client funds, insurance via Lloyd’s up to $1,000,000 per client.Excellent
Risk Management ToolsStop Loss, Take Profit, negative balance protection (depending on account conditions).Good
Reputation & CoverageOver 30 million users in 140 countries, global presence, strong visibility in the United States.Excellent
eToro Security and Reliability
Regulatory Compliance
Description
Regulated by the SEC and CFTC in the United States.
Evaluation
Excellent
Security of Funds
Description
Segregated client funds, insurance via Lloyd’s up to $1,000,000 per client.
Evaluation
Excellent
Risk Management Tools
Description
Stop Loss, Take Profit, negative balance protection (depending on account conditions).
Evaluation
Good
Reputation & Coverage
Description
Over 30 million users in 140 countries, global presence, strong visibility in the United States.
Evaluation
Excellent
eToro Security and Reliability

My review of eToro's fees, spreads, and commissions

As a trader, I've found eToro's fees to be quite well-positioned, especially for those looking to invest in stocks or ETFs for cash: no commission is charged as long as you don't use leverage, which is a real advantage compared to many other brokers.

Copy Trading is also free, which allows you to follow the portfolios of other investors without additional fees. However, spreads may be higher than at more technical brokers, especially on cryptos and Forex. But overall, eToro remains competitive, especially for long-term profiles or occasional traders.

Let's move on to the figures: I have analyzed in detail all the fees charged by eToro and compared them to 16 other platforms to get a clear picture.

What are the account fees at eToro?

Fee TypeeToro ConditionsMarket Average
Opening FeeFree$5 – $10
Management FeesNo account maintenance fees0.1 – 0.2%
Withdrawal Fee$5 for USD accounts (minimum $30); $0 for EUR or GBP accounts$5 – $10
Inactivity Fee$10/month after 12 months of inactivity$5 – $15
Conversion FeeVariable depending on currency and payment method; reduced to 0.75% with an active investment planVariable
eToro Account Fees
Opening Fee
eToro Conditions
Free
Market Average
$5 – $10
Management Fees
eToro Conditions
No account maintenance fees
Market Average
0.1 – 0.2%
Withdrawal Fee
eToro Conditions
$5 for USD accounts (minimum $30); $0 for EUR or GBP accounts
Market Average
$5 – $10
Inactivity Fee
eToro Conditions
$10/month after 12 months of inactivity
Market Average
$5 – $15
Conversion Fee
eToro Conditions
Variable depending on currency and payment method; reduced to 0.75% with an active investment plan
Market Average
Variable
eToro Account Fees

In practice, I found eToro's fee structure to be quite advantageous, especially if you open your account in the right currency. There are no opening or management fees, and withdrawals are free in EUR or GBP. However, for USD accounts, the $5 fee can quickly add up if you withdraw regularly. This cost disappears if you join the eToro Club, starting with $2,000 invested. Inactivity fees are only charged after 12 months without logging in, so they are very easy to avoid.

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Trader Tip

Use Revolut to reduce your conversion fees. If you deposit euros into a dollar account, eToro's exchange fees can be as high as 1.5%. By converting your funds directly through Revolut before depositing, you can save $10 to $15 on a $500 transfer. A simple step, but one that really makes a difference in the long run.

What are the stock and ETF fees at eToro?

At eToro, you can invest directly in stocks and ETFs (without leverage, outside of CFD mode), which makes it one of the few CFD brokers to also offer a true long-term, commission-free investment option. This is a significant advantage for investors looking to build a real portfolio without hidden fees.

Fee TypeeToro ConditionsMarket Average
Commission$0 on stocks and ETFs (excluding CFDs and leverage)Around 0.10%
Spread FeesNone on direct stock and ETF purchases0.10%
Overnight FeesNone if you don’t use leverageVariable
Custody FeesNoneVariable
Stamp Duty Tax (UK)0.5% on the purchase of UK shares (legal obligation)0.5% to 1%
eToro Stock and ETF Fees
Commission
eToro Conditions
$0 on stocks and ETFs (excluding CFDs and leverage)
Market Average
Around 0.10%
Spread Fees
eToro Conditions
None on direct stock and ETF purchases
Market Average
0.10%
Overnight Fees
eToro Conditions
None if you don’t use leverage
Market Average
Variable
Custody Fees
eToro Conditions
None
Market Average
Variable
Stamp Duty Tax (UK)
eToro Conditions
0.5% on the purchase of UK shares (legal obligation)
Market Average
0.5% to 1%
eToro Stock and ETF Fees
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Good to know

Fees may vary depending on market conditions and your eToro Club account level. The more active or invested you are, the more you benefit from reduced rates (especially on currency conversions or withdrawals).

What are the cryptocurrency fees at eToro?

Fee TypeeToro ConditionsMarket Average
Buy/Sell Fees1% per transaction, included in the price when opening and closing a positionApproximately 0.75%
Spread FeesIncluded in the 1% mentioned above0.5 – 1%
Overnight FeesFree for direct purchases; applied to CFD positions (short selling or leveraged)Variable
Custody FeesNone for cash positionsVariable
Transfer Fees to eToro WalletVariable fees depending on the crypto; e.g. 0.0005 BTC for Bitcoin + conversion fees1.5 – 2% depending on exchanges
eToro Cryptocurrency Fees
Buy/Sell Fees
eToro Conditions
1% per transaction, included in the price when opening and closing a position
Market Average
Approximately 0.75%
Spread Fees
eToro Conditions
Included in the 1% mentioned above
Market Average
0.5 – 1%
Overnight Fees
eToro Conditions
Free for direct purchases; applied to CFD positions (short selling or leveraged)
Market Average
Variable
Custody Fees
eToro Conditions
None for cash positions
Market Average
Variable
Transfer Fees to eToro Wallet
eToro Conditions
Variable fees depending on the crypto; e.g. 0.0005 BTC for Bitcoin + conversion fees
Market Average
1.5 – 2% depending on exchanges
eToro Cryptocurrency Fees

Based on my tests, the crypto fees at eToro are simple to understand, but slightly higher than average, especially if you're an active trader who makes frequent trades. (More expensive than Binance or Kraken)

What are the CFD fees at eToro?

Here is the updated table with data from eToro's official documents, including the main assets available in CFD:

Underlying AssetMaximum Leverage (Retail Client)Spread at eToro (Starting from)Overnight FeesMarket Average
Stocks (CFD)Up to 1:5Variable (0.09% min $1/order)Yes0.10% – 0.20%
ETF (CFD)Up to 1:5VariableYesVariable
Crypto (CFD)Up to 1:21% (e.g. BTC/USD)Yes0.5% – 1%
Gold (XAU/USD)Up to 1:2045 pips (~$0.45)Yes$0.25 – $0.40
Silver (XAG/USD)Up to 1:105 pipsYes$0.03 – $0.05
Oil (WTI)Up to 1:105 pips (~$0.05)Yes$0.03 – $0.05
EUR/USDUp to 1:301.0 pipYes0.6 – 1.2 pips
EUR/GBPUp to 1:301.5 pipsYes1.0 – 1.5 pips
USD/JPYUp to 1:301.0 pipYes0.8 – 1.2 pips
GBP/USDUp to 1:302.0 pipsYes1.2 – 1.6 pips
CAC 40 (FRA40)Up to 1:201.5 pointsYes1.0 – 1.5 points
S&P 500 (US500)Up to 1:200.75 pointsYes0.5 – 1.0 points
NASDAQ 100 (NSDQ100)Up to 1:201.5 pointsYes1.0 – 1.5 points
eToro CFD Fees and Spreads
Stocks (CFD)
Maximum Leverage (Retail Client)
Up to 1:5
Spread at eToro (Starting from)
Variable (0.09% min $1/order)
Overnight Fees
Yes
Market Average
0.10% – 0.20%
ETF (CFD)
Maximum Leverage (Retail Client)
Up to 1:5
Spread at eToro (Starting from)
Variable
Overnight Fees
Yes
Market Average
Variable
Crypto (CFD)
Maximum Leverage (Retail Client)
Up to 1:2
Spread at eToro (Starting from)
1% (e.g. BTC/USD)
Overnight Fees
Yes
Market Average
0.5% – 1%
Gold (XAU/USD)
Maximum Leverage (Retail Client)
Up to 1:20
Spread at eToro (Starting from)
45 pips (~$0.45)
Overnight Fees
Yes
Market Average
$0.25 – $0.40
Silver (XAG/USD)
Maximum Leverage (Retail Client)
Up to 1:10
Spread at eToro (Starting from)
5 pips
Overnight Fees
Yes
Market Average
$0.03 – $0.05
Oil (WTI)
Maximum Leverage (Retail Client)
Up to 1:10
Spread at eToro (Starting from)
5 pips (~$0.05)
Overnight Fees
Yes
Market Average
$0.03 – $0.05
EUR/USD
Maximum Leverage (Retail Client)
Up to 1:30
Spread at eToro (Starting from)
1.0 pip
Overnight Fees
Yes
Market Average
0.6 – 1.2 pips
EUR/GBP
Maximum Leverage (Retail Client)
Up to 1:30
Spread at eToro (Starting from)
1.5 pips
Overnight Fees
Yes
Market Average
1.0 – 1.5 pips
USD/JPY
Maximum Leverage (Retail Client)
Up to 1:30
Spread at eToro (Starting from)
1.0 pip
Overnight Fees
Yes
Market Average
0.8 – 1.2 pips
GBP/USD
Maximum Leverage (Retail Client)
Up to 1:30
Spread at eToro (Starting from)
2.0 pips
Overnight Fees
Yes
Market Average
1.2 – 1.6 pips
CAC 40 (FRA40)
Maximum Leverage (Retail Client)
Up to 1:20
Spread at eToro (Starting from)
1.5 points
Overnight Fees
Yes
Market Average
1.0 – 1.5 points
S&P 500 (US500)
Maximum Leverage (Retail Client)
Up to 1:20
Spread at eToro (Starting from)
0.75 points
Overnight Fees
Yes
Market Average
0.5 – 1.0 points
NASDAQ 100 (NSDQ100)
Maximum Leverage (Retail Client)
Up to 1:20
Spread at eToro (Starting from)
1.5 points
Overnight Fees
Yes
Market Average
1.0 – 1.5 points
eToro CFD Fees and Spreads

Based on my tests, eToro performs quite well on CFDs, especially on Forex and indices: the spreads are decent and stable, even during periods of volatility, which is appreciated. On stock CFDs, the fees are transparent: 0.09% commission, with a minimum of $1 per transaction. For oil and certain indices like the S&P 500, the conditions are clearly in the upper average range of the market.

On the other hand, I found the spreads on gold to be a bit high compared to other more specialized brokers. As for cryptos, the 1% spread may seem significant, but it remains in line with what most CFD brokers offer.

For moderate day trading or swing trading, the fees remain competitive. However, for pure scalping, you'll have to deal with slightly wider spreads, especially outside of US market opening hours.

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Good to know

 Leverage is capped according to United States regulations (up to 1:50 for Forex, 1:20 for indices and gold, 1:5 for stocks, 1:2 for cryptos). Overnight fees are applied to all CFD positions held after market close, and the amount depends on both the asset and current conditions. To avoid surprises, I recommend always checking eToro's fee schedule before opening a leveraged position.

My opinion on the assets & markets available on eToro

AssetsTypeNumber on eToroMarket Average
StocksDirect Purchase + CFD3,000+2,500+
ETFsDirect Purchase + CFD200+200
CryptocurrenciesDirect Purchase + CFD100+50
Currencies (Forex)CFD4950
CommoditiesCFD1520
IndicesCFD1312
NFTsTracking via DeltaManagement Only (No Trading)N/A
eToro Markets and Assets
Stocks
Type
Direct Purchase + CFD
Number on eToro
3,000+
Market Average
2,500+
ETFs
Type
Direct Purchase + CFD
Number on eToro
200+
Market Average
200
Cryptocurrencies
Type
Direct Purchase + CFD
Number on eToro
100+
Market Average
50
Currencies (Forex)
Type
CFD
Number on eToro
49
Market Average
50
Commodities
Type
CFD
Number on eToro
15
Market Average
20
Indices
Type
CFD
Number on eToro
13
Market Average
12
NFTs
Type
Tracking via Delta
Number on eToro
Management Only (No Trading)
Market Average
N/A
eToro Markets and Assets

After testing eToro, I can say that the variety of assets offered is a real strength: you can build a balanced portfolio of stocks, ETFs, crypto, Forex, commodities and indices, while choosing between direct investment or CFD with leverage.

I particularly appreciated the possibility of investing in real stocks without commission, which is not that common. On the crypto side, the offer is wide but the fees are a bit high; on the other hand, the possibility of transferring to an external wallet is a real plus.

For Forex or indices, it's classic, well executed, with leverage adapted to the profile and correct spreads. In short, whether you are an active trader or a long-term investor, there is plenty to do.

My opinion on the eToro platform

FeatureVerified Details
Mobile Application✅ Available on Android and iOS
Ergonomics✅ Fluid and intuitive interface, ideal for beginners and casual investors
Compatible Software❌ No third-party software (no MetaTrader, nor integrated TradingView)
Types of Orders Available✅ Market, limit, stop-loss, take-profit, trailing stop orders
Graphical Analysis Tools✅ Interactive charts, basic indicators (RSI, MACD, moving averages, etc.)
Copy Trading / Auto Trading✅ Integrated and intuitive function, automatic copying of popular traders
Fractional Shares✅ Yes, possible to invest from a few dollars
Social Trading✅ Yes, news feed, comments, public profiles of traders
Negative Balance Protection✅ Yes, for all retail clients
Trading Signals✅ Integrated into the Copy Trading function
Search & Filters✅ Sorting tools, ranking by performance, asset type, risk, etc.
Smart Portfolios✅ Thematic « Smart Portfolios » available (tech, crypto, energy, etc.)
Fundamental Data✅ Present on each security (PER, revenues, yield, etc.)
Price Alerts❌ Automatic alerts only, no manual settings
eToro Platform
Mobile Application
Verified Details
✅ Available on Android and iOS
Ergonomics
Verified Details
✅ Fluid and intuitive interface, ideal for beginners and casual investors
Compatible Software
Verified Details
❌ No third-party software (no MetaTrader, nor integrated TradingView)
Types of Orders Available
Verified Details
✅ Market, limit, stop-loss, take-profit, trailing stop orders
Graphical Analysis Tools
Verified Details
✅ Interactive charts, basic indicators (RSI, MACD, moving averages, etc.)
Copy Trading / Auto Trading
Verified Details
✅ Integrated and intuitive function, automatic copying of popular traders
Fractional Shares
Verified Details
✅ Yes, possible to invest from a few dollars
Social Trading
Verified Details
✅ Yes, news feed, comments, public profiles of traders
Negative Balance Protection
Verified Details
✅ Yes, for all retail clients
Trading Signals
Verified Details
✅ Integrated into the Copy Trading function
Search & Filters
Verified Details
✅ Sorting tools, ranking by performance, asset type, risk, etc.
Smart Portfolios
Verified Details
✅ Thematic « Smart Portfolios » available (tech, crypto, energy, etc.)
Fundamental Data
Verified Details
✅ Present on each security (PER, revenues, yield, etc.)
Price Alerts
Verified Details
❌ Automatic alerts only, no manual settings
eToro Platform

From a personal perspective, I found the eToro platform particularly smooth and enjoyable to use, especially for investors who are just starting out or want to save time. Copy Trading is a real plus, well thought out and very accessible. For everyday use, it's clear, practical, and effective. On the other hand, professional traders or those who enjoy advanced technical analysis may feel a little cramped by the lack of integration of tools like MetaTrader or TradingView.

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Trader Tip: Disable Default Settings for More Control

When placing your first order, remember to disable the automatic stop-loss, take-profit, and leverage options if you actually want to own the asset. On a Nasdaq 100 ETF position, I avoided unintended exposure by setting the leverage to 1x and removing the default limits.

Customer Reviews: What Users Think of eToro

To refine my evaluation, I looked into the reviews left by users on Trustpilot. Result: eToro displays a solid rating of 4.1/5 on over 26,000 reviews, which places it at the top of the rankings of brokers accessible in the United States.

What users appreciate:

  • Intuitive and accessible platform, even without experience
  • Possibility to buy stocks without commission
  • Effective and easy-to-use Copy Trading
  • Responsive customer service and personalized support
  • Access to a wide selection of assets, including cryptos and ETFs

Areas for Improvement:

  • Exchange and withdrawal fees considered high (excluding eToro Club)
  • Occasional delays or bugs during registration or withdrawal
  • Automatic stop loss and take profit settings that may surprise beginners
  • Interface sometimes slow or unstable according to some users
  • Difficulties reported with account verification or fund transfers

Some examples of customer reviews:

« The platform is simple and intuitive, perfect for beginners. The advice is clear, and the support is excellent. » – R.H.
« For over 7 years, quality advice! I have never had a problem with eToro. » – C.H.
« I am very satisfied with the explanations provided. Clear, precise, and adapted to my needs. » – P.L.

Opening an Account, Deposits, and Withdrawals on eToro?

Opening an Account

ElementDetail
Opening procedure100% online, from the website or mobile app
Validation timeGenerally within 24 hours (if documents are compliant)
Deposit methodsCredit card (Visa/Mastercard), PayPal, Skrill, Neteller, wire transfer, etc.
Minimum deposit$50 (not required for the demo account)
Minimum amount per order$10 for cryptos, $50 for stocks/ETFs
Documents requiredProof of identity + proof of address less than 3 months old
Demo accountYes, with $100,000 virtual money without time limit
eToro Account Opening
Opening procedure
Detail
100% online, from the website or mobile app
Validation time
Detail
Generally within 24 hours (if documents are compliant)
Deposit methods
Detail
Credit card (Visa/Mastercard), PayPal, Skrill, Neteller, wire transfer, etc.
Minimum deposit
Detail
$50 (not required for the demo account)
Minimum amount per order
Detail
$10 for cryptos, $50 for stocks/ETFs
Documents required
Detail
Proof of identity + proof of address less than 3 months old
Demo account
Detail
Yes, with $100,000 virtual money without time limit
eToro Account Opening

Steps to open an account with eToro:

  • Visit
  • Create your account via email or Facebook/Google login
  • Immediately access the demo account with $100,000 virtual money
  • Provide your supporting documents: proof of identity + proof of address
  • Complete the questionnaire about your experience and goals
  • Make a first deposit (minimum $50) to start trading in real mode
  • Wait for validation (often in just a few hours)
  • Start investing in real mode or continue to test the platform in demo

The opening is simple and fluid. During my test, I was able to take action in less than an hour after validation of the documents. It is one of the fastest procedures I have encountered on trading platforms.

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Good to know

Once registered, and even before answering the questionnaire about your trading experience, you can switch to the virtual account and start placing your first orders with your fictitious capital of $100,000 made available to you. 

Deposits and withdrawals on eToro

eToro offers a simple and fast procedure for depositing or withdrawing funds, with several payment methods available depending on your country. All accounts are in USD, but deposits can be made in other currencies (automatic conversion with fees).

OperationAvailable MethodsMain Conditions
DepositCredit card (Visa, Mastercard), wire transfer, PayPal, Skrill, Neteller, Trustly, etc.Minimum: $50 (may vary depending on the method)
WithdrawalBank transfer, credit card, PayPal, Skrill, NetellerMinimum: $30, fixed fee of $5 (waived from Gold eToro Club level)
eToro Deposits and Withdrawals
Deposit
Available Methods
Credit card (Visa, Mastercard), wire transfer, PayPal, Skrill, Neteller, Trustly, etc.
Main Conditions
Minimum: $50 (may vary depending on the method)
Withdrawal
Available Methods
Bank transfer, credit card, PayPal, Skrill, Neteller
Main Conditions
Minimum: $30, fixed fee of $5 (waived from Gold eToro Club level)
eToro Deposits and Withdrawals

Deposits by credit card are instant, while wire transfers may take 1 to 3 business days. Withdrawals are generally processed in 1 to 2 days, depending on the method used. All amounts deposited or withdrawn are converted to USD, with variable conversion fees if you use another currency.

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Trader Tip:

Opt for credit card payments for quick deposits. During my last deposit of $300 via card, the funds were available in less than 10 seconds. Perfect for seizing an opportunity without delay, unlike bank transfers which can delay the execution of your orders.

Account Types Available on eToro

eToro offers a simple and universal account structure, designed to adapt to investors worldwide. As an international platform, you cannot open a specific tax-advantaged account like those in France, as this type of account is specific to French taxation. However, eToro allows you to invest in both real stocks and CFDs, which suits many trader profiles, from beginners to experienced investors.

Account TypeAvailable on eToro?
Demo Account✅ Yes, with $100,000 of virtual funds, with no time limit
Securities Account✅ Yes, for commission-free purchase of stocks and ETFs
CFD Account✅ Yes, for leveraged trading on all assets (stocks, crypto, indices, etc.)
Islamic Account✅ Yes, upon request, without swaps or interest, compliant with Islamic finance
Professional Account✅ Yes, upon request, with leverage up to 1:400 and specific conditions
STP Account❌ No
ECN Account❌ No
PEA❌ No
Account Base Currencies✅ USD only (automatic conversion from EUR, GBP, etc.)
eToro Accounts
Demo Account
Available on eToro?
✅ Yes, with $100,000 of virtual funds, with no time limit
Securities Account
Available on eToro?
✅ Yes, for commission-free purchase of stocks and ETFs
CFD Account
Available on eToro?
✅ Yes, for leveraged trading on all assets (stocks, crypto, indices, etc.)
Islamic Account
Available on eToro?
✅ Yes, upon request, without swaps or interest, compliant with Islamic finance
Professional Account
Available on eToro?
✅ Yes, upon request, with leverage up to 1:400 and specific conditions
STP Account
Available on eToro?
❌ No
ECN Account
Available on eToro?
❌ No
PEA
Available on eToro?
❌ No
Account Base Currencies
Available on eToro?
✅ USD only (automatic conversion from EUR, GBP, etc.)
eToro Accounts

What is the eToro Club?

The eToro Club is a loyalty program structured into 5 tiers (Silver to Diamond), based on your total account balance. Membership is automatic, and benefits increase with the amount held. Starting at the Silver level (from $5,000), you begin to receive more personalized support, which clearly improves the experience, especially in areas such as customer service or investment strategy.

StatusEligibility ThresholdKey Benefits
Silver$5,000 – $9,999Dedicated account manager, Smart Portfolios, eToro Money Visa card
Gold$10,000 – $24,999Weekly market analysis, partner offers, access to Delta PRO
Platinum$25,000 – $49,999Free withdrawal fees, premium research, 50% reduction on conversions
Platinum+$50,000 – $249,999Sporting events, interest on balance (up to 1.85%), Zoom sessions with advisor
Diamond$250,000 and aboveVIP events, crypto fee reimbursement, premium financial subscriptions
eToro Club
Silver
Eligibility Threshold
$5,000 – $9,999
Key Benefits
Dedicated account manager, Smart Portfolios, eToro Money Visa card
Gold
Eligibility Threshold
$10,000 – $24,999
Key Benefits
Weekly market analysis, partner offers, access to Delta PRO
Platinum
Eligibility Threshold
$25,000 – $49,999
Key Benefits
Free withdrawal fees, premium research, 50% reduction on conversions
Platinum+
Eligibility Threshold
$50,000 – $249,999
Key Benefits
Sporting events, interest on balance (up to 1.85%), Zoom sessions with advisor
Diamond
Eligibility Threshold
$250,000 and above
Key Benefits
VIP events, crypto fee reimbursement, premium financial subscriptions
eToro Club

As a trader who has reached the Silver level, I found this program really useful: I was able to quickly exchange messages with a manager via WhatsApp, especially for questions about ETF spreads.

The Smart Portfolios accessible from this level are also very practical for diversifying without managing each position manually. In my opinion, it's a good way to gain autonomy while having responsive support. My goal is to reach the Platinum level, which greatly reduces exchange fees and provides more advanced analysis tools.

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Trader Tip:

  Level up to optimize your fees and tracking. The eToro Club monitors your account balance daily to determine your level. Starting at $5,000, you already gain in comfort (fast responses, personalized advice), and from $25,000, you start to access premium services that can clearly make a difference if you trade actively or invest for the long term.

Conclusion: Should You Invest with eToro?

After several weeks of testing, I can say that eToro is a really solid platform, especially if you are looking for a simple solution to invest without necessarily becoming a technical expert. Copy Trading is ultra effective, especially for starting without stress, and the possibility of investing in stocks or ETFs without commission, even with small amounts (thanks to fractional shares), is a real asset.

What I appreciated was the ease of use: everything is clear, fluid, and designed for those who want to manage their portfolio themselves without getting into complex tools. I also liked the social aspect, with a real active community that comments on assets and shares their analyses.

In short, if you are a beginner or an independent investor, eToro is a good entry point into trading.

Is eToro regulated in the United States?

eToro is regulated by the Financial Industry Regulatory Authority (FINRA) in the United States. It is also regulated by the CySEC (Cyprus), which allows it to operate legally via the European passport. It is also regulated by the FCA in the United Kingdom and the ASIC in Australia.

What is the minimum deposit on eToro?

The minimum deposit to open a real account with eToro is $50. This threshold may vary depending on your country of residence and the payment method chosen. For example, a bank transfer may sometimes require a higher amount (around $500). The demo account, however, is accessible free of charge without a deposit.

Does eToro offer a welcome bonus?

eToro does not offer a welcome bonus. However, contests and occasional promotions may be offered, especially for eToro Club users or during special operations broadcast through their official channels.

How does leverage work on eToro?

Leverage on eToro depends on the asset being traded. For retail clients in the United States, the maximum leverage allowed for retail traders depends on the regulation. These limits are imposed to limit the risk of significant losses.

How does eToro make money?

The platform mainly earns revenue through spreads, which represent the difference between the buying and selling price of an asset. There is no commission on the purchase of stocks directly, which is an advantage. Fixed withdrawal fees of $5 are applied, and an inactivity fee of $10 per month is charged after 12 months without logging in. Conversion fees may also apply if you deposit or withdraw in a currency other than USD.

Who is behind eToro?

eToro was founded in 2007 in Israel by Yoni Assia, Ronen Assia and David Ring. Today, it is one of the world leaders in social trading, with a community of over 30 million users in 140 countries.

When did eToro start?

eToro was launched in 2007, initially as a simplified trading platform. It quickly developed to integrate Copy Trading, a flagship feature that allows users to automatically copy the strategies of other investors, making investment accessible to the greatest number of people.

How to contact eToro customer service?

Customer service can be reached via a ticket system, or directly via online chat from the client area (after login). There is no telephone support. eToro Club members (from the Silver level) benefit from a dedicated account manager, often available via WhatsApp for more personalized support.

Does eToro offer promotions?

eToro does not offer classic promotions such as welcome bonuses, but the platform sometimes organizes contests, referral campaigns or offers related to the eToro Club program. To benefit from them, you must follow the official communications from the client area or the platform's newsletter.

Is eToro regulated in the United States?

eToro is regulated by the Financial Industry Regulatory Authority (FINRA) in the United States. It is also regulated by the CySEC (Cyprus), which allows it to operate legally via the European passport. It is also regulated by the FCA in the United Kingdom and the ASIC in Australia.

What is the minimum deposit on eToro?

The minimum deposit to open a real account with eToro is $50. This threshold may vary depending on your country of residence and the payment method chosen. For example, a bank transfer may sometimes require a higher amount (around $500). The demo account, however, is accessible free of charge without a deposit.

Does eToro offer a welcome bonus?

eToro does not offer a welcome bonus. However, contests and occasional promotions may be offered, especially for eToro Club users or during special operations broadcast through their official channels.

How does leverage work on eToro?

Leverage on eToro depends on the asset being traded. For retail clients in the United States, the maximum leverage allowed for retail traders depends on the regulation. These limits are imposed to limit the risk of significant losses.

How does eToro make money?

The platform mainly earns revenue through spreads, which represent the difference between the buying and selling price of an asset. There is no commission on the purchase of stocks directly, which is an advantage. Fixed withdrawal fees of $5 are applied, and an inactivity fee of $10 per month is charged after 12 months without logging in. Conversion fees may also apply if you deposit or withdraw in a currency other than USD.

Who is behind eToro?

eToro was founded in 2007 in Israel by Yoni Assia, Ronen Assia and David Ring. Today, it is one of the world leaders in social trading, with a community of over 30 million users in 140 countries.

When did eToro start?

eToro was launched in 2007, initially as a simplified trading platform. It quickly developed to integrate Copy Trading, a flagship feature that allows users to automatically copy the strategies of other investors, making investment accessible to the greatest number of people.

How to contact eToro customer service?

Customer service can be reached via a ticket system, or directly via online chat from the client area (after login). There is no telephone support. eToro Club members (from the Silver level) benefit from a dedicated account manager, often available via WhatsApp for more personalized support.

Does eToro offer promotions?

eToro does not offer classic promotions such as welcome bonuses, but the platform sometimes organizes contests, referral campaigns or offers related to the eToro Club program. To benefit from them, you must follow the official communications from the client area or the platform's newsletter.

Pauline Laurore
P. Laurore
Finance expert
HelloSafe
Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.

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