Meet the experts behind HelloSafe

Every guide, comparison and review on HelloSafe is written and verified by specialists with years of hands-on experience in travel insurance — no AI-generated filler, no sponsored rankings.

12+

Years of expertise

300+

Insurance products analysed

100%

Independent advice

Pauline

P. Laurore

Co-founder & Travel and credit card insurance specialist

Co-founder of HelloSafe, specialist in travel insurance and the travel coverage built into credit cards. A graduate of Paris-Dauphine University in International Business, Pauline co-founded HelloSafe in 2018 with the conviction that an honest insurance marketplace should read the contracts on behalf of its users. For 8 years she has been reading travel insurance and credit card policy wordings every day, across several markets (France, United States, Canada, Spain), spotting the exclusions hidden in the fine print, and helping travellers choose the right contract for their specific profile. Her specialty is the details no one reads. Cancellation reasons that are actually covered, combined caps versus separate caps, Schengen visa compliance, claim denials, exclusions on outdoor activities, the small print of travel coverage on Visa Premier, Mastercard Gold, Amex Platinum. She knows by heart the contracts of the main players on the market: Chapka, AVA, Allianz Travel, Mondial Assistance, ACS, Heymondo, Mondial Care, and their international equivalents. Pauline regularly comments on travel insurance topics in the French and international press [to be completed with specific media outlets]. She also writes in-depth contract analyses for the HelloSafe blog. Her philosophy: if a contract does not hold up to a line-by-line reading, it does not hold up at all.

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Antoine Fruchard — Founder & Travel Insurance Expert

A. Fruchard

Medeoprichter & Expert in reisverzekeringen

Met meer dan 11 jaar ervaring in reisverzekeringsmakelaardij heeft Antoine samengewerkt met alle spelers in de sector: verzekeraars, touroperators, makelaars en distributeurs. Hij heeft honderden contracten geanalyseerd, garanties, uitsluitingen, eigen risico's en tarieven vergeleken, en de feedback van klanten over claims en terugbetalingen grondig bestudeerd. Met een MBA in economie en financiën heeft hij ook twee insurtechs opgericht die gespecialiseerd zijn in reisverzekeringen voordat hij HelloSafe lanceerde, met een duidelijke missie: transparantie en expertise te bieden aan een vaak ondoorzichtige markt. Vandaag de dag stelt hij zijn unieke ervaring ten dienste van reizigers, door betrouwbare vergelijkingen, praktische adviezen en precieze aanbevelingen te bieden om de beste reisverzekeringen te identificeren, aangepast aan de werkelijke behoeften.

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