Au Pair Program: Requirements, Visa Rules & Insurance Explained

The au pair program allows young adults to live abroad with a host family in exchange for structured childcare support and light participation in daily household life.
Often associated with the image of a female au pair, this status now applies equally to women and men, and is governed by a precise legal, administrative, and insurance framework.

This guide has been designed as a comprehensive, practical reference for anyone wishing to become an au pair from France (or another country), understand country-specific rules, assess real risks, and choose an au pair insurance policy that is truly suitable.

📌 Key takeaways – Au pair in 30 seconds
  • An au pair stay is a regulated cultural exchange, not a standard job
  • It involves real responsibility (children, household, third parties)
  • Au pair insurance is mandatory or strongly required in most countries
  • Standard travel insurance is not suitable for au pair stays
  • Non-compliant insurance can lead to visa refusal or program termination

What is au pair status?

An au pair is temporarily hosted by a family abroad in order to:

  • help care for children,
  • perform light household tasks related to childcare,
  • integrate into the family and cultural life of the host country.

In return, the host family provides:

  • accommodation,
  • meals,
  • pocket money,
  • and sometimes language courses.

👉 The term au pair applies equally to women and men. The framework is based on a balance between help provided and cultural immersion.

Who can become an au pair?

The required profile is relatively consistent worldwide:

  • age generally between 18 and 30 years old (varies by country),
  • single, without dependent children,
  • sufficient language level to communicate with the family,
  • genuine interest in childcare,
  • ability to live within a family environment.

👉 The status is identical for male and female au pairs; only common usage terms differ.

How to become an au pair: key steps

  1. Choose the destination country
  2. Find a host family (via platform or specialized agency)
  3. Sign an au pair agreement or contract
  4. Check visa requirements
  5. Take out a compliant au pair insurance policy

👉 In non-EU countries, insurance is a core requirement, just as important as the visa.

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Au pair requirements by country (visa, age, allowance, insurance)

Conditions for becoming an au pair vary significantly by host country.
Beyond visa and insurance, each country sets specific criteria: age limits, maximum duration, weekly working hours, minimum pocket money, and sometimes language level.

Country
Visa (type)
Insurance required
Key requirements (age, duration, allowance)
Expert insight
🇺🇸 United States
Yes – J-1 Au Pair
✅ Yes
age: 18–26
max duration: 12 months (+6–12 extension)
allowance: ~USD 195 / week (state-regulated)
Federal program, strictly regulated: visa, allowance, and insurance tightly controlled.
🇬🇧 United Kingdom
Yes – Youth Mobility / student visa
⚠️ Not mandatory but essential
age: 18–30
max duration: up to 24 months
allowance: not regulated
Official au pair status no longer exists post-Brexit → major legal grey area.
🇮🇪 Ireland
No (EU)
⚠️ Recommended
age: 18–30
max duration: ~12 months
allowance: €80–120 / week
No strict legal framework, but high expectations from host families.
🇪🇸 Spain
Yes (non-EU) – Au pair visa
✅ Yes
age: 18–30
max duration: 6–12 months
allowance: €60–80 / week
Consulates require private insurance covering 100% of healthcare.
🇨🇦 Canada
Yes – Visitor / youth visa
✅ Yes
age: 18–30
max duration: 6–12 months
allowance: CAD 150–200 / week
High healthcare costs: health + repatriation insurance essential.
🇦🇺 Australia
Yes – Working Holiday (417/462)
✅ Yes
age: 18–30 (35 depending on nationality)
max duration: 12 months
allowance: variable
Insurance required upon entry.
🇫🇷 France
Yes (non-EU) – Long-stay au pair visa
✅ Yes
age: 18–30
max duration: 6–12 months
allowance: ~€320 / month
Private liability within the household is often checked.
🇩🇪 Germany
Yes – Au Pair visa
✅ Yes
age: 18–26
max duration: 12 months
allowance: ~€280 / month
Very strict country: health + liability insurance mandatory for visa.
🇨🇭 Switzerland
Yes – Cantonal au pair permit
✅ Yes
age: 18–30
max duration: 12 months
allowance: varies by canton
Swiss health insurance mandatory → high cost to anticipate.
🇮🇹 Italy
Yes – Long-stay au pair visa
✅ Yes
age: 18–30
max duration: 12 months
allowance: variable
Heavy administrative process, insurance required for full stay.
🇳🇱 Netherlands
Yes – Au pair visa (approved sponsor only)
✅ Yes
age: 18–30
max duration: 12 months
allowance: ~€340 / month
Highly regulated program, approved agencies only.
🇩🇰 Denmark
Yes – Au pair visa
✅ Yes
age: 18–29
max duration: 24 months
allowance: ~DKK 4,650 / month
Strongly regulated status, insurance required.
🇳🇿 New Zealand
Yes – Working Holiday
✅ Yes
age: 18–30
max duration: 12 months
allowance: variable
Insurance required for all WHV holders, including au pairs.
⚠️ Regulatory watch points
  • Maximum age limits are strictly enforced, especially for official visas (notably the USA).
  • Weekly working hours are often capped (usually 25–30 hours).
  • Misclassified status can expose both au pair and host family to legal risk.
Expert advice – securing your au pair application
  • Ensure the visa truly matches au pair status
  • Demand a locally compliant allowance
  • Take out au pair insurance compatible with visa + private liability
  • Refuse any situation resembling disguised employment

How much does an au pair earn?

Au pair compensation is pocket money, not a salary under labor law. It varies by country and permitted working hours.

Country
Average pocket money
🇫🇷 France
~€320 / month
🇺🇸 United States
~USD 195 / week
🇬🇧 United Kingdom
£90–£120 / week
🇪🇸 Spain
€60–80 / week
🇨🇦 Canada
CAD 150–200 / week
🇦🇺 Australia
AUD 250–300 / week
How much do au pairs earn?

👉 As accommodation and meals are included, the program’s balance relies mainly on the quality of the host family and living conditions.

What are the real risks of an au pair stay?

An au pair stay involves specific, often underestimated risks:

  • domestic accidents (children, stairs, kitchen),
  • private liability for damage caused to third parties,
  • medical expenses abroad,
  • contract termination or family change,
  • isolation or family conflict.

👉 These situations require operational assistance and private liability coverage adapted to a family setting.

Obtenha um orçamento para o seu seguro de au pair.

Why dedicated au pair insurance is essential

Au pair insurance must cover a residential risk with active liability, which standard travel insurance does not.

  • long-term medical expenses,
  • 24/7 assistance,
  • repatriation,
  • private liability insurance,
  • continuity of coverage if the host family changes.

👉 Non-compliant insurance may lead to visa refusal, liability exposure, or program termination.

Expert advice – choosing the right au pair insurance
  • Check visa compatibility
  • Require high private liability limits
  • Prioritize real 24/7 assistance
  • Ensure coverage continuity for the entire stay
Obtenha um orçamento para o seu seguro de au pair.

Should you use an au pair agency?

Specialized agencies provide:

  • screening and verification of host families,
  • administrative compliance,
  • visa support,
  • mediation in case of issues.

👉 For the United States, Canada, or Australia, using an agency is strongly recommended.

FAQ

No. It is a regulated cultural exchange, with pocket money but no standard employment contract.

Yes in most countries, and always required in practice by authorities or host families.

No. It does not cover domestic private liability or the actual duration of an au pair stay.

Yes, but only if the insurance provides continuous coverage.

The ability to manage incidents involving third parties, not just the medical coverage limit.

Antoine Fruchard — Founder & Travel Insurance Expert
A. FruchardCofundador e Especialista em seguros de viagem
Com mais de 11 anos de corretagem em seguros de viagem, Antoine colaborou com todos os intervenientes do setor: seguradoras, operadores turísticos, corretores e distribuidores. Ele analisou centenas de contratos, comparou garantias, exclusões, franquias e tarifas, e estudou em profundidade o feedback dos clientes sobre sinistros e reembolsos. Formado com um MBA em economia e finanças, ele também cofundou duas insurtechs especializadas em seguros de viagem antes de lançar a HelloSafe, com uma missão clara: trazer transparência e expertise para um mercado muitas vezes opaco. Hoje, ele coloca sua experiência única a serviço dos viajantes, oferecendo comparações confiáveis, conselhos práticos e recomendações precisas para identificar os melhores seguros de viagem, adaptados às necessidades reais.

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