Meet the experts behind HelloSafe

Every guide, comparison and review on HelloSafe is written and verified by specialists with years of hands-on experience in travel insurance — no AI-generated filler, no sponsored rankings.

12+

Years of expertise

300+

Insurance products analysed

100%

Independent advice

Pauline

P. Laurore

Co-founder & Travel and credit card insurance specialist

Co-founder of HelloSafe, specialist in travel insurance and the travel coverage built into credit cards. A graduate of Paris-Dauphine University in International Business, Pauline co-founded HelloSafe in 2018 with the conviction that an honest insurance marketplace should read the contracts on behalf of its users. For 8 years she has been reading travel insurance and credit card policy wordings every day, across several markets (France, United States, Canada, Spain), spotting the exclusions hidden in the fine print, and helping travellers choose the right contract for their specific profile. Her specialty is the details no one reads. Cancellation reasons that are actually covered, combined caps versus separate caps, Schengen visa compliance, claim denials, exclusions on outdoor activities, the small print of travel coverage on Visa Premier, Mastercard Gold, Amex Platinum. She knows by heart the contracts of the main players on the market: Chapka, AVA, Allianz Travel, Mondial Assistance, ACS, Heymondo, Mondial Care, and their international equivalents. Pauline regularly comments on travel insurance topics in the French and international press [to be completed with specific media outlets]. She also writes in-depth contract analyses for the HelloSafe blog. Her philosophy: if a contract does not hold up to a line-by-line reading, it does not hold up at all.

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Antoine Fruchard — Founder & Travel Insurance Expert

A. Fruchard

Medgrundare & Expert på reseförsäkringar

Med över 11 års erfarenhet av reseförsäkringsmäkleri har Antoine samarbetat med alla aktörer inom branschen: försäkringsbolag, researrangörer, mäklare och distributörer. Han har analyserat hundratals kontrakt, jämfört garantier, undantag, självrisker och priser, och noggrant studerat kunders feedback gällande skador och ersättningar. Med en MBA i ekonomi och finans har han även varit med och grundat två insurtech-företag specialiserade på reseförsäkringar innan han lanserade HelloSafe, med ett tydligt uppdrag: att tillföra transparens och expertis till en ofta ogenomskinlig marknad. Idag använder han sin unika erfarenhet för att hjälpa resenärer, genom att erbjuda pålitliga jämförelser, praktiska råd och precisa rekommendationer för att identifiera de bästa reseförsäkringarna, anpassade till verkliga behov.

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