American Express Business Gold Card Insurance Benefits 2025

To contact customer support, call 1-800-333-2639 for U.S. toll-free or +1-715-343-7977 for collect calls outside the U.S. Assistance is available 24/7.

To report a claim, visit americanexpress.com/onlineclaim or call 1-800-333-2639. Be sure to file your claim within 30 days of the incident.

Insurance coverage applies to the cardholder, their spouse/domestic partner, and dependent children under 23 years old.

To request an insurance certificate, email [email protected] with your card details, trip details, and the type of certificate you need.

Exclusions apply to professional sports, motor racing, mountaineering, and skydiving. Refer to your policy for a full list of excluded activities.

Coverage starts when an eligible payment is charged to your card and lasts for the duration of the covered trip or purchase period, depending on the benefit.

Coverage is worldwide, excluding countries under U.S. government sanctions.

Yes, the trip or purchase must be fully paid using the eligible card to activate coverage.