US Bank Leverage Business Visa Signature Card Insurance Benefits 2024

This coverage is activated in the following situations occurring before your trip, fully paid with your card or points/miles:

• You or your travel companion experience an accidental injury, death, or illness that prevents travel.
• A change in military orders for you or your spouse.
• Severe weather that makes it unsafe to start or continue a trip. This includes weather at the trip’s starting point before departure and along the travel route before departure.
• Significant property damage such as water damage, burglary, fire, etc., occurring at your home.
• Travel warning issued by the U.S. government near your home or destination.
  It allows reimbursement of prepaid, non-refundable travel expenses paid with the card if you need to cancel your trip for covered reasons. It does not include event tickets such as museum tickets or golf courses booking.

Example: Jessica has to cancel her trip to Europe because she fell seriously ill. Her doctor provides a certificate stating that she is unable to fly for her planned stay in the Balearic Islands. The costs of her flight and hotel are reimbursed by her card insurance."

This benefit provides reimbursement for the emergency purchase of essential items, such as toiletries, clothing, and chargers for electronic devices (limit one per device), when your baggage is delayed. It applies if your baggage is delayed for more than 6 hours.

This benefit provides reimbursement if your luggage is lost, stolen, or damaged during a trip with a public carrier.

Example: Sarah, returning from Barcelona, discovers at Philadelphia airport that her recently purchased suitcase has suffered significant damage to the shell and handle. She follows the procedure by submitting a claim to the appropriate airport service, keeping proof of this action. The next day, she files her insurance claim. As a result, she is eligible for compensation from her insurer, in addition to that offered by the airline.

This benefit offers protection and assistance in case of accidents occurring during trips booked with your card for the cardholder and their family (spouse, children, etc.). It covers medical expenses, emergency medical assistance, compensation in case of death or disability, reimbursement of interrupted travel expenses, help in case of lost documents, and baggage protection. This insurance applies when using public transportation (trains, buses, taxis, etc.) as well as with a rental car.

Example: While using a taxi paid with her card to get to the airport, Susan is injured in an accident. The insurance fully covers all expenses for her treatment and repatriation home.

This coverage provides protection in the event of a delay of more than null hours in the arrival or departure of your scheduled flight with a commercial airline. It covers the following costs incurred due to the delay:

• Meal expenses: meals and refreshments.
• Accommodation: hotel expenses if necessary.
• Transfer costs: including transfers to and from the airport or train station.
• Ticket modifications: for connecting tickets affected by the delay.

This coverage reimburses you for emergency medical or dental treatment if you become sick or are accidentally injured while on a covered trip.

The trip interruption must be caused by or result from:

• The death, accidental bodily Injury, disease or physical illness of you or your family members
• Default of the carrier resulting from financial insolvency.

The Emergency Evacuation and Transportation benefit will cover necessary emergency evacuation and transportation expenses when you are injured or become ill while traveling, resulting in emergency evacuation.

If you die during the course of your trip, this benefit reimburse expenses to return your body to your home country.

This benefit covers your rental against theft and collisions. This coverage is active for the first 31 days of your rental. Damage to other driver's car, injuries to other people and damage to anything are not covered.

This benefit covers your rental against theft and collisions. This coverage is active for the first 31 days of your rental. Damage to other driver's car, injuries to other people and damage to anything are not covered.

This coverage protects your mobile device purchased with your card against all risks of accidental loss, accidental damage, or mechanical breakdown for two years from the date of purchase. It covers the costs of repair or replacement of your mobile device.

The purchase protection insurance covers theft or accidental damage of items fully paid with the card or the card's loyalty points up to 90 days after the purchase date. It provides reimbursement in cash or points for the affected items. Cash, pets, plants, and jewelry are excluded from this coverage.

If you are disappointed with an item, within 90 days from the date of purchase, and the retailer will not accept a return, you can be reimbursed for the purchase price, up to $500 per item.

This benefit extends your original warranty by an additional year if the original warranty was less than 3 years. The coverage is limited to the item's original purchase price (as shown on your credit card receipt), minus shipping and handling fees, with a maximum limit of $1000 per claim.