American Express Hilton Honors Card Insurance Benefits 2025

For customer support, the 24/7 Global Assist Hotline is available. In the U.S., call 1-800-333-AMEX (2639). For international assistance, call 1-715-343-7977 (collect calls accepted).

Claims can be reported online at americanexpress.com/onlineclaim or by calling 1-800-228-6855. For international collect calls, dial 1-303-273-6497. Report your claim as soon as possible.

The insurance typically covers eligible card members, their spouses or domestic partners, and authorized dependents, as outlined in the plan details.

You can obtain an insurance certificate by contacting the customer service hotline or through your American Express online account portal.

Coverage excludes extreme sports such as skydiving, bungee jumping, and any professional sporting activities. Refer to the exclusions section in the policy for more details.

Coverage begins when the trip starts from your U.S. billing address and extends for up to 90 days, as long as the trip is charged to the eligible card.

The coverage applies worldwide, except for countries under U.S. sanctions, such as North Korea, Iran, Syria, Cuba, and the Crimea region.

Yes, to qualify for coverage, the entire trip cost, including taxes and fees, must be paid using the eligible card.