Does the Frontier Airlines Mastercard include trip cancellation insurance?

Yes, up to $1,500 per trip for non-refundable prepaid costs. However, only two reasons are covered: (1) death, injury, or illness of the cardholder or an immediate family member, and (2) the carrier's financial insolvency. Pre-existing conditions and airline operational cancellations are excluded. Coverage is secondary to any other travel insurance you hold.

Does the Frontier Mastercard cover emergency medical expenses abroad?

No. Emergency medical coverage is not included. If you're hospitalized while traveling internationally, all medical costs come out of pocket without separate travel medical insurance. A dedicated travel medical policy starts around $30 per trip.

What is the baggage delay benefit on the Frontier Airlines Mastercard?

If your checked baggage is delayed 12 or more hours from its scheduled arrival, the card reimburses essential purchases up to $100 per day for a maximum of 3 days, capped at $300. File your claim within 60 days through Broadspire at 1-855-830-3721 or myclaimsagent.com.

Does the Frontier Mastercard cover rental car damage?

Yes, secondary CDW is included. Decline the rental company's CDW at pickup, pay for the rental with the card, and collision damage or theft is covered for up to 31 consecutive days on vehicles under $50,000 MSRP. Your personal auto insurance pays first. File claims within 45 days by calling 1-855-830-3721.

What purchase protection is included with the Frontier Airlines Mastercard?

Items purchased with the card are protected against theft or accidental damage for 90 days, up to $500 per claim and $50,000 per year. Coverage is secondary to homeowner's or renter's insurance. The card also includes a Satisfaction Guarantee: up to $500 if a merchant refuses a return within 90 days. File claims at myclaimsagent.com.

Does the Frontier Airlines Mastercard extend the manufacturer's warranty?

Yes, for items with a manufacturer's warranty of 3 years or less, the card doubles the warranty period up to a maximum of 24 additional months, with a $10,000 maximum per claim. File claims through Sedgwick at 1-844-252-7831.

Is the Frontier Airlines Mastercard worth it for travel protection?

If you fly Frontier regularly, the miles earning and in-flight benefits (50% off beverages, Zone 2 boarding) have clear value. For travel insurance, the $89 fee gives you basic trip cancel and baggage delay coverage, but no emergency medical abroad. If you travel internationally often, a travel medical supplement is essential regardless of which card you use.

Frontier Mastercard benefits: what insurance coverage should you expect?

Barclays·$89/year·Mastercard·New Hampshire Insurance Company (AIG)

Pauline LauroreAuthor of HelloSafe's card insurance reviewsUpdated June 11, 20268 min read

1,7/5Independent review · verified June 2026

Travel Insurance

1,0

Car Rental

3,6

Protection

3,7

Our Verdict · Travel Insurance

Our opinion on Barclays Frontier Airlines Travel Insurance

Expert review · Pauline LauroreAuthor of HelloSafe's card insurance reviews

Cancel $1,500. No medical, no delay. Here's what that means on a Frontier co-branded card. The Frontier Airlines Mastercard covers trip cancellation and baggage delays at a $89 annual fee. For an emergency hospitalization or evacuation on a trip to Mexico or Central America, though, this card is not a substitute for a dedicated travel policy. A standalone supplement covers this gap from $30.

What works on travel

Trip cancellation up to $1,500 per trip
Baggage delay up to $300 ($100/day for 3 days)
$250,000 travel accident AD&D coverage

Where travel breaks down

No emergency medical coverage abroad
No trip delay reimbursement
Cancellation limited to 2 covered reasons
Pre-existing conditions excluded (60-day lookback)
Secondary coverage

Our methodology

Every score is derived from official bank documents: terms and conditions, benefit guides, and claim procedures. No commercial relationship influences our ratings.

Travel Insurance · 8 guarantees

What does Barclays Frontier Airlines Travel Insurance actually cover?

Quality, not just caps

2 covered reasons only. Frontier operational cancellations NOT covered. Claims: Broadspire (Crawford), 1-855-830-3721, myclaimsagent.com.

Trip charged to the card Secondary to other insurance Pre-existing conditions excluded (60-day lookback) Claim filed within 60 days

Reimburses non-refundable prepaid trip costs if you must cancel due to death, injury, or illness of you or an immediate family member, or carrier financial insolvency. Maximum $1,500 per trip.

What's not covered

Pre-existing medical conditions
Airline operational cancellations
Change of mind
Weather unless causing carrier insolvency

Shares $1,500 limit with trip cancellation. Claims: Broadspire, 1-855-830-3721.

Trip charged to the card Secondary to other insurance Pre-existing conditions excluded

If your trip is interrupted after departure due to a covered reason, you may be reimbursed up to $1,500 for unused non-refundable costs plus transportation home.

What's not covered

Pre-existing medical conditions
Self-inflicted injury
Personal trip extensions

Insured by Federal Insurance Company (Chubb). Claims: Broadspire, 1-855-830-3721.

Delay 12+ hours from scheduled arrival Essential items only Original receipts required Trip charged to card

If checked baggage is delayed 12+ hours, reimburses essential purchases (clothing, toiletries, medications) up to $100/day for 3 days ($300 total).

What's not covered

Items reimbursed by airline
Electronics, jewelry
Items bought before delay confirmed

Trip delay reimbursement is not included. Meals and accommodation during a flight delay are not covered.

Most significant gap for travelers to Mexico or Caribbean. Travel medical supplement starts around $30.

Emergency medical coverage abroad is not included. All overseas medical costs are out of pocket without separate travel medical insurance.

Emergency medical evacuation is not covered. Air ambulance costs can reach $50,000-$200,000 without separate coverage.

Personal liability coverage while traveling is not included.

Early return for family emergencies is not a standalone benefit.

Policy document

We source benefits from official card guides, but PDFs are sometimes hard to obtain or update. Spotted something off?

Report an error Send updated PDF

Coverage Radar

Where the Barclays Frontier Airlines wins, where it loses

Coverage snapshot for this tab — click any layer to highlight its scores.

Compare

Frontier AirlinesThis card1.7/5?

$89/yr

With travel insuranceIdeal

Complete coverage · 5.0 / 5

Premium card avg.

$150 avg. annual fee

Click a layer to highlight its scores on the radar.

Side-by-side comparison

How the Barclays Frontier Airlines stacks up against the alternatives

Same 5 coverage dimensions, ranked head-to-head against the cards most Frontier Airlines shoppers also consider.

Card	This card Frontier Airlines Barclays · $89/yr 1.7/5?	Aeroplan Chase · $95/yr 3.2/5?	Sapphire Reserve Chase · $795/yr 3.9/5?
Trip cancellation Per person, per trip cap	Covered	$1,500 per person All prepaid travel	$10,000 per person 13 covered reasons
Emergency medical Hospital bills abroad	Not covered Cover this gap →	$2,500 Reimbursement only	$2,500 \| $50 deductible $50 deductible
Emergency evacuation Air ambulance + repatriation	Not covered Cover this gap →	$100,000 Pre-auth required	$100,000 \| pre-auth required Pre-authorization required
Trip delay trigger Hours before benefits kick in	Not covered Cover this gap →	12h / $500 Trigger: 12 hours	$500 after 6 hours Trigger: 6 hours
Rental CDW Primary or secondary	Covered	Secondary / $75,000 Secondary CDW	Primary / $75,000 Primary coverage

StrongLimited / misleadingNot covered

Data verified against each card's Guide to Benefits, May 2026.

UpgradedPoints

2024

Trip cancellation paid out for illness

The trip cancellation insurance saved me when I got sick before a Cancun trip. Filed online, provided the doctor's note, got reimbursed $1,800 in prepaid non-refundable costs. About 3 weeks turnaround.

LendingTree

2024

Airline cancellation not covered

Frontier cancelled my flight and I expected the travel insurance to cover my hotel rebooked at the last minute. The insurance only covers personal health or death, not airline cancellations. I lost $400 in hotel costs.

Consumer review

2023

Cap too low for a real trip

The $1,500 per-person limit sounds reasonable until you price out an actual vacation. My non-refundable flights plus hotel for a week in Costa Rica ran over $3,000. Had to cancel when I broke my ankle. The card paid $1,500 and I ate the rest. For an $89 annual fee card, this is the ceiling, not a safety net.

Extended warranty claims

1-844-252-7831

Toll-free · Business hours

Travel, rental, and purchase claims

1-855-830-3721

Toll-free · 24/7

Benefit administrator: Broadspire (Crawford), 1-855-830-3721, myclaimsagent.com

Claims & pre-authorizations

How to file a benefits claim

Call or file online within the window

Trip cancel/interrupt/baggage delay: call 1-855-830-3721 or file at myclaimsagent.com within 60 days. Rental CDW: call within 45 days. Extended warranty: call Sedgwick at 1-844-252-7831.

Gather documentation

Card statement, original receipts, travel itinerary, airline confirmation of delay or cancellation, police report for theft, and repair estimates.

Submit and follow up

File online at myclaimsagent.com or call 1-855-830-3721. Keep copies and note your claim reference number. Average processing: 2-4 weeks.

Yes, up to $1,500 per trip for non-refundable prepaid costs. However, only two reasons are covered: (1) death, injury, or illness of the cardholder or an immediate family member, and (2) the carrier's financial insolvency. Pre-existing conditions and airline operational cancellations are excluded. Coverage is secondary to any other travel insurance you hold.
No. Emergency medical coverage is not included. If you're hospitalized while traveling internationally, all medical costs come out of pocket without separate travel medical insurance. A dedicated travel medical policy starts around $30 per trip.
If your checked baggage is delayed 12 or more hours from its scheduled arrival, the card reimburses essential purchases up to $100 per day for a maximum of 3 days, capped at $300. File your claim within 60 days through Broadspire at 1-855-830-3721 or myclaimsagent.com.
Yes, secondary CDW is included. Decline the rental company's CDW at pickup, pay for the rental with the card, and collision damage or theft is covered for up to 31 consecutive days on vehicles under $50,000 MSRP. Your personal auto insurance pays first. File claims within 45 days by calling 1-855-830-3721.
Items purchased with the card are protected against theft or accidental damage for 90 days, up to $500 per claim and $50,000 per year. Coverage is secondary to homeowner's or renter's insurance. The card also includes a Satisfaction Guarantee: up to $500 if a merchant refuses a return within 90 days. File claims at myclaimsagent.com.
Yes, for items with a manufacturer's warranty of 3 years or less, the card doubles the warranty period up to a maximum of 24 additional months, with a $10,000 maximum per claim. File claims through Sedgwick at 1-844-252-7831.
If you fly Frontier regularly, the miles earning and in-flight benefits (50% off beverages, Zone 2 boarding) have clear value. For travel insurance, the $89 fee gives you basic trip cancel and baggage delay coverage, but no emergency medical abroad. If you travel internationally often, a travel medical supplement is essential regardless of which card you use.