Que couvre vraiment l'assurance de ma carte Air France KLM Silver American Express ?

American Express·96 €/an

Pauline LauroreAuteure des analyses d'assurance carte bancaire HelloSafeMis à jour le 5 mai 20268 min de lecture

Notre verdict · Assurance Voyage

Notre avis sur Air France KLM Silver Assurance Voyage

Pauline Laurore
Avis d'expert · Pauline LauroreAuteure des analyses d'assurance carte bancaire HelloSafe

Assurance Voyage · 8 garanties

Que couvre vraiment la carte American Express Air France KLM Silver en Assurance Voyage ?

Qualité, pas que des plafonds

Garantie

Statut

Annulation de voyage

Non couvert

Interruption de séjour

Non couvert

Retard de bagages

Non couvert

Retard de transport

100 €

Couvert

Frais médicaux à l'étranger

Non couvert

Rapatriement médical

Non couvert

Responsabilité civile

Non couvert

Perte / Vol de bagages

Non couvert

We source benefits from official card guides, but PDFs are sometimes hard to obtain or update. Spotted something off?

Coverage Radar

Where the Silver wins, where it loses

An 8-dimension snapshot compared to the Sapphire Reserve ($550/yr) and the average premium travel card.

Compare

Air France KLM SilverThis card1.0/5?
$96/yr
With travel insuranceIdeal
Complete coverage · 5.0 / 5
Premium card avg.
$150 avg. annual fee
Sapphire Reserve
Chase · $550/yr

Click a layer to highlight its scores on the radar.

Side-by-side comparison

How the Silver stacks up against the alternatives

Same 5 coverage dimensions, ranked head-to-head against the cards most Silver shoppers also consider.

Card
This card
AMERI

Air France KLM Silver

American Express · $96/yr

1.0/5?
AMERI

Air France KLM Platinum

American Express · $660/yr

8.2/5?
BOURS

Visa Metal

BoursoBank

8.5/5?
CAISS

Visa Infinite

Caisse d'épargne

8.4/5?

Trip cancellation

Per person, per trip cap

Not covered
Not covered
Not covered

Emergency medical

Hospital bills abroad

Not covered
Not covered
Not covered

Emergency evacuation

Air ambulance + repatriation

Not covered
Not covered
Not covered

Trip delay trigger

Hours before benefits kick in

Not covered
Not covered
Not covered

Rental CDW

Primary or secondary

Not covered
Not covered
Not covered
StrongLimited / misleadingNot covered

Data verified against each card's Guide to Benefits, May 2026.

Not just American Express

Other cards worth considering

Air France KLM Silver is a strong choice — but depending on what you prioritize, one of these may suit you better.

Visa Metal

Visa Metal

BoursoBank

See Visa Metal review
Visa Infinite

Visa Infinite

Caisse d'épargne

See Visa Infinite review
Air France KLM Platinum

Air France KLM Platinum

American Express

See Air France KLM Platinum review
Centurion

Centurion

American Express

See Centurion review
IMA Assurances

L'assurance voyage qui prend le relais exactement là où votre carte s'arrête.

Secure Gold

par IMA Assurances

From1 €/jour

AVEC HELLOSAFE

Annulation de voyage

10 000 €

Interruption de séjour

2 000 €

Retard de bagages

4 000 €

Retard de transport

400 €

Complétez votre couverture carte

Sans engagement · Comparez 15+ assureurs