American Express·216 €/an
Notre verdict · Assurance Voyage
La Carte Air France-KLM Gold American Express offre une couverture voyage intermédiaire : annulation, frais médicaux à l'étranger, location voiture et sports d'hiver. Certaines garanties nécessitent un trajet AF/KLM.
Assurance Voyage · 8 garanties
Qualité, pas que des plafonds
Garantie
Statut
Limite · Plafond
Annulation de voyage
4 500 €
4 500 €
Interruption de séjour
4 500 €
4 500 €
Retard de bagages
Retard de transport
150 €
150 €
Frais médicaux à l'étranger
50 000 €
50 000 €
Rapatriement médical
Frais réels
Frais réels
Responsabilité civile
Perte / Vol de bagages
Frais réels
Frais réels
We source benefits from official card guides, but PDFs are sometimes hard to obtain or update. Spotted something off?
Coverage Radar
An 8-dimension snapshot compared to the Sapphire Reserve ($550/yr) and the average premium travel card.
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Side-by-side comparison
Same 5 coverage dimensions, ranked head-to-head against the cards most Gold shoppers also consider.
| Card | This card Air France KLM Gold American Express · $216/yr 5.4/5? | Air France KLM Platinum American Express · $660/yr 8.2/5? | Visa Metal BoursoBank 8.5/5? | |
|---|---|---|---|---|
Trip cancellation Per person, per trip cap | Not covered Cover this gap → | Not covered | Not covered | |
Emergency medical Hospital bills abroad | Not covered Cover this gap → | Not covered | Not covered | |
Emergency evacuation Air ambulance + repatriation | Not covered Cover this gap → | Not covered | Not covered | |
Trip delay trigger Hours before benefits kick in | Not covered Cover this gap → | Not covered | Not covered | |
Rental CDW Primary or secondary | Not covered Cover this gap → | Not covered | Not covered |
Data verified against each card's Guide to Benefits, May 2026.
Air France KLM Gold is a strong choice — but depending on what you prioritize, one of these may suit you better.
Visa Metal
BoursoBank
Visa Infinite
Caisse d'épargne
Air France KLM Platinum
American Express
Centurion
American Express
