Schengen visa insurance from UK to Schengen (2025 Guide & Requirements)
For hundreds of thousands of non-British residents living in the UK — international students, Skilled Workers, dependants, spouses and long-term residents — travelling to Europe requires a Schengen visa, because visa rules are based on nationality, not country of residence.
Even if you legally live in the UK and hold a BRP or digital immigration status, you must follow the Schengen visa requirements of the country where you apply, not those of the UK or your country of origin.
Whether the application is submitted through TLScontact (France, Germany, Switzerland), VFS Global (Italy, Netherlands, Portugal) or BLS Spain, one document is always checked first: a valid Schengen travel insurance certificate. Given the appointment shortages, BRP/e-Visa confusion and the rising demand across UK visa centres, this is often the easiest part of the application to get right — provided you know what consulates expect.
Choosing the right insurance matters. A compliant certificate must show at least €30,000 (£26,257.50) in emergency medical coverage, medical repatriation, and validity across all Schengen countries, with dates matching your itinerary exactly. These are not optional requirements: an unclear or incomplete certificate can delay your submission or lead to a last-minute correction request at the visa centre.
- Mandatory: Schengen travel insurance is required for non-EU residents in the UK applying for a Type C visa.
- €30,000 (£26257,50) minimum medical coverage + repatriation must appear clearly on the certificate in euros.
- Insurance must be valid in all Schengen countries and cover every day of your trip.
- TLScontact, VFS Global and BLS Spain in the UK systematically verify the certificate before forwarding your file.
- Typical cost from the UK: £15–£25 for a 7-day trip, depending on age and coverage.
- Many insurers offer instant PDF certificates and, for some plans, a refund if your visa is refused.
Is Schengen Insurance mandatory for UK citizens?
Since Brexit, the rules for travelling to the Schengen Area depend entirely on the traveller’s nationality, not their place of residence in the UK. This creates two very distinct groups of travellers:
- UK citizens, who are visa-exempt for short stays but still strongly advised to purchase travel medical insurance.
- Foreign passport holders living in the UK, who must apply for a Schengen visa and therefore provide a Schengen-compliant insurance certificate with their application.
Below is a clear overview of who needs Schengen insurance — and in which cases it is mandatory.
Why Brexit matters for Schengen insurance
Before Brexit, UK residents could rely on EHIC for basic healthcare in Europe. After Brexit:
- EHIC has been replaced by GHIC, which is much more limited.
- GHIC does not replace Schengen insurance, is not valid for visa applicants, and does not meet consular requirements.
- For non-EU nationals living in the UK, GHIC is irrelevant: the visa process demands a fully compliant insurance certificate, regardless of whether the traveller has GHIC, private UK insurance or banking benefits.
For applicants for whom Schengen insurance is mandatory, visa centres such as TLScontact, VFS Global and BLS Spain systematically request the insurance PDF first, before forwarding the file to the consulate. To avoid delays, travellers can compare Schengen-compliant insurance plans through HelloSafe and obtain an instant, embassy-ready certificate, ensuring their application is technically complete from the start.
Get your instant, compliant Schengen visa certificateWho needs Schengen travel insurance from the UK? (Post-Brexit overview)
Whether you need Schengen travel insurance depends on your passport and immigration status. Some travellers are visa-exempt, while others must provide a Schengen-compliant insurance certificate for every short-stay visa application (Type C).
👤 Traveller profile | 🛂 Visa needed? | 🛡️ Is Schengen insurance mandatory? | 🔍 Why? |
|---|---|---|---|
UK citizens | No | ❌ Not mandatory✔ Recommended | They can stay 90 days visa-free, but EU medical care is expensive without insurance. |
EU/EEA nationals living in the UK | No | ❌ Not mandatory✔ Recommended | Visa-exempt, but not covered by local healthcare systems in many EU countries. |
Foreign nationals with a BRP or digital status (students, Skilled Workers, dependants, spouses, long-term residents) | Yes – Type C visa | ✅ Mandatory | Must show a Schengen-compliant certificate: €30,000 medical cover, repatriation, zero deductible, exact dates. |
Visitors applying via TLScontact, VFS or BLS from the UK | Yes | ✅ Mandatory | Insurance is checked before the file is transferred to the consulate. |
Minors travelling on foreign passports but living in the UK | Yes | ✅ Mandatory | Visa rules apply to the minor's nationality, independently of residence. |
Mixed-nationality families (e.g., UK spouse + non-EU spouse) | Non-EU spouse: YesUK spouse: No | Non-EU spouse: Mandatory | The visa-required family member must provide full insurance coverage. |
Most common nationalities applying for a Schengen visa from the UK 🇬🇧➡️🇪🇺
Based on visa centre volumes (TLScontact, VFS Global, BLS Spain) and aggregated consular trends, the table below shows the nationalities most represented among Schengen visa applicants residing in the UK.
🌍 Nationality | 📊 Estimated share of applications from the UK | 🧳 Most common travel purposes |
|---|---|---|
🇮🇳 India | ~25–30% | Tourism, family visits, conferences, multi-country trips |
🇵🇰 Pakistan | ~10–12% | Family visits, tourism, religious and cultural travel |
🇳🇬 Nigeria | ~8–10% | Business trips, conferences, tourism |
🇨🇳 China | ~6–8% | Tourism, group travel, short business visits |
🇹🇷 Turkey | ~5–7% | Tourism, family visits, mixed-nationality family travel |
🇪🇬 Egypt | ~4–6% | Tourism, family visits |
🇲🇦 Morocco | ~4–6% | Family visits, tourism |
🇩🇿 Algeria | ~3–5% | Family visits, tourism |
🇧🇩 Bangladesh | ~3–5% | Tourism, visiting relatives |
🇵🇭 Philippines | ~2–4% | Family visits, tourism |
🇬🇭 Ghana | ~2–3% | Tourism, family visits |
🇸🇦 Saudi Arabia | ~1–2% | Tourism, short business trips |
🇦🇪 United Arab Emirates (non-citizen residents) | ~1–2% | Tourism, multi-country European trips |
These nationalities together account for a large majority of Schengen visa applications submitted from the UK, with France, Spain and Italy being the most frequent destinations. Across all profiles, applicants face the same technical requirement: providing a fully compliant Schengen insurance certificate before their file can be processed.
Typical application scenarios for non-EU residents living in the UK
🧳 Scenario | 🔍 Description | 🛡️ Insurance implications |
|---|---|---|
International students | Weekend trips, reading week travel, summer holidays | Must show exact dates; certificate must cover all Schengen states. |
Skilled Workers / professionals | Business trips, conferences, short holidays | Insurance is mandatory even if the employer sponsors the trip. |
Family visits | Visiting parents/relatives in Europe | Must match invitation dates and travel itinerary precisely. |
Non-EU spouses/dependants of UK/EU citizens | Travelling with family or for events | Visa applicant must provide their own compliant insurance. |
Frequent multi-country travellers | Paris–Amsterdam–Berlin–Rome itineraries | One policy must clearly state coverage for the entire Schengen Area. |
Event-based travel | Weddings, graduations, exhibitions, religious events | Consulates check alignment between purpose-of-stay documents and insurance dates. |
This additional context helps applicants identify which category they fall into and whether Schengen insurance is mandatory or strongly recommended before starting their visa application.
For Schengen visas, your nationality is what determines whether you need a visa — not your UK residence.
This means that a traveller holding an Indian, Nigerian, Turkish, Chinese, Algerian, Moroccan, Pakistani or any other non-EU passport must apply for a Schengen visa even if they legally live in the UK with a BRP or digital immigration status.
However, once the applicant is required to apply for a visa, the requirements they must follow — including mandatory Schengen insurance — depend on the Schengen country where they submit the file (France, Germany, Spain, Italy, etc.), not on their country of origin or UK immigration category.
Best Schengen visa insurance from UK: how to choose the right plan
When searching for Schengen visa insurance from the UK, many applicants come across well-known providers such as AXA, Allianz, Coverwise, Post Office, Admiral or international insurers like Mutuaide. While these names are familiar, the key issue is not the brand itself, but whether the policy can deliver a certificate fully compliant with Schengen consular requirements.
In practice, travel insurance offered by UK banks, credit card packages or general-purpose policies often fails to meet the precise criteria checked by Schengen consulates and visa centres — such as a clear reference to the Schengen Area, €30,000 emergency medical coverage written in euros, explicit repatriation wording, zero deductible, and dates matching the itinerary exactly.
Because of this, travellers usually choose Schengen-focused insurers whose certificates follow a standardised consular format and are consistently accepted by TLScontact, VFS Global and BLS Spain. What matters is not the brand, but ensuring the policy provides:
- a fully compliant certificate,
- clearly stated guarantees,
- correct dates, passport details and coverage zone,
- and instant delivery for visa submission.
HelloSafe helps applicants compare 100% Schengen-compliant insurers, all recognised by Schengen embassies for their reliable, embassy-ready certificates.
Below is a comparison of the most reliable visa-compliant plans available through HelloSafe.
Schengen-compliant plans for UK residents (comparison)
⚖️ Guarantee / Feature | Mutuaide – Impatriés Schengen | ACS/MGEN – Europax | VYV – Cap Schengen | AIG – Incoming Classic |
|---|---|---|---|---|
💶 Medical coverage (€30,000 minimum or £26257,50) | ✅ | ✅ | ✅ | ✅ |
🚨 Repatriation & medical evacuation | ✅ | ✅ | ✅ | ✅ |
🌍 Valid in all Schengen countries | ✅ | ✅ | ✅ | ✅ |
📅 Covers the entire stay | ✅ | ✅ | ✅ | ✅ |
❌ Zero deductible | ✅ | ✅ | ✅ | ✅ |
🏠 Repatriation of mortal remains | Included (varies by plan) | Included | Included | Included |
🧳 Baggage cover | No | No | No | Optional |
🧑🤝🧑 Personal liability | Optional | Optional | Optional | Optional |
📄 Instant PDF certificate | ✅ | ✅ | ✅ | ✅ |
🔙 Visa-refusal refund* | Yes | Yes | Yes | Yes |
⏱️ Issue time | Instant | Instant | Instant | Instant |
*Refund available upon submission of the official visa refusal letter (conditions vary by insurer).
All four insurers are recognised by Schengen embassies and by UK visa centres. Their certificates meet every mandatory requirement, are issued immediately, and are formatted for easy submission during your appointment.
Choosing the right plan
- Short trips (7–15 days) → a basic Schengen-compliant policy with €30,000 medical cover and repatriation is usually sufficient and offers the best value.
- Longer stays or multi-country itineraries → choose a plan with optional extras such as baggage protection, personal liability or extended assistance for greater comfort.
- First-time applicants or travellers concerned about refusal → selecting a policy that includes a visa-refusal refund reduces financial risk during the application process.
- Frequent travellers → look for plans offering flexible date changes, robust medical assistance and easy certificate re-issuance for future trips.
HelloSafe only displays Schengen-approved insurers, ensuring every option meets consular standards. You can compare plans in GBP and EUR, subscribe online within minutes, and receive an instant PDF certificate ready for TLScontact, VFS or BLS. Some plans also include a refund if your visa is refused, giving applicants an extra layer of security.
Get your Schengen travel insurance certificate in 2 minutes
What are the Schengen visa insurance requirements for UK residents?
Below is a simplified view of what Schengen-compliant insurance must cover when applying from the UK. The table distinguishes the mandatory guarantees, required under the EU Visa Code, from the optional protections commonly included by insurers.
🩺 Coverage item | ✔️ Mandatory for visa? | 🔍 Description |
|---|---|---|
Emergency medical expenses (min. €30,000 or £26257,50) | Yes | Covers urgent hospital care, treatments and ambulance services anywhere in Schengen. Must be shown in euros. |
Medical repatriation & evacuation | Yes | Covers transportation back to your home country if your medical condition requires it. |
Validity across all Schengen countries | Yes | The policy must explicitly mention protection in the entire Schengen Area. |
Coverage for the whole trip | Yes | Dates must match your flights exactly, with no gaps between entry and exit. |
Zero deductible (no excess) | Yes | Consulates require full coverage without any out-of-pocket cost for emergencies. |
Repatriation of mortal remains | Not mandatory (usually included) | Included by many insurers as part of complete emergency support. |
Baggage coverage | No | Covers theft, loss or damage of luggage during your trip. |
Travel delay / missed connection | No | Compensation for accommodation or rebooking costs caused by delays. |
Personal liability | No | Covers accidental damage caused to others while travelling. |
What visa centres actually verify (TLScontact, VFS Global, BLS Spain)
When reviewing insurance certificates, UK visa centres check technical compliance, not comfort-level benefits. The elements they consistently verify are:
- the €30,000 minimum (£26257,50) emergency medical coverage clearly written in euros,
- explicit repatriation coverage,
- Schengen Area clearly stated as the geographical zone,
- date accuracy (coverage must match your full travel period),
- zero deductible,
- certificate in English, clean PDF format, with full name and passport number exactly matching your documents.
All plans compared through HelloSafe are issued by trusted European insurers whose certificates are recognised by Schengen embassies and by TLScontact, VFS Global and BLS Spain in the UK. Each policy includes all mandatory requirements, delivers an instant PDF certificate, and some even offer a refund if your visa is refused upon presentation of the official refusal letter. This makes the insurance step one of the easiest parts of your application to handle.
Get your instant, compliant Schengen visa certificateTypical mistakes UK applicants make with Schengen insurance ⚠️
Even though insurance is the easiest document to get right, UK visa centres report recurring errors that create delays — often just a few hours before the appointment.
⚠️ Common mistake | 🔍 Why it causes problems |
|---|---|
Coverage dates do not match flights | Missing even a single day (e.g., a late-night arrival or an early-morning departure) means part of the stay is uninsured. |
Certificate mentions “Europe” instead of “Schengen Area” | Too vague. Consulates need explicit confirmation that all Schengen states are included. |
Coverage limits shown only in GBP | The €30,000 threshold must appear clearly in euros; GBP-only certificates are often returned for correction. |
No explicit mention of repatriation | Repatriation is one of the core mandatory elements. If missing, the certificate is considered non-compliant. |
Incorrect personal details (name, passport number) | Any mismatch with the passport triggers manual verification and can slow down the submission. |
Screenshot or email confirmation instead of a PDF certificate | Visa centres require a clean, printable, official PDF displaying insurer details, policy number and assistance hotline. |
Most of these issues are entirely avoidable with a properly formatted Schengen certificate, which is why choosing an insurer familiar with Schengen visa requirements is essential when applying from the UK.
How much does Schengen visa insurance cost from the UK? (GBP & EUR)
For most applicants living in the UK, Schengen travel insurance is surprisingly affordable. Prices depend mainly on age, trip length, and coverage level, but even fully compliant policies remain inexpensive compared with visa fees, travel costs and accommodation. All plans shown on HelloSafe include the mandatory guarantees — €30,000 medical coverage, repatriation, Schengen-wide validity and zero deductible.
Typical prices based on trip length 🗓️
🗓️ Trip length | 💶 Price (EUR) | 💷 Equivalent in GBP* | 📄 What’s included |
|---|---|---|---|
7 days | €15 – €25 | ~£13 – £22 | Minimum €30,000 medical + repatriation + Schengen-wide validity |
15 days | €20 – €40 | ~£17 – £35 | Full compliance, zero deductible, English PDF certificate |
30 days | €35 – €70 | ~£30 – £61 | Higher limits available, optional covers depending on insurer |
60–90 days | €60 – €140 | ~£52 – £122 | Suitable for long family visits, multi-country itineraries |
*GBP conversions are approximate and vary with exchange rate.
These are the price ranges most commonly chosen by applicants using AXA, Allianz, Europ Assistance or Mutuaide via HelloSafe.
How age affects the price 👤
Age is one of the strongest pricing factors, as medical risk increases over time. Here are typical brackets for applicants residing in the UK:
👤 Age group | 💷 Typical price range (GBP) | 🔍 What to expect |
|---|---|---|
18–40 years | £13 – £40 | Cheapest range; ideal for tourists, partners of EU/UK residents, students |
41–59 years | £18 – £55 | Moderate increase due to higher medical risk |
60–69 years | £35 – £85 | Fewer insurers available; extended assistance recommended |
70+ years | £70 – £130 | Prices rise significantly; limited plan availability |
Even in higher age brackets, Schengen insurance remains modest compared with potential medical costs in Europe, where a single hospital visit can exceed €400–€900, and short hospitalisation can reach several thousand euros.
Cheap vs. best value: what should UK applicants choose? ⚖️
- Cheapest plans provide the minimum mandatory cover and are enough for visa acceptance.
- Best value plans include extra protections such as baggage cover, personal liability or higher medical limits — especially useful for multi-country trips or first-time travellers.
- All plans compared on HelloSafe are 100% Schengen-compliant, so the choice depends mostly on comfort and budget, not visa acceptance.
With HelloSafe, UK residents can compare trustworthy Schengen insurers, see prices in GBP and EUR, and subscribe online. Every policy includes an instant PDF certificate accepted by TLScontact, VFS Global and BLS Spain — and many plans offer visa-refusal refunds, giving applicants peace of mind during the process.
Get Schengen visa insurance from €1/dayWhat are the Schengen visa approval trends from the UK? Destinations, applicant profiles & key insights?
Most popular Schengen destinations for UK-based applicants ✈️
Schengen consulates in the UK process 400,000+ visa applications each year, with refusal rates typically around 5–7%, depending on nationality. The majority of files are handled through TLScontact, VFS Global and BLS Spain, which together manage one of Europe’s largest volumes of Schengen applications outside the EU.
Top destinations requested from the UK:
- France
- Spain
- Italy
- Germany
- Netherlands
- Switzerland
- Portugal
- Greece
Typical applicant profiles residing in the UK 👥
Below is a simplified overview of the main traveller profiles applying for a Schengen visa from the UK, the nationalities most represented in each group, and their approximate share of applications according to visa-centre trends.
👤 Profile | 🌍 Most represented nationalities | 📊 Share of applications (approx.) | 🔎 Typical travel purpose |
|---|---|---|---|
International students | India, China, Nigeria, Pakistan, Bangladesh | ~35–40% | Short trips during academic breaks; group travel; city visits |
Skilled Workers & professionals | India, Pakistan, Nigeria, Turkey, Philippines | ~25–30% | Business trips, conferences, short holidays |
Dependants & spouses of UK/EU nationals | Pakistan, Morocco, Algeria, Egypt, Turkey | ~20–25% | Family visits, weddings, seasonal holidays |
Frequent travellers & multi-country tourists | India, China, Gulf-region nationals living in the UK | ~10–15% | Multi-city itineraries (France–Italy–Spain–Germany) |
Across all categories, applicants share the same priority: submitting a technically perfect file. Insurance is often the easiest requirement to secure, especially when it provides correct dates, €30,000 medical cover, repatriation wording, and Schengen-wide validity.
Is any Schengen country “easier” to apply for from the UK? 🧩
There is no officially easier Schengen country, as all consulates apply the same Visa Code. However, trends observed among UK-based applicants show:
- High approval rates for France, Germany, Switzerland and the Netherlands when files are well documented
- Stricter document verification for Spain and Italy during peak seasons, mainly due to higher volumes
- Applications involving multi-country itineraries require extra clarity in accommodation, travel plans and insurance dates
In every case, a clear, consulate-ready insurance certificate (Schengen Area coverage, €30,000 medical, repatriation, exact dates, zero deductible) helps prevent technical delays that can otherwise slow down an otherwise strong application.
How to buy Schengen visa insurance from the UK with HelloSafe?
Getting the right Schengen travel insurance is not only about price — it’s about receiving a certificate that VFS, TLScontact and consulates will accept instantly.
HelloSafe does the filtering for you and delivers a visa-ready PDF in minutes, no matter where you apply from.
🧭 Step 1: enter your details and see only Schengen-compliant options
You start by entering your country of residence and travel dates.
HelloSafe automatically filters policies that can issue a certificate meeting Schengen visa requirements, which is particularly helpful for UK-based applicants holding passports from India, Pakistan, Nigeria, China, Turkey, Egypt, Morocco, Algeria, Bangladesh or the Philippines — the nationalities most frequently applying for Schengen visas from the UK.
📄 Step 2: compare guarantees that consulates check line by line
HelloSafe only displays insurance plans that meet all Schengen consular requirements: you can compare them side by side and subscribe online in just a few clicks.Every option shown is fully compatible with visa rules:
- €30,000 (£26257,50) medical coverage in euros
- repatriation included
- valid in all Schengen countries
- dates matching your itinerary
- your identity exactly as on your passport
You can then choose the plan that fits your budget, with optional add-ons if you want extra protection (higher medical limits, baggage, cancellation).All payments are made through a secure checkout, available in your local currency (PKR, INR, AED, etc.).
⚡ Step 3: get your visa-ready PDF instantly
Once purchased, the certificate is generated within seconds and sent by email as a PDF ready for your VFS/TLS appointment.Travellers appreciate that they can:
- buy for themselves or for a parent abroad,
- receive the certificate immediately,
- request date or spelling corrections if their plans change.
This avoids one of the most common visa delays: a certificate that does not match the rest of the file.
💸 Refund if your visa is refused
If your visa is denied, the insurers available through HelloSafe offer a refund when the official refusal letter is provided. This protects applicants from losing money in regions where refusal rates are high.
How does the refund process work?
- You send the official refusal document to [hellotravel@hellosafe.fr](mailto:hellotravel@hellosafe.fr) or via the HelloSafe chat (WhatsApp coming soon).
- The team checks the validity of the document.
- Once approved, the refund is issued to the card used for the original payment.
- The amount is usually credited within 2 to 3 days.
Using HelloSafe ensures that every policy you compare is already approved for Schengen visas, removing the guesswork that often leads to VFS delays. The instant PDF delivery also helps applicants who receive a last-minute VFS appointment or need to correct their certificate quickly.
Choose insurance with a refund if your visa is refusedFAQ
Yes. Any non-EU resident living in the UK (BRP or digital status holder) applying for a short-stay Schengen visa must provide Schengen-compliant travel insurance. The policy must include at least €30,000 (£26257,50) in emergency medical cover, repatriation, zero deductible, and must be valid across all Schengen countries. TLScontact, VFS Global and BLS Spain will not forward your file to the consulate without it.
UK and EU citizens do not need a visa, so insurance is not mandatory. Still, most travellers take out medical coverage because healthcare in Europe can be expensive if you are not covered by the local system.
Usually no. UK bank and card insurance often lacks the exact wording required for Schengen visas (Schengen Area, €30,000 ou £26257,50 medical cover, repatriation, zero deductible, matching dates). They also rarely provide a personalised PDF certificate with your full name and passport number. For this reason, visa centres often reject them.
Yes. Any Schengen-compliant plan must cover the entire Schengen Area, regardless of your first point of entry or main destination. One policy is valid for travel across France, Italy, Spain, Germany, Switzerland, the Netherlands and all other Schengen states.
If you remain airside in the international transit zone, you may not need a visa — depending on your nationality.
If a Transit Schengen Visa (Type A) is required for your nationality, insurance may be requested as part of your file. When in doubt, check the transit rules of the specific airport (Paris CDG, Frankfurt, Amsterdam, Madrid, etc.).
Yes. The payer does not have to be the insured traveller. Your partner, sponsor or family member can pay from the UK or abroad. What matters is that the insured name matches the passport exactly. HelloSafe is frequently used for this scenario.
Many insurers available through HelloSafe offer a visa-refusal refund. This means you can recover your premium if your application is denied by the consulate.
If your visa is refused, the HelloSafe procedure is as follows:
- Send the official refusal letter (PDF or clear photo) to the HelloSafe support team via
📩 hellotravel@hellosafe.fr or through the HelloSafe live chat. - The team checks that the document is authentic and corresponds to the insured traveller.Once validated, the insurer processes the refund.The payment is returned to your bank account or card, usually within 2–3 working days via Stripe.
This process protects applicants from losing both the visa fee and the insurance cost — especially useful for first-time travellers or applicants who expect stricter scrutiny from embassies.
In most cases, yes. Many HelloSafe partner insurers allow free date adjustments as long as the policy hasn’t started. This is particularly useful if TLScontact or VFS reschedules your appointment or if your flights change.
Yes. UK visa centres accept PDF certificates as long as they are clean, readable and contain all mandatory information. Screenshots, cropped emails or low-resolution images are not accepted.
HelloSafe policies come with an instant, embassy-ready PDF.
Generally no. Schengen insurance is designed to cover unforeseen medical emergencies, not ongoing or planned treatments. A sudden, unexpected deterioration of a stable condition may be covered depending on the insurer. Always check the policy wording carefully.
Yes — €30,000 is the legal minimum required for visa approval and is accepted by all Schengen states. For extra peace of mind, some travellers choose higher limits (€50,000–€100,000), which are available from insurers listed on HelloSafe.
No, the requirements are the same, but prices vary by age. Older travellers (70+) may face higher premiums or fewer insurer options, while children typically fall into the lowest pricing tier. All plans must still include €30,000 (£26257,50) medical coverage and repatriation.
You should purchase your insurance before your appointment at TLScontact, VFS or BLS, as it must be included in your file. Most applicants buy it 1–4 weeks before submission, and some secure it even earlier to avoid last-minute corrections.
A compliant certificate includes:
- Your full name and passport number
- Exact travel dates
- €30,000 (£26257,50) minimum medical coverage
- Clear mention of repatriation
- Schengen Area as the coverage zone
- Insurer name + assistance number
- A clean PDF format suitable for printing or uploading
HelloSafe insurers issue certificates in this exact format.
