Allianz Travel Schengen Visa Insurance: Is It a Good Choice in 2026?

Taking out Allianz Travel Schengen visa insurance is a common choice for travelers who prioritize a well-known international brand. Allianz benefits from a strong and reassuring reputation and is often cited as a credible alternative to AXA or Europ Assistance when building a compliant Schengen visa application. This brand recognition explains why many applicants turn to Allianz instinctively, sometimes without comparing other options.

That said, a well-known insurance policy is not necessarily the simplest or the most competitive option for a short-stay Schengen visa. This page provides an objective, data-driven analysis of the Schengen visa insurance offered by Allianz Travel: acceptance by consulates, actual coverage, observed prices, refunds in case of visa refusal, and customer reviews. The goal is to enable an informed decision, while highlighting that other equally accepted policies—often significantly cheaper—are now available through specialized comparison platforms.

Is Allianz Travel a good Schengen visa insurance in 2026?

From an administrative reliability standpoint, the Schengen visa insurance offered by Allianz Travel ticks all the expected boxes. The brand is well known, clearly identified by consulates, and rarely questioned regarding the compliance of its certificates. For many travelers, Allianz represents a reassuring choice, particularly when aiming to avoid an insurance-related refusal.

However, when analyzed from a comparative perspective, Allianz Travel appears to be a solid but not optimized solution for a simple Schengen visa. Coverage is compliant but standard, procedures can be rigid, and prices are higher than those of specialized insurance products designed exclusively for visa purposes.

✅ Strengths of Allianz Travel Schengen visa insurance

• Internationally recognized brand with strong credibility among consulates 🌍
• Certificate compliant with official Schengen visa requirements 📄
• Medical coverage aligned with the required minimum (€30,000) 🏥
• Global presence and structured assistance network ✈️

⚠️ Weaknesses of Allianz Travel Schengen visa insurance

• Often higher prices than specialized Schengen visa insurance 💸
• Allianz products can be complex to understand and select
• Refund in case of visa refusal strictly regulated 📑
• User journey designed more for general travel insurance than for a simple visa application

Our expert opinion: Allianz Travel is a reliable and accepted insurance for a Schengen visa in 2026, but it is not always the simplest or most cost-effective solution for a short stay.

👉 For travelers who want to quickly compare Schengen visa insurance policies that are equally accepted by consulates, but offered at much more competitive prices and with simpler processes, the HelloSafe comparison tool helps identify the most suitable options for a Schengen application in just a few minutes.

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Is Allianz Travel Schengen visa insurance accepted by consulates?

Yes — provided that official Schengen criteria are met, which are identical across all Schengen Area countries. Consulates do not validate a brand, but rather the compliance of the policy: coverage level, insured area, duration, and a clear insurance certificate.

📌 Reminder of official Schengen criteria

To be accepted, a Schengen visa insurance policy must:

• cover the entire Schengen Area for the full declared duration of stay;
• guarantee at least €30,000 in medical expenses in case of illness or accident;
• include medical repatriation (and repatriation in case of death);
• provide a personalized insurance certificate, clear and dated, to be included in the application file.

📄 What does the Allianz Travel certificate actually include?

The certificate provided by Allianz Travel includes all information required by consulates:

• full identity of the insured person (as per passport);
• exact coverage dates;
• explicit mention of the Schengen Area coverage;
• medical coverage limit of at least €30,000;
• coverage for repatriation;
• insurer contact details and policy number.

👉 To submit to the consulate: in almost all cases, the certificate alone (1 page) is sufficient. Full policy terms are only very rarely requested.

Yes, Allianz Travel Schengen visa insurance complies with the official requirements of Schengen consulates.

👉 To save time and avoid mistakes, the HelloSafe comparison tool allows you to quickly compare the best Schengen visa insurance policies accepted by consulates, filtering only contracts that comply with official requirements—often at more competitive prices than Allianz Travel.

What does Allianz Travel Schengen visa insurance actually cover?

When it comes to Schengen visa insurance, the key question is whether the coverage meets official requirements, but also what it actually covers if an issue arises abroad. With Allianz Travel, coverage is structured around medical expenses, repatriation, and a few additional benefits. These guarantees are often broader than the minimum required, but not all of them are necessary to obtain the visa.

🧠 Expert opinion: what is sufficient for a short stay

For a short-stay Schengen visa (up to 90 days), medical coverage of €30,000 including repatriation is sufficient in over 90% of cases to satisfy a consulate. Additional benefits such as dental care or baggage coverage may be useful for travelers, but they do not influence visa approval.

Allianz Travel offers compliant coverage, but it is sometimes more general or broader than what authorities require. This can be an advantage for long-term travelers, but for a simple Schengen visa, administrative compliance (medical cap + repatriation + certificate) remains the key factor.

👉 In this context, comparing offers via HelloSafe helps find policies that are compliant, perfectly tailored to visa requirements, and often less expensive—while retaining essential coverage.

*This baggage amount appears on the former France-dedicated Allianz Travel Schengen insurance page. It provides an indicative level of possible additional benefits.

What assistance and services are included with Allianz Travel?

Schengen visa insurance is not limited to financial guarantees alone: the quality of assistance is just as important when an incident occurs abroad. With Allianz Travel, assistance is structured around global services designed to support travelers, even if some aspects may feel more administrative than strictly necessary for a simple visa.

Here is what Allianz Travel assistance actually covers:

• 🚑 24/7 medical assistance: care coordination and referral to appropriate medical facilities in case of illness or unexpected accident.
• ✈️ Organization of medical repatriation: coordination and coverage of return to the home country if health conditions require it.
• 📞 Emergency management: support for unforeseen situations (hospitalization, coordination with local providers, informing relatives).
• 🧑‍💼 Administrative support: help gathering documents or understanding procedures related to a medical incident or cancellation.

⚠️ While these services are useful in case of trouble, they are not all essential for obtaining a Schengen visa, which only checks core guarantees (medical expenses + repatriation).

👉 By comparison, some specialized “visa-only” insurance policies (often found via HelloSafe) offer a simpler, more direct experience for visa-related procedures: ready-to-use certificates, fewer administrative steps, and interfaces focused exclusively on Schengen criteria—without unnecessary services for a short stay.

What is the price of Allianz Travel Schengen visa insurance?

Price is often a decisive factor when choosing Schengen visa insurance. Allianz Travel positions itself as a recognized insurer, with pricing aligned with its brand image—but not among the most competitive options for a simple short-stay application. To better understand its positioning, it is useful to compare it with other policies equally accepted by consulates and available via HelloSafe.

📅 Observed prices for Allianz Travel Schengen visa insurance

For coverage compliant with Schengen requirements (medical expenses €30,000, repatriation included, personalized certificate):

• 7 days: around €30
• 30 days: around €75
• 90 days: around €135

These amounts reflect the price level generally observed for Allianz Travel insurance suitable for a short-stay Schengen trip.

📊 Price comparison – Allianz Travel vs competitors

(basis: 7-day Schengen stay, equivalent administrative guarantees)

Price does not influence visa approval. An insurance policy costing €17 is accepted by consulates in exactly the same way as one costing €30 or €55, as long as official Schengen criteria are met.

👉 In practice, comparing via HelloSafe allows you to quickly identify compliant, consulate-accepted Schengen visa insurance policies that are often significantly cheaper than Allianz Travel—without compromising application approval.

Can you get a refund if your Schengen visa is refused with Allianz Travel?

The fear of losing the insurance premium in case of visa refusal is very common. With Allianz Travel, a refund is possible, but it is strictly regulated. It is not automatic, and it is important to understand the exact conditions.

🧠 What to remember, transparently

Allianz Travel does not offer automatic refunds in case of visa refusal. Refunds are conditional and subject to specific supporting documents. For a simple Schengen application, this can represent an unnecessary financial risk—especially when the insurance is relatively expensive.

Via HelloSafe, some insurers offer simpler refund conditions, or prices low enough that the financial risk remains limited even in case of refusal.

✅ Exact refund conditions

The insurance premium may be refunded only if all of the following conditions are met:

• the Schengen visa is officially refused by the consulate;
• the trip has not started (no entry into the insured territory);
• no claim has been declared or covered;
• an official refusal document (issued by the consulate) is provided;
• the request is submitted within the deadlines specified in the policy.

When all these criteria are met, the insurance premium may be refunded according to contractual terms.

❌ Cases where refunds do not apply

In practice, several situations prevent any refund, even in case of visa refusal:

• no official written proof of refusal;
• appointment cancelled or application not processed without a formal decision;
• errors in dates or information on the certificate;
• a claim declared, even minor, before the consular decision;
• refund request submitted late or incomplete.

These situations explain why some travelers consider refunds to be “difficult”: the clause exists, but it is applied very strictly.

What alternatives to Allianz Travel are accepted for a Schengen visa?

Although Allianz Travel is a recognized insurer, Schengen consulates do not impose any specific brand. What matters exclusively is compliance with official criteria: medical coverage of at least €30,000, repatriation included, validity throughout the Schengen Area, and a compliant personalized certificate.

In practice, several specialized Schengen visa insurance policies are accepted in exactly the same way as Allianz Travel, while often being simpler and more affordable. The HelloSafe comparison tool helps quickly identify these recognized alternatives by filtering only contracts compliant with consular requirements.

Just below, a comparison highlights the best current offers—accepted by consulates and often priced significantly lower than Allianz Travel.

Ready Schengen 100k

Insured by Groupama

Hospital fees abroad€100,000

Rapatriation assistanceActual costs

Hospital fees at home€100,000

Private liabilityNot included

Insurance compliant with Schengen visa requirements

Medical expenses covered up to €100,000

Coverage valid including in the country of residence

Medical assistance and repatriation included

See more

Gold Plan

Insured by Vyv International Assistance

Hospital fees abroad€80,000

Rapatriation assistanceActual costs

Hospital fees at homeNot included

Private liabilityNot included

Schengen visa-compliant travel insurance

Refund in case of visa refusal

Enhanced medical coverage up to €80,000

Extended emergency dental coverage

See more

Ready Schengen 35k

Insured by Groupama

Hospital fees abroad€35,000

Rapatriation assistanceActual costs

Hospital fees at home€35,000

Private liabilityNot included

Insurance compliant with Schengen visa requirements

Medical expenses covered up to €35,000

Coverage valid including in the country of residence

Medical assistance and repatriation included

See more

Silver Plan

Insured by Vyv International Assistance

Hospital fees abroad€30,000

Rapatriation assistanceActual costs

Hospital fees at homeNot included

Private liabilityNot included

Schengen visa–compliant travel insurance

Refund if the visa application is refused

Advance payment of emergency hospital costs

Emergency dental treatment covered

See more

Cap Schengen

Insured by Vyv International Assistance

Hospital fees abroad€30,000

Rapatriation assistanceActual costs

Hospital fees at homeNot included

Private liabilityNot included

100% compliant insurance for your Schengen visa

Visa refused? Insurance fees refunded

Official certificate sent immediately

Repatriation organized to your country of origin

See more

Schengen Start

Insured by AIG

Hospital fees abroad€30,000

Rapatriation assistanceActual costs

Hospital fees at homeNot included

Private liability€50,000

Insurance compliant with Schengen visa requirements

Immediate insurance certificate by email

Emergency dental care covered

Personal liability insurance abroad

See more

Go Schengen +

Insured by Mutuaide

Hospital fees abroad€30,000

Rapatriation assistanceActual costs

Hospital fees at homeNot included

Private liability€3,500,000

Insurance accepted for Schengen visas

Immediate certificate sent by email

Medical expenses reimbursed from the first euro

24/7 medical assistance

See more

Go Schengen

Insured by Mutuaide

Hospital fees abroad€30,000

Rapatriation assistanceActual costs

Hospital fees at homeNot included

Private liabilityNot included

Insurance accepted for Schengen visas

Instant certificate sent by email

Medical expenses covered from the first euro

24/7 medical assistance

See more

Allianz Travel Schengen visa insurance: customer reviews and feedback

Customer reviews of Allianz Travel should be interpreted with caution, especially when focusing specifically on Schengen visa insurance, which is very different from “classic” travel insurance used in claim situations.

On Trustpilot, Allianz Travel shows a generally low rating (around 1.3 to 2 / 5 depending on country and platform), based on several hundred reviews. These reviews, however, relate to all Allianz Travel products: trip cancellation, flight delays, major medical claims, complex reimbursements, and more.

Recurring criticisms mainly concern:

• processing times considered long;
• numerous document requests;
• a customer relationship perceived as rigid in claim situations.

👉 These reviews mainly reflect experiences during claims, not the use of purely administrative insurance such as Schengen visa insurance.

In summary: Allianz Travel benefits from a reputation for reliability in Schengen applications, notably thanks to compliant certificates and strong brand recognition. However, overall customer reviews highlight that it is a generalist insurer, with procedures that can be heavy in case of real issues.

How to contact Allianz Travel Schengen assistance?

In case of emergency or questions related to Allianz Travel Schengen visa insurance, it is important to contact the appropriate service depending on the nature of the request. Below is a clear, practical summary of useful contact details as listed in Allianz Partners documents.

FAQ