How Much Does A Hospital Bed Cost Around The World ? (Interactive Map 2025

International Health Cost Index (IHCI) 2025

In a world where international mobility has never been higher, the real cost of healthcare abroad remains largely unknown to the general public. Between heavily subsidized health systems and fully liberalized markets, the price of a simple medical consultation can vary dramatically from one country to another, with direct consequences for travelers.

The HelloSafe International Health Cost Index (IHCI) was created to provide a clear, comparative, and accessible view of these differences, based on a consistent methodology and data covering the main regions of the world. The study aims to inform travelers, short-term expatriates, and professionals on the move about the potential expenses they may face in case of medical care or an emergency. By analyzing the cost of consultations, hospital stays, medication, emergency care, and insurance, the IHCI highlights both the most expensive and the most affordable countries.

United States, Switzerland, Singapore: the 3 most expensive countries for healthcare

The ranking reveals major global disparities, with a widening gap between countries with “premium” medical systems and those offering broader accessibility at lower cost. The United States and Switzerland clearly dominate the top of the ranking, illustrating the combined effect of highly specialized medical services and a largely privatized healthcare market. Behind them, a group of high-income countries — Singapore, the United Arab Emirates, Nordic countries, Japan — maintain elevated costs, driven by cutting-edge infrastructure and limited coverage for visitors.

Country
Relative cost (IHCI /100)
Interpretation
🇺🇸 United States
92/100
Most expensive in the world: very high costs for care, emergencies, and hospitalization.
🇨🇭 Switzerland
85/100
Top-tier system, but very high prices and expensive insurance.
🇸🇬 Singapore
78/100
Very high-quality care, but expensive and often requires insurance.
🇦🇪 United Arab Emirates
74/100
Attractive and modern system, but high costs for non-residents.
🇧🇭 Bahrain
72/100
Premium services, but costly care and hospital stays for travelers.
🇸🇪 Sweden
68/100
Excellent public system, but expensive for uninsured visitors.
🇳🇴 Norway
67/100
Very high quality, but high prices and limited coverage for tourists.
🇯🇵 Japan
64/100
Good value for quality, but still expensive without local insurance.
🇦🇺 Australia
60/100
Medium to high cost; travel insurance strongly recommended.
🇬🇧 United Kingdom
58/100
NHS is free for residents, but care is expensive for visitors.
🇨🇦 Canada
57/100
Free for residents; very expensive without international coverage.
🇩🇰 Denmark
56/100
Very good quality, but paid access for tourists.
🇫🇷 France
52/100
Good level of care at moderate cost for visitors.
🇰🇷 South Korea
51/100
Modern and efficient, but hospital fees can be high.
🇿🇦 South Africa
50/100
Good-quality private sector, moderate to high cost for travelers.
🇪🇸 Spain
48/100
Good cost/quality ratio, but prices are rising in major cities.
🇮🇹 Italy
47/100
Strong public system, variable private costs.
🇧🇷 Brazil
46/100
Free public access; private sector affordable but quality can vary.
🇲🇽 Mexico
43/100
Private care is affordable and competitive for travelers.
🇹🇭 Thailand
38/100
Very good value for money; major medical tourism destination.
Countries where healthcare is the most expensive (IHCI)

At the other end of the spectrum, destinations such as Mexico, Brazil, or Thailand remain attractive thanks to a well-developed and affordable private sector. Overall, the IHCI shows that healthcare costs for visitors are not strictly correlated with a country’s level of economic development: they depend above all on the local financing model, the degree of privatization, and how far non-residents are included in insurance and public coverage schemes.

In Europe, Northern countries are the most expensive for healthcare

The European ranking reveals a clear divide between Northwestern Europe — where health systems are high-performing but very expensive for non-residents — and Southern and Eastern Europe, where access to care remains generally affordable. Nordic countries, along with Ireland, Luxembourg, and the Netherlands, show high prices driven by advanced medical infrastructure and a strong reliance on private or mandatory insurance for travelers. By contrast, Southern Europe offers a better cost/quality balance, particularly in Spain, Italy, and Portugal, where private care remains competitive.

Country
IHCI score /100
Comment
🇨🇭 Switzerland
85
Most expensive in Europe, premium system with very high costs.
🇸🇪 Sweden
68
High-performing care but expensive without insurance.
🇳🇴 Norway
67
Excellent quality, high prices for non-residents.
🇮🇸 Iceland
65
Limited infrastructure, high prices.
🇮🇪 Ireland
62
Expensive care; insurance is almost essential.
🇱🇺 Luxembourg
60
High prices, excellent quality.
🇬🇧 United Kingdom
58
NHS free for residents, expensive for visitors.
🇳🇱 Netherlands
57
Mandatory insurance, high costs.
🇩🇰 Denmark
56
Strong public system, but paid access for visitors.
🇫🇮 Finland
55
Moderate to high cost.
🇩🇪 Germany
54
Mixed public/private model, moderate costs.
🇫🇷 France
52
Good cost/quality ratio.
🇲🇹 Malta
50
Private care is expensive.
🇧🇪 Belgium
50
Excellent quality, medium costs.
🇪🇸 Spain
48
Very good cost/quality ratio.
🇮🇹 Italy
47
Robust public sector, variable private prices.
🇵🇹 Portugal
45
Affordable and reliable.
🇸🇮 Slovenia
45
Strong public system, medium costs.
🇨🇿 Czechia
43
Good quality, moderate costs.
🇬🇷 Greece
42
Affordable public care, more expensive private sector.
🇭🇺 Hungary
41
Competitive private sector, reasonable prices.
🇵🇱 Poland
40
Very affordable public care.
🇸🇰 Slovakia
38
Low cost, accessible services.
🇭🇷 Croatia
42
Solid public system, moderate prices.
🇷🇴 Romania
32
Very affordable, variable quality.
🇷🇸 Serbia
34
Very low costs.
🇧🇬 Bulgaria
30
Low cost, accessible private care.
🇧🇦 Bosnia and Herzegovina
28
Very low cost.
🇦🇱 Albania
27
One of the lowest healthcare costs in Europe.
🇲🇩 Moldova
26
Very affordable, limited supply.
🇽🇰 Kosovo
25
Very low costs, variable availability.
🇺🇦 Ukraine
24
Extremely low costs.
IHCI – Healthcare cost in Europe

Further east, the Balkans and Eastern Europe show the lowest costs on the continent, reflecting very accessible financing models but sometimes more heterogeneous quality. Overall, Europe presents a contrasted picture where economic development levels do not fully explain what visitors actually pay: structural choices, the role of the private sector, and insurance models are the main drivers of the final cost for travelers.

Africa: South Africa is the most expensive country for healthcare

Across Africa, healthcare costs are highly heterogeneous, mainly influenced by economic development, the presence of a structured private sector, and dependence on imported medical products and technology. The most expensive countries, such as South Africa, Mauritius, and Seychelles, stand out for their well-developed private networks, which remain costly for travelers. At the opposite end, a large part of the continent shows very low prices, reflecting cheap public tariffs but also, at times, limited capacity and infrastructure.

Country
IHCI score /100
Comment
🇿🇦 South Africa
50
Good-quality private sector, moderate overall cost.
🇲🇺 Mauritius
48
Modern private sector, but expensive.
🇸🇨 Seychelles
45
High costs for travelers.
🇳🇦 Namibia
45
Reliable private sector, medium costs.
🇧🇼 Botswana
44
Solid system.
🇦🇴 Angola
39
Expensive private care, strong dependence on the international sector.
🇪🇬 Egypt
38
Affordable but uneven private sector.
🇳🇬 Nigeria
36
Relatively expensive private care, affordable public system.
🇬🇦 Gabon
40
Expensive private care, good quality.
🇰🇪 Kenya
40
Modern private sector, but costly in major cities.
🇲🇦 Morocco
35
Affordable overall, quality varies.
🇨🇻 Cape Verde
35
Expensive private sector, limited resources.
🇬🇭 Ghana
34
Moderate costs, growing private sector.
🇨🇮 Côte d’Ivoire
33
Affordable private care.
🇹🇳 Tunisia
33
Good cost/quality ratio.
🇨🇬 Congo
33
Moderate costs.
🇿🇼 Zimbabwe
31
Moderate costs.
🇬🇲 Gambia
30
Very accessible.
🇨🇲 Cameroon
30
Low costs, strong disparities.
🇺🇬 Uganda
30
Very affordable.
🇩🇿 Algeria
30
Very affordable public sector.
🇿🇲 Zambia
29
Affordable, limited offer.
🇧🇯 Benin
29
Low costs.
🇬🇳 Guinea
27
Low cost.
🇲🇿 Mozambique
27
Affordable.
🇹🇬 Togo
28
Low cost.
🇷🇼 Rwanda
28
Strong public sector.
🇲🇬 Madagascar
25
Very low cost.
🇸🇱 Sierra Leone
25
Very affordable.
🇲🇼 Malawi
24
Very affordable, limited offer.
🇪🇹 Ethiopia
24
Low costs.
🇰🇲 Comoros
24
Affordable.
IHCI – Healthcare cost in Africa

North Africa occupies an intermediate position, benefiting from relatively solid infrastructure and an attractive profile for medical tourism. In East and West Africa, cost levels vary widely depending on urbanization and the quality of the private sector. In conflict-affected or economically fragile countries, a lack of reliable data makes it difficult to accurately assess access and pricing, and these countries are therefore not fully integrated into the index.

Asia: from “premium” systems to very affordable care

Asia displays an extremely contrasted healthcare landscape, ranging from some of the most expensive “premium” systems in the world — such as Singapore, Hong Kong, and major Gulf capitals — to countries where care remains very accessible, particularly in South Asia. Advanced East Asian economies — Japan, South Korea, Taiwan — combine high technological standards with costs that are often more moderate for visitors than in Western countries.

Country
IHCI score /100
Comment
🇸🇬 Singapore
78
Top-tier system, very expensive for visitors.
🇦🇪 United Arab Emirates
73
High-end private sector, elevated prices.
🇶🇦 Qatar
71
Expensive private care, strong reliance on insurance.
🇭🇰 Hong Kong
70
Efficient public sector, very expensive private care.
🇯🇵 Japan
64
High quality, moderate costs for uninsured visitors.
🇰🇷 South Korea
63
Premium infrastructure, costly private care.
🇧🇭 Bahrain
62
Modern system, high costs.
🇮🇱 Israel
60
Excellent quality, high prices for travelers.
🇰🇼 Kuwait
58
Expensive medical access for non-residents.
🇸🇦 Saudi Arabia
55
Growing private sector, rising costs.
🇨🇳 China
50
Highly variable costs between public and private.
🇹🇼 Taiwan
48
Excellent value for visitors.
🇲🇾 Malaysia
40
Reliable private sector, competitive prices.
🇹🇭 Thailand
38
Very good cost/quality ratio, major medical tourism hub.
🇮🇩 Indonesia
35
Affordable for routine care.
🇵🇭 Philippines
33
Accessible private sector, very affordable public care.
🇻🇳 Vietnam
32
Low costs, improving private sector.
🇮🇳 India
30
Very affordable, attractive private sector.
🇱🇰 Sri Lanka
29
Free public care, low-cost private sector.
🇰🇭 Cambodia
28
Affordable, strong reliance on private clinics.
🇳🇵 Nepal
27
Very low costs.
🇧🇩 Bangladesh
26
Very accessible care.
🇵🇰 Pakistan
25
Very low cost, high variability.
🇱🇦 Laos
25
Very accessible, limited offer.
IHCI – Healthcare cost in Asia

Southeast Asia stands out as a major hub for medical tourism, with Thailand and Malaysia offering an excellent cost/quality balance. In lower-income countries such as Bangladesh, Pakistan, or Nepal, very low prices often go hand in hand with more limited infrastructure and resources. As in other regions, countries affected by conflict or instability lack reliable data, preventing their full inclusion in the index.

Americas & Caribbean: among the most expensive regions for healthcare

The Americas present extreme contrasts: the region includes both the most expensive healthcare system in the world — the United States — and some of the most affordable, such as Bolivia or Cuba. North America dominates the top of the ranking due to the weight of the private sector and the lack of subsidized access for visitors. In South America, costs remain generally moderate, supported by reasonably priced private sectors in countries such as Chile, Uruguay, and Colombia.

Country
IHCI score /100
Comment
🇺🇸 United States
92
Most expensive in the world: private sector dominates and prices are very high.
🇨🇦 Canada
57
Free for residents, expensive for visitors without insurance.
🇧🇸 Bahamas
56
Costly private sector, strong dependence on medical imports.
🇧🇲 Bermuda
55
Very expensive system, heavy reliance on private care.
🇧🇧 Barbados
52
High costs for specialized care.
🇹🇹 Trinidad and Tobago
50
Strong public sector, relatively costly private care.
🇺🇾 Uruguay
48
Good quality, high prices in the private sector.
🇨🇱 Chile
47
Efficient private sector, rising costs.
🇦🇷 Argentina
46
Accessible public system, moderately expensive private care.
🇧🇷 Brazil
46
Free public care, private sector ranges from affordable to moderate.
🇲🇽 Mexico
43
Competitive private sector, attractive for travelers.
🇨🇴 Colombia
40
Good private care, very reasonable prices.
🇨🇷 Costa Rica
39
High quality, moderate costs.
🇵🇦 Panama
38
Modern private sector, relatively affordable.
🇵🇪 Peru
34
Low costs, variable quality.
🇪🇨 Ecuador
33
Accessible private sector, attractive for expats.
🇩🇴 Dominican Republic
33
Affordable private sector; medical tourism is growing.
🇬🇹 Guatemala
30
Low costs, limited infrastructure.
🇵🇾 Paraguay
29
Very affordable.
🇭🇳 Honduras
28
Low cost, variable quality.
🇳🇮 Nicaragua
26
Very accessible care.
🇸🇻 El Salvador
26
Affordable public system, low-cost private care.
🇧🇴 Bolivia
25
Very low cost.
🇯🇲 Jamaica
25
Moderate costs, dependence on private sector.
🇨🇺 Cuba
24
Very affordable public care, private sector mostly for visitors.
IHCI – Healthcare cost in the Americas

In Central America, care is generally affordable, although quality can vary significantly. The Caribbean oscillates between very expensive systems (Bahamas, Bermuda) and more mixed models offering better value. As in other regions, political or economic instability in some countries limits data availability and makes it difficult to include them completely in the index.

Note on countries missing from the IHCI

Countries that do not appear in these tables currently lack sufficiently reliable or comparable data to produce a robust index value.
They may be included in future editions of the IHCI once consistent and verifiable sources become available.

Data Sources

1. Economic data and purchasing power parity

  • World Bank – World Development Indicators
  • OECD – Health at a Glance 2024
  • Numbeo – Cost of Living & Health Care Index 2025
  • IMF – World Economic Outlook Database

2. Health data and medical cost benchmarks

  • World Health Organization (WHO) – Global Health Expenditure Database
  • International Federation of Health Plans (IFHP) – Comparative Price Reports
  • Expatistan – Healthcare Cost Comparison by City (2025)
  • OECD Health Data – Average hospital and consultation costs
  • National Ministries of Health – official publications and annual reports

3. Travel insurance and international health coverage

  • Allianz Partners, AXA Assistance, Cigna Global – Travel insurance cost benchmarks
  • OECD / WHO – Universal health coverage statistics
  • Comparative studies by The Economist Intelligence Unit (EIU)

4. Data adjustments and weighting

  • Exchange rates and PPP adjustments via the World Bank (2025)
  • Cross-checking with World Population Review and Global Health Index 2025
  • Validation against local studies and public hospital data

Methodology of the International Health Cost Index (IHCI)

The goal of the IHCI is to evaluate and compare the relative cost of healthcare across key countries, in order to help travelers understand the potential expenses they may face if they need medical care abroad.

1. Criteria and weighting

Criterion
Description
Weight
A. Basic medical consultation
Average cost of a general practitioner visit without insurance.
20%
B. Hospitalization (1 night)
Average price of one night in a standard private hospital room.
25%
C. Common medications
Cost of a standard basket (antibiotics, painkillers, etc.).
15%
D. Emergency care
Average cost of an emergency room visit with light treatment.
20%
E. Local health insurance / coverage
Ease of access to affordable, short-term health coverage for travelers.
10%
F. Purchasing power parity / cost of living
Adjustment factor relative to local income and cost of living.
Adjustment
IHCI criteria and weighting

2. Detail of key criteria

A. Cost of routine care (30%)

Evaluates the expenses a traveler might face during a minor health episode.

  • General practitioner and specialist consultations
  • Basic blood tests
  • Average price of essential medications (antibiotics, analgesics, anti-inflammatories)

B. Cost of emergency care (25%)

Measures the costs in case of an accident or acute illness:

  • Emergency room admission
  • Imaging (X-ray, CT scan)
  • Light intensive care
  • Unplanned urgent procedures

C. Hospitalization (25%)

Compares the costs associated with:

  • One day of hospitalization in a standard room
  • A common surgical procedure (appendicitis, fracture, etc.)
  • Specialized services (monitoring, anesthesia)

Private sector prices are used as the main reference, as private hospitals and clinics are often the only realistic option for travelers who need rapid, high-quality care.

D. Private sector: quality, price, and accessibility (10%)

Composite criterion assessing:

  • Average prices charged in the private sector
  • Accessibility for foreigners (waiting times, refusals, immediate access)
  • Technological level (equipment, international accreditations, presence of premium clinics)

E. Local insurance / coverage for non-residents (10%)

This criterion focuses specifically on the ability of a traveler to obtain local health coverage, not the coverage available to residents.

  • Availability of short-term local health insurance products
  • Average price of temporary coverage
  • Whether non-residents can be included in some public schemes
  • Level of reimbursement for major or catastrophic events

The more limited or expensive this coverage is, the higher the IHCI score for the country — and the more costly it is considered for visitors.

3. Conversion into an IHCI score

  1. Convert all cost values into USD
  2. Adjust via a purchasing power parity (PPP) coefficient
  3. Normalize each indicator on a 0–100 scale
  4. Apply the weights by criterion
  5. Aggregate into a final IHCI score per country

4. Update frequency

The index is updated annually, with a full review of weights and indicators every three years in order to track:

  • Global medical inflation
  • Structural changes and reforms in health systems
  • New patterns and products in international and travel health insurance

By combining quantitative rigor with qualitative analysis, the International Health Cost Index is designed as a decision-support tool for travelers, tourism professionals, and public authorities, highlighting both the world’s most expensive countries for healthcare and those where care remains most accessible.

On the same topic

Antoine Fruchard — Founder & Travel Insurance Expert
A. Fruchard
Founder & Travel Insurance Expert
With over 11 years of experience in travel insurance brokerage, Antoine has worked with every major player in the industry: insurers, tour operators, brokers, and distributors. He has analyzed hundreds of policies, compared guarantees, exclusions, deductibles, and pricing, and thoroughly studied customer feedback regarding claims and reimbursements. Holding an MBA in Economics and Finance, he also cofounded two insurtech companies specializing in travel insurance before launching HelloSafe, with a clear mission: bringing transparency and expert insight to a market that is often opaque. Today, he leverages his unique expertise to guide travelers, offering reliable comparisons, practical advice, and precise recommendations to help them find the best travel insurance tailored to their real needs.

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