This card has no trip cancellation insurance; non-refundable costs of a cancelled trip are not reimbursed.
What does the insurance on my Rogers Red Mastercard card actually cover?
Rogers·CA$0/year·Mastercard
0,1/5Independent review · verified July 2026
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Our Verdict · Travel Insurance
Our take on travel insurance for the Rogers Red Mastercard
Expert review · Pauline LauroreAuthor of HelloSafe's card insurance reviews
The Rogers Red Mastercard carries no travel insurance whatsoever. There is no emergency medical, trip cancellation, trip interruption, flight or baggage delay, lost-baggage, travel-accident or hotel-theft coverage — Rogers Bank does not even publish a certificate of insurance for this card. If you travel, you are completely uninsured through the card and will need a standalone travel-medical and trip-cancellation policy. This is a no-fee cash-back card built around Rogers, Fido and Shaw rewards, not protection.
Our methodology
Every score is derived from official bank documents: terms and conditions, benefit guides, and claim procedures. No commercial relationship influences our ratings.
Travel Insurance · 11 guarantees
What does Rogers Red Mastercard Travel Insurance actually cover?
This card has no emergency medical coverage; out-of-province and out-of-country hospital and medical bills are not covered.
No emergency medical evacuation or repatriation coverage is included.
No trip interruption insurance; the extra costs of cutting a trip short are not covered.
No trip or flight delay coverage; meals, hotels or expenses from a delayed departure are not reimbursed.
No missed-connection coverage.
No early-return benefit to bring you home is included.
No baggage-delay coverage; essentials bought while your baggage is delayed are not reimbursed.
No lost or stolen baggage coverage.
No common-carrier travel accident (AD&D) or personal civil liability coverage.
No hotel or motel burglary coverage.
We source benefits from official card guides, but PDFs are sometimes hard to obtain or update. Spotted something off?
Coverage Radar
Where the Rogers Red Mastercard wins, where it loses
Coverage snapshot for this tab — click any layer to highlight its scores.
Compare
Red MastercardThis card0.1/5?
$0/yrWith travel insuranceIdeal
Complete coverage · 5.0 / 5Premium card avg.
$150 avg. annual feeClick a layer to highlight its scores on the radar.
Side-by-side comparison
How the Rogers Red Mastercard stacks up against the alternatives
Same 5 coverage dimensions, ranked head-to-head against the cards most Red Mastercard shoppers also consider.
| Card | This card Red Mastercard Rogers · $0/yr 0.1/5? | Rewards World Elite Mastercard BMO · $150/yr 4.3/5? | World Elite Mastercard ATB Financial · $120/yr 4.1/5? | |
|---|---|---|---|---|
Trip cancellation Per person, per trip cap | Not covered Cover this gap → | $2,500 / person ($5,000 / account) $0 deductible | $1,000 / person (max $5,000 / trip) | |
Emergency medical Hospital bills abroad | Not covered Cover this gap → | $2,000,000 (under 65, first 21 days) First 21 days only | $2,000,000 / person · ≤22 days · under 65 | |
Emergency evacuation Air ambulance + repatriation | Not covered Cover this gap → | Actual cost (pre-authorization required) Pre-authorization required | Included (within medical) | |
Trip delay trigger Hours before benefits kick in | Not covered Cover this gap → | $500 / account / trip (6h+ delay) Trigger: 6 hours | $500 / trip ($250/day, up to 2 days) | |
Trip interruption Covered amount | Not covered Cover this gap → | $2,000 / person Up to $2,000 / person | $1,000 / person (max $5,000 / trip) |
StrongLimited / misleadingNot covered
Data verified against each card's Guide to Benefits, May 2026.
Cardholder reviews
What cardholders say about the Rogers Red Mastercard
Based on creditcardGenius user reviews (2.7/5 from 24 reviewers) 24 reviews
MT
Michael T
Hidden US transaction fee
Thought it was great for US spending since it doesn't charge a 3% FX fee, but says after doing the math they are effectively charging 5% on US transactions disguised as a transaction charge.
FR
Fred
Poor customer service
Reports "horrible customer service" and a lack of dispute-resolution support compared to competitors like MBNA or American Express.
AK
Anastasiia Kapralova
Security concerns
Details repeated requests for CVV codes, slow payment processing, and replacement cards reissued with identical numbers and security codes.
Emergency · Card assistance line
How to contact Rogers Red Mastercard assistance?
The Rogers Red Mastercard has no embedded insurance, so there is no claims administrator or travel-assistance line. For a lost or stolen card or suspected fraud, contact Rogers Bank customer service at 1-855-775-2265.
FAQ
What people ask about the Rogers Red Mastercard
- No. The card has no emergency medical coverage and no other travel insurance. For any trip you would need a separate travel-medical policy.
- No. Unlike most no-fee Canadian credit cards, the Rogers Red Mastercard includes neither purchase protection nor extended warranty insurance.
- No. The card provides no rental-car collision/loss damage waiver, so you should not decline the rental company's coverage on the strength of this card.
- No. There is no trip cancellation, trip interruption, or flight/trip delay coverage.
- No. No mobile device insurance is included on this card.
- Only non-insurance features: zero/limited liability for unauthorized (fraudulent) use, transaction monitoring and alerts, and an optional paid add-on called Rogers Account Protection (balance/credit protection). None of these are travel, rental or purchase insurance.
- The Rogers Red World Elite Mastercard includes a full travel-insurance suite, and the Rogers Red World Mastercard includes purchase protection and extended warranty. The plain Rogers Red Mastercard includes none.
Not just Rogers
Other cards worth considering
Red Mastercard is a strong choice — but depending on what you prioritize, one of these may suit you better.
Rewards World Elite Mastercard
BMO
World Elite Mastercard
ATB Financial
World Elite Mastercard
National Bank
WestJet World Elite Mastercard
RBC
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