MetLife vs. Embrace

MetLife vs. Embrace

Embrace
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General info
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General info
Coverage Type
Covered Pets
Reimbursement Rate
Annual Coverage Limit
Annual Deductible
Enrollment Age (Dog)
Enrollment Age (Cat)
Health Questionnaire
Claim Reimbursement Time
General info
Coverage Type
Covered Pets
Reimbursement Rate
Annual Coverage Limit
Annual Deductible
Enrollment Age (Dog)
Enrollment Age (Cat)
Health Questionnaire
Claim Reimbursement Time
Routine care
Emergency Visits
Regular Vet Visits
Specialist Consultations
Medication
Hospitalization & surgery
Hospitalization
Ambulance Services
Surgery
Lab care & imaging
Imaging
Lab Tests
Radiotherapy
Dentition
Dental Care
Teeth Cleaning
Prevention & specific care
Vaccinations
Anti-Parasitics
Neutering (Dog)
Neutering (Cat)
Identification
Additional guarantees
Lifetime Coverage
Waiting Period (Accident)
Waiting Period (Illness)
Hygiene
Alternative Therapies
Foreign Care
Death
Cremation
Euthanasia
Loss/Theft
Boarding Fees
Embrace - Embrace - Customizable Accident & Illness Plan
EmbraceCustomizable Accident & Illness Plan
MetLife - MetLife - Comprehensive Pet Insurance (Single Plan)
MetLifeComprehensive Pet Insurance (Single Plan)
Accident & Illness
Dogs & Cats
Customizable
Customizable
Customizable
N/A
N.C.
Required
Varies
Accident & Illness
Dogs & Cats
Customizable
Customizable
Customizable
N/A
N.C.
Required
Varies
Covered
Covered
Covered
Optional
Covered
Covered
Covered
Covered
Covered
N.C.
Covered
Not covered
Not covered
Not covered
Not covered
Not covered
Not covered
Yes
N.C.
14 days
Not covered
Covered
Not covered
Not covered
Not covered
Covered
Not covered
Not covered
Comprehensive
Dogs & Cats
100%
$5,000
$250
N/A
N.C.
N.C.
30 days
Comprehensive
Dogs & Cats
100%
$5,000
$250
N/A
N.C.
N.C.
30 days
Covered
Covered
Covered
Covered
Covered
N.C.
Covered
Covered
Covered
N.C.
Covered
N.C.
Covered
Covered
N.C.
N.C.
N.C.
N.C.
N.C.
14 days
Not covered
Covered
Not covered
Covered
Covered
N.C.
Covered
Covered
Embrace
Customizable Accident & Illness Plan
MetLife
Comprehensive Pet Insurance (Single Plan)
Coverage Type
Accident & Illness
Comprehensive
Covered Pets
Dogs & Cats
Dogs & Cats
Reimbursement Rate
Customizable
100%
Annual Coverage Limit
Customizable
$5,000
Annual Deductible
Customizable
$250
Enrollment Age (Dog)
N/A
N/A
Enrollment Age (Cat)
N.C.
N.C.
Health Questionnaire
Required
N.C.
Claim Reimbursement Time
Varies
30 days
Emergency Visits
Covered
Covered
Regular Vet Visits
Covered
Covered
Specialist Consultations
Covered
Covered
Medication
Optional
Covered
Hospitalization
Covered
Covered
Ambulance Services
Covered
N.C.
Surgery
Covered
Covered
Imaging
Covered
Covered
Lab Tests
Covered
Covered
Radiotherapy
N.C.
N.C.
Dental Care
Covered
Covered
Teeth Cleaning
Not covered
N.C.
Vaccinations
Not covered
Covered
Anti-Parasitics
Not covered
Covered
Neutering (Dog)
Not covered
N.C.
Neutering (Cat)
Not covered
N.C.
Identification
Not covered
N.C.
Lifetime Coverage
Yes
N.C.
Waiting Period (Accident)
N.C.
N.C.
Waiting Period (Illness)
14 days
14 days
Hygiene
Not covered
Not covered
Alternative Therapies
Covered
Covered
Foreign Care
Not covered
Not covered
Death
Not covered
Covered
Cremation
Not covered
Covered
Euthanasia
Covered
N.C.
Loss/Theft
Not covered
Covered
Boarding Fees
Not covered
Covered

Still unsure which pet insurance is right for you? Compare the top providers in the U.S. and find the perfect plan for your furry friend.

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A. Fruchard
A. Fruchard
Insurance expert
HelloSafe
Co-founder of HelloSafe and an experienced entrepreneur in the insurance and personal finance sector, Antoine uses his experience and in-depth knowledge of the market to help Internet users make the right choices. With an MBA in economics, he is a committed expert whose mission is to make personal finance and insurance issues simple and understandable. With a rich career marked by the creation of innovative companies, Antoine's ambition has always been to bring transparency to complex issues and to give power back to consumers. With HelloSafe, he continues to translate this vision by providing accurate advice, impartial comparisons and detailed explanations of travel insurance. He has analysed hundreds of contracts to reveal the best options available on the market.

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