American Express Delta SkyMiles Gold Card Insurance Benefits 2025

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Travel Insurance Card Gold Delta SkyMiles American Express

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Car Rental Insurance Card Gold Delta SkyMiles American Express

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Content Insurance Card Gold Delta SkyMiles American Express

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FAQ - American Express Gold Delta SkyMiles

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How can I contact customer support?

For support with Gold Delta SkyMiles Card benefits, call 1-800-327-2177 or +1-303-273-6497 for international collect calls. Assistance is available 24/7.

How do I report a claim?

To report a claim, visit americanexpress.com/onlineclaim or call 1-800-327-2177. Claims must be filed within 30 days of the event.

Who is insured?

Coverage includes the cardholder, their spouse or domestic partner, and dependent children under 23 years of age.

How can I obtain an insurance certificate?

To request an insurance certificate, email [email protected] with your name, the last 5 digits of your card, and the type of certificate required.

For which sports activities am I not insured?

Exclusions include professional sports, motor racing, and mountaineering. Refer to the policy document for a complete list.

From when am I covered, and for how long?

Coverage starts when the purchase or trip is charged to your card and lasts up to 90 days for most benefits.

In which countries am I covered? Am I covered worldwide?

Coverage applies worldwide except in countries under U.S. sanctions, such as Cuba, Iran, and North Korea.

To benefit from the coverage, does the trip need to be paid in full with the card?

Yes, the trip or purchase must be fully charged to the eligible card to activate coverage.

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