USAA Cashback Rewards Plus American Express Card Insurance Benefits 2025


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FAQ - USAA Cashback Rewards Plus American Express
How can I contact customer support?
For customer service, call 1-800-397-9010 or use the number provided on the back of your card.
How do I report a claim?
To report a claim, contact the Benefit Administrator at 1-800-553-4820 within 60 days of the incident. Ensure all required documentation is submitted promptly.
Who is insured?
Coverage includes eligible cardholders and their dependents under 22 years old for qualifying purchases or trips made using the card.
How can I obtain an insurance certificate?
To request an insurance certificate, contact the card issuer's customer service directly.
For which sports activities am I not insured?
Excluded activities include high-risk sports, professional activities, and events listed as not covered in the policy.
From when am I covered, and for how long?
Coverage begins as soon as the qualifying purchase or trip is charged to the card and continues as specified in the terms.
In which countries am I covered? Am I covered worldwide?
Yes, coverage applies worldwide, but exclusions and limitations outlined in the policy may apply.
To benefit from the coverage, does the trip need to be paid in full with the card?
Yes, the full cost of the purchase or trip must be charged to the card to activate coverage.
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