Go Schengen review: €30,000 of Schengen visa coverage from €17, at the same price for every age
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P. LauroreCo-founder & Travel and Credit Card Insurance ExpertLast updated: October 15, 2026What does Go Schengen cover, and who is it for?
Go Schengen is Schengen visa insurance built for travelers who live outside Europe. It pays emergency medical and hospital costs up to €30,000, the exact amount the Schengen visa rules require, organizes repatriation at actual costs, and emails you the certificate for your visa file as soon as you pay. Prices start at €17 for a trip of up to a week, and €45 covers a full 30-day stay.
We read both binding documents in full, the insurance product information document and the general terms, in their 2026 English versions. Having the contract in English makes it easy to check before you buy. The medical and assistance benefits are carried by Mutuaide Assistance, a French insurer supervised by the ACPR, and the plan is sold by the broker Assur Travel.
Our take: Go Schengen does the visa job cleanly. The premium is the same at every age from 18 to 74, the hospital bill is settled directly by the assistance service, and the premium comes back if your visa is refused. For a family visit or a tourist trip, it is a straightforward way to get a compliant certificate.
If you also want personal liability, our review of Go Schengen + covers the level above, which adds €3,500,000 of cover for a few euros more. To see Go Schengen next to every other plan on your own dates, use the travel insurance comparison.
Every year, our experts audit each plan against its binding policy wording: coverage, limits and exclusions, cross-checked with real customer feedback and live market prices. The analysis is fully independent, with zero paid placements and no insurer able to pay to influence a rating. We compare travel insurance across every country and currency, using the plans, prices and coverage actually offered in your country, not a single guide translated.
Learn moreDoes Go Schengen meet the Schengen visa requirements?
Yes. A Schengen visa application has to include travel medical insurance of at least €30,000 covering emergency medical treatment, emergency hospital care and repatriation. Go Schengen provides each of those, and repatriation is paid at actual costs on top of the €30,000.
What the visa asks for | What Go Schengen provides |
|---|---|
Minimum €30,000 Medical and hospital treatment | €30,000 |
Emergency medical treatment Doctors, medicines, ambulance | Covered, after a €30 excess per condition |
Emergency hospital care Including admission | Covered, with the bill settled directly by the assistance service |
Repatriation for medical reasons And repatriation of remains | Actual costs |
Valid in the countries of your trip | Most Schengen states: see the list below |
A certificate for the file Naming you and your dates | Issued by email as soon as you pay |
For the visa procedure itself, the appointment, the documents and the fees, see our Schengen visa guide.
Which countries does Go Schengen cover?
The general terms define the covered zone as the Schengen and equivalent countries they list. That zone includes Germany, Spain, Italy, France and the large majority of Schengen states, as well as Croatia, Cyprus, Andorra, Monaco and the French overseas departments.
Destination | Go Schengen |
|---|---|
Germany, Spain, Italy, France, the Netherlands, Belgium, Austria, Portugal, Greece and the other core Schengen states | Covered |
Croatia | Covered |
French overseas departments* | Covered |
Switzerland, Norway, Iceland, Liechtenstein, Bulgaria, Romania | Not in the covered zone: choose another plan for these trips |
Go Schengen is designed for the countries in the table above. For a visa centered on one of these six countries, our comparison shows you the plans that cover them on your dates.
How does Go Schengen pay your medical costs?
Everything starts with one call to the assistance service, available 24/7, before you accept treatment. They approve the care, guide you to the right hospital and settle the hospital bill directly, so you advance nothing on an admission. If you need to be flown home, their medical team organizes it at actual costs.
Most visa applicants have no other health coverage in Europe, and for them Go Schengen is the payer: it reimburses eligible costs up to €30,000, after a fixed excess of €30 per condition. If you do have a scheme at home, Go Schengen pays the part it does not cover. Emergency dental treatment, up to €150 a year, and physiotherapy, up to €100 a year, have no excess at all.
- Call before you commit to an expense
Care is approved by the assistance service, and a hospital stay of more than 24 hours is authorized in advance. - Ambulance transport
Transport to the nearest hospital is covered when your other insurance does not pay for it. - Your return home
Once the medical team decides you can travel, they organize your repatriation; hospital costs abroad after that date are not covered. - Care during the trip
The contract covers care abroad, not treatment in your own country of residence.
What does Go Schengen cost for a week, a month or a year?
Go Schengen is priced on one thing only, the length of the trip. Not your age, not your destination, not the number of countries on your itinerary. We ran the quotes below on our own comparator.
Trip length | Premium | Cost per day | Worth knowing |
|---|---|---|---|
7 days* A short visit | €17.00 | €2.43 | The entry price of the plan |
15 days A typical tourist visa | €26.00 | €1.73 | A popular choice for a holiday visa |
30 days A full short-stay visa | €45.00 | €1.50 | Refundable if your visa is refused |
60 days An extended stay | €56.00 | €0.93 | Same price as 45 days |
90 days The short-stay maximum | €74.00 | €0.82 | The best day rate on the curve |
180 days A long-stay visa | €206.00 | €1.14 | Cover for half a year |
364 days** A full year | €423.00 | €1.16 | Up to 12 months of cover |
The flat pricing is the plan's strongest feature. A 72-year-old applying for a 30-day visa pays the same €45 as a student of 20, at an age when most travel insurance costs much more. If you are over 65 and comparing Schengen plans, run the quote: Go Schengen is often a pleasant surprise.
The premium is per traveler: four people on the same 30-day trip pay €180. Up to ten people can be named on one policy. Because the price depends entirely on your dates, enter them in the comparison to see your exact premium.
What does the level above add for €6 more?
Assur Travel sells this contract in several levels. Go Schengen is the entry level and Go Schengen + is the level above it: on a 30-day trip it costs €51.00 against €45.00. The medical coverage stays at €30,000, and Go Schengen + adds personal liability of €3,500,000 per claim, carried by Tokio Marine Europe S.A.
Go Schengen | Go Schengen + | |
|---|---|---|
Premium, 30 days Same trip, same traveler | €45.00 | €51.00 |
Medical and hospital The visa figure | €30,000 | €30,000 |
Repatriation Medical and of remains | Actual costs | Actual costs |
Personal liability Damage you cause to others | Not included | €3,500,000 per claim |
If you are visiting family for ten days, Go Schengen does the visa job on its own. If you are renting an apartment or spending three months in one city, Go Schengen + is worth the small step up.
What does Go Schengen cover in detail?
Benefit | Limit |
|---|---|
Emergency medical and hospital care Doctors, medicines, admission, after €30 excess per condition | €30,000 per year |
Direct settlement of hospital bills | Included |
Medical repatriation Including someone traveling with you and your minor children | Actual costs |
Repatriation of remains and funeral costs | Actual costs |
Emergency dental treatment No excess | €150 a year |
Physiotherapy after an accident or sudden illness No excess | €100 a year |
A relative at your bedside If you are hospitalized far from home | Return ticket + €60 a night, up to 7 nights |
Extended stay in a hotel On medical advice | €60 a night, up to 10 nights |
Legal help abroad Unintentional breach of local law | €3,000 lawyer's fees + €15,000 bail advance |
Early return home | Return ticket |
24/7 assistance | Unlimited |
What is not included in Go Schengen?
Go Schengen is a medical and assistance policy designed for a visa. Here is what sits outside it, so you know exactly what you are buying.
- Trip cancellation, baggage and travel delay
Not part of this contract. - Epidemics and pandemics
Not covered on this level; the upper levels of the same contract include cover for them. - Health history
Conditions that existed before departure are not covered; new illnesses and accidents during the trip are. - Pregnancy
Unforeseeable complications are covered up to the end of the 36th week; routine antenatal care is not. - Psychological and psychiatric conditions
Listed in the exclusions. - Some sports
Motor sports, air sports, high-altitude mountaineering, bobsleigh, ice hockey, skeleton, combat sports, caving and ranked competition snow sports.
Skiing: recreational skiing is not excluded. If you break an ankle on a marked run in the Alps, the medical costs fall under the €30,000 like any other accident. The plan does not include ski-specific benefits such as piste rescue or ski-pass refunds.
Who can take out Go Schengen?
- Age
Go Schengen is designed for travelers aged 18 to 74, all at the same price. Age is counted as the year of purchase minus your year of birth. - Where you live
You must live outside the Schengen area. Residents of India, the United States, the United Kingdom, Ireland or Serbia, for example, can subscribe. - When to buy
At least three days before departure. A policy can be taken out from your destination only when it follows straight on from a previous one. - Length of stay
Up to 12 months. French nationals living outside the Schengen area are covered for up to 3 months per trip. - Group size
Up to ten people on one policy.
Do you get your money back if the application fails?
Yes, whatever the length of the policy. Write to the insurer before the policy's start date, attach a copy of the visa refusal, and the full premium is refunded. The postmark is what counts.
Only a visa refusal is refunded: if you change your plans or come home early, the premium is not.
Independently of the visa outcome, any policy running longer than one month can be cancelled within 14 days of purchase, free of charge, as long as you have not made a claim.
How does Go Schengen compare with the other Schengen plans?
On the 30-day trip we priced for this review, seven plans came back, all meeting the €30,000 visa requirement. Go Schengen stands out for its flat price at every age, its direct settlement of hospital bills and its refund if the visa is refused. Your own price depends on your dates, so run the comparison below.
Our verdict: a simple, compliant visa certificate at the same price for every age
Go Schengen does what a visa applicant needs: €30,000 of medical coverage, repatriation at actual costs, a certificate emailed as soon as you pay and a 24/7 assistance service that settles the hospital bill for you. You get your premium back if the visa is refused, whatever the length of the policy.
It is a natural choice for a family visit or a tourist trip, and especially for older travelers, since a 72-year-old pays the same €45 for 30 days as a student of 20.
If you are renting an apartment or staying several months in one city, Go Schengen + adds €3,500,000 of personal liability for a few euros more. Enter your dates below to see your price and get your certificate.
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Real quotes captured on 10 September 2026 on hellosafe.com: 1 traveller aged 34, 30 days in France (10 October to 9 November 2026), residence India, no cancellation option, in euros. Every plan on this shelf is priced in euros because Schengen visa insurance is sold and paid in euros. Go Schengen prices by trip length only, so the same figure applies at any age from 18 to 75; other plans on the list may price by age.
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Go Schengen: price, certificate and claims
Yes. It provides the €30,000 of medical coverage, the emergency treatment and the repatriation the visa rules require, and the certificate is emailed as soon as you pay. Check that your destination is in the covered zone: Switzerland, Norway, Iceland, Liechtenstein, Bulgaria and Romania are not.
From €17.00 for any trip up to 7 days, €26.00 for 15 days, €45.00 for 30 days, €74.00 for 90 days and €423.00 for 364 days (quotes captured on hellosafe.com on 10 September 2026). The price is the same at every age from 18 to 74.
The Schengen and equivalent countries listed in the general terms, including Germany, Spain, Italy, France, Croatia and the French overseas departments. Switzerland, Norway, Iceland, Liechtenstein, Bulgaria and Romania are not in the covered zone.
It is the fixed amount you keep on medical costs, charged once per condition. Emergency dental treatment, up to €150 a year, and physiotherapy, up to €100 a year, have no excess.
Go Schengen is designed for travelers aged 18 to 74, at the same price whatever their age. Age is counted as the year of purchase minus the year of birth.
Yes, whatever the length of the policy. Write to the insurer before the coverage starts, attach the refusal, and the full premium is refunded.
No. It is a medical and assistance contract: emergency treatment, hospital admission, repatriation, legal help and 24/7 assistance, built for your visa file.
Go Schengen + costs €6.00 more on a 30-day trip, €51.00 against €45.00, and adds personal liability of €3,500,000 per claim. The medical coverage is €30,000 on both.
The policy is taken out at least three days before your departure date. From your destination, it can be taken out only when it follows straight on from a previous policy with no gap.
Yes for the medical side: recreational skiing is not excluded, so an accident on a marked run is covered up to €30,000 like any other. The plan has no ski-specific benefits such as piste rescue or ski-pass refunds.
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