This is where the policy shines. Cover reaches €2.5M in the US and Canada, where a hospital stay costs the most. Direct billing means you never front the hospital bill.
Expert review
Our analysis of Secure Gold
4,2/5
★★★★★
Written by an expert · Antoine FruchardTravel insurance expert, co-founder at HelloSafe
Secure Gold is covered by IMA Assurances (Inter Mutuelles Assistance), one of France's largest travel-assistance groups, with a 24/7 assistance line. It's a premium policy with a clear priority: medical care and assistance abroad, where a hospital stay gets expensive fast. The rest of the cover sits around the market average. A good fit for a leisure trip, especially to a destination where healthcare is costly.
Ideal for
High medical cover: up to €2.5M for the USA and Canada, among the highest on the market
A strong cancellation ceiling, up to the full trip cost
24/7 assistance with direct hospital billing
Less suited to
Travellers doing ski or extreme sports, which are not included in standard cover
Travellers over 74 (maximum eligibility age)
Those seeking high liability cover: capped at €100K vs up to €1M with some competitors
Our methodology
At HelloSafe, our expert reviews policies, customer feedback and market prices every year. Independent analysis, with no commercial influence on the ratings given.
Price & value for money
How much does Secure Gold cost for your trip?
A single index combining cover quality and price position, then broken down into the two figures that actually matter.
Premium, but priced sensibly. Cover among the most complete on the market at a price close to the median: the extra mostly buys medical protection and assistance.
Price simulator
Enter your trip and we price it live, exactly like our comparator.
Trip purpose
Departure
Return
Who's travelling?
ESTIMATED PRICE
$45.66
cheaper than 8 of 14 offers compared- 24/7 assistance included
- No commitment
- Fast reimbursement
Indicative price computed live for your trip. The final price is shown at checkout.
How Secure Gold compares
Secure Gold against other market offers on this quote: cover levels vary a lot from one offer to the next.
Medical expenses significantly above the market average
Cancellation and baggage very competitive vs closest-priced offers
24/7 IMA assistance with direct hospital billing
Liability capped at €100K, vs up to €1M with some competitors
Extreme sports and skiing not included in standard cover
| Key limits | Secure Gold | Safe Start | Go Explore | Go Explore + | SafeTrip Tourism |
|---|---|---|---|---|---|
| Price on this quote | $45.66 | $51 | $62.51 | $82.93 | $102 |
| Overall index | 4,2/5 | 3,5/5 | 3,5/5 | 3,5/5 | 3,5/5 |
| Medical costs US / Canada | $2.24M | $448K | $224K | $448K | $448K |
| Cancellation | Trip price | Not covered | Not covered | Not covered | Trip price |
| Baggage | $4,461 | $2,230 | $279 | $558 | $1,673 |
| Liability | $111,519 | $4.04M | $1.35M | $1.35M | $4.04M |
| Extreme sports / skiing | Not covered | Not covered | Not covered | Not covered | Included |
And for your trip, which offer comes out on top?Compare the cover and prices of dozens of travel insurances in 2 minutes, for your dates and destination.
Compare offers Best fit
Secure Gold: for which trips?
We scored Secure Gold on the 10 situations that most often prompt buying travel insurance.
Eligibility
Who can subscribe to Secure Gold?
Age0 to 74
Trip length1 to 365 days
Travellers1 to 50 people
DestinationsWorldwide · multi-destination
Departure countryFrance & overseas (RE, GP, MQ, GF, YT)
CancellationAvailable as an option
Insurer & assistance
Who insures and runs Secure Gold?
Secure Gold is covered by IMA Assurances (Inter Mutuelles Assistance), one of France's leading travel-assistance providers.
In an emergency abroad, the IMA assistance desk is reachable 24/7. Both the subscription and claims are handled entirely online.
Useful contacts
24/7 assistance+33 5 49 16 36 68
Reimbursements (Mon–Fri 9am–3pm)+33 5 49 16 36 69
Reimbursement emailtravel.remboursement@ima.eu
Frequently asked questions
Secure Gold FAQ
- In the US and Canada, medical costs are covered up to €2,500,000, with direct billing: you don't front the hospital costs. The limit is €1,500,000 for the rest of the world and €600,000 in Europe.
- No. This offer covers neither extreme sports nor skiing. If your trip involves these activities, you'll need dedicated cover from another insurer.
- Subscription is open up to age 74 inclusive. Beyond that, you'll need an offer that accepts older travellers.
- Cancellation is available as an option and covers up to the trip price (€10,000 limit). It must be added at subscription.
- 24/7 assistance and claims are handled by IMA Assurances (Inter Mutuelles Assistance). Subscription and claims are done entirely online.