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American Express The Platinum Card Card Insurance Benefits 2025

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Travel insurance

Insurances needed
Benefit
Coverage
Recommendation
Trip Cancellation and Interruption Insurance
up to $10,000 per trip and $20,000 annually
Non-refundable travel expenses due to illness, severe weather, or other events.
-
Trip Delay Insurance
up to $500 per trip
Meals, lodging, and personal necessities for delays over six hours.
-
Baggage Insurance
up to $3,000 per trip
Loss, theft, or damage to carry-on and checked luggage.
-
Global Assist Hotline
24/7 support
Medical and legal emergencies.
-

Trip Cancellation and Interruption Insurance

Covering up to $10,000 per trip and $20,000 annually for non-refundable travel expenses due to illness, severe weather, or other qualifying events.

Trip Delay Insurance

Reimburses up to $500 per trip for delays over six hours, covering meals, lodging, and personal necessities.

Baggage Insurance

Provides coverage for carry-on and checked luggage, protecting against loss, theft, or damage up to $3,000 per trip.

Global Assist Hotline

Offers 24/7 support for medical and legal emergencies, ensuring a seamless travel experience.

Antoine Fruchard — Founder & Travel Insurance Expert
A. FruchardFounder & Travel Insurance Expert
With over 11 years of experience in travel insurance brokerage, Antoine has worked with every major player in the industry: insurers, tour operators, brokers, and distributors. He has analyzed hundreds of policies, compared guarantees, exclusions, deductibles, and pricing, and thoroughly studied customer feedback regarding claims and reimbursements. Holding an MBA in Economics and Finance, he also cofounded two insurtech companies specializing in travel insurance before launching HelloSafe, with a clear mission: bringing transparency and expert insight to a market that is often opaque. Today, he leverages his unique expertise to guide travelers, offering reliable comparisons, practical advice, and precise recommendations to help them find the best travel insurance tailored to their real needs.

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