Holiday Extras Travel Insurance Review (2026): Cover Limits, Exclusions, Real Prices and the Best Alternatives
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P. LauroreCo-founder & Travel and Credit Card Insurance ExpertLast updated: September 10, 2026Is Holiday Extras travel insurance worth buying in 2026?
Holiday Extras travel insurance is a well stocked UK policy sold as an add-on beside airport parking, with emergency medical cover from £15,000,000 on Bronze to unlimited on Gold. Its weakness is not the headline ceilings. It is the cancellation list, the per-section excess and what the wording quietly carves out.
The policies are underwritten by Great Lakes Insurance UK Limited. Claims are handled by ERGO IAS, legal costs by ARAG and gadget claims by Taurus Insurance Services. Holiday Extras itself is not primarily an insurer: its main business is airport parking, airport hotels and lounges, and the insurance is offered alongside them at the moment you book your car park.
Read as a contract rather than as a product page, the cover is broad and the limits are high. Bronze already carries £15,000,000 of emergency medical cover and £2,000,000 of personal liability, Silver goes to £20,000,000, and Gold makes emergency medical unlimited. Very few add-on policies sold in a booking basket start that high.
The cost of that breadth sits in the detail. Every Bronze claim carries a £150 excess, applied per person, per claim and per section. Cancellation is a closed list of nine reasons and stops at £1,000 on Bronze. Any trip on a sea going cruise ship is excluded from the standard policy altogether. And in the United States, the unlimited Gold ceiling is settled at no more than 150% of published US Medicare rates for the same treatment.
⭐ Our expert rating: 3.8 / 5. High medical ceilings and a wide product range, held back by a narrow cancellation list and an excess that applies per section.
🛡️ Cover levels: three tiers. Bronze (£15m medical, £1,000 cancellation, £150 excess), Silver (£20m, £2,500, £99), Gold (unlimited, £5,000, £50).
💷 Price: no full tariff is published. The advertised lead prices are £3.50 a day for a Bronze single trip and 10p a day for a Bronze annual policy, both for one traveller to Europe with no medical premium included.
🧳 What it is really for: UK holidaymakers buying cover in the same basket as airport parking, an airport hotel or a lounge pass.
👤 Less suited to: cruise passengers on the standard policy, skiers aged 65 and over, and anyone whose holiday cost well over their tier’s cancellation limit.
What Holiday Extras does well
- Medical ceilings that start high : £15,000,000 on the entry tier, £20,000,000 on Silver and unlimited on Gold, above what most add-on policies offer at the bottom of the range.
- No upper age limit on a single trip policy : the age cap of 90 applies only to annual multi-trip cover, so an older traveller can still buy a one-off policy.
- Long single trips are allowed : the maximum single trip length is 365 days, which most airline and package add-ons cap far lower.
- Gadget cover as standard : £750 on Bronze and Silver and £1,250 on Gold, without buying an extra module. This is genuinely better than the pan-European plans we compare.
- A doctor in your pocket : the AnywhereGP service through Air Doctor is included on every policy, for up to three non-emergency consultations per person per policy period.
- The excess falls out of the way at the top : Gold cuts the excess to £50 and lifts cancellation to £5,000, which is the tier most package holidays actually need.
Where Holiday Extras falls short
- The excess applies per person, per claim and per section : on Bronze a couple claiming under two sections pays £150 four times, so £600 comes off before anything is paid.
- Cancellation is a closed list of nine reasons : illness, jury service, redundancy, damage to your home and a handful of others. A change of work commitments is not on it, and neither is simply deciding not to go.
- Cruises are excluded from the standard policy : the wording excludes any trip on a sea going cruise ship, so a cruise needs the separate cruise product.
- Search and rescue is not covered at all : only a medically necessary evacuation agreed in advance by the assistance company is paid.
- Winter sports stop at 64 : cover is only provided if you were aged 64 or under at the start of the policy period, and only if the winter sports premium was paid.
- Unlimited is not unlimited in the United States : the policy caps what it treats as reasonable at 150% of published US Medicare rates for the same or similar treatment.
Every year, our experts audit each plan against its binding policy wording: coverage, limits and exclusions, cross-checked with real customer feedback and live market prices. The analysis is fully independent, with zero paid placements and no insurer able to pay to influence a rating. We compare travel insurance across every country and currency, using the plans, prices and cover actually offered in your country, not a single guide translated.
Learn moreWhich Holiday Extras travel insurance policy should you choose?
Holiday Extras travel insurance comes in three cover levels: Bronze, Silver and Gold. They separate on excess, on cancellation and on how long a single trip can run under an annual policy, far more than on medical cover, so the tier you need is decided by what your holiday cost and how long you go for.
Cover level | Emergency medical | Cancellation | Excess | Longest trip on an annual policy* | Who it suits |
|---|---|---|---|---|---|
Bronze Entry level | £15,000,000 | £1,000 | £150 | 22 days | Cheap short breaks where the booking cost is genuinely small |
Silver Mid tier | £20,000,000 | £2,500 | £99 | 31 days | The middle of most package holidays, at a third less excess |
Gold Top tier | Unlimited | £5,000 | £50 | 45 days | Expensive holidays, long stays, and anyone who wants the excess out of the way |
The step that changes your real outcome is Bronze to Silver. It cuts the excess from £150 to £99 and more than doubles cancellation cover, while the medical difference between £15,000,000 and £20,000,000 is theoretical: no realistic overseas hospital bill comes near either number. Gold earns its price on cancellation and on the £50 excess, not on making medical unlimited.
The trap on annual multi-trip is the per-trip cap. Bronze stops at 22 days, Silver at 31 and Gold at 45, and a longer trip inside the year is simply not covered unless you have paid to extend the duration and it is printed on your schedule. If you take one long stay a year, check that number before the price.
What does Holiday Extras travel insurance actually cover?
Holiday Extras travel insurance covers emergency medical treatment and repatriation, cancellation and curtailment, personal belongings and gadgets, missed departure, travel delay, personal accident, personal liability up to £2,000,000 and legal costs up to £25,000, with the limits set by the tier you buy.
Guarantee | Bronze | Silver | Gold | Best available through HelloSafe |
|---|---|---|---|---|
🏥 Emergency medical Hospital care abroad | £15,000,000 | £20,000,000 | Unlimited | About £435,200 (Safe Start) |
✈️ Repatriation Medical transport home | Included | Included | Included | Included at actual cost |
💳 Direct settlement No money to advance | Only above £500 and only if agreed first | Only above £500 and only if agreed first | Only above £500 and only if agreed first | Included on all three plans |
❌ Cancellation Before you travel | £1,000 | £2,500 | £5,000 | Up to your declared trip value, ceiling about £7,834 (WorldSecure Platinum)* |
🎒 Personal belongings | £2,000 | £3,000 | £5,000 | About £1,741 (WorldSecure Platinum) |
📱 Gadget cover | £750 | £750 | £1,250 | About £87 (Go Explore) |
🕐 Travel delay benefit | £50 every 12 hours, max £250 | £100 every 12 hours, max £500 | £150 every 12 hours, max £750 | About £261 (World Travel) |
🧭 Search and rescue | Not covered | Not covered | Not covered | About £5,222 (Go Explore +) |
⚖️ Personal liability | £2,000,000 | £2,000,000 | £2,000,000 | About £3,916,800 (WorldSecure Platinum) |
📄 Legal costs | £25,000 | £25,000 | £25,000 | Not included |
💷 Excess | £150 per person, per claim, per section | £99 per person, per claim, per section | £50 per person, per claim, per section | Varies by plan |
Sources: Holiday Extras Travel Insurance Policy Wording for policies issued from 22 July 2026, and the Holiday Extras cover comparison page, both read on 30 August 2026. HelloSafe figures are live quotes and published plan limits captured the same day for a UK resident, shown in pounds.
The honest read of that table is that Holiday Extras wins the headline and loses two rows that decide real claims. A £15,000,000 medical ceiling is reassurance rather than protection, because emergency treatment and an air ambulance home from Europe or Asia almost never reach six figures. You can see the real numbers in our breakdown of how much a hospital bed costs abroad.
The row that matters more is direct settlement. Holiday Extras will consider paying a hospital directly, but the wording is explicit that it will not pay medical bills or the cost of bringing you home above £500 unless you agreed it with the assistance company first. Call before you are treated, or you are funding the bill yourself and arguing about it later.
Cancellation is the other one. Bronze pays a maximum of £1,000 towards a cancelled holiday, which is below the cost of a great many package bookings, and the reasons that trigger it are a fixed list rather than a general principle. If your booking cost more than your tier's ceiling, read our guide to trip cancellation insurance before you rely on it.
One thing worth carrying alongside any policy for a European trip: a UK Global Health Insurance Card, the replacement for the European Health Insurance Card. Holiday Extras waives the medical excess entirely if you successfully use a reciprocal health agreement, so on Bronze the card is worth £150 before a penny of cover is used.
What other Holiday Extras travel insurance products are there?
Beyond the standard single trip policy, Holiday Extras travel insurance sells annual multi-trip, cruise and backpacker policies, plus paid add-ons for winter sports, wedding cover, enhanced gadget cover and rental vehicle excess.
Product | What it is | Who it is for |
|---|---|---|
Single trip The core product | One trip of up to 365 days, at Bronze, Silver or Gold | Anyone taking one holiday, including a long stay |
Annual multi-trip Unlimited trips | Twelve months of trips, capped at 22, 31 or 45 days each by tier, buyer aged 90 or under | Two or more trips a year, none of them longer than your tier's cap |
Cruise policy A separate contract | A dedicated cruise wording, because the standard policy excludes any trip on a sea going cruise ship | Cruise passengers, who have no cover at all under the standard policy |
Backpacker policy A separate contract | A dedicated long trip wording for extended multi-country travel | Long overland trips, gap years and round the world routes |
Winter sports Optional extra | Equipment, ski pack, ski pass and piste closure cover, 24 days a year on an annual policy | Skiers aged 64 or under at the start of the policy period, and nobody older |
Rental vehicle excess waiver Optional extra | Up to £7,500 of hire car excess, plus £1,000 each for misfuelling, keys and breakdown | Anyone hiring a car and refusing the desk upsell |
Wedding cover Optional extra | Ceremonial clothing to £5,000 per person, rings to £800, gifts to £1,000 | Getting married abroad |
The annual policy is the one worth doing arithmetic on, and Holiday Extras publishes its own claim: about 16% cheaper than buying two single trip policies, measured over July 2024 to June 2025. That is credible, but it only holds if every trip fits inside your tier's day cap. Our guide to annual multi-trip travel insurance sets out where the break-even actually sits.
What does Holiday Extras travel insurance not cover?
Holiday Extras travel insurance excludes anything arising from a medical condition you did not declare, any cancellation reason outside its list of nine, sea going cruises on the standard policy, search and rescue, and any event you already knew about when you booked or bought, whichever came later.
- Cruises on the standard policy : the general exclusions rule out any trip on a sea going cruise ship, so the cruise wording is not an upsell, it is the only cover that works.
- Search and rescue : excluded outright. Only a medically necessary evacuation, agreed in advance by the assistance company, is paid.
- Undeclared pre-existing conditions : the screening covers heart and circulatory conditions, stroke, cancer in remission, lung conditions, bowel conditions, and anything treated or investigated in the last two years. Miss one and the linked claim can fail.
- Undiagnosed symptoms : if you declare symptoms that have no diagnosis yet, you are not covered for them, and you are not covered while they are being investigated.
- An epidemic or pandemic declared by the World Health Organisation : excluded across every section of the policy.
- Cyber-attack and volcanic ash : both are named exclusions, and the cyber-attack wording explicitly includes flights delayed or cancelled by a failure of critical systems.
- Negligence or error by your travel provider or booking agent : the wording excludes losses caused by any provider of transport or accommodation, or any agent or online booking service used to make the arrangements.
- Anything foreseeable : any event you knew about, or thought might happen, when you booked the trip or bought the policy, whichever date is later.
- Missed vaccinations and ignored medical advice : failing to take recommended vaccinations or preventative medication before the trip removes cover for what follows.
- Winter sports over 64 : no cover for skiing or snowboarding if you were 65 or over at the start of the policy period, whatever premium you pay.
First, the £500 rule. The policy will not pay medical bills, or the cost of bringing you home, above £500 unless you agreed the spend with the assistance company beforehand. One phone call on +44 (0) 1403 788 718 is the difference between a settled hospital and a disputed invoice.
Second, the United States. Gold advertises unlimited emergency medical cover, but the special conditions state that in the USA, reasonable means costs no higher than 150% of published US Medicare rates for the same or similar treatment. American hospitals routinely bill many times that. Unlimited describes the ceiling, not the yardstick used to measure the bill against it.
How much does Holiday Extras travel insurance cost?
Holiday Extras travel insurance publishes no full tariff. It advertises two lead prices: £3.50 a day for a Bronze single trip policy and 10p a day for a Bronze annual policy, which works out at about £24.50 for a week and £36.50 for a year of European cover.
Both figures come with the same small print, and it matters. The single trip rate is based on one traveller of average age 41 going to Europe on a Bronze single policy, priced as correct on 9 October 2025. The annual rate is based on one traveller of average age 45 on a Bronze annual policy. Neither includes any medical premium or any upgrade. A declared condition, an older traveller, a long-haul destination or a move to Silver or Gold all push the real number up, and none of those prices are published.
So the comparison below is deliberately lopsided in Holiday Extras' favour: its column is the cheapest tier at its own advertised rate, while ours is a real quote captured from our comparator on the same day for the same trip. We would rather show it that way and tell you what each price actually buys.
Trip | Holiday Extras | Best quote through HelloSafe | What the difference buys |
|---|---|---|---|
Spain, 7 days 1 traveller aged 40 | About £24.50 on Bronze* | £31.37 with WorldSecure Platinum | £6.87 more, for cancellation paid up to your declared trip value instead of £1,000, £1,741 of belongings instead of £2,000 with a £150 excess, and hospital settlement with nothing to advance |
Spain, 7 days 1 traveller aged 65 | No published price* | £31.37 with WorldSecure Platinum | Exactly the same premium as at 40: this plan does not price by age band, where the UK add-on market does |
United States, 14 days 1 traveller aged 40 | No published price* | £65.72 with WorldSecure Platinum | About £261,120 of medical cover with no 150% Medicare yardstick applied to the bill |
Spain, 7 days 2 adults and 2 children | No published price* | £110.12 with Go Explore | About £217,600 of medical cover each, with repatriation at actual cost |
The finding that surprised us is in the second row. Running the same Spanish week at 40 and at 65 returned an identical £31.37 on WorldSecure Platinum and an identical £38.30 on Safe Start. These pan-European contracts do not price by age band the way the UK add-on and specialist market does, which is why an older traveller sees the gap close and then reverse. Our page on travel insurance for seniors sets out where that stops being true.
Where Holiday Extras genuinely wins on price is the cheap end, and we will say so plainly. If you are healthy, going to Europe for a few days on a booking that cost £300, Bronze at about £24.50 is not bad value and its gadget cover is better than ours. The moment your holiday cost more than £1,000, or you are cruising, or you are skiing at 65, or you are flying to the United States, that arithmetic stops working.
How do you claim on Holiday Extras travel insurance?
A Holiday Extras travel insurance claim runs through a 24 hour emergency helpline for anything medical happening abroad, and through an online claims portal or the ERGO IAS claims team for everything else, with your tier's excess deducted from every section you claim under.
- Call the emergency helpline before you spend. +44 (0) 1403 788 718 is staffed 24 hours a day, with +1-844-780-0494 free from a landline in the USA or Canada. You must call as soon as you know you will be admitted to hospital or that costs will pass £500.
- Use AnywhereGP for the small things. The Air Doctor service is included on every policy for up to three non-emergency consultations per person per policy period, and prescriptions issued through it carry no excess.
- Report non-emergency claims to ERGO IAS. Online at the Holiday Extras claims portal, by email to claims@ergo-ias.co.uk, or on +44 (0) 1403 286 547. Gadget claims go to Taurus on 0330 880 1753 and legal claims to ARAG on 0117 934 0548.
- Keep every document. Invoices and medical reports for medical claims, receipts plus a police or carrier report for belongings and delay claims. The file is assessed only once it is complete.
- Expect the excess on each section. £150, £99 or £50 by tier, deducted per person and per section, so a claim spanning belongings and medical is charged twice per traveller.
Two conditions are worth knowing before you need them. If you delay telling the helpline, the policy only pays what it would have paid had you called earlier. And if the medical team decides you are fit to fly home and you refuse to be moved, the claim is closed and no further costs are covered.
What do customers say about Holiday Extras travel insurance?
Holiday Extras holds 4.4 out of 5 on Trustpilot from 56,608 reviews, with 75% at five stars and 12% at one star, read on 30 August 2026. Read that number carefully: it covers the whole business, including airport parking, hotels and lounges, not the travel insurance on its own.
That caveat is the single most useful thing to know about the score. Most of those reviews are about a car park barrier or a hotel check-in, and the company reports its insurance customer count separately, at over 41,000 Trustpilot reviewers. The praise clusters in a consistent place.
- Fast, human responses from the support team, with live chat resolving most queries in one go.
- The convenience of buying cover in the same basket as the parking and the hotel, with one confirmation to keep.
- A long record in the trade: Best Insurance Provider at the Travel Weekly Globe Travel Awards for sixteen years running since 2009, and Best Travel Insurance Provider at the Insurance Choice Awards 2023.
The complaints cluster somewhere just as specific, and they line up with the contract rather than contradicting it.
- Difficulty amending a booking or a policy online once it is issued.
- Long waits on refunds and transfers, which is the same friction people report on the non-insurance side of the business.
- Small claims disappearing into the excess, which is exactly what a £150 deduction per person, per claim and per section is designed to do.
Nothing in the public record suggests an insurer that avoids paying. The friction sits at the declaration and at the excess, not at the decision to settle.
How do you contact Holiday Extras travel insurance?
Holiday Extras travel insurance runs a UK customer service line for policy questions and a separate 24 hour emergency helpline for medical emergencies abroad, which is the number to keep in your phone while you travel.
What you need | How to reach Holiday Extras |
|---|---|
🆘 Medical emergency abroad 24 hours, every day | +44 (0) 1403 788 718 |
🇺🇸 Medical emergency in the USA or Canada Free from a landline | +1-844-780-0494, or 00 1 819 780 0494 from Mexico |
📄 Non-emergency claims | +44 (0) 1403 286 547 or claims@ergo-ias.co.uk |
📞 Policy questions and changes Mon to Fri 9am to 8pm, Sat and Sun 9am to 5pm | 0333 188 0411 or insurance.queries@holidayextras.com |
📱 Gadget claims | 0330 880 1753 |
⚖️ Legal costs claims | 0117 934 0548 or new-claims@arag.co.uk |
✉️ Postal address | Insurance Customer Support, Holiday Extras, The Wave, Newingreen, Hythe, Kent, CT21 4FJ |
How do you cancel a Holiday Extras travel insurance policy?
You can cancel a Holiday Extras travel insurance policy within 14 days of receiving your documents for a full refund, provided you have not started your trip and have not claimed. After those 14 days, the wording states plainly that no premium will be refunded.
That is stricter than it looks next to insurers who refund the unused portion pro rata. The exceptions are narrow: Holiday Extras says it may refund part of the premium in exceptional circumstances such as a bereavement, or a change in your health that means it can no longer continue cover. If the company cancels your policy, it gives 14 days notice in writing and refunds the unused period.
The cooling-off period starts when you receive your policy documents, not when you booked the holiday. That is enough time to check three things on your schedule: the cover level and excess you were actually sold, that every medical condition you declared is listed, and that your trip length fits your tier’s cap. If the schedule does not say what you expected, cancel inside the window, because after day 14 there is no refund at all.
Holiday Extras travel insurance: the questions readers ask most
On cover limits, yes. Emergency medical starts at £15,000,000 on Bronze and is unlimited on Gold, personal liability is £2,000,000 on every tier, and gadget cover is included as standard, which is unusual. The weak points are the excess, applied per person, per claim and per section, and cancellation, which is a fixed list of nine reasons capped at £1,000 on Bronze. It is a good policy for a cheap European break and a poor one for an expensive booking on the entry tier.
Holiday Extras publishes no full tariff, only two lead prices: £3.50 a day for a Bronze single trip and 10p a day for a Bronze annual policy. That is about £24.50 for a week in Europe and £36.50 for a year. Both are based on one traveller of average age 41 or 45 respectively, going to Europe, with no medical premium and no upgrade included. For comparison, our own comparator quoted £31.37 for a week in Spain for a 40-year-old UK resident on 30 August 2026.
Holiday Extras runs its own promotions, including a 10% discount advertised on its single trip and annual pages, and it is worth applying. Keep it in perspective though: 10% off a Bronze premium still leaves you with a £150 excess and £1,000 of cancellation cover. Compare the final price against at least one alternative before the code decides it for you.
Yes, if you declare them and pay any additional premium, and the accepted conditions are then listed on your policy schedule. Screening asks about heart and circulatory conditions, stroke, any cancer whether in remission or not, lung and bowel conditions, and anything treated, investigated or medicated in the last two years. Undeclared conditions are excluded, and undiagnosed symptoms are not covered at all while they are being investigated.
Not on the standard policy. The general exclusions rule out any trip on a sea going cruise ship, so a cruise needs the separate Holiday Extras cruise wording. This is not an optional upgrade, it is the difference between having cover and having none, and it is the single most expensive mistake a reader of this page can make.
Only if you pay the winter sports premium and you were aged 64 or under at the start of the policy period. At 65 there is no winter sports cover available at any price. Even with the cover, you are not insured in areas classified at avalanche rating 3 or above, and an annual policy covers a maximum of 24 winter sports days in the year.
£150 on Bronze, £99 on Silver and £50 on Gold, applied per person, per claim and per section. So a couple claiming under two sections on Bronze loses £600 before anything is paid. You can pay to reduce or waive the excess, and the excess is dropped entirely on a medical claim where you successfully used a reciprocal health agreement such as a GHIC card.
Medical cover goes from £15,000,000 to £20,000,000 to unlimited, cancellation from £1,000 to £2,500 to £5,000, personal belongings from £2,000 to £3,000 to £5,000, and the excess from £150 to £99 to £50. On an annual policy the per-trip cap goes from 22 to 31 to 45 days. In practice the medical difference is theoretical and the excess, the cancellation limit and the trip cap are what you will feel.
Great Lakes Insurance UK Limited underwrites the main policy. Claims are administered by ERGO IAS, legal costs and expenses are provided by ARAG, gadget claims are handled by Taurus Insurance Services, and the flight delay benefit sold alongside is underwritten by Astrenska Insurance Limited and serviced by Collinson Insurance Services.
Its ceiling is, and the reimbursement rule is the part to read. Gold advertises unlimited emergency medical cover, but the special conditions cap what counts as reasonable in the USA at 150% of published US Medicare rates for the same or similar treatment. American hospitals commonly bill well above that, so an unlimited headline does not mean an unlimited settlement. Our comparator quoted £65.72 for a 14 day US trip for a 40-year-old UK resident on 30 August 2026.
Yes, within 14 days of receiving your documents, as long as you have not started your trip and have not claimed. After 14 days the wording states that no premium will be refunded, unless there are exceptional circumstances such as a bereavement or a change in your health that means cover cannot continue.
Not always, and the honest answer depends on the tier. On its own advertised Bronze rate, about £24.50 for a European week, Holiday Extras undercut the cheapest plan we quoted for the same trip, at £31.37. What it does not do at that price is cover your holiday cost above £1,000, settle a hospital without your money going first, or price identically for a traveller of 65. Compare the limits and the excess before the premium.
What is the best alternative to Holiday Extras travel insurance?
The best alternative to Holiday Extras travel insurance depends on one question: is your holiday cost bigger than your tier's cancellation limit? If it is, a pan-European plan that pays cancellation up to the trip value you declare covers the same week in Spain for £31.37. If your booking cost £300 and you are healthy, Bronze is fine.
Which policy we would actually put in front of a Holiday Extras shopper
If your holiday cost real money, WorldSecure Platinum is the one to look at first. You get emergency hospital care abroad with nothing to advance, repatriation organised and paid at actual cost, about £261,120 of medical cover, and cancellation paid up to the trip value you declare rather than stopping at £1,000, for £31.37 on a week in Spain. It was also £31.37 at 65, because it does not price by age band.
If the medical ceiling is what reassures you, Safe Start roughly doubles it to about £435,200 for £38.30 on the same trip, and carries the same £1,741 of belongings cover, but it has no cancellation section. World Travel sits at £51.70 and adds travel delay cover of about £261.
Be clear about what none of these do. They will not match Holiday Extras on gadget cover, they carry no legal expenses section, and they will not write you an acceptance for a condition that is unstable or recently treated. If that is your situation, a medically screened UK specialist is the better product and we would rather tell you so.
P. Laurore, Co-founder & Travel and Credit Card Insurance Expert at HelloSafe
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Prices for 1 traveller aged 40, 7 days in Spain, departing from the United Kingdom, quoted on 30 August 2026 for a 5 October 2026 departure. Cancellation cover on WorldSecure Platinum is paid up to the trip value you declare, within the plan ceiling. Policies are pan-European: prices and cover limits are shown in pounds, converted at the live exchange rate.
HelloSafe is available as an app inside ChatGPT. Install it from ChatGPT’s Apps tab, then type @HelloSafe followed by your destination and dates to compare travel insurance.
Holiday Extras is not the only add-on policy a UK traveller gets offered at the checkout. Our reviews of EasyJet travel insurance and TUI travel insurance make the same add-on versus standalone comparison, AllClear travel insurance and Staysure travel insurance are the specialists to price against if you have a condition to declare, and our guide to travel insurance with a pre-existing medical condition explains which model suits which health record. If you would rather start from your own trip than from a brand, run it through our travel insurance comparison and read the limits before the price.
Last updated: 30 August 2026. Holiday Extras figures checked against its Travel Insurance Policy Wording for policies issued from 22 July 2026 and its published product pages on that date. HelloSafe prices are live quotes captured the same day for a UK resident, shown in pounds.
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