Schengen Visa from the US: Requirements & Fees (2025)

Applying for a Schengen visa from the United States is often more complex than many applicants expect. While US citizens can travel to the Schengen Area without a visa for short stays, most non-US citizens legally residing in the US must complete a full Schengen visa application. Limited appointment availability, strict consular jurisdiction rules, and detailed administrative requirements frequently lead to confusion and delays.

Successfully obtaining a Schengen visa from the US depends on a few non-negotiable factors: applying through the correct consulate or visa center, submitting a complete and coherent application file, meeting financial requirements, and providing Schengen-compliant travel medical insurance from the very beginning of the process, as this document is systematically checked by consulates.

Key takeaways
  • ๐Ÿ‡บ๐Ÿ‡ธ US citizens do not need a Schengen visa for short stays of up to 90 days
  • ๐Ÿ›‚ Most non-US citizens living in the US must apply for a Schengen visa (check nationalities below)
  • ๐Ÿฅ Travel medical insurance is mandatory and reviewed during the application
  • ๐Ÿ’ถ Schengen visa cost (2025): โ‚ฌ90 visa fee for adults (โ‰ˆ $100), $20โ€“$45 visa center fee (VFS/BLS/TLS), plus travel medical insurance (price depends on duration, age and coverage)
  • ๐Ÿ“ Applications must respect strict consular jurisdiction rules
  • โณ Average processing time: 15โ€“30 days, excluding appointment delays

What is a Schengen visa when applying from the US?

A Schengen visa is an official travel authorisation that allows non-EU nationals to enter and travel within the Schengen Area, which currently comprises 29 European countries, for a limited and clearly defined purpose. When applying from the United States, this visa mainly concerns non-US citizens legally residing in the US, such as green card holders, international students, and foreign workers.

In practice, most applicants from the US apply for a short-stay Schengen visa (Type C), which permits travel for tourism, business, family visits, or short professional stays of up to 90 days within any 180-day period. Other visa types exist but follow different rules and application processes.

Visa type
Purpose
Maximum duration
Who it applies to
๐ŸŸฆ Type C โ€“ Short-stay Schengen visa
Tourism, business, family visit, conferences
Up to 90 days within 180 days
Most non-US citizens applying from the US
๐ŸŸฉ Type D โ€“ National long-stay visa
Work, studies, family reunification
More than 90 days
Applicants planning long-term stays in one country
๐ŸŸจ Airport Transit visa (Type A)
Transit through a Schengen airport only
No entry into Schengen
Nationals of specific countries in transit
๐Ÿ” Multiple-entry Schengen visa
Repeated short trips
Up to 5 years (within 90/180 rule)
Frequent travelers with strong travel history
Main types of Schengen and national visas

A Schengen visa issued by one member state allows travel throughout the entire Schengen Area, provided that the declared travel purpose and duration are respected. Identifying the correct visa type at the outset is essential, as applying under the wrong category can lead to delays or refusal.

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Do you need a Schengen visa when applying from the US?

Whether you need a Schengen visa when applying from the United States depends entirely on your nationality, not on the country where you live. This distinction is essential, as many applicants assume that residing in the US automatically grants visa-free access to Europe, which is not the case.

Nationality (examples)
Schengen visa required?
Notes
๐Ÿ‡บ๐Ÿ‡ธ United States
โŒ No
Visa-free travel up to 90 days (ETIAS expected from 2026)
๐Ÿ‡จ๐Ÿ‡ฆ Canada
โŒ No
Visa-free for short stays
๐Ÿ‡ฌ๐Ÿ‡ง United Kingdom
โŒ No
Visa-free up to 90 days
๐Ÿ‡ฎ๐Ÿ‡ณ India
โœ… Yes
Schengen visa required, even with US residence
๐Ÿ‡จ๐Ÿ‡ณ China
โœ… Yes
Schengen visa mandatory
๐Ÿ‡ต๐Ÿ‡ญ Philippines
โœ… Yes
Schengen visa required
๐Ÿ‡ณ๐Ÿ‡ฌ Nigeria
โœ… Yes
Schengen visa required
๐Ÿ‡ต๐Ÿ‡ฐ Pakistan
โœ… Yes
Schengen visa required
๐Ÿ‡ง๐Ÿ‡ฉ Bangladesh
โœ… Yes
Schengen visa required
๐Ÿ‡ช๐Ÿ‡ฌ Egypt
โœ… Yes
Schengen visa required
Schengen visa requirement by nationality (when applying from the US)

Schengen visa rules for US citizens

US citizens do not need a Schengen visa for short stays in the Schengen Area. They can travel freely for tourism, business trips, or family visits for up to 90 days within any 180-day period under the so-called 90/180 rule. No prior visa application is required, but travelers must still meet entry conditions at the border (valid passport, return ticket, proof of accommodation and sufficient funds).

From a regulatory perspective, this visa-free regime will change slightly in the coming years. ETIAS (European Travel Information and Authorisation System) is expected to become mandatory for visa-exempt travelers, including US citizens, from 2026. ETIAS is not a visa, but an online travel authorization that must be obtained before departure.

Schengen visa rules for non-US citizens living in the US

For non-US citizens residing in the United States, the situation is different. Even with a valid US residence status, a Schengen visa is usually required.

  • Green card holders must apply for a Schengen visa before traveling to Europe. Permanent US residence does not replace Schengen visa requirements.
  • F-1, H-1B, J-1 and L-1 visa holders are also required to apply, provided their US visa and status remain valid beyond the intended return date.
  • Visitors in the US on a B1/B2 visa cannot apply for a Schengen visa from the US, as they are not considered legal residents. In this case, the application must be submitted in the country of habitual residence.
Applicant status
Schengen visa required?
US citizen
โŒ No
Green card holder
โœ… Yes
F-1 / H-1B / J-1
โœ… Yes
B1/B2 visitor
โŒ No
Schengen visa requirements by applicant status

Understanding your status from the outset helps avoid unnecessary refusals and ensures that your Schengen visa application is submitted from the correct country and under the right legal conditions.

How to apply for a Schengen visa from the US?

Applying for a Schengen visa from the United States follows a clear, step-by-step process, but each stage must be completed carefully. Overlooking a single detailโ€”such as applying at the wrong visa center or submitting incomplete documentsโ€”can lead to delays, cancelled appointments, or a rejected application.

๐Ÿ—บ๏ธ Step 1: Identify your main Schengen destination

You must apply to the consulate of the Schengen country where you will spend the most nights during your stay.

If your itinerary is evenly split between several countries, the consulate of your first point of entry becomes responsible.

Choosing the wrong destination can result in your application being rejected or redirected.

๐Ÿ›๏ธ Step 2: Find where to apply for a Schengen visa in the US (consular jurisdiction)

Choosing where to submit your application is a critical administrative step. Schengen consulates enforce strict consular jurisdiction rules, and applications filed at the wrong location are usually rejected without being processed, even if all documents are correct.

Consular jurisdiction explained

Jurisdiction is determined by your US state of residence, not by appointment availability or personal preference. Each consulate or visa center covers a predefined list of US states, and applicants must prove they legally reside within that area.

Applying outside your jurisdiction typically leads to:

  • โŒ automatic rejection of the application
  • โŒ loss of visa and service fees
  • โŒ delays caused by having to restart the process

Proof of residence is verified using a green card or valid US visa, often combined with a lease, utility bill, or state ID.

Main Schengen visa centers in the US

Destination country
Visa service provider
Main US locations (examples)
Official booking platform
๐Ÿ‡ซ๐Ÿ‡ท France
TLS Contact / VFS Global
New York, Washington DC, San Francisco, Los Angeles
tlscontact.com / vfsglobal.com
๐Ÿ‡ช๐Ÿ‡ธ Spain
BLS International
New York, Washington DC, Miami, Los Angeles, Chicago
blsinternational.com
๐Ÿ‡ฎ๐Ÿ‡น Italy
VFS Global
New York, Boston, Chicago, Miami, San Francisco
vfsglobal.com
๐Ÿ‡ฉ๐Ÿ‡ช Germany
VFS Global
New York, Washington DC, Atlanta, Chicago, Los Angeles
vfsglobal.com
๐Ÿ‡ณ๐Ÿ‡ฑ Netherlands
VFS Global
New York, Washington DC, San Francisco, Chicago, Houston
vfsglobal.com
Most Schengen countries rely on official service providers to collect applications in the US

Before booking, always check the jurisdiction map on the providerโ€™s official website.

๐Ÿ“… Step 3: Book your Schengen visa appointment

Visa appointments must be booked online through the official platform of the relevant visa center.

Availability varies significantly by country, city, and season, with long waiting times common in major US cities.

Appointments are often the main bottleneck of the process, so booking as early as possible is strongly recommended.

๐Ÿ“ Step 4: Complete the Schengen visa application form

The Schengen visa application form must be filled out accurately and consistently. Any mismatch between the form, itinerary, and supporting documents may trigger additional checks, requests for clarification, or processing delays.

Depending on the destination country, the application form is completed through different official platforms. Below are some common examples used by Schengen consulates in the US:

Destination country
Application form platform
How it works
๐Ÿ‡ซ๐Ÿ‡ท France
France-Visas
Online form to complete before booking the appointment
๐Ÿ‡ฉ๐Ÿ‡ช Germany
VIDEX
Online form to print and sign
๐Ÿ‡ฎ๐Ÿ‡น Italy
Schengen application (PDF or online, depending on consulate)
Printed and submitted at the appointment
๐Ÿ‡ช๐Ÿ‡ธ Spain
Schengen application form (PDF)
Completed, printed and signed
๐Ÿ‡ณ๐Ÿ‡ฑ Netherlands
Online application via VFS Global
Form completed before appointment
Examples used by Schengen consulates in the US

Applicants must ensure that all information entered in the form exactly matches the supporting documents, including travel dates, destination, and personal details. Any discrepancy can lead to additional scrutiny or delays in the application process.

๐Ÿ“‚ Step 5: Prepare all required documents (including travel insurance)

Submitting a complete and well-structured file is essential. Even minor omissions or inconsistencies can make the application inadmissible.

Document
What is expected by the consulate
๐Ÿ“ Schengen visa application form
Fully completed, dated and signed
๐Ÿ›‚ Valid passport
Issued within the last 10 years, minimum 2 blank pages
๐Ÿ‡บ๐Ÿ‡ธ Proof of legal US residence
Green card or valid US visa covering the return date
๐Ÿ“ธ Passport photo
Schengen format (35ร—45 mm, light background)
โœˆ๏ธ Travel itinerary
Entry and exit dates clearly stated
๐Ÿจ Proof of accommodation
Hotel booking, rental agreement or invitation letter
๐Ÿ’ณ Proof of financial means
Bank statements or equivalent financial evidence
๐Ÿฅ Travel medical insurance
Schengen-compliant, covering the entire stay
Mandatory documents checklist

All documents must be consistent across the file. Date or destination mismatches are a frequent cause of follow-up requests.

Financial requirements explained :ย 

There is no fixed minimum bank balance at Schengen level. In practice:

  • consulates expect โ‚ฌ70โ€“โ‚ฌ100 per day (โ‰ˆ $75โ€“$110 per day)
  • bank statements from the last 3 months are usually required
  • statements must clearly show the applicantโ€™s name, balance, and transactions

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๐Ÿ–๏ธ Step 6: Attend the appointment and provide biometrics

On the day of the appointment, you must:

  • submit your full document file
  • pay the visa fee
  • provide fingerprints and a photo

Biometric collection is mandatory for most applicants and finalises the submission of the application.

What travel insurance is required for a Schengen visa from the US?

When applying for a Schengen visa from the United States, travel medical insurance is one of the first documents checked by consulates. It is not a formality: a non-compliant policy can block the application before it is even examined. For many applicants, understanding what is actually required helps avoid last-minute stress and costly mistakes.

Mandatory Schengen travel insurance requirements

Your travel insurance must comply with strict Schengen rules. The table below summarises what consulates expect and what is commonly rejected.

Requirement
What is required by Schengen rules
Common mistakes โŒ
๐Ÿ’ถ Medical coverage
At least โ‚ฌ30,000
Coverage below the minimum
๐ŸŒ Geographic validity
All Schengen countries
Insurance limited to one country
๐Ÿฅ Medical care
Emergency treatment & hospitalisation
No hospital coverage
โœˆ๏ธ Repatriation
Medical repatriation included
Repatriation excluded
๐Ÿ“… Coverage period
Entire stay (entry โ†’ exit dates)
Dates shorter than itinerary
Mandatory Schengen travel insurance requirements

Insurance that does not meet every single requirement is considered invalid, even if the rest of the application is complete.

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Why travel insurance is verified before the appointment

The insurance certificate is part of the mandatory document checklist and is usually reviewed as soon as your file is submitted. In many US visa centers, applications with missing or incorrect insurance documents are flagged immediately.

One of the most frequent issues is date inconsistency. If the insurance coverage does not exactly match the travel dates declared in your application form and itinerary, the consulate may request corrections, delay processing, or consider the file incomplete.

๐Ÿ’ก Expert insight

Many applicants applying from the US opt for online Schengen insurance solutions that provide an instant, consulate-compliant certificate, which is particularly helpful when appointment slots open at short notice or when travel dates need to be adjusted.

For this reason, platforms like HelloSafe are often used to quickly obtain a Schengen-compliant travel insurance certificate, fully aligned with visa requirements and ready to be included in the application file without delaying the process.

How much does a Schengen visa cost when applying from the US?

When applying for a Schengen visa from the United States, the total cost includes official visa fees set at EU level and additional service-related expenses. Below are the amounts expressed in US dollars, based on current exchange rates, to help applicants budget more easily.

Official Schengen visa fees

Schengen short-stay visa fees are the same for all Schengen countries. Since June 2024, the following fees apply and remain valid for 2025.

Applicant
Visa fee (approx. in USD)
Adults
$100 ๐Ÿ’ต (โ‰ˆ โ‚ฌ90)
Children aged 6โ€“11
$50 ๐Ÿ’ต (โ‰ˆ โ‚ฌ45)
Children under 6
Free
Official Schengen visa fees

These fees are paid at the time of the appointment and are non-refundable, even if the visa application is refused.

Additional costs to anticipate

Beyond the official visa fee, applicants applying from the US should factor in the following costs:

  • Visa center service fees: typically $20 to $45, depending on the provider (VFS Global, BLS International, TLS Contact) and the location
  • Travel medical insurance: price varies according to the length of stay, age of the applicant, and level of coverage, but remains a mandatory requirement for all Schengen visa applications

Although travel insurance represents an extra cost, it is systematically checked by consulates and must fully comply with Schengen requirements to avoid delays or refusals.

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How long does it take to get a Schengen visa from the US?

The time required to obtain a Schengen visa from the United States depends not only on the official Schengen processing rules, but also on key dates and seasonal patterns specific to the US that directly affect appointment availability and processing speed.

๐Ÿ“… Typical timelines

  • Legal processing time: up to 15 calendar days once a complete application is submitted
  • Extended cases: processing may take 30 to 45 days if additional checks are required
  • Appointment availability: in practice, this is often the longest part of the process in the US

๐Ÿ“Œ Key dates in the US to pay special attention to

Certain periods in the United States consistently lead to appointment shortages and longer waiting times at Schengen visa centers:

  • May to August: peak travel season in the US, driven by summer vacations and school holidays
  • Late November to early January: increased demand around Thanksgiving, Christmas, and New Year, combined with reduced staffing
  • Marchโ€“April: spring break travel generates higher appointment demand in major US cities
  • September: renewed demand linked to business travel, conferences, and academic mobility

During these periods, appointment slots in cities such as New York, Los Angeles, Washington DC, Chicago, and San Francisco may be fully booked weeks in advance, even if the legal processing time remains unchanged.

To avoid delays, applicants applying from the US should factor in both the official processing timeframe and the US-specific demand peaks, and submit their application as early as possible within the allowed window.

When appointments open at short notice, having your insurance certificate ready can save you valuable time. HelloSafe can generate a Schengen-compliant certificate quickly, so you can finalize your file immediately.

What are the most common reasons for Schengen visa refusal from the US?

Schengen visa refusals for applications submitted from the United States are most often due to administrative weaknesses rather than the applicantโ€™s location. The table below summarises the issues most frequently identified by consulates and why they matter.

Refusal reason
What consulates look for
Why applications are refused
๐Ÿ“‚ Incomplete or inconsistent documents
A coherent file with matching dates, destinations, and personal details
Missing documents or contradictions between the form, itinerary, and supporting papers
๐Ÿ’ณ Insufficient financial proof
Clear evidence of sufficient funds for the entire stay
Low balances, irregular income, or unclear financial sources
๐Ÿšช Doubts about intention to leave Schengen (reason 8)
Strong ties to the US (job, studies, residence)
Weak proof of return or unclear travel purpose
๐Ÿฅ Non-compliant travel insurance
โ‚ฌ30,000 coverage, Schengen-wide validity, correct dates
Insurance below requirements or coverage dates not matching the itinerary
Refusal reasons for Schengen visa refusal

Most refusals can be avoided by ensuring that the application file is complete, consistent, and compliant with Schengen rules from the outset.

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Can green card holders apply for a Schengen visa from the US?

Yes, US green card holders can apply for a Schengen visa directly from the United States. Permanent residence in the US allows applicants to submit their application through the relevant Schengen consulate or visa center in their state of residence.

However, holding a green card does not remove the obligation to meet standard Schengen visa requirements.

  • ๐Ÿชช The green card must be valid beyond the intended return date from the Schengen Area. Expiring or conditional status can lead to additional scrutiny.
  • ๐Ÿ  Strong ties to the US must be clearly demonstrated, such as stable employment, ongoing studies, a lease or property ownership, and long-term residence.
  • ๐Ÿ“‚ Applicants must provide the same supporting documents as other non-US citizens, including proof of financial means and Schengen-compliant travel medical insurance.

Consulates assess green card holders primarily on their ability and intention to return to the US after the trip. A well-documented application showing stable residence and economic ties significantly improves approval chances.

FAQ

Yes. Travel medical insurance is a mandatory document and is usually required at the time of the appointment. In some cases, visa centers check the insurance certificate as soon as the file is submitted. Applying without valid insurance can lead to delays or an incomplete application.

In most cases, yes. However, the insurance dates must always match the declared travel dates in your application. If your appointment is postponed or your itinerary changes, you may need to update your insurance certificate and provide a revised version to the visa center or consulate.

Yes. A third party (family member, spouse, or employer) can purchase the insurance on your behalf, as long as your name, travel dates, and passport details are correctly stated on the certificate. Consulates focus on compliance, not on who paid for the policy.

No. Schengen consulates apply strict jurisdiction rules based on your US state of residence. Applying at a visa center outside your jurisdiction usually results in rejection or the application being returned without processing, even if appointments are available elsewhere.

Holding a valid US residence status allows you to apply from the US, but it does not guarantee approval. Consulates still assess financial stability, travel purpose, and especially the intention to leave the Schengen Area before the visa expires.

The most frequent refusal ground is reason 8: doubts about the intention to leave the Schengen Area. This often happens when ties to the US (employment, studies, long-term residence) are not clearly documented, even if the applicant lives legally in the US.

Yes, this is a recurring concern raised by applicants, particularly in major cities like New York, Los Angeles, and Washington DC. Appointment availability fluctuates throughout the year and is a topic frequently discussed on Reddit. Booking early and preparing documents in advance helps reduce last-minute pressure.

Yes. Non-compliant travel insuranceโ€”such as insufficient coverage, incorrect dates, or limited geographic validityโ€”is a common cause of delays and refusals. Insurance must strictly meet Schengen requirements to be accepted.

You can generally apply up to 6 months before your planned trip. Given appointment delays and seasonal demand in the US, applying as early as possible is strongly recommended, especially for summer and end-of-year travel.

Antoine Fruchard โ€” Founder & Travel Insurance Expert
A. FruchardFounder & Travel Insurance Expert
With over 11 years of experience in travel insurance brokerage, Antoine has worked with every major player in the industry: insurers, tour operators, brokers, and distributors. He has analyzed hundreds of policies, compared guarantees, exclusions, deductibles, and pricing, and thoroughly studied customer feedback regarding claims and reimbursements. Holding an MBA in Economics and Finance, he also cofounded two insurtech companies specializing in travel insurance before launching HelloSafe, with a clear mission: bringing transparency and expert insight to a market that is often opaque. Today, he leverages his unique expertise to guide travelers, offering reliable comparisons, practical advice, and precise recommendations to help them find the best travel insurance tailored to their real needs.

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