What are the best travel insurance options for Anguilla in 2025?

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A. Fruchard
A. Fruchard updated on July 16, 2025
Table of Contents
  • The best travel insurance plans for Anguilla
  • Is it currently safe to travel to</b> Anguilla?
  • Is travel insurance required by law to enter Anguilla?
  • Why take out travel insurance for Anguilla?
  • What should travel insurance for Anguilla cover?
  • The cost of travel insurance for Anguilla
  • How to pay less for your travel insurance to Anguilla
  • Can I rely on my current insurance to cover me in Anguilla?
  • FAQ
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Travel insurance for Anguilla: key takeaways

1. Definition: Travel insurance for Anguilla covers medical emergencies, trip cancellation, and other unforeseen travel disruptions.
2. Key protection: Insurance is not required, but it is vital due to limited local medical facilities.
3. Healthcare cost: A hospital stay in Anguilla can cost over $1,000 per night for foreign visitors.
4. Price: A one-week travel insurance policy for Anguilla typically costs between $30 and $60.
5. Good to know: Policies should include medical evacuation, as serious cases may require transfer for adequate treatment.

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Why trust HelloSafe?

HelloSafe is an international specialist in travel insurance comparison, advising over one million travelers every month. After analyzing 42 travel insurance policies available in the U.S., our experts share here everything you need to know to choose the best travel insurance for Anguilla.

The best travel insurance plans for Anguilla

Contract we recommendMedical reimbursement limitOur view
HelloTravel Premium$1.1MStrong coverage for travelers to Anguilla.
- high medical limit
- repatriation
- flexible trip duration
Cap Assistance 24/24$1.1MSuitable for safe travel in Anguilla.
- 24/7 medical support
- trip cancellation
- no deductible
Tourist Card$550kMeets main needs for Anguilla tourism.
- core medical cover
- emergency assistance
- easy claims process
Travel Pass Monde$770kGood for longer or varied stays.
- hospital and doctor fees
- repatriation
- clear contract wording
Globe Partner$330kCovers essential health risks.
- medical and hospital care
- personal liability
- practical coverage for families
Globe Traveller$550kFor budget-conscious short trips.
- basic medical emergencies
- efficient claim handling
- capped maximum
Recommended Travel Insurance Contracts for Anguilla
HelloTravel Premium
Medical reimbursement limit
$1.1M
Our view
Strong coverage for travelers to Anguilla.
- high medical limit
- repatriation
- flexible trip duration
Cap Assistance 24/24
Medical reimbursement limit
$1.1M
Our view
Suitable for safe travel in Anguilla.
- 24/7 medical support
- trip cancellation
- no deductible
Tourist Card
Medical reimbursement limit
$550k
Our view
Meets main needs for Anguilla tourism.
- core medical cover
- emergency assistance
- easy claims process
Travel Pass Monde
Medical reimbursement limit
$770k
Our view
Good for longer or varied stays.
- hospital and doctor fees
- repatriation
- clear contract wording
Globe Partner
Medical reimbursement limit
$330k
Our view
Covers essential health risks.
- medical and hospital care
- personal liability
- practical coverage for families
Globe Traveller
Medical reimbursement limit
$550k
Our view
For budget-conscious short trips.
- basic medical emergencies
- efficient claim handling
- capped maximum
Recommended Travel Insurance Contracts for Anguilla
? Compare the best travel insurance for freeI compare

Is it currently safe to travel to Anguilla?

As of June 2025, the US Department of State rates Anguilla as Level 1: exercise normal precautions. There are no official advisories against travel to Anguilla for US citizens.

  • Security risks: petty crime such as theft occurs, particularly on beaches and in hotel rooms. It is advised to avoid walking alone at night in isolated areas, including Shoal Bay.
  • Health risks: there is no risk of yellow fever or malaria, but medical facilities do not meet US standards. In medical emergencies, evacuation to another country may be required.
  • Legal requirements: a valid US passport is needed for entry, along with an onward or return ticket and proof of accommodation. No visa is required for short visits by US citizens.
  • Local practices: always use clearly marked taxis and avoid accepting rides from strangers. The US Embassy in Bridgetown, Barbados provides consular services for Anguilla.

Although not required, travel insurance is strongly recommended by the US Department of State, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Anguilla.

Is travel insurance required by law to enter Anguilla?

No, travel insurance is not legally mandatory for US citizens to enter Anguilla.

Travel insurance is still strongly recommended because medical facilities in Anguilla do not meet US standards, and in the event of a serious injury, emergency evacuation to another country can be extremely costly. Insurance can provide coverage for unexpected medical expenses and protect travelers against common travel risks.

According to our data, 80% of travelers purchase travel insurance before going to Anguilla. This high rate is due to the expensive costs of overseas medical care and evacuation.

Why take out travel insurance for Anguilla?

It is an essential financial and medical protection for anyone going to Anguilla.

In Anguilla, health costs can be high for US visitors since most foreigners rely on private care or the Princess Alexandra Hospital in The Valley, where all treatments for non-residents must be paid out of pocket. Emergency evacuations to neighboring islands or the US are often required for complex care, and these can be particularly expensive.

Travel insurance covers medical fees, hospitalization, medication, ambulance transport, and emergency repatriation to the US in the event of a serious incident.

Here are some examples of healthcare costs in Anguilla.

Example of medical treatmentCost at Princess Alexandra HospitalCovered by travel insurance
I have to be hospitalized 48 hours after contracting an infectionXCD 6,700 (about $2,500)up to 100%
I broke my tibia (X-ray, cast, and crutch rental)XCD 5,800 (about $2,165)up to 100%
I need to be repatriatedXCD 50,000 (about $18,650)up to 100%
I have appendicitis (consultation and surgery)XCD 18,000 (about $6,700)up to 100%
Examples of medical costs and travel insurance coverage.
I have to be hospitalized 48 hours after contracting an infection
Cost at Princess Alexandra Hospital
XCD 6,700 (about $2,500)
Covered by travel insurance
up to 100%
I broke my tibia (X-ray, cast, and crutch rental)
Cost at Princess Alexandra Hospital
XCD 5,800 (about $2,165)
Covered by travel insurance
up to 100%
I need to be repatriated
Cost at Princess Alexandra Hospital
XCD 50,000 (about $18,650)
Covered by travel insurance
up to 100%
I have appendicitis (consultation and surgery)
Cost at Princess Alexandra Hospital
XCD 18,000 (about $6,700)
Covered by travel insurance
up to 100%
Examples of medical costs and travel insurance coverage.

These prices are given as an indication and may vary depending on the facilities and regions.

It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.

What should travel insurance for Anguilla cover?

Main coveragesExplanations and recommendations
? Medical expensesCovers costs of consultations, hospitalization, surgery, and medicines for accidents or illnesses.
We recommend a reimbursement limit of at least $200,000.
? Medical evacuationPays for emergency transfer to a higher-level facility or repatriation to the US if required.
Recommended reimbursement limit: $150,000.
? Baggage insuranceProvides compensation if your baggage is lost, stolen, or damaged.
Look for at least $1,500 per person.
❌ Trip cancellationRefunds prepaid, non-refundable expenses if you need to cancel or interrupt your trip for covered reasons.
Minimum recommended: $5,000.
?‍⚖️ Personal liabilityCovers legal expenses and damages if you accidentally injure someone or damage property.
A minimum of $100,000 is advisable.
? MedicationsReimburses for essential prescription medicines abroad.
We recommend a reimbursement limit of $2,500.
? 24/7 assistanceEnsures access to an emergency assistance hotline for advice and support.
Choose a policy with comprehensive, global support.
?‍? Accidental death and disabilityLump sum payout in case of serious permanent injury or death due to an accident.
Recommended amount: $30,000.
Travel Insurance Coverage Recommendations
? Medical expenses
Explanations and recommendations
Covers costs of consultations, hospitalization, surgery, and medicines for accidents or illnesses.
We recommend a reimbursement limit of at least $200,000.
? Medical evacuation
Explanations and recommendations
Pays for emergency transfer to a higher-level facility or repatriation to the US if required.
Recommended reimbursement limit: $150,000.
? Baggage insurance
Explanations and recommendations
Provides compensation if your baggage is lost, stolen, or damaged.
Look for at least $1,500 per person.
❌ Trip cancellation
Explanations and recommendations
Refunds prepaid, non-refundable expenses if you need to cancel or interrupt your trip for covered reasons.
Minimum recommended: $5,000.
?‍⚖️ Personal liability
Explanations and recommendations
Covers legal expenses and damages if you accidentally injure someone or damage property.
A minimum of $100,000 is advisable.
? Medications
Explanations and recommendations
Reimburses for essential prescription medicines abroad.
We recommend a reimbursement limit of $2,500.
? 24/7 assistance
Explanations and recommendations
Ensures access to an emergency assistance hotline for advice and support.
Choose a policy with comprehensive, global support.
?‍? Accidental death and disability
Explanations and recommendations
Lump sum payout in case of serious permanent injury or death due to an accident.
Recommended amount: $30,000.
Travel Insurance Coverage Recommendations

Travel insurance from local providers or bank cards typically offers limited coverage, lower limits, and various exclusions. For reliable protection, it is safer to choose a trusted insurer with broad coverage. Compare top options on HelloSafe and subscribe online for instant certification.

The cost of travel insurance for Anguilla

Trip durationTraveler’s ageIndicative price per person
1 week25 years old$30
2 weeks45 years old$48
1 month35 years old$75
1 month70 years old$140
Indicative price per person based on trip duration and traveler's age.
1 week
Traveler’s age
25 years old
Indicative price per person
$30
2 weeks
Traveler’s age
45 years old
Indicative price per person
$48
1 month
Traveler’s age
35 years old
Indicative price per person
$75
1 month
Traveler’s age
70 years old
Indicative price per person
$140
Indicative price per person based on trip duration and traveler's age.

These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.

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Good to know

The price of travel insurance depends on several factors: the traveler’s age, trip duration, destination, coverage limits, and optional add-ons like trip cancellation. Keeping these in mind is essential for choosing a policy that fits your needs and budget, ensuring you are adequately protected for your trip without any surprises.

? It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.

? Compare the best travel insurance for freeI compare

How to pay less for your travel insurance to Anguilla

Here are some suggestions to optimize the cost of your travel insurance to Anguilla while keeping good coverage:

CriteriaWhy it mattersExpert tip
? Level of coverageHealthcare can be costly and medical facilities in Anguilla are limited, so sufficient coverage is crucial.Limit extras and select only core medical, evacuation, and baggage protection to avoid unnecessary costs.
? Trip durationInsurance premiums increase with each additional travel day, impacting overall cost.Match your policy to your exact trip dates rather than rounding up or adding extra unused days.
✈️ Activities includedWater sports are popular in Anguilla but can increase price if included broadly.Only cover specific planned sports like snorkeling or sailing, not a general “adventure sports” package.
? Baggage coverageLuggage is sometimes delayed or lost on small island flights.Adjust insured value to match what you actually pack and do not overestimate the contents of your luggage.
? Traveller’s ageOlder travelers typically pay more, regardless of destination.Compare insurers for seniors carefully. The insurer Heymondo does not increase its prices for people over 62.
?️ Geographical scopeGreater area coverage, such as including the US or the Caribbean, raises premiums.Select only Anguilla or the Caribbean region if you do not need global coverage.
?‍?‍?‍? Group or family plansInsuring multiple people together can lower per-person rates.Opt for a family or group policy if traveling together, rather than separate individual plans.
Criteria for choosing travel insurance for Anguilla.
? Level of coverage
Why it matters
Healthcare can be costly and medical facilities in Anguilla are limited, so sufficient coverage is crucial.
Expert tip
Limit extras and select only core medical, evacuation, and baggage protection to avoid unnecessary costs.
? Trip duration
Why it matters
Insurance premiums increase with each additional travel day, impacting overall cost.
Expert tip
Match your policy to your exact trip dates rather than rounding up or adding extra unused days.
✈️ Activities included
Why it matters
Water sports are popular in Anguilla but can increase price if included broadly.
Expert tip
Only cover specific planned sports like snorkeling or sailing, not a general “adventure sports” package.
? Baggage coverage
Why it matters
Luggage is sometimes delayed or lost on small island flights.
Expert tip
Adjust insured value to match what you actually pack and do not overestimate the contents of your luggage.
? Traveller’s age
Why it matters
Older travelers typically pay more, regardless of destination.
Expert tip
Compare insurers for seniors carefully. The insurer Heymondo does not increase its prices for people over 62.
?️ Geographical scope
Why it matters
Greater area coverage, such as including the US or the Caribbean, raises premiums.
Expert tip
Select only Anguilla or the Caribbean region if you do not need global coverage.
?‍?‍?‍? Group or family plans
Why it matters
Insuring multiple people together can lower per-person rates.
Expert tip
Opt for a family or group policy if traveling together, rather than separate individual plans.
Criteria for choosing travel insurance for Anguilla.

Can I rely on my current insurance to cover me in Anguilla?

It’s completely legitimate to wonder whether your existing coverage—such as credit card insurance or your public health insurance—can protect you during a trip to Anguilla. Unfortunately, these options usually provide only limited protection, especially for medical emergencies or evacuation abroad. Here is a summary table to help you review your current insurance and what it covers.

Type of insuranceValid in Anguilla?What it coversWhy Travel Insurance is better
Public health insurance (Medicare, Medicaid)No, neverNo overseas coverage; no support for medical evacuation or local hospital care.Travel insurance reimburses $100,000+ emergencies and evacuation.
Private health insurance (UnitedHealthcare, Aetna, Cigna)Yes, partlyEmergency care abroad, often up to $25,000, excludes trip cancellation and repatriation.Travel insurance offers up to $500,000 and includes more guarantees.
Classic credit card (Visa Classic, Chase Freedom, Citi Double Cash)Yes, partlyLimited medical coverage under $10,000, no baggage or trip cancellation protection.Travel insurance covers up to $100,000 and trip/baggage loss.
Premium credit card (Amex Platinum, Chase Sapphire Reserve, Capital One Venture X)Yes, partlyMedical emergencies up to $50,000, partial baggage, minimal trip delay.Travel insurance covers $250,000+ emergencies and cancellation.
Comparison of insurance coverage types for travel to Anguilla.
Public health insurance (Medicare, Medicaid)
Valid in Anguilla?
No, never
What it covers
No overseas coverage; no support for medical evacuation or local hospital care.
Why Travel Insurance is better
Travel insurance reimburses $100,000+ emergencies and evacuation.
Private health insurance (UnitedHealthcare, Aetna, Cigna)
Valid in Anguilla?
Yes, partly
What it covers
Emergency care abroad, often up to $25,000, excludes trip cancellation and repatriation.
Why Travel Insurance is better
Travel insurance offers up to $500,000 and includes more guarantees.
Classic credit card (Visa Classic, Chase Freedom, Citi Double Cash)
Valid in Anguilla?
Yes, partly
What it covers
Limited medical coverage under $10,000, no baggage or trip cancellation protection.
Why Travel Insurance is better
Travel insurance covers up to $100,000 and trip/baggage loss.
Premium credit card (Amex Platinum, Chase Sapphire Reserve, Capital One Venture X)
Valid in Anguilla?
Yes, partly
What it covers
Medical emergencies up to $50,000, partial baggage, minimal trip delay.
Why Travel Insurance is better
Travel insurance covers $250,000+ emergencies and cancellation.
Comparison of insurance coverage types for travel to Anguilla.
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Example

After a scuba dive in Anguilla, Sarah got decompression sickness, requiring a $65,000 air ambulance to Miami. Her US health plan denied coverage abroad, and her American Express card’s insurance had a $10,000 limit. She was suddenly responsible for the remaining $55,000, a devastating cost for her island getaway.

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Expert advice

Always check your existing insurance's terms, exclusions, and limits. Critical events, like trip interruption for a relative's illness, may not be covered. Read the fine print carefully to avoid unpleasant surprises abroad. In all cases, it is safer and more reassuring to subscribe a dedicated travel insurance tailored to the trip.

FAQ

Do I need a visa to travel to Anguilla?

U.S. citizens do not need a visa to travel to Anguilla for short stays. However, you will need a valid U.S. passport that is valid for the duration of your stay, an onward or return ticket, confirmation of accommodation, and evidence that you can financially support yourself during your visit.

How do I purchase travel insurance for Anguilla?

First, compare available options using the HelloSafe travel insurance comparison tool to find suitable plans. Next, check the coverage linked to Anguilla, paying close attention to included guarantees and any specific exclusions. After choosing the right plan, buy it online. Once purchased, you’ll quickly receive your insurance certificate.

Are medical services in Anguilla comparable to the U.S.?

No, medical facilities in Anguilla do not meet U.S. standards, and advanced care is very limited. Serious health issues or emergencies may require medical evacuation to another country. This can result in significant costs, so it is important to have a travel insurance plan with adequate medical evacuation coverage.

Do I need travel insurance if I already have health coverage in the U.S.?

Most U.S. health insurance policies, including Medicare and Medicaid, do not provide coverage outside the United States. Additionally, private plans often exclude medical evacuation and overseas emergencies. Travel insurance can bridge these gaps so you avoid large out-of-pocket costs in Anguilla.

How much does travel insurance for Anguilla usually cost?

Prices for travel insurance to Anguilla generally start around $3 to $7 per day for standard coverage, depending on your age, trip length, and the level of protection chosen. Policies with higher limits or additional benefits, such as evacuation or adventure sports coverage, will cost more.

What should I check before selecting travel insurance for Anguilla?

Check that your policy specifically covers medical evacuation, as this is highly recommended given the limited healthcare infrastructure. Review the exclusions, coverage limits, and make sure common issues like trip delays or lost luggage are included if needed. Confirm that COVID-19 costs are covered if relevant to your plans.

Do I need a visa to travel to Anguilla?

U.S. citizens do not need a visa to travel to Anguilla for short stays. However, you will need a valid U.S. passport that is valid for the duration of your stay, an onward or return ticket, confirmation of accommodation, and evidence that you can financially support yourself during your visit.

How do I purchase travel insurance for Anguilla?

First, compare available options using the HelloSafe travel insurance comparison tool to find suitable plans. Next, check the coverage linked to Anguilla, paying close attention to included guarantees and any specific exclusions. After choosing the right plan, buy it online. Once purchased, you’ll quickly receive your insurance certificate.

Are medical services in Anguilla comparable to the U.S.?

No, medical facilities in Anguilla do not meet U.S. standards, and advanced care is very limited. Serious health issues or emergencies may require medical evacuation to another country. This can result in significant costs, so it is important to have a travel insurance plan with adequate medical evacuation coverage.

Do I need travel insurance if I already have health coverage in the U.S.?

Most U.S. health insurance policies, including Medicare and Medicaid, do not provide coverage outside the United States. Additionally, private plans often exclude medical evacuation and overseas emergencies. Travel insurance can bridge these gaps so you avoid large out-of-pocket costs in Anguilla.

How much does travel insurance for Anguilla usually cost?

Prices for travel insurance to Anguilla generally start around $3 to $7 per day for standard coverage, depending on your age, trip length, and the level of protection chosen. Policies with higher limits or additional benefits, such as evacuation or adventure sports coverage, will cost more.

What should I check before selecting travel insurance for Anguilla?

Check that your policy specifically covers medical evacuation, as this is highly recommended given the limited healthcare infrastructure. Review the exclusions, coverage limits, and make sure common issues like trip delays or lost luggage are included if needed. Confirm that COVID-19 costs are covered if relevant to your plans.

A. Fruchard
A. Fruchard
Insurance expert
HelloSafe
Co-founder of HelloSafe and an experienced entrepreneur in the insurance and personal finance sector, Antoine uses his experience and in-depth knowledge of the market to help Internet users make the right choices. With an MBA in economics, he is a committed expert whose mission is to make personal finance and insurance issues simple and understandable. With a rich career marked by the creation of innovative companies, Antoine's ambition has always been to bring transparency to complex issues and to give power back to consumers. With HelloSafe, he continues to translate this vision by providing accurate advice, impartial comparisons and detailed explanations of travel insurance. He has analysed hundreds of contracts to reveal the best options available on the market.

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