What are the Best Travel Insurances for Lebanon in 2025?
- The Best Travel Insurances for Lebanon
- Is it currently safe to travel to Lebanon?
- Is travel insurance required for a visa for Lebanon?
- Why you should take out travel insurance for Lebanon
- What travel insurance for Lebanon should cover
- What is the cost of travel insurance for Lebanon?
- How to Pay Less for Travel Insurance to Lebanon
- Your Current Insurance Coverage in Lebanon
- FAQ
Travel insurance for Lebanon: key takeaways
1. Definition: Travel insurance for Lebanon covers medical emergencies, repatriation, and other unforeseen travel-related incidents.
2. Warning: The U.S. Department of State advises against all travel to Lebanon due to serious risks.
3. Key protection: Insurance is not required for a visa, but it is essential for medical and security emergencies.
4. Healthcare cost: Private healthcare is expensive; a hospital night can cost several hundred U.S. dollars.
5. Price: A one-week travel insurance policy for Lebanon typically costs between $40 and $80.
6. Good to know: Verify your policy covers travel to destinations with a "Do Not Travel" advisory.
Why trust HelloSafe?
HelloSafe is an international specialist in travel insurance comparison, advising over one million travelers every month. After analyzing 41 travel insurance policies available in the US, our experts share here everything you need to know to choose the best travel insurance for Lebanon.
The Best Travel Insurances for Lebanon
| Contract we recommend | Medical reimbursement limit | Our view |
|---|---|---|
| HelloTravel Premium | $1.1M | Our top pick for Lebanon, offering high ceilings and modern benefits. - high medical limit - comprehensive repatriation - clear conditions |
| Cap Assistance 24/24 | $1.1M | Excellent for emergency support with no deductible. - 24/7 assistance - cancellation cover - zero deductible |
| Tourist Card | $550k | Good coverage for tourism with solid limits. - emergency medical care - hospital fees - competitive price |
| Travel Pass Monde | $770k | Flexible support for trips abroad, practical for Lebanon. - repatriation covered - hospital included - wide geographical scope |
| Globe Partner | $330k | Basic but reliable for international stays. - overseas medical cover - repatriation - civil liability |
| Globe Traveller | $550k | Value option for short, lower-risk trips. - essential coverage - rapid payout - capped limits |
- high medical limit
- comprehensive repatriation
- clear conditions
- 24/7 assistance
- cancellation cover
- zero deductible
- emergency medical care
- hospital fees
- competitive price
- repatriation covered
- hospital included
- wide geographical scope
- overseas medical cover
- repatriation
- civil liability
- essential coverage
- rapid payout
- capped limits
Is it currently safe to travel to Lebanon?
As of June 2025, the US Department of State places Lebanon at Level 4, strongly advising against all travel due to armed conflict, terrorism, crime, and civil unrest.
Here are their four main recommendations.
- Security risks: ongoing tensions have resulted in regional violence, with southern Lebanon and border zones near Syria facing particular restrictions. Roadblocks in the Bekaa valley, curfews in some suburbs of Beirut.
- Health risks: medical facilities outside Beirut are limited, and evacuation can be challenging. Injuries from landmines in rural areas have required emergency medical transfers abroad.
- Legal constraints: travelers with Israeli stamps or visas can be denied entry or detained. Carrying satellite phones or cameras near military zones, such as south of Saida, may also result in interrogation.
- Urban environment: street crime, including kidnappings and “snatch and grab” thefts, is common in urban centers. Be especially vigilant on Hamra Street in Beirut and avoid demonstrations.
Although not required, travel insurance is strongly recommended by the US Department of State, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Lebanon.
Is travel insurance required for a visa for Lebanon?
No, travel insurance is not mandatory for travelers from the United States to obtain a visa to go to Lebanon.
However, travel insurance is strongly recommended due to the high level of risk in Lebanon, including conflict, crime, and limited healthcare access outside Beirut. Insurance covering medical treatment and emergency repatriation is especially important.
According to our data, 80% of travelers purchase travel insurance before going to Lebanon. This high rate reflects the level of risk and the potential costs of emergencies or medical care.
Why you should take out travel insurance for Lebanon
It is an essential financial and medical protection for anyone going to Lebanon.
In Lebanon, foreigners typically have access only to private clinics and hospitals, especially in Beirut, such as Clemenceau Medical Center or American University of Beirut Medical Center. These private facilities offer quality care but have high costs. Public hospitals outside the city are limited in equipment and not recommended, especially for non-residents.
Travel insurance covers essential needs such as medical expenses, hospitalization, medications, ambulance transport, and repatriation to the United States in case of serious issues.
Here are some examples of healthcare costs in Lebanon.
| Example of medical treatment | Cost at Clemenceau Medical Center | Covered by travel insurance |
|---|---|---|
| I have to be hospitalized 48 hours after contracting an infection | 6,000,000 LBP (400 USD) | up to 100% or policy limit |
| I broke my tibia (X-ray, cast, and crutch rental) | 4,500,000 LBP (300 USD) | up to 100% or policy limit |
| I need to be repatriated | 120,000,000 LBP (8,000 USD) | up to 100% or policy limit |
| I have appendicitis (consultation and surgery) | 45,000,000 LBP (3,000 USD) | up to 100% or policy limit |
These prices are given as an indication and may vary depending on the facilities and regions.
It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.
What travel insurance for Lebanon should cover
| Main coverages | Explanations and recommendations |
|---|---|
| 🏥 Medical expenses | Covers hospital, doctor fees, surgery, prescriptions, and medical care in private clinics in cities like Beirut. Recommended: at least $100,000 per trip. |
| 🚑 Emergency evacuation | Covers ambulance or air evacuation to the US or nearby countries if needed. Recommended: minimum $100,000 for medical evacuation and repatriation. |
| ✈️ Trip cancellation | Refunds prepaid, non-refundable costs if you must cancel due to emergencies. Recommended: coverage equal to trip value, up to $5,000–$10,000. |
| 🎒 Baggage and belongings | Covers lost, stolen, or damaged luggage and valuables. Recommended: up to $2,000 for baggage, with item limits specified in policy. |
| 👨⚖️ Personal liability | Covers injury or damages you cause to others during the trip. Recommended: at least $50,000 in liability protection. |
| 💉 Repatriation of remains | Covers transportation of remains to US in case of death abroad. Recommended: at least $20,000 coverage for repatriation of remains. |
| 🤕 Accident or disability | Pays a lump sum in case of accidental injury or disability. Recommended: minimum $20,000 coverage for disability benefits. |
| 💼 Travel assistance | 24/7 multilingual helpline for emergencies and travel support. Recommended: included without a specific monetary limit. |
Recommended: at least $100,000 per trip.
Recommended: minimum $100,000 for medical evacuation and repatriation.
Recommended: coverage equal to trip value, up to $5,000–$10,000.
Recommended: up to $2,000 for baggage, with item limits specified in policy.
Recommended: at least $50,000 in liability protection.
Recommended: at least $20,000 coverage for repatriation of remains.
Recommended: minimum $20,000 coverage for disability benefits.
Recommended: included without a specific monetary limit.
Travel insurance from local providers or bank cards often includes low coverage limits and many exclusions. Choosing a reputable insurer with comprehensive coverage is safer. Compare top plans on HelloSafe and subscribe online for instant certification.
What is the cost of travel insurance for Lebanon?
| Trip duration | Traveler’s age | Indicative price per person |
|---|---|---|
| 1 week | 25 years old | $27 |
| 2 weeks | 45 years old | $44 |
| 1 month | 35 years old | $62 |
| 1 month | 70 years old | $124 |
These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.
Good to know
The price of your policy is shaped by several key details. Be sure to consider the traveler's age, the duration of the stay, the destination, desired coverage limits, and any optional add-ons like trip cancellation. Keeping these elements in mind is essential to select the right coverage without overpaying for your trip.
💡 It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.
👉 Compare the best travel insurance for freeI compareHow to Pay Less for Travel Insurance to Lebanon
Here are some suggestions to optimize the cost of your travel insurance to Lebanon while keeping good coverage:
| Criteria | Why it matters | Expert tip |
|---|---|---|
| 🏥 Level of medical coverage | Medical care is costly and limited outside Beirut, evacuation insurance is necessary. | Opt for essential medical and evacuation coverage to reduce your premium without compromising on safety. |
| 👨🏻🎓 Traveller's age | Age can affect rates, especially for senior travelers, but not all insurers increase premiums. | If you are over 62, the insurer Heymondo does not increase its prices for people over 62. |
| 🛡️ Deductible amount | A higher deductible lowers premiums, but make sure it stays affordable if you need to claim. | Choose a deductible that balances affordability and peace of mind, not just the lowest premium. |
| 🚑 Trip duration | Longer stays increase risk and cost, so match coverage exactly to your travel dates. | Set your insurance dates to your actual trip and avoid extending beyond your needs. |
| 👨👩👧👦 Number of travelers | Family or group plans can be cheaper per person than individual policies. | Look for group discounts if traveling with family or friends rather than insuring each separately. |
| 🎒 Level of activities planned | Some activities (like hiking) are riskier and may not be standard; add coverage only if needed. | Exclude hazardous activity coverage unless you plan specific high-risk activities. |
| 🛎️ Add-ons and extras | Luggage or activity cover can raise costs but may not always be required for your trip to Lebanon. | Select only necessary add-ons and avoid optional extras that do not reflect your real risks. |
Your Current Insurance Coverage in Lebanon
It’s completely legitimate to wonder whether your existing coverage—such as credit card insurance or your public health or private health insurance—can protect you during a trip to Lebanon. Unfortunately, this coverage is often limited or insufficient for U.S. travelers abroad, especially in Lebanon, where the U.S. does not provide public health insurance.
Here is a summary table to help you review your current insurance and what it covers.
| Type of Insurance | Valid in Lebanon? | What it covers | Why Travel Insurance is better |
|---|---|---|---|
| Public Health Insurance (Medicare, Medicaid, ACA plans) | No, never | No coverage for medical or hospital costs outside the US. | Travel insurance covers over $100,000 in medical, hospital care, and evacuation. |
| Private Health Insurance (UnitedHealthcare, Blue Cross, Aetna) | Yes, partly | Emergency care may be reimbursed after return, but limits apply, typically under $25,000; no advance payments, excludes evacuation. | Travel insurance can pay hospitals directly, cover $100,000+ including evacuation. |
| Classic Credit Card (Visa Classic, Mastercard Standard, Chase Freedom) | Yes, partly | Medical coverage up to $2,500-$5,000; trip cancellation under $2,000; no repatriation; limited baggage protection. | Travel insurance covers $100,000+ medical and full baggage, trip interruption. |
| Premium Credit Card (Chase Sapphire Reserve, Amex Platinum, Citi Prestige) | Yes, partly | Medical care up to $100,000; trip delay/luggage loss typically under $1,000. | Travel insurance adds emergency evacuation, advance payments, higher baggage limits. |
Example
While skiing near Beirut, Maria shattered her ankle. Emergency surgery at a private hospital cost $25,000, demanded upfront in cash. Her US health plan had no overseas network, and her Visa Signature card’s travel benefit only covered $1,500. Maria was left with a staggering $23,500 bill for her accident.
Expert advice
Always check the terms, exclusions, and limits of your existing insurance. Essential situations, like trip interruption for a relative’s illness, might be excluded. Read the conditions carefully to avoid unpleasant surprises abroad. In all cases, it is safer and more reassuring to purchase dedicated travel insurance tailored to your trip.
FAQ
Do I need a visa to travel to Lebanon?
Yes, travelers from the United States need a visa to enter Lebanon. Most visitors can obtain a one-month tourist visa on arrival at Beirut International Airport. Your passport must be valid for at least six months, and travelers with Israeli stamps or visas may be denied entry. Always check the latest entry requirements before your trip.
How do I purchase travel insurance for Lebanon?
First, use the HelloSafe travel insurance comparison tool to review available options tailored to Lebanon. Next, carefully study the coverages and exclusions to ensure they meet health, evacuation, and security needs for Lebanon. Then, complete your purchase securely online. After payment, you will receive your insurance certificate to present if required.
Is there a recommended minimum coverage amount for medical expenses in Lebanon?
Medical expenses in Lebanon can be high, especially for emergencies requiring hospitalization or evacuation. Experts generally recommend travel insurance with at least $100,000 in medical coverage. This ensures sufficient protection for both standard care in Beirut and potential evacuation to another country if needed.
Are there activities in Lebanon that may not be covered by standard travel insurance?
Yes, many travel insurance policies exclude high-risk activities such as hiking in restricted border areas, adventure sports, or visiting regions with active travel warnings. Always disclose your planned activities and destinations to your insurer, and consider a policy that specifically covers higher-risk activities if relevant.
What should I do if I need medical care in Lebanon?
If you require medical care, contact your travel insurance provider as soon as possible using their emergency assistance hotline. They can direct you to appropriate facilities and may arrange direct payment with hospitals. Keep copies of all medical reports and receipts for your claim. Keep in mind that care is best in Beirut, and options are limited in rural regions.
Can I cancel my trip to Lebanon and get reimbursed if the security situation worsens?
Trip cancellation coverage depends on the reasons outlined in your policy. Some plans reimburse non-refundable expenses for emergencies like sudden illness, injury, or security issues officially recognized by authorities. Review your insurer’s terms or call their support to understand what security events are covered before booking your trip.
Do I need a visa to travel to Lebanon?
Yes, travelers from the United States need a visa to enter Lebanon. Most visitors can obtain a one-month tourist visa on arrival at Beirut International Airport. Your passport must be valid for at least six months, and travelers with Israeli stamps or visas may be denied entry. Always check the latest entry requirements before your trip.
How do I purchase travel insurance for Lebanon?
First, use the HelloSafe travel insurance comparison tool to review available options tailored to Lebanon. Next, carefully study the coverages and exclusions to ensure they meet health, evacuation, and security needs for Lebanon. Then, complete your purchase securely online. After payment, you will receive your insurance certificate to present if required.
Is there a recommended minimum coverage amount for medical expenses in Lebanon?
Medical expenses in Lebanon can be high, especially for emergencies requiring hospitalization or evacuation. Experts generally recommend travel insurance with at least $100,000 in medical coverage. This ensures sufficient protection for both standard care in Beirut and potential evacuation to another country if needed.
Are there activities in Lebanon that may not be covered by standard travel insurance?
Yes, many travel insurance policies exclude high-risk activities such as hiking in restricted border areas, adventure sports, or visiting regions with active travel warnings. Always disclose your planned activities and destinations to your insurer, and consider a policy that specifically covers higher-risk activities if relevant.
What should I do if I need medical care in Lebanon?
If you require medical care, contact your travel insurance provider as soon as possible using their emergency assistance hotline. They can direct you to appropriate facilities and may arrange direct payment with hospitals. Keep copies of all medical reports and receipts for your claim. Keep in mind that care is best in Beirut, and options are limited in rural regions.
Can I cancel my trip to Lebanon and get reimbursed if the security situation worsens?
Trip cancellation coverage depends on the reasons outlined in your policy. Some plans reimburse non-refundable expenses for emergencies like sudden illness, injury, or security issues officially recognized by authorities. Review your insurer’s terms or call their support to understand what security events are covered before booking your trip.
