The Best Travel Insurance Plans for Myanmar in 2025

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A. Fruchard
A. Fruchard
updated on July 16, 2025
Table of Contents
  • The best travel insurance plans for Myanmar
  • Is it currently safe to travel to Myanmar?
  • Is travel insurance required by law to enter Myanmar
  • Why take out travel insurance for Myanmar?
  • What should travel insurance for Myanmar cover?
  • The cost of travel insurance for Myanmar
  • How to pay less for your travel insurance to Myanmar
  • Can I rely on my current insurance to cover me in Myanmar?
  • FAQ
  • On the same topic
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Travel insurance for Myanmar: key takeaways

1. Definition: Travel insurance for Myanmar covers medical emergencies, repatriation, and other unexpected travel-related incidents.
2. Warning: The U.S. Department of State advises against all travel to Myanmar due to civil unrest.
3. Key protection: Insurance is not mandatory but is essential due to limited medical facilities and instability.
4. Healthcare cost: Healthcare is limited; a private clinic stay can cost several hundred dollars per night.
5. Price: A one-week travel insurance policy for Myanmar typically costs between $40 and $80.
6. Good to know: Many standard policies are void due to the "Do Not Travel" advisory; check your coverage.

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Why trust HelloSafe?

HelloSafe is an international specialist in travel insurance comparison, advising over one million travelers every month. After analyzing 38 travel insurance policies available in the US, our experts share here everything you need to know to choose the best travel insurance for Myanmar.

The best travel insurance plans for Myanmar

Contract we recommendMedical reimbursement limitOur view
HelloTravel Premium$1.1MBest for Myanmar due to robust medical limit and evacuation.
- strong coverage
- evacuation included
- 24/7 support
Cap Assistance 24/24$1.1MReliable for crisis areas, solid medical cover, easy claim process.
- medical hotline
- covers emergencies
- no deductible
Tourist Card$545kGood choice for visitors, budget-friendly with core protections.
- covers medical
- evacuation option
- emergency helpline
Travel Pass Monde$765kWell-balanced, supports urgent care and repatriation.
- hospital costs
- evacuation
- broad territorial coverage
Globe Partner$328kSolid option for basic needs and easy access to claims.
- essential cover
- repatriation
- civil liability
Globe Traveller$545kFor short or low-risk trips, affordable with fast service.
- quick reimbursement
- essential medical
- limited ceiling
Comparison of recommended travel insurance contracts and their features.
HelloTravel Premium
Medical reimbursement limit
$1.1M
Our view
Best for Myanmar due to robust medical limit and evacuation.
- strong coverage
- evacuation included
- 24/7 support
Cap Assistance 24/24
Medical reimbursement limit
$1.1M
Our view
Reliable for crisis areas, solid medical cover, easy claim process.
- medical hotline
- covers emergencies
- no deductible
Tourist Card
Medical reimbursement limit
$545k
Our view
Good choice for visitors, budget-friendly with core protections.
- covers medical
- evacuation option
- emergency helpline
Travel Pass Monde
Medical reimbursement limit
$765k
Our view
Well-balanced, supports urgent care and repatriation.
- hospital costs
- evacuation
- broad territorial coverage
Globe Partner
Medical reimbursement limit
$328k
Our view
Solid option for basic needs and easy access to claims.
- essential cover
- repatriation
- civil liability
Globe Traveller
Medical reimbursement limit
$545k
Our view
For short or low-risk trips, affordable with fast service.
- quick reimbursement
- essential medical
- limited ceiling
Comparison of recommended travel insurance contracts and their features.
👉 Compare the best travel insurance for freeI compare

Is it currently safe to travel to Myanmar?

As of June 2025, the US Department of State advises against all travel to Myanmar due to widespread armed conflict, political instability, and a high risk of arbitrary arrest or detention. Daily flights are frequently cancelled or severely disrupted, many areas are restricted by the military, and frontline zones shift rapidly.

Here are their four main recommendations.

  • Security risks: ongoing armed clashes, bombings, and the presence of landmines create persistent dangers across the country. For example, civilian neighborhoods in cities like Yangon experience regular explosions and sudden security checkpoints.
  • Health risks: medical care is limited and medical evacuation may be necessary for serious health issues. Hospitals in Mandalay and Yangon often lack critical supplies, so major surgery or specialized treatment is rarely possible within the country.
  • Legal restrictions: arbitrary enforcement of laws is common, with travelers at risk of detention, especially if found photographing security forces or sensitive military sites.
  • Environmental hazards: the monsoon season from May to October brings severe flooding and landslides, affecting areas such as Bago and the Irrawaddy Delta.

Although not required, travel insurance is strongly recommended by the US Department of State, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Myanmar.

Is travel insurance required by law to enter Myanmar

No additional travel insurance is required beyond the inbound COVID-19 policy from Myanma Insurance attached to the e‑visa.

However, it is strongly recommended to obtain comprehensive travel insurance, including coverage for medical evacuation and emergency medical expenses, due to the unstable security situation and very limited local healthcare. The risk of civil unrest, armed conflict, and arbitrary detention makes solid coverage essential.

According to our data, 80% of travelers purchase travel insurance before going to Myanmar. This high percentage is due to the significant risks, poor health infrastructure, and potential need for urgent medical evacuation.

Why take out travel insurance for Myanmar?

It is an essential financial and medical protection for anyone going to Myanmar.

Medical costs in Myanmar can be extremely high for foreigners. Major hospitals like Yangon International Hospital and Pun Hlaing Siloam Hospital are among the few options with acceptable standards, mainly in Yangon. Outside large cities, modern facilities are rare, and care for foreigners is limited and often expensive.

Travel insurance covers medical fees, hospitalisation, medication, ambulance transport and emergency repatriation to the US in the event of a serious incident.

Here are some examples of healthcare costs in Myanmar.

Example of medical treatmentCost at Yangon International HospitalCovered by travel insurance
I have to be hospitalized 48 hours after contracting an infection2,400,000 MMK (about $1,140)up to 100%
I broke my tibia (X-ray, cast, and crutch rental)1,600,000 MMK (about $760)up to 100%
I need to be repatriated100,000,000 MMK (about $47,000)up to 100%
I have appendicitis (consultation and surgery)13,000,000 MMK (about $6,100)up to 100%
I have to be hospitalized 48 hours after contracting an infection
Cost at Yangon International Hospital
2,400,000 MMK (about $1,140)
Covered by travel insurance
up to 100%
I broke my tibia (X-ray, cast, and crutch rental)
Cost at Yangon International Hospital
1,600,000 MMK (about $760)
Covered by travel insurance
up to 100%
I need to be repatriated
Cost at Yangon International Hospital
100,000,000 MMK (about $47,000)
Covered by travel insurance
up to 100%
I have appendicitis (consultation and surgery)
Cost at Yangon International Hospital
13,000,000 MMK (about $6,100)
Covered by travel insurance
up to 100%

These prices are given as an indication and may vary depending on the facilities and regions. It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.

What should travel insurance for Myanmar cover?

⚠️ Due to ongoing armed conflict and civil unrest in Myanmar, many global insurers may exclude coverage for war, terrorism, or civil disorder. Verify your policy covers incidents occurring in unstable or high-risk environments before purchase.

Here is a summary table of the main coverages you should look for in a travel insurance policy for Myanmar.

Main coveragesExplanations and recommendations
🏥 Medical expensesCovers the cost of medical treatment if you get sick or injured. For Myanmar, medical evacuation may be needed for serious cases.
Recommended minimum: $150,000
🚑 Medical evacuationPays for emergency transport to a country with adequate care when not available locally.
Recommended minimum: $250,000
🛄 Baggage loss and theftReimburses loss, theft, or damage of luggage and personal belongings.
Recommended minimum: $1,500
🌪️ Trip interruption/cancellationCovers non-refundable expenses if you must cancel or cut your trip due to unforeseen events.
Recommended minimum: $5,000
🛡️ Personal liabilityProtects you if you accidentally cause harm to others or their property.
Recommended minimum: $100,000
🗺️ Repatriation of remainsCovers the cost of transporting remains to your home country in the event of death.
Recommended minimum: $100,000
📲 24/7 assistance servicesOffers access to help hotlines and support for medical or travel emergencies.
Recommended: included at no extra cost
🏥 Medical expenses
Explanations and recommendations
Covers the cost of medical treatment if you get sick or injured. For Myanmar, medical evacuation may be needed for serious cases.
Recommended minimum: $150,000
🚑 Medical evacuation
Explanations and recommendations
Pays for emergency transport to a country with adequate care when not available locally.
Recommended minimum: $250,000
🛄 Baggage loss and theft
Explanations and recommendations
Reimburses loss, theft, or damage of luggage and personal belongings.
Recommended minimum: $1,500
🌪️ Trip interruption/cancellation
Explanations and recommendations
Covers non-refundable expenses if you must cancel or cut your trip due to unforeseen events.
Recommended minimum: $5,000
🛡️ Personal liability
Explanations and recommendations
Protects you if you accidentally cause harm to others or their property.
Recommended minimum: $100,000
🗺️ Repatriation of remains
Explanations and recommendations
Covers the cost of transporting remains to your home country in the event of death.
Recommended minimum: $100,000
📲 24/7 assistance services
Explanations and recommendations
Offers access to help hotlines and support for medical or travel emergencies.
Recommended: included at no extra cost

Travel insurance from local providers or bank cards often offers limited coverage, with low limits and many exclusions. For your safety, it is best to choose a trusted insurer with full coverage. Compare options on HelloSafe and subscribe online to get instant certification.

The cost of travel insurance for Myanmar

Trip durationTraveler’s ageIndicative price per person
1 week25 years old$28
2 weeks45 years old$48
1 month35 years old$82
1 month70 years old$164
1 week
Traveler’s age
25 years old
Indicative price per person
$28
2 weeks
Traveler’s age
45 years old
Indicative price per person
$48
1 month
Traveler’s age
35 years old
Indicative price per person
$82
1 month
Traveler’s age
70 years old
Indicative price per person
$164

These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.

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Good to know

Your travel insurance cost is shaped by several key elements: your age, the length of your trip, your destination, the level of coverage, and any add-ons like a cancellation option. Considering these factors is crucial for finding a policy that fits your needs and budget, ensuring you're properly protected without overpaying.

💡 It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.

👉 Compare the best travel insurance for freeI compare

How to pay less for your travel insurance to Myanmar

Here are some suggestions to optimize the cost of your travel insurance to Myanmar while keeping good coverage:

CriteriaWhy it mattersExpert tip
🏥 Level of coverageMedical care and evacuation are often needed, as Myanmar's health system is below U.S. standards.Choose a plan focusing on medical and evacuation coverage and skip extra non-essential add-ons.
👥 Number of travelersGroup or family plans may be more affordable than buying separate policies for each traveler.Opt for a family or group policy if you travel together to benefit from a lower per-person rate.
⏳ Trip durationInsurance costs increase with trip length, so only cover your actual stay period to avoid overpaying.Match the coverage period exactly to your travel dates to prevent unnecessary additional costs.
🧳 Baggage and valuablesTheft and loss are possible, but insuring high-value items increases premiums.Select a low baggage limit if you are not carrying expensive electronics or jewelry.
🌐 Coverage regionGlobal plans can be costly, especially for single-country trips.Choose Myanmar-specific coverage to limit costs, and avoid worldwide coverage if not needed.
🧑 Traveller’s ageAge can raise premiums depending on the insurer, with additional fees for seniors.Check for insurer age bands. Heymondo does not increase its prices for people over 62.
⚡ Deductible amountHigher deductibles lower the premium but you will pay more when making claims.Increase your deductible if you are confident you will only claim for major incidents.
Key criteria for choosing travel insurance.
🏥 Level of coverage
Why it matters
Medical care and evacuation are often needed, as Myanmar's health system is below U.S. standards.
Expert tip
Choose a plan focusing on medical and evacuation coverage and skip extra non-essential add-ons.
👥 Number of travelers
Why it matters
Group or family plans may be more affordable than buying separate policies for each traveler.
Expert tip
Opt for a family or group policy if you travel together to benefit from a lower per-person rate.
⏳ Trip duration
Why it matters
Insurance costs increase with trip length, so only cover your actual stay period to avoid overpaying.
Expert tip
Match the coverage period exactly to your travel dates to prevent unnecessary additional costs.
🧳 Baggage and valuables
Why it matters
Theft and loss are possible, but insuring high-value items increases premiums.
Expert tip
Select a low baggage limit if you are not carrying expensive electronics or jewelry.
🌐 Coverage region
Why it matters
Global plans can be costly, especially for single-country trips.
Expert tip
Choose Myanmar-specific coverage to limit costs, and avoid worldwide coverage if not needed.
🧑 Traveller’s age
Why it matters
Age can raise premiums depending on the insurer, with additional fees for seniors.
Expert tip
Check for insurer age bands. Heymondo does not increase its prices for people over 62.
⚡ Deductible amount
Why it matters
Higher deductibles lower the premium but you will pay more when making claims.
Expert tip
Increase your deductible if you are confident you will only claim for major incidents.
Key criteria for choosing travel insurance.

Can I rely on my current insurance to cover me in Myanmar?

It is completely legitimate to wonder whether your existing coverage, like credit card insurance or your public health plan, can protect you during a trip to Myanmar. Unfortunately, this coverage is often limited or insufficient, particularly regarding health care and evacuation needs.

Here is a summary table to help you review your current insurance and what it covers.

Type of insuranceValid in Myanmar?What it coversWhy Travel Insurance is better
Public health insurance (Medicare, Medicaid)No, neverNo coverage for overseas care or medical evacuation.Travel insurance can cover up to $250,000 medical and evacuation.
Private health insurance (Aetna, Blue Cross, Cigna)Yes, partlyPossible reimbursement under $10,000 after return. No direct support or evacuation.Travel insurance covers up to $500,000, emergency evacuation, and 24/7 assistance.
Classic credit card (Chase Freedom, Citi Simplicity, Capital One Platinum)Yes, partlyLimited emergency health (under $2,500), no repatriation, little to no baggage or trip delay.Travel insurance covers up to $100,000 and offers full trip interruption cover.
Premium credit card (Amex Platinum, Chase Sapphire Reserve, Citi Prestige)Yes, partlyMedical coverage typically under $50,000, limited evacuation, some trip interruption coverage.Travel insurance can include up to $500,000 and full medical evacuation.
A comparison of different insurance types and their coverage for travel in Myanmar.
Public health insurance (Medicare, Medicaid)
Valid in Myanmar?
No, never
What it covers
No coverage for overseas care or medical evacuation.
Why Travel Insurance is better
Travel insurance can cover up to $250,000 medical and evacuation.
Private health insurance (Aetna, Blue Cross, Cigna)
Valid in Myanmar?
Yes, partly
What it covers
Possible reimbursement under $10,000 after return. No direct support or evacuation.
Why Travel Insurance is better
Travel insurance covers up to $500,000, emergency evacuation, and 24/7 assistance.
Classic credit card (Chase Freedom, Citi Simplicity, Capital One Platinum)
Valid in Myanmar?
Yes, partly
What it covers
Limited emergency health (under $2,500), no repatriation, little to no baggage or trip delay.
Why Travel Insurance is better
Travel insurance covers up to $100,000 and offers full trip interruption cover.
Premium credit card (Amex Platinum, Chase Sapphire Reserve, Citi Prestige)
Valid in Myanmar?
Yes, partly
What it covers
Medical coverage typically under $50,000, limited evacuation, some trip interruption coverage.
Why Travel Insurance is better
Travel insurance can include up to $500,000 and full medical evacuation.
A comparison of different insurance types and their coverage for travel in Myanmar.
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Example

While on a motorbike tour in Myanmar, David crashed and required emergency surgery in Yangon, costing $30,000. His Chase Sapphire card’s travel insurance only covered $2,500, and his US health plan had no overseas benefits. David was unexpectedly left with a $27,500 bill for his life-saving treatment.

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Expert advice

Always check the terms, exclusions, and limits of your existing insurance. Essential situations, like trip interruption for a relative’s illness, might be excluded. Read the conditions carefully to avoid surprises abroad. In all cases, it's safer and more reassuring to purchase dedicated travel insurance tailored to your trip.

FAQ

Do I need a visa to travel to Myanmar?

Yes, U.S. citizens need a visa to enter Myanmar for tourism or business purposes. You can apply for an eVisa online before travel, and your passport must be valid for at least six months beyond your planned entry date.

How do I purchase travel insurance for Myanmar?

1/ Compare: Use the HelloSafe travel insurance comparison tool to review different options for Myanmar.
2/ Check cover and exclusions: Carefully check each plan’s coverage for Myanmar, especially medical evacuation and political unrest exclusions.
3/ Buy online: Once you choose a plan, complete your purchase securely via the insurer’s website.
4/ Receive your certificate: After purchase, your insurance certificate is sent electronically. Print or save a copy to show if requested.

Is health care easily accessible for foreigners in Myanmar?

Healthcare in Myanmar is limited and usually below U.S. standards, especially outside major cities. Emergency medical evacuation, which can cost over $100,000, is often required for serious illnesses or injuries. Comprehensive travel insurance with strong evacuation coverage is highly recommended for U.S. travelers.

Will my U.S. health insurance or Medicare cover me in Myanmar?

No, U.S. health insurance, including Medicare and Medicaid, does not cover medical expenses overseas. You will have to pay out-of-pocket for any treatment, which can be expensive and challenging due to payment requirements in cash. Travel insurance can protect you from major financial risks during emergencies.

Can I buy travel insurance for Myanmar after I depart the United States?

Some insurers allow you to purchase travel insurance after you have started your trip, but options may be limited and certain benefits could be reduced. For the most comprehensive coverage—including trip cancellation and emergency assistance—it is best to purchase travel insurance before your departure.

Does travel insurance for Myanmar cover losses from civil unrest or government action?

Standard travel insurance policies often exclude coverage for war, terrorism, political unrest, or government actions, which are concerns in Myanmar. Read your policy carefully and look for plans with specialized add-ons if these risks are a concern for your trip.

Do I need a visa to travel to Myanmar?

Yes, U.S. citizens need a visa to enter Myanmar for tourism or business purposes. You can apply for an eVisa online before travel, and your passport must be valid for at least six months beyond your planned entry date.

How do I purchase travel insurance for Myanmar?

1/ Compare: Use the HelloSafe travel insurance comparison tool to review different options for Myanmar.
2/ Check cover and exclusions: Carefully check each plan’s coverage for Myanmar, especially medical evacuation and political unrest exclusions.
3/ Buy online: Once you choose a plan, complete your purchase securely via the insurer’s website.
4/ Receive your certificate: After purchase, your insurance certificate is sent electronically. Print or save a copy to show if requested.

Is health care easily accessible for foreigners in Myanmar?

Healthcare in Myanmar is limited and usually below U.S. standards, especially outside major cities. Emergency medical evacuation, which can cost over $100,000, is often required for serious illnesses or injuries. Comprehensive travel insurance with strong evacuation coverage is highly recommended for U.S. travelers.

Will my U.S. health insurance or Medicare cover me in Myanmar?

No, U.S. health insurance, including Medicare and Medicaid, does not cover medical expenses overseas. You will have to pay out-of-pocket for any treatment, which can be expensive and challenging due to payment requirements in cash. Travel insurance can protect you from major financial risks during emergencies.

Can I buy travel insurance for Myanmar after I depart the United States?

Some insurers allow you to purchase travel insurance after you have started your trip, but options may be limited and certain benefits could be reduced. For the most comprehensive coverage—including trip cancellation and emergency assistance—it is best to purchase travel insurance before your departure.

Does travel insurance for Myanmar cover losses from civil unrest or government action?

Standard travel insurance policies often exclude coverage for war, terrorism, political unrest, or government actions, which are concerns in Myanmar. Read your policy carefully and look for plans with specialized add-ons if these risks are a concern for your trip.

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A. Fruchard
A. Fruchard
Insurance expert
HelloSafe
Co-founder of HelloSafe and an experienced entrepreneur in the insurance and personal finance sector, Antoine uses his experience and in-depth knowledge of the market to help Internet users make the right choices. With an MBA in economics, he is a committed expert whose mission is to make personal finance and insurance issues simple and understandable. With a rich career marked by the creation of innovative companies, Antoine's ambition has always been to bring transparency to complex issues and to give power back to consumers. With HelloSafe, he continues to translate this vision by providing accurate advice, impartial comparisons and detailed explanations of travel insurance. He has analysed hundreds of contracts to reveal the best options available on the market.

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