Discover the Best Travel Insurance for Myanmar in 2025
- The best travel insurance plans for Myanmar
- Is it currently safe to travel to Myanmar?
- Is travel insurance required by law to enter Myanmar
- Why take out travel insurance for Myanmar?
- What should travel insurance for Myanmar cover?
- The cost of travel insurance for Myanmar
- How to pay less for your travel insurance to Myanmar
- Can I rely on my current insurance to cover me in Myanmar?
- FAQ
Travel insurance for Myanmar: key takeaways
1. Definition: Travel insurance for Myanmar covers medical emergencies, repatriation, and other unexpected travel-related incidents.
2. Warning: The U.S. Department of State advises against all travel to Myanmar due to civil unrest.
3. Key protection: Insurance is not mandatory but is essential due to limited medical facilities and instability.
4. Healthcare cost: Healthcare is limited; a private clinic stay can cost several hundred dollars per night.
5. Price: A one-week travel insurance policy for Myanmar typically costs between $40 and $80.
6. Good to know: Many standard policies are void due to the "Do Not Travel" advisory; check your coverage.
Why trust HelloSafe?
HelloSafe is an international specialist in travel insurance comparison, advising over one million travelers every month. After analyzing 38 travel insurance policies available in the US, our experts share here everything you need to know to choose the best travel insurance for Myanmar.
The best travel insurance plans for Myanmar
| Contract we recommend | Medical reimbursement limit | Our view |
|---|---|---|
| HelloTravel Premium | $1.1M | Best for Myanmar due to robust medical limit and evacuation. - strong coverage - evacuation included - 24/7 support |
| Cap Assistance 24/24 | $1.1M | Reliable for crisis areas, solid medical cover, easy claim process. - medical hotline - covers emergencies - no deductible |
| Tourist Card | $545k | Good choice for visitors, budget-friendly with core protections. - covers medical - evacuation option - emergency helpline |
| Travel Pass Monde | $765k | Well-balanced, supports urgent care and repatriation. - hospital costs - evacuation - broad territorial coverage |
| Globe Partner | $328k | Solid option for basic needs and easy access to claims. - essential cover - repatriation - civil liability |
| Globe Traveller | $545k | For short or low-risk trips, affordable with fast service. - quick reimbursement - essential medical - limited ceiling |
- strong coverage
- evacuation included
- 24/7 support
- medical hotline
- covers emergencies
- no deductible
- covers medical
- evacuation option
- emergency helpline
- hospital costs
- evacuation
- broad territorial coverage
- essential cover
- repatriation
- civil liability
- quick reimbursement
- essential medical
- limited ceiling
Is it currently safe to travel to Myanmar?
As of June 2025, the US Department of State advises against all travel to Myanmar due to widespread armed conflict, political instability, and a high risk of arbitrary arrest or detention. Daily flights are frequently cancelled or severely disrupted, many areas are restricted by the military, and frontline zones shift rapidly.
Here are their four main recommendations.
- Security risks: ongoing armed clashes, bombings, and the presence of landmines create persistent dangers across the country. For example, civilian neighborhoods in cities like Yangon experience regular explosions and sudden security checkpoints.
- Health risks: medical care is limited and medical evacuation may be necessary for serious health issues. Hospitals in Mandalay and Yangon often lack critical supplies, so major surgery or specialized treatment is rarely possible within the country.
- Legal restrictions: arbitrary enforcement of laws is common, with travelers at risk of detention, especially if found photographing security forces or sensitive military sites.
- Environmental hazards: the monsoon season from May to October brings severe flooding and landslides, affecting areas such as Bago and the Irrawaddy Delta.
Although not required, travel insurance is strongly recommended by the US Department of State, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Myanmar.
Is travel insurance required by law to enter Myanmar
No additional travel insurance is required beyond the inbound COVID-19 policy from Myanma Insurance attached to the e‑visa.
However, it is strongly recommended to obtain comprehensive travel insurance, including coverage for medical evacuation and emergency medical expenses, due to the unstable security situation and very limited local healthcare. The risk of civil unrest, armed conflict, and arbitrary detention makes solid coverage essential.
According to our data, 80% of travelers purchase travel insurance before going to Myanmar. This high percentage is due to the significant risks, poor health infrastructure, and potential need for urgent medical evacuation.
Why take out travel insurance for Myanmar?
It is an essential financial and medical protection for anyone going to Myanmar.
Medical costs in Myanmar can be extremely high for foreigners. Major hospitals like Yangon International Hospital and Pun Hlaing Siloam Hospital are among the few options with acceptable standards, mainly in Yangon. Outside large cities, modern facilities are rare, and care for foreigners is limited and often expensive.
Travel insurance covers medical fees, hospitalisation, medication, ambulance transport and emergency repatriation to the US in the event of a serious incident.
Here are some examples of healthcare costs in Myanmar.
| Example of medical treatment | Cost at Yangon International Hospital | Covered by travel insurance |
|---|---|---|
| I have to be hospitalized 48 hours after contracting an infection | 2,400,000 MMK (about $1,140) | up to 100% |
| I broke my tibia (X-ray, cast, and crutch rental) | 1,600,000 MMK (about $760) | up to 100% |
| I need to be repatriated | 100,000,000 MMK (about $47,000) | up to 100% |
| I have appendicitis (consultation and surgery) | 13,000,000 MMK (about $6,100) | up to 100% |
These prices are given as an indication and may vary depending on the facilities and regions. It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.
What should travel insurance for Myanmar cover?
⚠️ Due to ongoing armed conflict and civil unrest in Myanmar, many global insurers may exclude coverage for war, terrorism, or civil disorder. Verify your policy covers incidents occurring in unstable or high-risk environments before purchase.
Here is a summary table of the main coverages you should look for in a travel insurance policy for Myanmar.
| Main coverages | Explanations and recommendations |
|---|---|
| 🏥 Medical expenses | Covers the cost of medical treatment if you get sick or injured. For Myanmar, medical evacuation may be needed for serious cases. Recommended minimum: $150,000 |
| 🚑 Medical evacuation | Pays for emergency transport to a country with adequate care when not available locally. Recommended minimum: $250,000 |
| 🛄 Baggage loss and theft | Reimburses loss, theft, or damage of luggage and personal belongings. Recommended minimum: $1,500 |
| 🌪️ Trip interruption/cancellation | Covers non-refundable expenses if you must cancel or cut your trip due to unforeseen events. Recommended minimum: $5,000 |
| 🛡️ Personal liability | Protects you if you accidentally cause harm to others or their property. Recommended minimum: $100,000 |
| 🗺️ Repatriation of remains | Covers the cost of transporting remains to your home country in the event of death. Recommended minimum: $100,000 |
| 📲 24/7 assistance services | Offers access to help hotlines and support for medical or travel emergencies. Recommended: included at no extra cost |
Recommended minimum: $150,000
Recommended minimum: $250,000
Recommended minimum: $1,500
Recommended minimum: $5,000
Recommended minimum: $100,000
Recommended minimum: $100,000
Recommended: included at no extra cost
Travel insurance from local providers or bank cards often offers limited coverage, with low limits and many exclusions. For your safety, it is best to choose a trusted insurer with full coverage. Compare options on HelloSafe and subscribe online to get instant certification.
The cost of travel insurance for Myanmar
| Trip duration | Traveler’s age | Indicative price per person |
|---|---|---|
| 1 week | 25 years old | $28 |
| 2 weeks | 45 years old | $48 |
| 1 month | 35 years old | $82 |
| 1 month | 70 years old | $164 |
These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.
Good to know
Your travel insurance cost is shaped by several key elements: your age, the length of your trip, your destination, the level of coverage, and any add-ons like a cancellation option. Considering these factors is crucial for finding a policy that fits your needs and budget, ensuring you're properly protected without overpaying.
💡 It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.
👉 Compare the best travel insurance for freeI compareHow to pay less for your travel insurance to Myanmar
Here are some suggestions to optimize the cost of your travel insurance to Myanmar while keeping good coverage:
| Criteria | Why it matters | Expert tip |
|---|---|---|
| 🏥 Level of coverage | Medical care and evacuation are often needed, as Myanmar's health system is below U.S. standards. | Choose a plan focusing on medical and evacuation coverage and skip extra non-essential add-ons. |
| 👥 Number of travelers | Group or family plans may be more affordable than buying separate policies for each traveler. | Opt for a family or group policy if you travel together to benefit from a lower per-person rate. |
| ⏳ Trip duration | Insurance costs increase with trip length, so only cover your actual stay period to avoid overpaying. | Match the coverage period exactly to your travel dates to prevent unnecessary additional costs. |
| 🧳 Baggage and valuables | Theft and loss are possible, but insuring high-value items increases premiums. | Select a low baggage limit if you are not carrying expensive electronics or jewelry. |
| 🌐 Coverage region | Global plans can be costly, especially for single-country trips. | Choose Myanmar-specific coverage to limit costs, and avoid worldwide coverage if not needed. |
| 🧑 Traveller’s age | Age can raise premiums depending on the insurer, with additional fees for seniors. | Check for insurer age bands. Heymondo does not increase its prices for people over 62. |
| ⚡ Deductible amount | Higher deductibles lower the premium but you will pay more when making claims. | Increase your deductible if you are confident you will only claim for major incidents. |
Can I rely on my current insurance to cover me in Myanmar?
It is completely legitimate to wonder whether your existing coverage, like credit card insurance or your public health plan, can protect you during a trip to Myanmar. Unfortunately, this coverage is often limited or insufficient, particularly regarding health care and evacuation needs.
Here is a summary table to help you review your current insurance and what it covers.
| Type of insurance | Valid in Myanmar? | What it covers | Why Travel Insurance is better |
|---|---|---|---|
| Public health insurance (Medicare, Medicaid) | No, never | No coverage for overseas care or medical evacuation. | Travel insurance can cover up to $250,000 medical and evacuation. |
| Private health insurance (Aetna, Blue Cross, Cigna) | Yes, partly | Possible reimbursement under $10,000 after return. No direct support or evacuation. | Travel insurance covers up to $500,000, emergency evacuation, and 24/7 assistance. |
| Classic credit card (Chase Freedom, Citi Simplicity, Capital One Platinum) | Yes, partly | Limited emergency health (under $2,500), no repatriation, little to no baggage or trip delay. | Travel insurance covers up to $100,000 and offers full trip interruption cover. |
| Premium credit card (Amex Platinum, Chase Sapphire Reserve, Citi Prestige) | Yes, partly | Medical coverage typically under $50,000, limited evacuation, some trip interruption coverage. | Travel insurance can include up to $500,000 and full medical evacuation. |
Example
While on a motorbike tour in Myanmar, David crashed and required emergency surgery in Yangon, costing $30,000. His Chase Sapphire card’s travel insurance only covered $2,500, and his US health plan had no overseas benefits. David was unexpectedly left with a $27,500 bill for his life-saving treatment.
Expert advice
Always check the terms, exclusions, and limits of your existing insurance. Essential situations, like trip interruption for a relative’s illness, might be excluded. Read the conditions carefully to avoid surprises abroad. In all cases, it's safer and more reassuring to purchase dedicated travel insurance tailored to your trip.
FAQ
Do I need a visa to travel to Myanmar?
Yes, U.S. citizens need a visa to enter Myanmar for tourism or business purposes. You can apply for an eVisa online before travel, and your passport must be valid for at least six months beyond your planned entry date.
How do I purchase travel insurance for Myanmar?
1/ Compare: Use the HelloSafe travel insurance comparison tool to review different options for Myanmar.
2/ Check cover and exclusions: Carefully check each plan’s coverage for Myanmar, especially medical evacuation and political unrest exclusions.
3/ Buy online: Once you choose a plan, complete your purchase securely via the insurer’s website.
4/ Receive your certificate: After purchase, your insurance certificate is sent electronically. Print or save a copy to show if requested.
Is health care easily accessible for foreigners in Myanmar?
Healthcare in Myanmar is limited and usually below U.S. standards, especially outside major cities. Emergency medical evacuation, which can cost over $100,000, is often required for serious illnesses or injuries. Comprehensive travel insurance with strong evacuation coverage is highly recommended for U.S. travelers.
Will my U.S. health insurance or Medicare cover me in Myanmar?
No, U.S. health insurance, including Medicare and Medicaid, does not cover medical expenses overseas. You will have to pay out-of-pocket for any treatment, which can be expensive and challenging due to payment requirements in cash. Travel insurance can protect you from major financial risks during emergencies.
Can I buy travel insurance for Myanmar after I depart the United States?
Some insurers allow you to purchase travel insurance after you have started your trip, but options may be limited and certain benefits could be reduced. For the most comprehensive coverage—including trip cancellation and emergency assistance—it is best to purchase travel insurance before your departure.
Does travel insurance for Myanmar cover losses from civil unrest or government action?
Standard travel insurance policies often exclude coverage for war, terrorism, political unrest, or government actions, which are concerns in Myanmar. Read your policy carefully and look for plans with specialized add-ons if these risks are a concern for your trip.
Do I need a visa to travel to Myanmar?
Yes, U.S. citizens need a visa to enter Myanmar for tourism or business purposes. You can apply for an eVisa online before travel, and your passport must be valid for at least six months beyond your planned entry date.
How do I purchase travel insurance for Myanmar?
1/ Compare: Use the HelloSafe travel insurance comparison tool to review different options for Myanmar.
2/ Check cover and exclusions: Carefully check each plan’s coverage for Myanmar, especially medical evacuation and political unrest exclusions.
3/ Buy online: Once you choose a plan, complete your purchase securely via the insurer’s website.
4/ Receive your certificate: After purchase, your insurance certificate is sent electronically. Print or save a copy to show if requested.
Is health care easily accessible for foreigners in Myanmar?
Healthcare in Myanmar is limited and usually below U.S. standards, especially outside major cities. Emergency medical evacuation, which can cost over $100,000, is often required for serious illnesses or injuries. Comprehensive travel insurance with strong evacuation coverage is highly recommended for U.S. travelers.
Will my U.S. health insurance or Medicare cover me in Myanmar?
No, U.S. health insurance, including Medicare and Medicaid, does not cover medical expenses overseas. You will have to pay out-of-pocket for any treatment, which can be expensive and challenging due to payment requirements in cash. Travel insurance can protect you from major financial risks during emergencies.
Can I buy travel insurance for Myanmar after I depart the United States?
Some insurers allow you to purchase travel insurance after you have started your trip, but options may be limited and certain benefits could be reduced. For the most comprehensive coverage—including trip cancellation and emergency assistance—it is best to purchase travel insurance before your departure.
Does travel insurance for Myanmar cover losses from civil unrest or government action?
Standard travel insurance policies often exclude coverage for war, terrorism, political unrest, or government actions, which are concerns in Myanmar. Read your policy carefully and look for plans with specialized add-ons if these risks are a concern for your trip.
