What are the best travel insurances for Mauritius in 2025?
- The best travel insurances for Mauritius
- Is it currently safe to travel to Mauritius?
- Travel Insurance Requirements for a Visa to Mauritius
- Why Get Travel Insurance for Mauritius
- What should travel insurance for Mauritius cover?
- The cost of travel insurance for Mauritius
- How to pay less for your travel insurance to Mauritius
- Can I rely on my current insurance to cover me in Mauritius?
- FAQ
Travel insurance for Mauritius: key takeaways
1. Definition: Travel insurance for Mauritius covers medical emergencies, trip cancellation, and other unforeseen travel disruptions.
2. Key protection: Insurance is not mandatory for US citizens, but it is highly recommended for financial protection.
3. Healthcare cost: Private healthcare is good but costly; a hospital night can exceed $500 for foreign visitors.
4. Price: A one-week travel insurance plan for Mauritius typically costs between $30 and $60.
5. Good to know: Ensure your policy covers water sports and adventure activities if you plan to participate.
Why trust HelloSafe?
HelloSafe is an international specialist in travel insurance comparison, advising over one million travelers every month. After analyzing 41 travel insurance policies available in the US, our experts share here everything you need to know to choose the best travel insurance for Mauritius.
The best travel insurances for Mauritius
| Contract we recommend | Medical reimbursement limit | Our view |
|---|---|---|
| HelloTravel Premium | $1.08M | Our recommendation for travel to Mauritius. - very high medical limits - medical evacuation - covers hospital and outpatient care |
| Cap Assistance 24/24 | $1.08M | A reliable option for most travelers. - 24/7 support hotline - no deductible on most claims - good for both short and longer stays |
| Tourist Card | $540k | A practical choice for U.S. tourists. - solid medical cover - emergency assistance - competitive pricing |
| Travel Pass Monde | $756k | Balanced plan for global travel. - includes repatriation - hospital charges covered - broad international acceptance |
| Globe Partner | $324k | Good option if on a budget but want key guarantees. - covers essential medical needs - repatriation included - civil liability benefit |
| Globe Traveller | $540k | Best for short, low-risk trips. - good core coverage - fast reimbursement process - sufficient for most leisure travelers |
- very high medical limits
- medical evacuation
- covers hospital and outpatient care
- 24/7 support hotline
- no deductible on most claims
- good for both short and longer stays
- solid medical cover
- emergency assistance
- competitive pricing
- includes repatriation
- hospital charges covered
- broad international acceptance
- covers essential medical needs
- repatriation included
- civil liability benefit
- good core coverage
- fast reimbursement process
- sufficient for most leisure travelers
Is it currently safe to travel to Mauritius?
As of June 2025, the US Department of State advises travelers to exercise normal precautions in Mauritius, with no widespread safety concerns currently in effect.
Here are their four main recommendations.
- Security risks: non-violent crimes such as pickpocketing and theft occasionally occur in tourist hotspots like Port Louis Central Market. Valuables should be locked in hotel safes, and caution is advised at night.
- Health risks: yellow fever vaccination is required only if arriving from affected countries. Hepatitis A and Typhoid are present, and payment for medical care must be made on site, usually in Mauritian Rupees.
- Legal constraints: visitors must have a valid passport and may be asked for proof of onward travel or adequate funds by immigration officials. It is recommended to complete the "Mauritius All-in-One Travel Digital Form" before arrival.
- Environmental and urban concerns: narrow and poorly lit roads pose hazards, especially after dark, increasing the risk of accidents in rural or coastal areas. Road signage may be limited in less-developed regions.
Although not required, travel insurance is strongly recommended by the US Department of State, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Mauritius.
Travel Insurance Requirements for a Visa to Mauritius
No, travel insurance is not mandatory for travelers from the United States to obtain a visa for Mauritius, as no visa is needed for most tourist stays under 60 days.
It is still strongly recommended to have travel insurance that covers medical expenses and emergency repatriation, since medical providers expect payment upfront and medical evacuation can be expensive. U.S. health insurance does not apply in Mauritius.
According to our data, 80% of travelers purchase travel insurance before going to Mauritius, mostly due to costly healthcare and the need for reliable support in an emergency.
Why Get Travel Insurance for Mauritius
It is an essential financial and medical protection for anyone going to Mauritius.
In Mauritius, foreigners often rely on private clinics such as Wellkin Hospital in Moka or Fortis Clinique Darné in Floréal, where costs can be significant and immediate payment is required. While public hospitals provide basic care, complex procedures, specialist consultations, or advanced diagnostics are generally only available at private facilities and can become expensive unexpectedly.
Travel insurance covers medical fees, hospitalization, medication, ambulance transport, and emergency repatriation to the United States in case of a serious incident.
Here are some examples of healthcare costs in Mauritius.
| Example of medical treatment | Cost at Wellkin Hospital | Covered by travel insurance |
|---|---|---|
| I have to be hospitalized 48 hours after contracting an infection | MUR 60,000 (about USD 1,300) | Up to 100% (after deductible) |
| I broke my tibia (X-ray, cast, and crutch rental) | MUR 45,000 (about USD 975) | Up to 100% (after deductible) |
| I need to be repatriated | MUR 1,200,000 (about USD 26,000) | Up to 100% |
| I have appendicitis (consultation and surgery) | MUR 150,000 (about USD 3,250) | Up to 100% (after deductible) |
These prices are given as an indication and may vary depending on the facilities and regions.
It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.
What should travel insurance for Mauritius cover?
Here is a summary table of the main coverages you should look for in a travel insurance policy for Mauritius.
| Main coverages | Explanations and recommendations |
|---|---|
| 🏥 Medical expenses | Pays for doctor visits, hospital stays, treatments, and prescriptions if you get sick or injured in Mauritius. We recommend a minimum reimbursement limit of USD 100,000. |
| 🚑 Emergency medical evacuation | Covers air or ground evacuation to the nearest suitable facility or to the US if needed. A limit of at least USD 150,000 is suggested. |
| 🏨 Hospitalization | Covers advanced treatments and overnight stays in private clinics. Look for a minimum benefit of USD 100,000. |
| 💊 Repatriation to the United States | Pays to return you home in case of severe illness, injury, or death. We recommend a minimum benefit of USD 50,000. |
| 🧳 Baggage loss or theft | Reimburses you for lost, stolen, or damaged baggage and personal effects. At least USD 2,000 is advised. |
| ✈️ Trip cancellation/interruption | Pays for non-refundable travel expenses if your trip is canceled or interrupted by unforeseen events. Consider a limit equal to your total trip cost. |
| 🧑⚕️ Personal liability | Protects against costs if you injure someone or damage property inadvertently. A recommended minimum is USD 50,000. |
| 📞 24/7 assistance services | Includes telephone support for emergencies, translation, lost documents, or legal help. Choose a plan with unlimited English support. |
We recommend a minimum reimbursement limit of USD 100,000.
A limit of at least USD 150,000 is suggested.
Look for a minimum benefit of USD 100,000.
We recommend a minimum benefit of USD 50,000.
At least USD 2,000 is advised.
Consider a limit equal to your total trip cost.
A recommended minimum is USD 50,000.
Choose a plan with unlimited English support.
Travel insurance from local providers or bank cards generally gives limited coverage, with lower limits and more exclusions. Choosing a trusted insurer offering full and reliable coverage is safer. Compare the leading options on HelloSafe and subscribe online for instant certification.
The cost of travel insurance for Mauritius
| Trip duration | Traveler’s age | Indicative price per person |
|---|---|---|
| 1 week | 25 years old | USD 26 |
| 2 weeks | 45 years old | USD 44 |
| 1 month | 35 years old | USD 62 |
| 1 month | 70 years old | USD 130 |
These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.
Good to know
The price of your travel insurance policy depends on several key factors: your age, the duration of your trip, your destination, the desired coverage limits, and any optional add-ons. It is important to keep these variables in mind to select the right plan that fits your specific needs and budget for your journey.
💡 It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.
👉 Compare the best travel insurance for freeI compareHow to pay less for your travel insurance to Mauritius
Here are some suggestions to optimize the cost of your travel insurance to Mauritius while keeping good coverage:
| Criteria | Why it matters | Expert tip |
|---|---|---|
| ✈️ Trip duration | The number of days you spend in Mauritius directly impacts your insurance premium. | Buy a plan that covers your exact dates rather than choosing a round number of weeks or months. |
| 👤 Traveler’s age | Premiums often rise for travelers over 60, but visiting Mauritius does not require age-specific coverage. | Check insurers’ rates by age; Heymondo does not increase its prices for people over 62. |
| 🏥 Level of coverage | Access to medical care is good in cities, but comprehensive coverage is needed for illness or hospital stays. | Prioritize robust medical and evacuation coverage, skip extras that are not relevant to save on costs. |
| 🚫 Deductible amount | Higher deductibles lower your premium but increase your out-of-pocket costs for medical care. | Select a deductible amount you can afford in emergency rather than defaulting to the lowest deductible. |
| 👪 Group/family coverage | Traveling as a family or group can unlock extra discounts or lower the per-person cost of protection. | Request a family or group rate if covering more than one traveler to reduce the average premium. |
| 🏄 Activity exclusions | Certain sports or excursions in Mauritius require optional coverage which can affect costs if included by default. | Remove coverage for sports you do not plan to do for a more affordable, tailored policy. |
| 🕒 Advance purchase | Insurance is often less expensive when bought early rather than days before traveling to Mauritius. | Secure coverage when you book your trip for lower prices and more choice of plans. |
Important
It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.
Can I rely on my current insurance to cover me in Mauritius?
It is completely legitimate to wonder if your current insurances, like public or private health insurance or credit card protection, will cover you for your trip to Mauritius. Unfortunately, this coverage is often limited or insufficient. Here is a summary table to help you review your current insurance and what it covers.
| Type of insurance | Valid in Mauritius? | What it covers | Why Travel Insurance is better |
|---|---|---|---|
| Public health insurance | No, never | No coverage outside the United States, no emergency medical or repatriation support abroad. | Travel insurance covers USD 100,000+ in medical expenses and repatriation. |
| Private health insurance | Yes, partly | Limited reimbursement, may exclude repatriation or advance payment, few providers work with Mauritius. | Travel insurance pays USD 100,000+ and covers hospital care on location. |
| Classic credit card (Visa Classic, Mastercard Standard) | Yes, partly | Emergency medical up to USD 10,000, no baggage, trip cancellation, or ongoing 24/7 support. | Travel insurance covers USD 100,000+ medical, lost baggage, trip cancelation. |
| Premium credit card (Chase Sapphire Reserve, Amex Platinum, Capital One Venture X) | Yes, partly | Medical fees up to USD 50,000, limited trip delay and baggage loss coverage, gaps in support. | Travel insurance offers higher limits, repatriation, and direct local support. |
Example
While scuba diving in Mauritius, Sarah got decompression sickness. Emergency hyperbaric chamber treatment cost $25,000. Her Chase Sapphire card's insurance excluded "hazardous activities," and her US health plan only paid $2,000 for out-of-network care. She was left with a shocking $23,000 bill for her dream vacation.
Expert advice
Always check the terms, exclusions, and limits of your existing insurance. Essential situations, like trip interruption due to a relative’s illness, might be excluded. Read the conditions carefully to avoid surprises abroad. In all cases, it is safer and more reassuring to subscribe a dedicated travel insurance tailored to the trip.
FAQ
Do I need a visa to travel to Mauritius?
U.S. citizens do not need to apply for a visa before traveling to Mauritius. A tourist visa is granted on arrival for stays up to 60 days. You must have a valid passport with at least one blank page, proof of onward or return travel, and evidence of sufficient funds for your stay.
How do I purchase travel insurance for Mauritius?
Start by comparing insurance options using the HelloSafe travel insurance comparison tool to find the best plan. Carefully check coverage limits and exclusions, focusing on features relevant for Mauritius. Buy your insurance online, and you’ll receive your certificate directly by email right after purchase.
Does travel insurance for Mauritius cover medical emergencies?
Most travel insurance plans cover unexpected medical expenses, including hospitalization, outpatient care, and emergency evacuation. Coverage limits for medical care generally range from USD 50,000 to USD 250,000. Be sure to check if your policy includes infectious disease treatment as hepatitis A and typhoid are present locally.
Am I covered if my belongings are stolen in Mauritius?
Comprehensive travel insurance often includes protection for theft or loss of personal items, including electronics and luggage. Coverage amounts usually range from USD 500 to USD 2,500 per claim, depending on your plan. Always read the policy for exclusions and requirements for reporting loss to local authorities.
Can I extend my travel insurance if I decide to stay longer in Mauritius?
Many insurers allow policy extensions if you are still abroad, but you must apply before your original policy expires. Some providers may require that you have made no claims and that you provide proof of your extended stay. Extension costs vary, typically starting at USD 2 to USD 5 per day.
What should I do if I need emergency help in Mauritius?
If you need urgent assistance, first call the local emergency services by dialing 999 for police or 114 for ambulance. Contact your insurer as soon as possible to notify them and get guidance. Always keep a copy of your insurance certificate and the emergency support number with you during your trip.
Do I need a visa to travel to Mauritius?
U.S. citizens do not need to apply for a visa before traveling to Mauritius. A tourist visa is granted on arrival for stays up to 60 days. You must have a valid passport with at least one blank page, proof of onward or return travel, and evidence of sufficient funds for your stay.
How do I purchase travel insurance for Mauritius?
Start by comparing insurance options using the HelloSafe travel insurance comparison tool to find the best plan. Carefully check coverage limits and exclusions, focusing on features relevant for Mauritius. Buy your insurance online, and you’ll receive your certificate directly by email right after purchase.
Does travel insurance for Mauritius cover medical emergencies?
Most travel insurance plans cover unexpected medical expenses, including hospitalization, outpatient care, and emergency evacuation. Coverage limits for medical care generally range from USD 50,000 to USD 250,000. Be sure to check if your policy includes infectious disease treatment as hepatitis A and typhoid are present locally.
Am I covered if my belongings are stolen in Mauritius?
Comprehensive travel insurance often includes protection for theft or loss of personal items, including electronics and luggage. Coverage amounts usually range from USD 500 to USD 2,500 per claim, depending on your plan. Always read the policy for exclusions and requirements for reporting loss to local authorities.
Can I extend my travel insurance if I decide to stay longer in Mauritius?
Many insurers allow policy extensions if you are still abroad, but you must apply before your original policy expires. Some providers may require that you have made no claims and that you provide proof of your extended stay. Extension costs vary, typically starting at USD 2 to USD 5 per day.
What should I do if I need emergency help in Mauritius?
If you need urgent assistance, first call the local emergency services by dialing 999 for police or 114 for ambulance. Contact your insurer as soon as possible to notify them and get guidance. Always keep a copy of your insurance certificate and the emergency support number with you during your trip.
