What are the best travel insurances for Solomon Islands in 2025?
- The best travel insurance plans for Solomon Islands
- Is it currently safe to travel to Solomon Islands?
- Is travel insurance required by law to enter Solomon Islands?
- The importance of travel insurance for Solomon Islands
- What should travel insurance for Solomon Islands cover?
- The cost of travel insurance for Solomon Islands
- How to pay less for your travel insurance to Solomon Islands
- Can I rely on my current insurance to cover me in Solomon Islands?
- FAQ
Travel insurance for Solomon Islands: key takeaways
1. Definition: Travel insurance for the Solomon Islands covers medical emergencies, trip cancellation, and potential evacuation.
2. Key protection: Insurance is not mandatory but is vital due to limited medical facilities and evacuation needs.
3. Price: A one-week travel insurance policy for the Solomon Islands typically costs between $30 and $70.
4. Medical Evacuation: Ensure your policy includes robust medical evacuation coverage due to limited local healthcare infrastructure.
5. Good to know: Verify coverage for prevalent tropical illnesses like malaria and dengue, which are common there.
Why trust HelloSafe?
HelloSafe is an international specialist in travel insurance comparison, advising over one million travelers every month. After analyzing 41 travel insurance policies available in the US, our experts share here everything you need to know to choose the best travel insurance for the Solomon Islands.
The best travel insurance plans for Solomon Islands
| Contract we recommend | Medical reimbursement limit | Our view |
|---|---|---|
| HelloTravel Premium | $1.1M | Excellent choice for comprehensive coverage in Solomon Islands. - high medical limit - evacuation included - broad protections |
| Cap Assistance 24/24 | $1.1M | Strong support for emergencies and travel disruptions. - 24/7 medical helpline - evacuation - simple procedures |
| Tourist Card | $545k | Adequate coverage for tourism with key medical benefits. - good limit - emergency support - affordable for family groups |
| Travel Pass Monde | $765k | Solid option for most travel issues in Solomon Islands. - strong hospital cover - repatriation - reliable claims |
| Globe Partner | $328k | Good for essential medical and civil liability. - covers medical care - emergency evacuation - civil liability |
| Globe Traveller | $545k | Entry-level policy for short and lower-risk trips. - emergency coverage - fast reimbursements - clear limits |
- high medical limit
- evacuation included
- broad protections
- 24/7 medical helpline
- evacuation
- simple procedures
- good limit
- emergency support
- affordable for family groups
- strong hospital cover
- repatriation
- reliable claims
- covers medical care
- emergency evacuation
- civil liability
- emergency coverage
- fast reimbursements
- clear limits
Is it currently safe to travel to Solomon Islands?
As of June 2025, the US Department of State advises travelers to exercise increased caution in the Solomon Islands due to localized safety and health risks. There is no national-level warning against travel for US citizens.
Here are their four main recommendations.
- Security risks: petty crime, such as break-ins and robbery, is especially prevalent in Honiara. Avoid isolated beaches at night, and beware of areas like Hell’s Point where unexploded World War II ordnance remains.
- Health risks: malaria and dengue fever are widespread. Medical care is limited, especially outside Honiara, and evacuation to Australia or New Zealand may be needed for serious illness.
- Entry requirements: US travelers do not need a visa for stays up to 90 days, but a return ticket and proof of measles vaccination (for those from affected countries) are required.
- Environmental risks: the country is sometimes affected by cyclones and heavy flooding, especially between November and April. Infrastructure damage and transport disruptions are possible during such events.
Although not required, travel insurance is strongly recommended by the US Department of State, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Solomon Islands.
Is travel insurance required by law to enter Solomon Islands?
No, travel insurance is not mandatory for US travelers entering Solomon Islands.
Travel insurance is strongly recommended by the US Department of State due to the country’s limited medical facilities, the presence of mosquito-borne diseases such as malaria and dengue fever, and the high cost of emergency evacuations from the islands. Medical care in Honiara is basic and advanced treatment may require costly evacuation to Australia or New Zealand.
According to our data, 80% of travelers purchase travel insurance before going to Solomon Islands. This high percentage is linked to the limited healthcare resources and the risk of unexpected medical expenses.
The importance of travel insurance for Solomon Islands
It is an essential financial and medical protection for anyone going to Solomon Islands.
In Solomon Islands, public hospitals like the National Referral Hospital in Honiara have limited resources, often lacking specialist care and advanced equipment. For serious cases, patients may need to be evacuated to Australia or New Zealand, which can result in extremely high costs for foreigners. Access to private healthcare is restricted and expensive, and options outside Honiara are scarce.
Travel insurance covers medical expenses, hospitalization, medication, ambulance transport, and emergency repatriation to the US when needed.
Here are some examples of healthcare costs in Solomon Islands.
| Example of medical treatment | Cost at National Referral Hospital | Covered by travel insurance |
|---|---|---|
| I have to be hospitalized 48 hours after contracting an infection | SBD 9,000 (about $1,060) | up to 100% |
| I broke my tibia (X-ray, cast, and crutch rental) | SBD 5,500 (about $650) | up to 100% |
| I need to be repatriated | SBD 550,000 (about $65,000) | up to 100% |
| I have appendicitis (consultation and surgery) | SBD 28,000 (about $3,250) | up to 100% |
These prices are given as an indication and may vary depending on the facilities and regions.
It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.
What should travel insurance for Solomon Islands cover?
| Main coverages | Explanations and recommendations |
|---|---|
| 🏥 Medical expenses | Covers doctor visits, hospital treatment, and prescription medications if you are injured or fall ill. A minimum reimbursement limit of $150,000 is advised to cover local and evacuation costs. |
| 🚑 Emergency evacuation | Pays for urgent evacuation to Australia or New Zealand if local care is insufficient. Choose coverage of at least $250,000, as medical flights can be extremely expensive. |
| 🦟 Infectious diseases | Medical care for malaria, dengue, or other mosquito-borne illnesses common in the region. Ensure full coverage for all emergencies and medication. |
| ✈️ Trip cancellation | Reimburses non-refundable costs if your trip is cancelled or cut short due to a medical emergency or natural disaster. Recommend a limit of $3,000 based on average travel expenses. |
| 🧳 Lost baggage | Compensation for personal effects and lost luggage in transit. A reimbursement of at least $1,000 is suggested. |
| 💼 Civil liability | Coverage for damages you may unintentionally cause to others. A coverage limit of $100,000 is recommended given international legal standards. |
| 🦴 Personal accident | Covers accidental injury, disability, or death while traveling. A minimum of $30,000 is recommended for compensation. |
A minimum reimbursement limit of $150,000 is advised to cover local and evacuation costs.
Choose coverage of at least $250,000, as medical flights can be extremely expensive.
Ensure full coverage for all emergencies and medication.
Recommend a limit of $3,000 based on average travel expenses.
A reimbursement of at least $1,000 is suggested.
A coverage limit of $100,000 is recommended given international legal standards.
A minimum of $30,000 is recommended for compensation.
Travel insurance provided by local providers or bank cards typically offers limited coverage with lower limits and many exclusions. It is safer to select a well-known insurer with comprehensive benefits. Compare leading plans on HelloSafe and subscribe online for instant coverage confirmation.
The cost of travel insurance for Solomon Islands
| Trip duration | Traveler’s age | Indicative price per person |
|---|---|---|
| 1 week | 25 years old | $58 |
| 2 weeks | 45 years old | $99 |
| 1 month | 35 years old | $170 |
| 1 month | 70 years old | $295 |
These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.
Good to know
The cost of travel insurance for the Solomon Islands depends on key factors: your age, trip duration, specific destination, desired coverage limits, and optional add-ons like medical evacuation. Keeping these in mind is vital for choosing the right plan, ensuring you're adequately protected without overpaying, especially with limited local medical services.
💡 It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.
👉 Compare the best travel insurance for freeI compareHow to pay less for your travel insurance to Solomon Islands
Here are some suggestions to optimize the cost of your travel insurance to Solomon Islands while keeping good coverage:
| Criteria | Why it matters | Expert tip |
|---|---|---|
| 🏥 Level of coverage | Healthcare and evacuations can be expensive, especially as facilities are limited outside Honiara. | Choose basic medical and evacuation coverage with a deductible you can afford to keep premiums low. |
| 🧳 Trip duration | Shorter insurance periods directly reduce the total price of your policy. | Only insure your actual travel dates. Avoid extra days unless travel is uncertain or return is flexible. |
| 🎂 Traveller’s age | Age affects insurance cost, especially for travelers over 60 to higher-risk regions. | Compare multiple insurers for senior rates. Heymondo does not increase its prices for people over 62. |
| 👥 Group or family plan | Buying coverage for groups or families may lower per-person rates versus individual plans. | Request group or family policies for the trip if traveling together, as this can lead to volume savings. |
| 🎒 Activities covered | Water sports and adventure can raise premiums due to increased accident risk. | Only add extra coverage for hazardous activities if you actually plan to do them in Solomon Islands. |
| 📱 Purchase channel | Where you buy (direct, aggregator, or agent) can impact your total premium. | Use reputable online comparison sites to easily find and select the best-priced plan matching your needs. |
| 💲 Deductible amount | Higher deductibles lower premiums but increase your costs during a medical claim. | Opt for a higher deductible if you are comfortable paying more out-of-pocket for minor claims to reduce the premium. |
Can I rely on my current insurance to cover me in Solomon Islands?
It is completely legitimate to wonder whether your existing coverage, such as credit card insurance or your health insurance plan, can protect you during a trip to Solomon Islands. Unfortunately, this coverage is often limited or insufficient, especially for emergencies or medical evacuation. Here is a summary table to help you review your current insurance and what it covers.
| Type of insurance | Valid in Solomon Islands? | What it covers | Why Travel Insurance is better |
|---|---|---|---|
| Public health insurance (Medicare, Medicaid) | No, never | No coverage for care, prescriptions, or evacuation outside US. | Travel insurance covers $100,000+ in medical care, evacuation, and more. |
| Private health insurance (Blue Cross, Aetna, Cigna) | Yes, partly | May reimburse some emergencies, typically up to $20,000. Often excludes evacuation support. | Travel insurance reimburses $100,000+ and adds evacuation, repatriation, and support. |
| Classic credit card (Visa Classic, Mastercard Standard) | Yes, partly | Medical expenses up to $10,000 only, no trip cancellation or lost baggage. | Travel insurance includes $100,000+ cover, baggage, trip interruption, and more. |
| Premium credit card (Chase Sapphire Preferred, Amex Gold, Capital One Venture) | Yes, partly | Medical up to $100,000, but limited or no trip delay, lost baggage, or on-the-ground support. | Travel insurance covers up to $500,000 and includes much broader guarantees. |
Example
After contracting severe dengue fever while diving, Mike needed an emergency flight to Australia, costing $50,000. His American Express card's travel insurance only covered $2,000, and his US health plan excluded foreign medical evacuations. This left him with a shocking $48,000 bill for his Solomon Islands adventure.
Expert advice
Always check your existing insurance's terms, exclusions, and limits. Critical situations, like trip interruption for a relative's illness, may not be covered. Read the fine print to avoid surprises abroad. In all cases, it is safer and more reassuring to subscribe to a dedicated travel insurance tailored to your trip.
FAQ
Do I need a visa to travel to Solomon Islands?
U.S. citizens do not need a visa for tourist stays up to 90 days in Solomon Islands. Upon arrival, you are issued a tourist visa valid for 30 days, which can be extended for a total stay of 90 days within a 12-month period. Ensure your passport is valid for at least six months beyond your entry date and have a return ticket.
How do I purchase travel insurance for Solomon Islands?
1/ Compare: Start by using the HelloSafe travel insurance comparison tool to evaluate options for Solomon Islands.
2/ Check cover and exclusions: Review the coverage carefully, paying attention to protections for medical evacuation, tropical diseases, and excluded activities.
3/ Buy online: Select your preferred policy and complete the purchase securely online.
4/ Receive your certificate: Your official insurance certificate will be emailed to you, ready for your trip.
What health risks should I be aware of in Solomon Islands?
Solomon Islands has a high risk of malaria and dengue fever, so preventative medication and mosquito protection are advised. Medical facilities are limited, especially outside Honiara. Comprehensive health insurance with medical evacuation is highly recommended due to the risk of infection and limited healthcare infrastructure.
What should I do if I need medical evacuation in the Solomon Islands?
Contact your travel insurance provider immediately if you require emergency medical evacuation. Air evacuation to Australia or New Zealand may be necessary for serious illness or injury. Be aware that costs can be extremely high, often exceeding $50,000 USD without insurance, and most local facilities require payment upfront.
Does travel insurance cover COVID-19 related expenses in Solomon Islands?
Many travel insurance policies now include coverage for COVID-19 related issues, such as medical treatment and trip interruption. However, coverage details vary, so carefully read your policy to confirm COVID-19 benefits, including quarantine costs, testing, and repatriation. Always check for the latest updates and travel advisories before departure.
Are there any special requirements for entry into Solomon Islands?
Besides the standard requirement for a valid passport and return ticket, travelers from measles-affected countries must show proof of measles vaccination administered at least three weeks prior to arrival. There are no COVID-19 vaccination or testing requirements currently, but health regulations can change quickly, so check official sources before you travel.
Do I need a visa to travel to Solomon Islands?
U.S. citizens do not need a visa for tourist stays up to 90 days in Solomon Islands. Upon arrival, you are issued a tourist visa valid for 30 days, which can be extended for a total stay of 90 days within a 12-month period. Ensure your passport is valid for at least six months beyond your entry date and have a return ticket.
How do I purchase travel insurance for Solomon Islands?
1/ Compare: Start by using the HelloSafe travel insurance comparison tool to evaluate options for Solomon Islands.
2/ Check cover and exclusions: Review the coverage carefully, paying attention to protections for medical evacuation, tropical diseases, and excluded activities.
3/ Buy online: Select your preferred policy and complete the purchase securely online.
4/ Receive your certificate: Your official insurance certificate will be emailed to you, ready for your trip.
What health risks should I be aware of in Solomon Islands?
Solomon Islands has a high risk of malaria and dengue fever, so preventative medication and mosquito protection are advised. Medical facilities are limited, especially outside Honiara. Comprehensive health insurance with medical evacuation is highly recommended due to the risk of infection and limited healthcare infrastructure.
What should I do if I need medical evacuation in the Solomon Islands?
Contact your travel insurance provider immediately if you require emergency medical evacuation. Air evacuation to Australia or New Zealand may be necessary for serious illness or injury. Be aware that costs can be extremely high, often exceeding $50,000 USD without insurance, and most local facilities require payment upfront.
Does travel insurance cover COVID-19 related expenses in Solomon Islands?
Many travel insurance policies now include coverage for COVID-19 related issues, such as medical treatment and trip interruption. However, coverage details vary, so carefully read your policy to confirm COVID-19 benefits, including quarantine costs, testing, and repatriation. Always check for the latest updates and travel advisories before departure.
Are there any special requirements for entry into Solomon Islands?
Besides the standard requirement for a valid passport and return ticket, travelers from measles-affected countries must show proof of measles vaccination administered at least three weeks prior to arrival. There are no COVID-19 vaccination or testing requirements currently, but health regulations can change quickly, so check official sources before you travel.
