What are the best travel insurances for Kuwait in 2025?
- The best travel insurance plans for Kuwait
- Is it currently safe to travel to Kuwait?
- Is travel insurance required by law to enter Kuwait?
- Why take out travel insurance for Kuwait?
- What should travel insurance for Kuwait cover?
- The cost of travel insurance for Kuwait
- How to pay less for your travel insurance to Kuwait
- Can I rely on my current insurance to cover me in Kuwait?
- FAQ
Travel insurance for Kuwait: key takeaways
1. Definition: Travel insurance for Kuwait covers medical emergencies, repatriation, and other unexpected travel-related incidents.
2. Key protection: Travel insurance is not mandatory for U.S. citizens but is strongly recommended for financial protection.
3. Healthcare cost: Healthcare in Kuwait is high-quality but expensive; a hospital night can cost over $800.
4. Price: A one-week travel insurance policy for Kuwait typically costs between $30 and $60.
5. Good to know: Road accidents are common; ensure your policy covers injuries from traffic-related incidents.
Why trust HelloSafe?
HelloSafe is an international specialist in travel insurance comparison, advising over one million travelers every month. After analyzing 42 travel insurance policies available in the US, our experts share here everything you need to know to choose the best travel insurance for Kuwait.
The best travel insurance plans for Kuwait
| Contract we recommend | Medical reimbursement limit | Our view |
|---|---|---|
| HelloTravel Premium | $1.1M | Our recommendation for travel to Kuwait. - very high medical ceiling - repatriation included - cancellation protection |
| Cap Assistance 24/24 | $1.1M | A robust choice for medical and logistical emergencies. - 24/7 assistance - no deductible - good medical cap |
| Tourist Card | $550k | Designed for straightforward tourism in Kuwait. - solid medical cover - valuable for emergencies - accessible pricing |
| Travel Pass Monde | $770k | Balanced plan suitable for US visitors. - repatriation included - hospitalization covered - covers most medical needs |
| Globe Partner | $330k | Ideal for shorter or less risky trips. - medical care covered - liability included - fast claims service |
| Globe Traveller | $550k | Useful for trips where essential protection is enough. - core medical cover - quick reimbursement - practical limits |
- very high medical ceiling
- repatriation included
- cancellation protection
- 24/7 assistance
- no deductible
- good medical cap
- solid medical cover
- valuable for emergencies
- accessible pricing
- repatriation included
- hospitalization covered
- covers most medical needs
- medical care covered
- liability included
- fast claims service
- core medical cover
- quick reimbursement
- practical limits
Is it currently safe to travel to Kuwait?
As of June 2025, the US Department of State advises travelers that Kuwait is generally safe, with a vigilance level set at “exercise normal precautions.” No regions of the country are currently subject to an official warning or travel restriction.
Here are their four main recommendations.
- Security risks: petty crime does occur in certain areas of Kuwait City, such as Jleeb Al-Shuyoukh, where theft and street crime can affect visitors. Extra caution is also advised near the Iraq border due to unexploded ordnance dating from the 1990 Gulf War.
- Health risks: no special vaccinations are required, but air pollution in Kuwait City can affect travelers with respiratory conditions, especially during sandstorms. Healthcare is generally adequate, but advanced mental health care remains limited.
- Legal constraints: possession or use of drugs, including small amounts of marijuana, and all alcohol is strictly prohibited by law and carries severe penalties. Photographing sensitive sites, such as government or military buildings, is also forbidden.
- Cultural norms: respect for local customs is important. Public displays of affection are discouraged, and modest clothing is recommended, particularly when visiting mosques or government offices.
Although not required, travel insurance is strongly recommended by the US Department of State, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Kuwait.
Is travel insurance required by law to enter Kuwait?
Travel insurance is not mandatory for travelers from the US to enter Kuwait.
However, it is strongly recommended to have travel insurance before your trip. Medical care for foreigners in Kuwait, particularly for serious illness, accidents, or medical evacuation, can be expensive and is not covered by US Medicare or Medicaid. Coverage is also important for protection in case of trip cancellations, theft, or loss of belongings.
According to our data, 80% of US travelers purchase travel insurance before going to Kuwait. This is due to elevated costs of healthcare and the risks specific to the region.
Why take out travel insurance for Kuwait?
It is an essential financial and medical protection for anyone going to Kuwait.
In Kuwait, foreign nationals often use private hospitals such as Dar Al Shifa Hospital or Bader Sultan & Bros Clinic, where fees for emergency care, surgery, or extended hospitalization can be high. Public hospitals exist but are not always accessible to non-residents for all services, and advance payment may be required for care.
Travel insurance covers medical expenses, hospitalization, medication, ambulance transportation and emergency repatriation to the US if you face a serious health issue.
Here are some examples of healthcare costs in Kuwait.
| Example of medical treatment | Cost at Dar Al Shifa Hospital | Covered by travel insurance |
|---|---|---|
| I have to be hospitalized 48 hours after contracting an infection | 500 KWD (about $1,630) | up to 100% |
| I broke my tibia (X-ray, cast, and crutch rental) | 350 KWD (about $1,140) | up to 100% |
| I need to be repatriated | 8,000 KWD (about $26,100) | up to 100% |
| I have appendicitis (consultation and surgery) | 900 KWD (about $2,940) | up to 100% |
These prices are given as an indication and may vary depending on the facilities and regions.
It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.
What should travel insurance for Kuwait cover?
Here is a summary table of the main coverages you should look for in a travel insurance policy for Kuwait.
| Main coverages | Explanations and recommendations |
|---|---|
| 🏥 Medical expenses | Covers medical and hospital costs for illness or accident. Minimum recommended reimbursement limit: $100,000. |
| 🚑 Medical evacuation | Pays for evacuation to the nearest hospital or emergency return home if needed. Minimum recommended reimbursement limit: $100,000. |
| 🏨 Hospitalization | Includes daily hospital fees, surgery, and intensive care costs. Minimum recommended reimbursement limit: $50,000. |
| 💊 Medications | Covers prescription drugs for urgent medical situations. Minimum recommended reimbursement limit: $2,000. |
| 🛄 Baggage and valuables | Protects against theft, loss, or damage of luggage and personal items. Minimum recommended reimbursement limit: $2,000. |
| ✈️ Trip cancellation | Refunds prepaid expenses if your trip is canceled for a covered reason. Minimum recommended reimbursement limit: $3,000. |
| 🧑⚖️ Personal liability | Offers coverage if you unintentionally cause injury or property damage. Minimum recommended reimbursement limit: $50,000. |
Minimum recommended reimbursement limit: $100,000.
Minimum recommended reimbursement limit: $100,000.
Minimum recommended reimbursement limit: $50,000.
Minimum recommended reimbursement limit: $2,000.
Minimum recommended reimbursement limit: $2,000.
Minimum recommended reimbursement limit: $3,000.
Minimum recommended reimbursement limit: $50,000.
Travel insurance from local providers or bank cards often has lower limits and many exclusions, which may not be sufficient for a trip to Kuwait. It is safer to opt for a trusted insurer with comprehensive coverage. Compare leading plans on HelloSafe and subscribe online for immediate certification.
The cost of travel insurance for Kuwait
| Trip duration | Traveler’s age | Indicative price per person |
|---|---|---|
| 1 week | 25 years old | $19 |
| 2 weeks | 45 years old | $33 |
| 1 month | 35 years old | $56 |
| 1 month | 70 years old | $122 |
These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.
Good to know
The price of your travel insurance is influenced by several key factors: your age, the duration of your stay, your destination, and any add-ons like cancellation coverage. Keep these in mind when comparing plans to find the right policy for your trip and budget, ensuring you have the protection you need.
💡 It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.
👉 Compare the best travel insurance for freeI compareHow to pay less for your travel insurance to Kuwait
Here are some suggestions to optimize the cost of your travel insurance to Kuwait while keeping good coverage:
| Criteria | Why it matters | Expert tip |
|---|---|---|
| 🌍 Trip duration | The premium is calculated according to how long you will stay in Kuwait. | Adjust coverage to just your trip dates for lower premiums. |
| 🧑🦳 Traveller's age | Insurance rates typically increase with age, but Kuwait does not pose heightened age risks. | The insurer Heymondo does not increase its prices for people over 62, so check their offers to avoid extra costs. |
| 🏥 Level of coverage | Greater benefits increase cost, but Kuwait’s health care is accessible and not overly costly. | Selecting only the coverage you need ensures better value. |
| ✈️ Risks and activities | Extreme or high-risk activities require extra coverage, but typical business or tourist trips to Kuwait are low risk. | Avoid optional risky activity coverage where possible for reduced rates. |
| 👨👩👦 Number of travelers | Family or group coverage often comes with discounts and is convenient for multiple people. | Choose group or family plans to enjoy a lower price per person. |
| 💳 Payment method | Card benefits may include some travel protection, limiting your out-of-pocket costs. | Review your card’s insurance first to avoid duplicating cover. |
| 🗺️ Area of coverage | A worldwide plan is costlier than a regional plan and may not be necessary for a single-country trip. | Choose “Middle East only” or “region-specific” plans for cheaper premiums. |
💡 It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.
Can I rely on my current insurance to cover me in Kuwait?
It’s completely legitimate to wonder whether your credit card or health insurance will cover you on a trip to Kuwait. Unfortunately, this coverage is often limited or insufficient for emergency health expenses, medical evacuation, or trip interruptions. Here is a summary table to help you review your current insurance and what it covers.
| Type of insurance | Valid in Kuwait? | What it covers | Why Travel Insurance is better |
|---|---|---|---|
| Public health insurance (Medicare, Medicaid) | No, never | No coverage abroad, including hospitalization or emergency evacuations | Travel insurance can reimburse up to $100,000 or more for hospital and evacuation costs |
| Private health insurance (Aetna, Blue Cross Blue Shield, Cigna) | Yes, partly | Some plans cover limited emergencies, often excludes medical evacuation, limits vary | Travel insurance covers up to $100,000+ for medical emergencies and evacuation, and 24/7 worldwide assistance |
| Classic credit card (Visa Classic, Mastercard Standard, Discover) | Yes, partly | Medical costs often < $5,000; does not cover evacuation or lost baggage | Travel insurance includes $100,000+ in medical costs, evacuation, trip cancellation, and lost luggage |
| Premium credit card (Chase Sapphire Reserve, Amex Platinum, Capital One Venture X) | Yes, partly | Medical fees < $50,000; some trip delay and baggage coverage, varies by card | Travel insurance offers higher limits and covers emergencies, baggage, trip interruption and repatriation |
Example
During a desert safari in Kuwait, a severe ATV accident resulted in spinal surgery costing $65,000. The patient's American Express card offered no medical coverage, and his US health plan deemed the hospital out-of-network, covering only $5,000. This left him with a shocking $60,000 bill for an unexpected, life-altering injury.
Expert advice
Always check the terms, exclusions, and limits of your existing insurance. Essential situations, like trip interruption due to a relative’s illness or death, might be excluded. Read the conditions carefully to avoid unpleasant surprises abroad. In all cases, it is safer and more reassuring to purchase dedicated travel insurance tailored to your trip.
FAQ
Do I need a visa to travel to Kuwait?
U.S. citizens do not need to arrange a visa before travel, as Kuwait offers a free visa on arrival for stays up to 3 months. You must have a U.S. passport with at least six months' validity from your arrival date, a return ticket, and proof of accommodation.
How do I purchase travel insurance for Kuwait?
First, compare travel insurance options using the HelloSafe comparison tool to find the best match for your needs. Next, carefully check the coverage limits and exclusions, especially those relevant to Kuwait such as medical evacuation and health issues. Then, purchase your policy online and receive your insurance certificate for your records.
Does U.S. health insurance cover medical expenses in Kuwait?
Most U.S. health insurance plans, including Medicare and Medicaid, do not provide coverage for medical care abroad. Emergency care and hospital treatment in Kuwait can be costly. Travel insurance can cover such expenses, including emergency evacuation, protecting you from high out-of-pocket costs.
What should I look for in a good travel insurance policy for Kuwait?
Choose a policy that provides high coverage limits for medical expenses and emergency evacuation, as local psychological or psychiatric services are limited. Confirm that your insurance includes repatriation and 24/7 emergency assistance. It is helpful to choose a plan that also covers trip interruptions, lost luggage, and travel delays.
Are there specific health risks I should consider when visiting Kuwait?
While no special vaccinations are required for short-term visitors, air pollution is a persistent issue that may affect travelers with respiratory conditions. Healthcare is generally adequate but may fall short of U.S. standards in some specialties. Always check that your travel insurance includes adequate emergency medical and evacuation coverage.
What should I do in case of a medical emergency while in Kuwait?
If you have a medical emergency, dial 112 for local emergency services. Contact your travel insurance provider as soon as possible to access assistance with hospital admissions, direct billing, or emergency evacuations. Keep copies of your insurance documents and emergency contact numbers accessible during your trip.
Do I need a visa to travel to Kuwait?
U.S. citizens do not need to arrange a visa before travel, as Kuwait offers a free visa on arrival for stays up to 3 months. You must have a U.S. passport with at least six months' validity from your arrival date, a return ticket, and proof of accommodation.
How do I purchase travel insurance for Kuwait?
First, compare travel insurance options using the HelloSafe comparison tool to find the best match for your needs. Next, carefully check the coverage limits and exclusions, especially those relevant to Kuwait such as medical evacuation and health issues. Then, purchase your policy online and receive your insurance certificate for your records.
Does U.S. health insurance cover medical expenses in Kuwait?
Most U.S. health insurance plans, including Medicare and Medicaid, do not provide coverage for medical care abroad. Emergency care and hospital treatment in Kuwait can be costly. Travel insurance can cover such expenses, including emergency evacuation, protecting you from high out-of-pocket costs.
What should I look for in a good travel insurance policy for Kuwait?
Choose a policy that provides high coverage limits for medical expenses and emergency evacuation, as local psychological or psychiatric services are limited. Confirm that your insurance includes repatriation and 24/7 emergency assistance. It is helpful to choose a plan that also covers trip interruptions, lost luggage, and travel delays.
Are there specific health risks I should consider when visiting Kuwait?
While no special vaccinations are required for short-term visitors, air pollution is a persistent issue that may affect travelers with respiratory conditions. Healthcare is generally adequate but may fall short of U.S. standards in some specialties. Always check that your travel insurance includes adequate emergency medical and evacuation coverage.
What should I do in case of a medical emergency while in Kuwait?
If you have a medical emergency, dial 112 for local emergency services. Contact your travel insurance provider as soon as possible to access assistance with hospital admissions, direct billing, or emergency evacuations. Keep copies of your insurance documents and emergency contact numbers accessible during your trip.
