What are the Best Travel Insurances for Tunisia in 2025?
- The best travel insurances for Tunisia
- Is it currently safe to travel to Tunisia?
- Is travel insurance required for the visa to Tunisia?
- Why take out travel insurance for Tunisia?
- What Does Travel Insurance for Tunisia Cover?
- The Cost of Travel Insurance for Tunisia
- How can you pay less for your travel insurance to Tunisia?
- The coverage of your current insurance in Tunisia
- FAQ
Travel insurance for Tunisia: key takeaways
1. Definition: Travel insurance for Tunisia covers medical emergencies, trip cancellation, and other unforeseen travel disruptions.
2. Warning: The U.S. State Department advises increased caution and warns against travel to certain border areas.
3. Key protection: Insurance is not mandatory for entry but is crucial for covering potential medical emergencies.
4. Healthcare cost: Private healthcare is costly; a hospital stay can average around $200 to $400 per night.
5. Price: A one-week travel insurance policy for Tunisia typically costs between $25 and $50.
6. Good to know: Ensure your policy covers medical evacuation and treatment in private clinics for better quality care.
Why trust HelloSafe?
HelloSafe is an international specialist in travel insurance comparison, advising over one million travelers every month. After analyzing 41 travel insurance policies available in the US, our experts share here everything you need to know to choose the best travel insurance for Tunisia.
The best travel insurances for Tunisia
| Contract we recommend | Medical reimbursement limit | Our view |
|---|---|---|
| HelloTravel Premium | $1.09M | A leading choice for comprehensive coverage in Tunisia. - high medical limit - repatriation included - broad range of protections |
| Cap Assistance 24/24 | $1.09M | Great for both short and extended trips. - 24/7 medical helpline - cancellation cover - no deductible |
| Tourist Card | $545k | Simple and effective protection for tourism in Tunisia. - good medical limit - emergency assistance - strong value |
| Travel Pass Monde | $763k | Balanced option with reliable support for travel to Tunisia. - repatriation included - hospital costs covered - liability protection |
| Globe Partner | $327k | Essential protection for international travelers. - medical care abroad - repatriation - civil liability |
| Globe Traveller | $545k | Suitable for shorter or lower-risk stays. - essential medical coverage - quick reimbursement - capped ceiling |
- high medical limit
- repatriation included
- broad range of protections
- 24/7 medical helpline
- cancellation cover
- no deductible
- good medical limit
- emergency assistance
- strong value
- repatriation included
- hospital costs covered
- liability protection
- medical care abroad
- repatriation
- civil liability
- essential medical coverage
- quick reimbursement
- capped ceiling
Is it currently safe to travel to Tunisia?
As of June 2025, the US Department of State advises travelers to exercise increased caution when visiting Tunisia due to ongoing security concerns and heightened risk in border regions. Travel remains permitted, but certain border and desert zones are subject to strict advisories.
Here are their four main recommendations.
- Security risks: terrorism and civil unrest are persistent threats, particularly near the Algerian and Libyan borders, as well as Mount Chaambi National Park. Several areas, including the desert south of Remada and parts of Gafsa governorate, are declared off-limits.
- Health risks: although no vaccinations are required, medical facilities in Tunisia are below US standards outside major cities, and emergency evacuation can be difficult. Travelers have faced challenges accessing adequate care in rural zones.
- Legal constraints: importation of Tunisian currency is prohibited, and strict controls apply to large sums of foreign cash. Photographing police or military sites can lead to arrest or penalties.
- Cultural environment: modest attire is expected, especially at religious sites. During Ramadan, refrain from eating, drinking, or smoking in public during daylight hours to respect cultural norms.
Although not required, travel insurance is strongly recommended by the US Department of State, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Tunisia.
Is travel insurance required for the visa to Tunisia?
No, travel insurance is not mandatory for U.S. travelers to obtain a visa or enter Tunisia for stays of less than 90 days.
Travel insurance is still strongly recommended because medical facilities outside major cities are below U.S. standards, and medical evacuation can be costly. A policy with coverage for healthcare, repatriation, and emergency assistance protects your finances and well-being in case of unexpected illness or incident.
According to our data, 80% of travelers purchase travel insurance before going to Tunisia. This high percentage reflects the potential expense and logistical challenges of medical care and evacuation in the country.
Why take out travel insurance for Tunisia?
It is an essential financial and medical protection for anyone going to Tunisia.
In Tunisia, public hospitals in cities like Tunis or Sfax are often overcrowded and may lack modern equipment, especially for foreigners. Access to private clinics such as Clinique La Soukra in Tunis is usually required, and costs can quickly become high for non-residents.
Travel insurance covers medical fees, hospitalization, medication, ambulance transport, and emergency repatriation to the US in case of a serious issue.
Here are some examples of healthcare costs in Tunisia.
| Example of medical treatment | Cost at Clinique La Soukra | Covered by travel insurance |
|---|---|---|
| I have to be hospitalized 48 hours after contracting an infection | 2,500 TND (about $780) | Up to $100,000 |
| I broke my tibia (X-ray, cast, and crutch rental) | 1,800 TND (about $560) | Up to $100,000 |
| I need to be repatriated | 18,000 TND (about $5,600) | Up to $100,000 |
| I have appendicitis (consultation and surgery) | 7,500 TND (about $2,350) | Up to $100,000 |
These prices are given as an indication and may vary depending on the facilities and regions.
It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.
What Does Travel Insurance for Tunisia Cover?
| Main coverages | Explanations and recommendations |
|---|---|
| 🏥 Medical expenses | Pays for doctor visits, hospital stays, and emergency treatment if you get sick or injured. We recommend at least $100,000 in medical expense coverage for Tunisia. |
| 🚑 Medical evacuation | Covers transport to the nearest hospital or repatriation to the US in a medical emergency. Choose a plan with a minimum of $100,000 for medical evacuation and repatriation. |
| 💊 Emergency dental | Provides reimbursement for unexpected dental care if you experience pain or injury. We suggest a minimum of $1,000 for dental emergencies. |
| 🧳 Loss of luggage | Insures baggage, documents, and valuables against theft, loss, or damage. A limit of at least $1,000 for baggage and personal effects is recommended. |
| ❌ Trip cancellation | Reimburses prepaid trip expenses if you must cancel due to illness, accident, or other covered reasons. A minimum reimbursement of $2,000 per person for trip cancellation is wise. |
| 🏠 Trip interruption | Covers costs if your travel is cut short by an emergency or covered event. Recommended minimum: $2,000 for trip interruption per traveler. |
| 👨⚖️ Personal liability | Protects against legal costs if you accidentally injure someone or damage property. We recommend at least $50,000 in personal liability insurance for international travel. |
| 📞 24/7 assistance | Gives access to emergency support, medical referrals, and translation services during your trip. Select a provider with 24/7 worldwide assistance included in every plan. |
We recommend at least $100,000 in medical expense coverage for Tunisia.
Choose a plan with a minimum of $100,000 for medical evacuation and repatriation.
We suggest a minimum of $1,000 for dental emergencies.
A limit of at least $1,000 for baggage and personal effects is recommended.
A minimum reimbursement of $2,000 per person for trip cancellation is wise.
Recommended minimum: $2,000 for trip interruption per traveler.
We recommend at least $50,000 in personal liability insurance for international travel.
Select a provider with 24/7 worldwide assistance included in every plan.
Travel insurance from local sources or included with your bank card often offers low coverage amounts and excludes many critical situations. It is safer to select a trusted insurer with comprehensive protection. Compare leading providers on HelloSafe and subscribe online for immediate coverage confirmation.
The Cost of Travel Insurance for Tunisia
| Trip duration | Traveler’s age | Indicative price per person |
|---|---|---|
| 1 week | 25 years old | $30 |
| 2 weeks | 45 years old | $50 |
| 1 month | 35 years old | $70 |
| 1 month | 70 years old | $150 |
These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.
Good to know
The price of your travel insurance policy is determined by several key elements. It's important to consider the traveler's age, the duration of the stay, the destination, and any selected add-ons like a cancellation option. Keeping these factors in mind is crucial to choosing a plan that provides adequate coverage at a fair price.
💡 It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.
👉 Compare the best travel insurance for freeI compareHow can you pay less for your travel insurance to Tunisia?
Here are some suggestions to optimize the cost of your travel insurance to Tunisia while keeping good coverage:
| Criteria | Why it matters | Expert tip |
|---|---|---|
| 🧍♂️ Traveler's age | Older travelers often pay more, especially above 60 years, which may affect your insurance cost for Tunisia. | Compare multiple insurers and remember Heymondo does not increase prices for those over 62. |
| 📅 Trip duration | Longer trips mean increased exposure to risk, which usually results in higher premiums. | Insure only your actual travel days to Tunisia rather than overestimating your period of stay. |
| 🏥 Level of coverage | High medical coverage is important as Tunisian hospitals may require advance payment from foreigners. | Choose sufficient medical coverage based on risk, but avoid excessively high limits not needed. |
| 👨👩👦 Group/family policy | Family or group insurance sometimes provides a better rate than individual contracts for each traveler. | Look for group or family discounts that can lower the overall cost for everyone traveling together. |
| 🚖 Emergency evacuation | Medical evacuation from Tunisia can be expensive and needed for serious incidents or remote areas. | Select only the evacuation coverage you truly need depending on where and how you will travel. |
| 🌍 Area covered | Some insurers charge more for extending coverage beyond Tunisia or North Africa. | Choose Tunisia-only coverage if you do not plan to visit other countries during your trip. |
| 🧾 Policy options | Optional extras like electronics or cancellation can raise costs without always being essential. | Opt for basic coverage only to benefit from core medical and assistance protections at a lower rate. |
Good to know
Purchase travel insurance for Tunisia as soon as you confirm your trip, as early enrollment helps secure better prices and ensures a wider choice of plans.
The coverage of your current insurance in Tunisia
It’s completely legitimate to wonder whether your existing coverage—such as credit card insurance or your public health plan—can protect you during a trip to Tunisia. Unfortunately, this coverage is often limited or insufficient outside the US, especially when facing costly emergencies or needing medical evacuation.
Here is a summary table to help you review your current insurance and what it covers.
| Type of insurance | Valid in Tunisia? | What it covers | Why Travel Insurance is better |
|---|---|---|---|
| Public health insurance (Medicare, Medicaid) | No, never | No overseas coverage. No payment for hospitalization or repatriation from Tunisia. | Travel insurance covers up to $100,000 for medical care and emergency evacuation. |
| Private health insurance | Yes, partly | Some emergency care, usually with deductibles. Rarely covers evacuation. Max limit: $10,000. | Travel insurance includes $100,000+ coverage, evacuation, and 24/7 assistance. |
| Classic credit card (Visa, Mastercard, Discover) | Yes, partly | May help for emergencies, but medical fees only up to $2,500–$5,000. No evacuation. | Travel insurance covers $100,000+, lost baggage, and trip cancellation. |
| Premium credit card (Chase Sapphire Preferred, Amex Gold) | Yes, partly | Medical costs up to $25,000–$50,000. Limited baggage and trip delay coverage. | Travel insurance offers $100,000+, trip cancelation, and on-the-ground support. |
Example
While scuba diving in Djerba, Tunisia, Mark suffered from decompression sickness. The necessary hyperbaric chamber treatment and emergency care cost $25,000. His American Express Gold card's travel benefit had a low cap, and his US health insurance didn't cover international emergencies, leaving him with a staggering $22,000 bill.
Expert advice
Always check the terms, exclusions, and limits of your current insurance. Essential situations, like trip interruption due to a relative’s illness or death, might be excluded. Read the conditions carefully to avoid unpleasant surprises abroad. In all cases, it is safer and more reassuring to buy dedicated travel insurance tailored to your trip.
FAQ
Do I need a visa to travel to Tunisia?
U.S. citizens do not need a visa to visit Tunisia for stays of less than 90 days. Your U.S. passport must be valid for at least six months from your planned date of entry. Make sure to also have proof of onward or return travel.
How do I purchase travel insurance for Tunisia?
To purchase travel insurance for Tunisia, first compare several providers using the HelloSafe travel insurance comparison tool. Review each policy's coverage and exclusions for specific needs such as medical evacuation. Buy your chosen plan securely online and receive your certificate by email.
Does travel insurance include emergency medical evacuation from Tunisia?
Most comprehensive travel insurance for Tunisia includes coverage for emergency medical evacuation. This benefit is especially important due to lower healthcare standards outside major cities. Policies usually offer medical evacuation coverage limits from $50,000 to $200,000, which can cover air ambulance back to the U.S. if needed.
Are adventure sports or desert activities covered by travel insurance in Tunisia?
Standard travel insurance may not automatically include coverage for activities such as camel trekking, desert excursions, or off-road tours. If you plan to participate in these activities, choose a policy that specifically covers adventure sports or dangerous activities, and review all exclusions carefully.
What should I do if I need medical care in Tunisia?
If you need medical assistance during your trip, contact your insurance provider’s 24/7 emergency helpline immediately. They can advise on the nearest recommended clinics or hospitals and arrange payment directly when possible. Keep all receipts and medical documents for your insurance claim.
Can I make a claim from the United States after returning from Tunisia?
Yes, you can file a travel insurance claim after returning to the United States. Be sure to keep all related documents, such as medical reports or police records, and submit your claim as soon as possible. Most insurers offer online or app-based claim systems for convenience.
Do I need a visa to travel to Tunisia?
U.S. citizens do not need a visa to visit Tunisia for stays of less than 90 days. Your U.S. passport must be valid for at least six months from your planned date of entry. Make sure to also have proof of onward or return travel.
How do I purchase travel insurance for Tunisia?
To purchase travel insurance for Tunisia, first compare several providers using the HelloSafe travel insurance comparison tool. Review each policy's coverage and exclusions for specific needs such as medical evacuation. Buy your chosen plan securely online and receive your certificate by email.
Does travel insurance include emergency medical evacuation from Tunisia?
Most comprehensive travel insurance for Tunisia includes coverage for emergency medical evacuation. This benefit is especially important due to lower healthcare standards outside major cities. Policies usually offer medical evacuation coverage limits from $50,000 to $200,000, which can cover air ambulance back to the U.S. if needed.
Are adventure sports or desert activities covered by travel insurance in Tunisia?
Standard travel insurance may not automatically include coverage for activities such as camel trekking, desert excursions, or off-road tours. If you plan to participate in these activities, choose a policy that specifically covers adventure sports or dangerous activities, and review all exclusions carefully.
What should I do if I need medical care in Tunisia?
If you need medical assistance during your trip, contact your insurance provider’s 24/7 emergency helpline immediately. They can advise on the nearest recommended clinics or hospitals and arrange payment directly when possible. Keep all receipts and medical documents for your insurance claim.
Can I make a claim from the United States after returning from Tunisia?
Yes, you can file a travel insurance claim after returning to the United States. Be sure to keep all related documents, such as medical reports or police records, and submit your claim as soon as possible. Most insurers offer online or app-based claim systems for convenience.
