What are the best travel insurances for Kazakhstan in 2025?

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A. Fruchard
A. Fruchard updated on July 16, 2025
Table of Contents
  • The best travel insurance plans for Kazakhstan
  • The Current Travel Safety in Kazakhstan
  • Is travel insurance required by law to enter Kazakhstan?
  • Why take out travel insurance for Kazakhstan?
  • What Should Travel Insurance for Kazakhstan Cover?
  • The cost of travel insurance for Kazakhstan
  • How to pay less for your travel insurance to Kazakhstan
  • Relying on your current insurance in Kazakhstan
  • FAQ
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Travel insurance for Kazakhstan: key takeaways

1. Definition: Travel insurance for Kazakhstan covers medical emergencies, repatriation, and other unexpected travel-related incidents.
2. Key protection: Travel insurance is not mandatory for US citizens, but it is highly recommended for medical coverage.
3. Healthcare cost: Private healthcare in major cities is costly, with hospital stays averaging $300 to $800 per night.
4. Price: A one-week travel insurance policy for Kazakhstan typically costs between $25 and $50 USD.
5. Good to know: Ensure your policy includes medical evacuation, as quality healthcare is limited outside major urban centers.

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Why trust HelloSafe?

HelloSafe is an international specialist in travel insurance comparison, advising over one million travelers every month. After analyzing 41 travel insurance policies available in the US, our experts share here everything you need to know to choose the best travel insurance for Kazakhstan.

The best travel insurance plans for Kazakhstan

Contract we recommendMedical reimbursement limitOur view
HelloTravel Premium$1.1MComprehensive coverage for Kazakhstan, especially where healthcare infrastructure is limited.
- large medical ceiling
- evacuation covered
- worldwide support
Cap Assistance 24/24$1.1MUseful for travel in Kazakhstan due to strong support and high coverage.
- 24/7 helpline
- cancellation option
- no deductible
Tourist Card$0.54MSuitable for tourism or short trips with essential protection.
- effective medical limit
- emergency assistance
- practical process
Travel Pass Monde$0.76MBalanced option for longer stays or business travel.
- hospital fees included
- repatriation
- wide service area
Globe Partner$0.32MGood basic protection for brief trips.
- necessary medical cover
- civil liability
- straightforward claims
Globe Traveller$0.54MAffordable solution for less risky travel or short stays.
- sufficient health cover
- quick claims
- capped limit
Comparison of recommended travel insurance contracts.
HelloTravel Premium
Medical reimbursement limit
$1.1M
Our view
Comprehensive coverage for Kazakhstan, especially where healthcare infrastructure is limited.
- large medical ceiling
- evacuation covered
- worldwide support
Cap Assistance 24/24
Medical reimbursement limit
$1.1M
Our view
Useful for travel in Kazakhstan due to strong support and high coverage.
- 24/7 helpline
- cancellation option
- no deductible
Tourist Card
Medical reimbursement limit
$0.54M
Our view
Suitable for tourism or short trips with essential protection.
- effective medical limit
- emergency assistance
- practical process
Travel Pass Monde
Medical reimbursement limit
$0.76M
Our view
Balanced option for longer stays or business travel.
- hospital fees included
- repatriation
- wide service area
Globe Partner
Medical reimbursement limit
$0.32M
Our view
Good basic protection for brief trips.
- necessary medical cover
- civil liability
- straightforward claims
Globe Traveller
Medical reimbursement limit
$0.54M
Our view
Affordable solution for less risky travel or short stays.
- sufficient health cover
- quick claims
- capped limit
Comparison of recommended travel insurance contracts.
? Compare the best travel insurance for freeI compare

The Current Travel Safety in Kazakhstan

As of June 2025, the US Department of State considers Kazakhstan to be a Level 1 country, meaning travelers should exercise normal precautions. No widespread security threat or travel restriction is in effect for US citizens.

Here are their four main recommendations.

  • Security risks: petty crime such as pickpocketing, ATM skimming, and financial fraud can occur in larger cities like Almaty and Nur-Sultan. Demonstrations may occur and can become unpredictable, so travelers should avoid large gatherings.
  • Health risks: no vaccinations are required, but medical care outside major cities is limited and ambulance response times are unreliable. Tap water is not recommended for drinking in any region, including hotel accommodations in Almaty.
  • Legal requirements: visa-free entry allows stays of up to 30 days per visit, provided your US passport is valid for at least 3 months beyond your intended departure date. Former or current US government personnel should be cautious due to Russian arrest warrants that may be enforced locally.
  • Environmental hazards: the Almaty region has a high risk of earthquakes, and travelers should know standard emergency procedures. Road quality in rural areas may be poor, and night driving is discouraged.

Although not required, travel insurance is strongly recommended by the US Department of State, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Kazakhstan.

Is travel insurance required by law to enter Kazakhstan?

No, travel insurance is not mandatory for US travelers to enter Kazakhstan.

Even though it is not required by law, it is strongly recommended to have travel insurance. Medical services may be limited or substandard in many parts of Kazakhstan, especially outside major cities such as Almaty or Nur-Sultan. Emergency medical evacuation to another country can be very expensive, and private clinics often ask for upfront payment.

According to our data, 80% of travelers purchase travel insurance before going to Kazakhstan due to the cost of emergency care and the need for medical evacuation in case of serious illness or accident.

Why take out travel insurance for Kazakhstan?

It is an essential financial and medical protection for anyone going to Kazakhstan.

In Kazakhstan, public hospitals in cities like Almaty and Nur-Sultan often lack English-speaking staff and modern facilities, especially outside urban centers. Foreigners needing urgent care are usually referred to expensive private clinics such as Medcenter Clinic in Almaty, where all treatment must be paid for up front. Emergency medical evacuation to Europe or the US is common for serious incidents, significantly increasing costs.

Travel insurance covers medical fees, hospitalization, medication, ambulance transportation, and emergency repatriation to the US in the event of a serious problem.

Here are some examples of healthcare costs in Kazakhstan.

Example of medical treatmentCost at Medcenter ClinicCovered by travel insurance
I have to be hospitalized 48 hours after contracting an infection650,000 KZT (about $1,400 USD)100%
I broke my tibia (X-ray, cast, and crutch rental)500,000 KZT (about $1,100 USD)100%
I need to be repatriated10,000,000 KZT (about $21,600 USD)100%
I have appendicitis (consultation and surgery)1,400,000 KZT (about $3,000 USD)100%
Examples of medical treatment costs and insurance coverage.
I have to be hospitalized 48 hours after contracting an infection
Cost at Medcenter Clinic
650,000 KZT (about $1,400 USD)
Covered by travel insurance
100%
I broke my tibia (X-ray, cast, and crutch rental)
Cost at Medcenter Clinic
500,000 KZT (about $1,100 USD)
Covered by travel insurance
100%
I need to be repatriated
Cost at Medcenter Clinic
10,000,000 KZT (about $21,600 USD)
Covered by travel insurance
100%
I have appendicitis (consultation and surgery)
Cost at Medcenter Clinic
1,400,000 KZT (about $3,000 USD)
Covered by travel insurance
100%
Examples of medical treatment costs and insurance coverage.

These prices are given as an indication and may vary depending on the facilities and regions.

It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.

What Should Travel Insurance for Kazakhstan Cover?

Here is a summary table of the main coverages you should look for in a travel insurance policy for Kazakhstan.

Main coveragesExplanations and recommendations
? Medical expensesCovers hospital stays, outpatient treatments, and emergency care for illness or injury, especially important in Almaty and Astana.
We recommend a minimum reimbursement limit of $75,000.
? Medical evacuationPays for emergency transport to an adequate facility in Kazakh cities or neighboring countries if needed, due to limited local care.
Suggested minimum limit: $200,000.
? Prescription drugsCovers the cost of necessary prescription medications while in Kazakhstan.
Minimum recommended coverage: $1,000.
✈️ Trip cancellation/interruptionReimburses non-refundable trip expenses if your plan is cut short or canceled due to illness, accidents, or family emergencies.
Suggested limit: $3,000.
? Baggage loss or delayProtects against financial loss from luggage being delayed, lost, or stolen during your trip.
Minimum recommended limit: $1,500.
? Emergency dental careCovers dental emergencies arising from injury or infection.
Look for policies with at least $500 in emergency dental benefits.
?️ Personal liabilityOffers protection in case you accidentally injure someone or damage property.
A limit of $25,000 is recommended.
? 24/7 emergency assistanceGives you round-the-clock multilingual support and coordination of care or evacuation.
Ensure 24/7 assistance is included in your plan.
Travel Insurance Coverage Recommendations for Kazakhstan
? Medical expenses
Explanations and recommendations
Covers hospital stays, outpatient treatments, and emergency care for illness or injury, especially important in Almaty and Astana.
We recommend a minimum reimbursement limit of $75,000.
? Medical evacuation
Explanations and recommendations
Pays for emergency transport to an adequate facility in Kazakh cities or neighboring countries if needed, due to limited local care.
Suggested minimum limit: $200,000.
? Prescription drugs
Explanations and recommendations
Covers the cost of necessary prescription medications while in Kazakhstan.
Minimum recommended coverage: $1,000.
✈️ Trip cancellation/interruption
Explanations and recommendations
Reimburses non-refundable trip expenses if your plan is cut short or canceled due to illness, accidents, or family emergencies.
Suggested limit: $3,000.
? Baggage loss or delay
Explanations and recommendations
Protects against financial loss from luggage being delayed, lost, or stolen during your trip.
Minimum recommended limit: $1,500.
? Emergency dental care
Explanations and recommendations
Covers dental emergencies arising from injury or infection.
Look for policies with at least $500 in emergency dental benefits.
?️ Personal liability
Explanations and recommendations
Offers protection in case you accidentally injure someone or damage property.
A limit of $25,000 is recommended.
? 24/7 emergency assistance
Explanations and recommendations
Gives you round-the-clock multilingual support and coordination of care or evacuation.
Ensure 24/7 assistance is included in your plan.
Travel Insurance Coverage Recommendations for Kazakhstan

Travel insurance from local providers or US bank cards usually provides limited benefits, low reimbursement limits, and various exclusions. Choosing a trusted insurer with comprehensive protection is safer. Compare leading providers on HelloSafe and subscribe online for immediate certification.

The cost of travel insurance for Kazakhstan

Trip durationTraveler’s ageIndicative price per person
1 week25 years old$23
2 weeks45 years old$36
1 month35 years old$58
1 month70 years old$136
1 week
Traveler’s age
25 years old
Indicative price per person
$23
2 weeks
Traveler’s age
45 years old
Indicative price per person
$36
1 month
Traveler’s age
35 years old
Indicative price per person
$58
1 month
Traveler’s age
70 years old
Indicative price per person
$136

These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.

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Good to know

The price of your travel insurance is determined by several key variables. Be sure to consider the traveler's age, the duration of your trip, your destination, the amount of coverage, and any optional add-ons like cancellation protection. Keeping these factors in mind is crucial for selecting the right policy for your needs and budget.

? It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.

? Compare the best travel insurance for freeI compare

How to pay less for your travel insurance to Kazakhstan

Here are some suggestions to optimize the cost of your travel insurance to Kazakhstan while keeping good coverage:

CriteriaWhy it mattersExpert tip
? Level of coverageMedical care options in Kazakhstan are limited, especially outside major cities.Choose policies with essential medical and evacuation coverage, avoiding optional extras to reduce your premium.
?️ Trip durationInsurance price rises with each additional day covered.Insure only the dates you’re traveling and avoid policies that exceed the length of your stay.
? Traveler’s ageInsurers may increase rates for seniors, but medical needs grow with age.Verify age bands for pricing, and note that Heymondo does not increase its prices for people over 62.
?‍?‍? Number of travelersFamily and group coverage may be cheaper per person than separate plans.Purchase a family or group policy if traveling with companions to lower per-person costs.
? Geographic scopeBroader regional or global coverage increases costs over country-specific plans.Select Kazakhstan-only coverage if you don’t plan to visit other countries on the same trip.
? Deductible optionsHigher deductibles reduce premium but mean higher out-of-pocket costs if you file a claim.Opt for a deductible you can comfortably pay to keep premiums lower while ensuring coverage in serious situations.
? Pre-existing conditionsDeclaring conditions can raise prices and affect eligibility.Only declare pre-existing conditions if you need coverage for them, and check if that impacts overall costs and exclusions.
? Level of coverage
Why it matters
Medical care options in Kazakhstan are limited, especially outside major cities.
Expert tip
Choose policies with essential medical and evacuation coverage, avoiding optional extras to reduce your premium.
?️ Trip duration
Why it matters
Insurance price rises with each additional day covered.
Expert tip
Insure only the dates you’re traveling and avoid policies that exceed the length of your stay.
? Traveler’s age
Why it matters
Insurers may increase rates for seniors, but medical needs grow with age.
Expert tip
Verify age bands for pricing, and note that Heymondo does not increase its prices for people over 62.
?‍?‍? Number of travelers
Why it matters
Family and group coverage may be cheaper per person than separate plans.
Expert tip
Purchase a family or group policy if traveling with companions to lower per-person costs.
? Geographic scope
Why it matters
Broader regional or global coverage increases costs over country-specific plans.
Expert tip
Select Kazakhstan-only coverage if you don’t plan to visit other countries on the same trip.
? Deductible options
Why it matters
Higher deductibles reduce premium but mean higher out-of-pocket costs if you file a claim.
Expert tip
Opt for a deductible you can comfortably pay to keep premiums lower while ensuring coverage in serious situations.
? Pre-existing conditions
Why it matters
Declaring conditions can raise prices and affect eligibility.
Expert tip
Only declare pre-existing conditions if you need coverage for them, and check if that impacts overall costs and exclusions.

Relying on your current insurance in Kazakhstan

It is completely legitimate to wonder if your current insurance—such as your credit card or health plan—will protect you during a trip to Kazakhstan. Unfortunately, these policies often do not provide comprehensive coverage abroad. Here is a summary table to help you review your current insurance and what it covers.

Type of InsuranceValid in Kazakhstan?What it coversWhy Travel Insurance is better
Public health insurance (Medicare, Medicaid)No, neverNo medical or hospital expense coverage outside the U.S. No emergency evacuation.Travel insurance covers medical bills up to $100,000 and evacuation up to $300,000.
Private health insurance (Aetna, UnitedHealthcare, Cigna)Yes, partlyLimited emergency reimbursement abroad, usually less than $25,000. No direct payment or evacuation.Travel insurance often reimburses > $100,000 medical costs, covers $300,000+ for evacuation.
Classic credit card (Visa Classic, Mastercard Standard)Yes, partlyEmergency medical under $10,000. Rarely covers evacuation, baggage issues, or travel disruption.Travel insurance offers medical and evacuation coverage over $100,000, includes baggage/interruption.
Premium credit card (Chase Sapphire Reserve, Amex Platinum, Mastercard World Elite)Yes, partlyMedical emergencies up to $50,000–$100,000, some trip delay or loss. No full repatriation.Travel insurance covers $500,000 evacuation, extended delays or cancellations, and full trip coverage.
Comparison of different types of insurance and their coverage for travel to Kazakhstan.
Public health insurance (Medicare, Medicaid)
Valid in Kazakhstan?
No, never
What it covers
No medical or hospital expense coverage outside the U.S. No emergency evacuation.
Why Travel Insurance is better
Travel insurance covers medical bills up to $100,000 and evacuation up to $300,000.
Private health insurance (Aetna, UnitedHealthcare, Cigna)
Valid in Kazakhstan?
Yes, partly
What it covers
Limited emergency reimbursement abroad, usually less than $25,000. No direct payment or evacuation.
Why Travel Insurance is better
Travel insurance often reimburses > $100,000 medical costs, covers $300,000+ for evacuation.
Classic credit card (Visa Classic, Mastercard Standard)
Valid in Kazakhstan?
Yes, partly
What it covers
Emergency medical under $10,000. Rarely covers evacuation, baggage issues, or travel disruption.
Why Travel Insurance is better
Travel insurance offers medical and evacuation coverage over $100,000, includes baggage/interruption.
Premium credit card (Chase Sapphire Reserve, Amex Platinum, Mastercard World Elite)
Valid in Kazakhstan?
Yes, partly
What it covers
Medical emergencies up to $50,000–$100,000, some trip delay or loss. No full repatriation.
Why Travel Insurance is better
Travel insurance covers $500,000 evacuation, extended delays or cancellations, and full trip coverage.
Comparison of different types of insurance and their coverage for travel to Kazakhstan.
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Example

While trekking in the Altai Mountains, Sarah contracted a severe case of tick-borne encephalitis, requiring a $35,000 medical evacuation to Nur-Sultan. Her Chase Sapphire card's insurance had a low cap, and her US health plan didn't cover foreign evacuations, leaving her to pay over $30,000 out-of-pocket for life-saving care.

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Expert advice

Always check the terms, exclusions, and limits of your existing coverage. Essential situations, like trip interruption due to a relative’s illness or death, might be excluded. Read the conditions carefully to avoid unpleasant surprises abroad. In all cases, it is safer and more reassuring to purchase dedicated travel insurance tailored to your trip.

FAQ

Do I need a visa to travel to Kazakhstan?

U.S. citizens do not need a visa to visit Kazakhstan for stays of up to 30 days. You must have a valid U.S. passport with at least three months of validity beyond the date of your intended departure. If you plan to stay more than 30 days, you will need to apply for a visa in advance.

How do I purchase travel insurance for Kazakhstan?

Start by comparing plans through the HelloSafe travel insurance comparison tool. Carefully review each policy’s coverage and exclusions, with special attention to medical evacuation and healthcare limitations in Kazakhstan. After selecting your plan, purchase it online. You will receive your insurance certificate by email, which you should carry during your trip.

Is emergency medical evacuation included in travel insurance for Kazakhstan?

Not all travel insurance policies automatically include emergency medical evacuation. Medical care outside major cities in Kazakhstan may be limited, so ensure the policy you choose provides sufficient coverage for evacuation, ideally at least $100,000 in benefits. Always review policy details before purchasing.

Are adventure and sports activities covered by travel insurance in Kazakhstan?

Many standard travel insurance policies exclude or limit coverage for high-risk activities, such as trekking, skiing, or climbing, which are popular in Kazakhstan. If you plan to participate in these, select a plan that specifically covers these activities or allows you to add extra coverage for them.

What should I know about healthcare and safety before traveling to Kazakhstan?

Healthcare services in Kazakhstan may not meet U.S. standards, especially in rural areas. Ambulance services can be unreliable outside large cities. Tap water is not considered potable. Comprehensive travel insurance with medical coverage, including evacuation and hospital stays, is strongly recommended for all travelers.

Do I need a visa to travel to Kazakhstan?

U.S. citizens do not need a visa to visit Kazakhstan for stays of up to 30 days. You must have a valid U.S. passport with at least three months of validity beyond the date of your intended departure. If you plan to stay more than 30 days, you will need to apply for a visa in advance.

How do I purchase travel insurance for Kazakhstan?

Start by comparing plans through the HelloSafe travel insurance comparison tool. Carefully review each policy’s coverage and exclusions, with special attention to medical evacuation and healthcare limitations in Kazakhstan. After selecting your plan, purchase it online. You will receive your insurance certificate by email, which you should carry during your trip.

Is emergency medical evacuation included in travel insurance for Kazakhstan?

Not all travel insurance policies automatically include emergency medical evacuation. Medical care outside major cities in Kazakhstan may be limited, so ensure the policy you choose provides sufficient coverage for evacuation, ideally at least $100,000 in benefits. Always review policy details before purchasing.

Are adventure and sports activities covered by travel insurance in Kazakhstan?

Many standard travel insurance policies exclude or limit coverage for high-risk activities, such as trekking, skiing, or climbing, which are popular in Kazakhstan. If you plan to participate in these, select a plan that specifically covers these activities or allows you to add extra coverage for them.

What should I know about healthcare and safety before traveling to Kazakhstan?

Healthcare services in Kazakhstan may not meet U.S. standards, especially in rural areas. Ambulance services can be unreliable outside large cities. Tap water is not considered potable. Comprehensive travel insurance with medical coverage, including evacuation and hospital stays, is strongly recommended for all travelers.

A. Fruchard
A. Fruchard
Insurance expert
HelloSafe
Co-founder of HelloSafe and an experienced entrepreneur in the insurance and personal finance sector, Antoine uses his experience and in-depth knowledge of the market to help Internet users make the right choices. With an MBA in economics, he is a committed expert whose mission is to make personal finance and insurance issues simple and understandable. With a rich career marked by the creation of innovative companies, Antoine's ambition has always been to bring transparency to complex issues and to give power back to consumers. With HelloSafe, he continues to translate this vision by providing accurate advice, impartial comparisons and detailed explanations of travel insurance. He has analysed hundreds of contracts to reveal the best options available on the market.

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