What are the best Travel Insurance Plans for visiting Seychelles in 2025?
- The best travel insurance plans for Seychelles
- Is it currently safe to travel to</b> Seychelles?N
- Is travel insurance required by law to enter Seychelles?
- Why take out travel insurance for Seychelles?
- What travel insurance for Seychelles should cover
- The cost of travel insurance for Seychelles
- How to pay less for your travel insurance to Seychelles
- The validity of your current insurance in Seychelles
- FAQ
Travel insurance for Seychelles: key takeaways
1. Definition: Travel insurance for Seychelles covers medical emergencies, trip cancellation, and lost baggage.
2. Key protection: While not mandatory, insurance is strongly recommended by Seychelles and U.S. authorities.
3. Healthcare cost: Medical facilities are limited, especially on remote islands, making evacuation insurance crucial.
4. Price: A one-week travel insurance policy for Seychelles typically costs between $30 and $70.
5. Good to know: A digital Travel Authorization is mandatory for all travelers entering the country.
Why trust HelloSafe?
HelloSafe is an international specialist in travel insurance comparison, advising over one million travelers every month. After analyzing 42 travel insurance policies available in the US, our experts share here everything you need to know to choose the best travel insurance for Seychelles.
The best travel insurance plans for Seychelles
| Contract we recommend | Medical reimbursement limit | Our view |
|---|---|---|
| HelloTravel Premium | $1.1M | Our top choice for travel to Seychelles. - very high medical limits - covers evacuation from remote islands - strong emergency response |
| Cap Assistance 24/24 | $1.1M | Reliable protection for peace of mind. - 24/7 global support - cancellation cover - no deductible on claims |
| Tourist Card | $550k | Good for tourists seeking core health benefits. - solid reimbursement - emergency assistance - affordable for most travelers |
| Travel Pass Monde | $770k | Well suited for international trips. - medical repatriation - hospital treatment abroad - wide geographic coverage |
| Globe Partner | $330k | Efficient for short or business stays. - core overseas medical cover - includes repatriation - civil liability protection |
| Globe Traveller | $550k | An accessible choice for low or moderate risk. - essential health benefits - prompt reimbursements - capped at a practical limit |
- very high medical limits
- covers evacuation from remote islands
- strong emergency response
- 24/7 global support
- cancellation cover
- no deductible on claims
- solid reimbursement
- emergency assistance
- affordable for most travelers
- medical repatriation
- hospital treatment abroad
- wide geographic coverage
- core overseas medical cover
- includes repatriation
- civil liability protection
- essential health benefits
- prompt reimbursements
- capped at a practical limit
Is it currently safe to travel to Seychelles?N
As of June 2025, the US Department of State considers Seychelles safe under a Level 1 alert and recommends normal precautions for visitors from the United States.
Here are their four main recommendations.
- Security risks: Petty crime such as pickpocketing and opportunistic theft occurs, particularly near beaches in Beau Vallon and in busy areas of Victoria. Travelers are advised to use hotel safes for valuables and remain aware of their surroundings at night.
- Health risks: Diseases like dengue fever, chikungunya, and hepatitis A are present. Medical care is limited outside the capital, and emergency evacuation could be necessary after incidents such as a snakebite or serious infection on remote islands.
- Legal requirements: All visitors need to complete a Travel Authorization before arrival, provide proof of accommodation, and show a return or onward ticket. Yellow fever vaccination is only required if arriving from certain African or South American countries.
- Environmental factors: Strong currents and rip tides pose dangers to swimmers, especially at beaches like Anse Intendance. Never swim alone and pay attention to warning notices about ocean conditions.
Although not required, travel insurance is strongly recommended by the US Department of State, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Seychelles.
Is travel insurance required by law to enter Seychelles?
No, travel insurance is not legally mandatory for US citizens to enter Seychelles.
It is still strongly recommended due to the limited availability of advanced medical services, particularly on smaller islands, and the significant costs associated with emergency care or evacuation. The main hospital, located in Victoria on Mahé, offers basic care but complex cases may require air evacuation to nearby countries, which can be very expensive.
According to our data, 80% of travelers purchase travel insurance before going to Seychelles. This high rate is linked to the need for protection against costly medical emergencies and limited healthcare infrastructure on most islands.
Why take out travel insurance for Seychelles?
It is an essential financial and medical protection for anyone going to Seychelles.
Healthcare costs can be high in Seychelles, especially if advanced care or specialized treatment is needed. The Seychelles Hospital in Victoria is the main public facility, but medical infrastructure is limited on the smaller islands, and serious cases may require emergency evacuation to other countries such as South Africa or Réunion, leading to substantial expenses.
Travel insurance covers medical fees, hospitalization, medication, ambulance transport, and emergency repatriation to the US in the event of a serious incident.
Here are some examples of healthcare costs in Seychelles.
| Example of medical treatment | Cost at Seychelles Hospital | Covered by travel insurance |
|---|---|---|
| I have to be hospitalized 48 hours after contracting an infection | SCR 18,000 (about $1,275) | up to 100% depending on the policy |
| I broke my tibia (X-ray, cast, and crutch rental) | SCR 14,000 (about $995) | up to 100% depending on the policy |
| I need to be repatriated | SCR 140,000 (about $9,900) | up to 100% depending on the policy |
| I have appendicitis (consultation and surgery) | SCR 48,000 (about $3,400) | up to 100% depending on the policy |
These prices are given as an indication and may vary depending on the facilities and regions.
It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.
What travel insurance for Seychelles should cover
Here is a summary table of the main coverages you should look for in a travel insurance policy for Seychelles.
| Main coverages | Explanations and recommendations |
|---|---|
| 🚑 Medical expenses | Covers doctor visits, hospitalization, prescription drugs, and treatment for unexpected illness or accidental injury. Recommended minimum: $100,000. |
| ✈️ Medical evacuation | Pays for air ambulance or evacuation to a facility outside Seychelles, such as South Africa or Réunion, when local care is insufficient. Recommended: $200,000. |
| 🏥 Hospitalization | Covers stays and procedures at hospitals like Seychelles Hospital in Victoria. Recommended minimum: $75,000. |
| 💼 Baggage loss & theft | Covers lost, stolen, or damaged luggage and valuables. Recommended minimum: $2,000. |
| 💉 Emergency dental | Covers pain-relief and emergency dental procedures needed during the trip. Recommended minimum: $500. |
| 🌦 Trip cancellation | Can reimburse non-refundable costs if trip is canceled due to medical, weather, or other covered reasons. Recommended minimum: $3,000. |
| ⚖️ Personal liability | Offers protection if you cause accidental harm to others or property. Recommended minimum: $50,000. |
| 🕐 24/7 assistance hotline | Access to emergency assistance services and advice at all times. This service is typically included in comprehensive policies. |
Recommended minimum: $100,000.
Recommended: $200,000.
Recommended minimum: $75,000.
Recommended minimum: $2,000.
Recommended minimum: $500.
Recommended minimum: $3,000.
Recommended minimum: $50,000.
This service is typically included in comprehensive policies.
Travel insurance from local providers or bank cards usually has limited coverage, low reimbursement limits, and many exclusions. It is safer to choose a trusted insurer offering full protection. Compare top options on HelloSafe and subscribe online for instant certification.
The cost of travel insurance for Seychelles
| Trip duration | Traveler’s age | Indicative price per person |
|---|---|---|
| 1 week | 25 years old | $32 |
| 2 weeks | 45 years old | $56 |
| 1 month | 35 years old | $92 |
| 1 month | 70 years old | $210 |
These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.
Good to know
The price of your travel insurance for Seychelles depends on several factors: your age, the duration of your stay, your destination, and your chosen coverage, especially for medical evacuation. Keeping these elements in mind is crucial to select a policy that fits your needs and budget, especially given the limited medical facilities on the islands.
💡 It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.
👉 Compare the best travel insurance for freeI compareHow to pay less for your travel insurance to Seychelles
Here are some suggestions to optimize the cost of your travel insurance to Seychelles while keeping good coverage:
| Criteria | Why it matters | Expert tip |
|---|---|---|
| 🌴 Destination risk | Seychelles faces moderate health risks and limited hospitals on small islands, requiring solid medical evacuation coverage. | Prioritize medical and evacuation coverage relevant to Seychelles, skip expensive extras unrelated to main risks. |
| ⏳ Trip duration | Insurance costs rise with longer stays, which is important given frequent short or medium-length trips to Seychelles. | Match plan dates to your actual travel period and avoid extending coverage days you do not need. |
| 👤 Traveller’s age | Insurers usually raise rates for older travelers, but Heymondo does not increase its prices for people over 62. | Compare age policies before purchase and check if Heymondo or similar options are favorable after age 62. |
| 💵 Coverage limit | Very high limits boost premiums, but moderate medical limits suffice for Seychelles’ hospital and evacuation costs. | Choose coverage of $100,000–$250,000, which balances solid protection with reasonable premiums. |
| 🧑🤝🧑 Number of travelers | Travelers in groups or families may obtain favorable rates with shared contracts. | Select a group or family travel plan to benefit from bundled pricing for Seychelles trips with several people. |
| 🛍️ Add-on options | Unneeded benefits, such as high baggage cover, can increase your premium for travel to Seychelles. | Remove non-essential extras like baggage or event ticket coverage unless you have a clear need for them. |
| 🏊 Covered activities | Activities like diving or boating in Seychelles might require specific coverage, but choosing this inflates costs. | Only choose activity coverage if you are certain to try these adventures during your trip. |
The validity of your current insurance in Seychelles
It is completely legitimate to wonder whether your current insurance—such as credit card insurance or your public or private health insurance—covers you during a trip to Seychelles. Unfortunately, this coverage is often limited or insufficient, especially for emergency or medical evacuation. Here is a summary table to help you review your current insurance and what it covers.
| Type of Insurance | Valid in Seychelles? | What it covers | Why Travel Insurance is better |
|---|---|---|---|
| Public Health Insurance (Medicare, Medicaid) | No, never | No coverage for medical expenses, hospitalization, or evacuation outside the US. | Travel insurance covers up to $500,000+ for medical care and repatriation. |
| Private Health Insurance (Cigna, UnitedHealthcare, Aetna) | Yes, partly | Possible partial reimbursement abroad, usually less than $20,000. No direct payment, usually excludes evacuation. | Travel insurance offers direct coverage up to $100,000+ and evacuation. |
| Classic Credit Card (Chase Freedom, Discover, Citi Double Cash) | Yes, partly | Some emergency medical coverage, often limited to $5,000–$10,000. No baggage or trip cancellation. | Travel insurance covers $100,000+ plus baggage loss and trip cancellation. |
| Premium Credit Card (Amex Platinum, Chase Sapphire Reserve, Capital One Venture X) | Yes, partly | Medical up to $50,000–$100,000, basic baggage and trip delay coverage, limited evacuation reimbursement. | Travel insurance increases limits to $250,000+, including evacuation and 24/7 support. |
Example
After a severe jellyfish sting while snorkeling off La Digue, Mike required an emergency air evacuation costing $35,000. His premium American Express card only covered $5,000 of the transport, and his US health insurance wouldn't pay for foreign medical flights, leaving him with a crippling $30,000 bill.
Expert advice
Always check your existing insurance for its terms, exclusions, and limits. Critical events, like trip interruption for a relative’s illness, may not be covered. Read the fine print carefully to avoid surprises abroad. In all cases, it is safer and more reassuring to purchase dedicated travel insurance tailored to your trip.
FAQ
Do I need a visa to travel to Seychelles?
U.S. citizens do not need a visa for short visits to Seychelles. However, you must obtain a Travel Authorization online before arrival, show proof of your return or onward ticket, provide evidence of booked accommodation, and demonstrate sufficient funds for your stay. Make sure your passport is valid for your entire visit.
How do I purchase travel insurance for Seychelles?
Start by comparing plans using the HelloSafe travel insurance comparison tool. Carefully check coverage and exclusions, with attention to Seychelles-specific risks such as island evacuation and tropical diseases. Complete your purchase online and you’ll promptly receive your insurance certificate for your trip.
Does travel insurance cover medical evacuation from remote islands in Seychelles?
Comprehensive travel insurance can cover the cost of emergency medical evacuation, which is especially important on islands with limited facilities. Evacuation to the main hospital or overseas may cost several thousand dollars, so confirm your policy includes at least $100,000 for evacuation and repatriation.
What should I look out for in my travel insurance if I plan to go snorkeling or diving?
Check that your insurance covers water activities like snorkeling or scuba diving, which are popular in Seychelles. Some basic plans exclude these sports, so choose a policy that explicitly lists them. Coverage should also include equipment loss and emergency rescue during water activities.
Are there any common health risks for travelers to Seychelles that insurance should address?
Travel insurance for Seychelles should cover treatment for mosquito-borne illnesses such as dengue fever and chikungunya. Ensure your plan covers hospital stays, medications, and medical evacuation, since facilities are basic on many islands. Look for policies that provide 24/7 support and assistance in case of illness or injury.
What documents should I carry for proof of travel insurance in Seychelles?
You should bring a physical or digital copy of your insurance policy and the 24-hour emergency contact details for your insurance provider. Though not mandatory, these may be required by some airlines, tour operators, or healthcare providers, and will help you get support quickly if something goes wrong.
Do I need a visa to travel to Seychelles?
U.S. citizens do not need a visa for short visits to Seychelles. However, you must obtain a Travel Authorization online before arrival, show proof of your return or onward ticket, provide evidence of booked accommodation, and demonstrate sufficient funds for your stay. Make sure your passport is valid for your entire visit.
How do I purchase travel insurance for Seychelles?
Start by comparing plans using the HelloSafe travel insurance comparison tool. Carefully check coverage and exclusions, with attention to Seychelles-specific risks such as island evacuation and tropical diseases. Complete your purchase online and you’ll promptly receive your insurance certificate for your trip.
Does travel insurance cover medical evacuation from remote islands in Seychelles?
Comprehensive travel insurance can cover the cost of emergency medical evacuation, which is especially important on islands with limited facilities. Evacuation to the main hospital or overseas may cost several thousand dollars, so confirm your policy includes at least $100,000 for evacuation and repatriation.
What should I look out for in my travel insurance if I plan to go snorkeling or diving?
Check that your insurance covers water activities like snorkeling or scuba diving, which are popular in Seychelles. Some basic plans exclude these sports, so choose a policy that explicitly lists them. Coverage should also include equipment loss and emergency rescue during water activities.
Are there any common health risks for travelers to Seychelles that insurance should address?
Travel insurance for Seychelles should cover treatment for mosquito-borne illnesses such as dengue fever and chikungunya. Ensure your plan covers hospital stays, medications, and medical evacuation, since facilities are basic on many islands. Look for policies that provide 24/7 support and assistance in case of illness or injury.
What documents should I carry for proof of travel insurance in Seychelles?
You should bring a physical or digital copy of your insurance policy and the 24-hour emergency contact details for your insurance provider. Though not mandatory, these may be required by some airlines, tour operators, or healthcare providers, and will help you get support quickly if something goes wrong.
