- The best travel insurances for Morocco
- Is it currently safe to travel to Morocco?
- Is travel insurance required for a visa for Morocco?
- Why take out travel insurance for Morocco?
- Travel insurance coverage for Morocco
- The cost of travel insurance for Morocco
- How can you pay less for your travel insurance to Morocco?
- Does my current insurance cover me in Morocco?
- FAQ
Travel insurance for Morocco: key takeaways
1. Definition: Travel insurance for Morocco covers medical emergencies, trip cancellation, and 24/7 assistance abroad.
2. Key protection: Insurance is not mandatory for US citizens, but it is vital for covering unexpected medical costs.
3. Healthcare cost: Private clinics are costly; a hospital night can average between $300 and $600 for foreigners.
4. Price: A one-week travel insurance policy for Morocco typically costs between $30 and $60.
5. Good to know: Your US health insurance, including Medicare, likely offers little to no coverage in Morocco.
Why trust HelloSafe?
HelloSafe is an international specialist in travel insurance comparison, advising over one million travelers every month. After analyzing 41 travel insurance policies available in the US, our experts share here everything you need to know to choose the best travel insurance for Morocco.
The best travel insurances for Morocco
| Contract we recommend | Medical reimbursement limit | Our view |
|---|---|---|
| HelloTravel Premium | $1.1M | Our recommendation for safe travel to Morocco. - high medical limit - repatriation included - strong coverage for emergencies |
| Cap Assistance 24/24 | $1.1M | Ideal for short trips with enhanced support and protection. - 24/7 medical helpline - cancellation cover - no deductible |
| Tourist Card | $550k | Convenient choice for tourism with solid protection. - good medical cover - emergency assistance - easy application process |
| Travel Pass Monde | $770k | Suitable for versatile travelers needing reliable care. - repatriation covered - hospital costs included - wide area of protection |
| Globe Partner | $330k | A dependable option for international stays. - essential guarantees - repatriation - simple claims process |
| Globe Traveller | $550k | An affordable solution for short and low-risk trips to Morocco. - essential medical cover - fast reimbursement - capped limits |
- high medical limit
- repatriation included
- strong coverage for emergencies
- 24/7 medical helpline
- cancellation cover
- no deductible
- good medical cover
- emergency assistance
- easy application process
- repatriation covered
- hospital costs included
- wide area of protection
- essential guarantees
- repatriation
- simple claims process
- essential medical cover
- fast reimbursement
- capped limits
Is it currently safe to travel to Morocco?
As of June 2025, the US Department of State advises travelers to exercise increased caution in Morocco, based on ongoing terrorism and security risk assessments. No official restrictions prevent travel, but vigilance is necessary.
Here are their four main recommendations.
- Security risks: terrorist groups remain active and attacks targeting tourist sites or public areas are a continuing threat. For example, crowded markets in Marrakech and Casablanca have seen increased pickpocketing and scams, especially around popular landmarks.
- Health risks: no vaccinations are currently required, but medical care is limited outside large cities. In rural areas, access to hospitals can be difficult, and bottled water is recommended as tap water may not be safe to drink.
- Legal obligations: currency declarations above $10,000 USD are mandatory at entry. Drug offenses, including possession of small amounts, can result in severe penalties and detention.
- Cultural considerations: travelers should dress modestly, particularly near religious sites and during Ramadan. Public displays of affection are discouraged, and eating or drinking in public during the day in Ramadan is considered inappropriate.
Although not required, travel insurance is strongly recommended by the US Department of State, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Morocco.
Is travel insurance required for a visa for Morocco?
Travel insurance is not mandatory for U.S. travelers visiting Morocco for stays of less than 90 days.
However, travel insurance is strongly recommended due to the risk of theft, the possibility of medical evacuation, and the limited medical facilities outside major cities. Without coverage, emergency health care or repatriation can become extremely costly.
According to our data, 80% of travelers purchase travel insurance before going to Morocco. This is explained by frequent risks such as pickpocketing, aggressive theft, and the variable quality of health infrastructure.
Why take out travel insurance for Morocco?
It is an essential financial and medical protection for anyone going to Morocco.
In Morocco, public hospitals in cities like Casablanca and Rabat may have limited resources, long waiting times, and basic facilities, so foreigners are often directed to private clinics such as Clinique Ghandi in Casablanca, where treatment is costly and payment is required up front. In rural areas, access to health care can be especially scarce and difficult.
Travel insurance covers medical expenses, hospitalization, medication, ambulance transportation, and emergency repatriation to the United States in case of a serious issue.
Here are some examples of healthcare costs in Morocco.
| Example of medical treatment | Cost at Clinique Ghandi | Covered by travel insurance |
|---|---|---|
| I have to be hospitalized 48 hours after contracting an infection | 13,000 MAD (about $1,300) | Up to 100% |
| I broke my tibia (X-ray, cast, and crutch rental) | 7,000 MAD (about $700) | Up to 100% |
| I need to be repatriated | 120,000 MAD (about $12,000) | Up to 100% |
| I have appendicitis (consultation and surgery) | 28,000 MAD (about $2,800) | Up to 100% |
These prices are given as an indication and may vary depending on the facilities and regions.
It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.
Travel insurance coverage for Morocco
| Main coverages | Explanations and recommendations |
|---|---|
| ? Medical expenses | Covers hospitalization, doctor fees, outpatient care, and prescriptions. Recommended for unexpected illness or injury, especially in Casablanca or rural areas with limited facilities. Recommended limit: at least $100,000. |
| ? Emergency medical evacuation | Includes air ambulance or transport to a better-equipped hospital if care in Morocco is insufficient. Recommended limit: minimum $100,000. |
| ✈️ Trip cancellation and interruption | Reimburses prepaid travel costs for unforeseen events such as illness or family emergency. Recommended limit: up to $5,000 per person. |
| ? Personal liability | Protects you if you unintentionally cause property damage or injury. Recommended limit: at least $50,000. |
| ? Baggage and personal belongings | Covers loss, theft, or damage to luggage and personal effects. Recommended limit: up to $2,500. |
| ? Daily hospital benefit | Provides a daily allowance during hospital stays to cover incidentals. Recommended limit: $50 per day, up to $500. |
| ? Assistance and legal support | Helps cover legal advice and bail fees if needed. Recommended limit: at least $5,000. |
| ? Repatriation of remains | Covers the cost of returning remains to the US in case of death. Recommended limit: minimum $25,000. |
Recommended limit: at least $100,000.
Recommended limit: minimum $100,000.
Recommended limit: up to $5,000 per person.
Recommended limit: at least $50,000.
Recommended limit: up to $2,500.
Recommended limit: $50 per day, up to $500.
Recommended limit: at least $5,000.
Recommended limit: minimum $25,000.
Travel insurance from local providers or bank cards usually comes with limited coverage, lower reimbursement limits, and numerous exclusions. It is always safer to select a trusted insurer with comprehensive coverage. Compare leading options on HelloSafe and subscribe online for instant certification.
The cost of travel insurance for Morocco
| Trip duration | Traveler’s age | Indicative price per person |
|---|---|---|
| 1 week | 25 years old | $30 |
| 2 weeks | 45 years old | $50 |
| 1 month | 35 years old | $75 |
| 1 month | 70 years old | $140 |
These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.
Good to know
Keep in mind that the cost of your travel insurance policy is influenced by several key factors. These include your age, the length of your trip, your destination, the amount of coverage you select, and any add-ons like a 'cancel for any reason' option. Understanding these elements will help you find the best plan for your needs and budget.
? It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.
? Compare the best travel insurance for freeI compareHow can you pay less for your travel insurance to Morocco?
Here are some suggestions to optimize the cost of your travel insurance to Morocco while keeping good coverage:
| Criteria | Why it matters | Expert tip |
|---|---|---|
| ?️ Trip duration | Insurance price is linked to total travel days. Shorter coverage helps control costs. | Choose coverage that matches your precise travel dates, not more, for the best savings. |
| ? Number of travelers | Each additional traveler increases the total cost. | Look for family or group policies, which often offer a discount compared to individual plans. |
| ? Level of coverage | More comprehensive coverage means higher premiums. Medical expenses in Morocco can be high. | Select essential coverage: emergency medical, repatriation, and theft to keep the premium lower. |
| ? Traveler’s age | Age affects the cost as older travelers pay more. | Heymondo does not increase its prices for people over 62, unlike most insurers. |
| ? Type of activities | Adventure or risky activities like trekking require extra coverage, increasing costs. | Avoid optional extreme activity coverage unless you plan to participate in such activities. |
| ? Pre-existing conditions | Coverage for chronic or pre-existing conditions raises insurance price. | Declare only conditions that truly require coverage and compare if specialist providers are cheaper. |
| ? Destination region | Risk assessments and medical costs differ between Morocco’s cities and rural areas. | Verify if your policy covers all regions you plan to visit and avoid over-coverage for low-risk areas. |
Important
While travel insurance is not required for U.S. citizens visiting Morocco for less than 90 days, medical coverage is strongly recommended due to limited rural healthcare and high out-of-pocket expenses in emergencies.
Does my current insurance cover me in Morocco?
It is completely legitimate to wonder whether your existing coverage, such as credit card insurance or your public health insurance, can protect you during a trip to Morocco. Unfortunately, these solutions are often limited or insufficient. Here is a summary table to help you review your current insurance and what it covers.
| Type of insurance | Valid in Morocco? | What it covers | Why Travel Insurance is better |
|---|---|---|---|
| Public health insurance (Medicare, Medicaid) | No, never | No coverage abroad. No medical expenses, hospitalization, or repatriation covered. | Travel insurance covers $100,000+ in medical care, hospitalization, and repatriation. |
| Private health insurance | Yes, partly | Limited reimbursement, usually only upon return. No direct cover for repatriation or trip cancellation. | Travel insurance offers direct coverage up to $100,000+, emergency evacuation, and 24/7 support. |
| Classic credit card (Visa Classic, Mastercard Standard, Discover) | Yes, partly | Medical expenses up to $2,500, no trip cancellation, baggage, or extended hospital coverage. | Travel insurance covers $100,000+ for medical, baggage, trip cancellation, and local assistance. |
| Premium credit card (Chase Sapphire Preferred, Amex Gold, Visa Signature) | Yes, partly | Medical up to $25,000, some delay/loss, no comprehensive medical evacuation or long stay cover. | Travel insurance covers $100,000+ medical, $5,000+ trip protection, and 24/7 on-site assistance. |
Example
While quad biking in the Agafay Desert, a tourist suffered a severe concussion. The private clinic bill in Marrakech was $9,500. His US health plan only covered $1,500 as 'out-of-network.' His Capital One Venture card's travel insurance didn't cover medical costs, leaving him with an unexpected $8,000 bill.
Expert advice
Always check the terms, exclusions, and limits of your existing insurance. Critical situations, like trip interruption for a relative’s illness, may be excluded. Read the conditions carefully to avoid unpleasant surprises abroad. In all cases, it is safer and more reassuring to purchase dedicated travel insurance tailored to your trip.
FAQ
Do I need a visa to travel to Morocco?
U.S. citizens do not need a visa for tourist visits to Morocco lasting less than 90 days. However, your passport must be valid for at least six months after your planned entry date, and you may be required to show proof of onward or return travel. Always check for updated entry requirements before your trip.
How do I purchase travel insurance for Morocco?
First, compare policies using the HelloSafe travel insurance comparison tool to view the best options for Morocco. Next, carefully review coverage details and exclusions, paying attention to medical care, theft, and trip interruption specific to Morocco. Once you choose a plan, you can buy the insurance online. Finally, you will receive your insurance certificate by email.
What medical expenses are usually covered by travel insurance in Morocco?
Travel insurance for Morocco typically covers emergency medical treatment, hospitalization, and outpatient care in major cities. Coverage amounts commonly range from $50,000 to $500,000 for medical expenses. Most policies also include emergency medical evacuation, which is important as medical facilities in rural areas can be limited or require cash payments.
Are adventure sports like trekking or camel riding covered under travel insurance?
Standard travel insurance policies may not automatically cover injuries resulting from adventure sports such as trekking in the Atlas Mountains or camel riding. If you plan to participate in these activities, you should choose a policy that includes coverage for adventure or hazardous sports as an optional add-on and review the exclusions carefully.
What should I do if I need medical or travel assistance while in Morocco?
If you face a medical emergency, contact your travel insurer’s 24/7 assistance hotline as soon as possible. Keep your insurance certificate and emergency contact numbers easily accessible at all times. Your insurer can provide guidance on where to seek treatment, help arrange medical evacuation if needed, and assist with local translation or administrative matters.
Can I extend my travel insurance if I decide to stay in Morocco longer?
Many travel insurance providers allow you to extend your coverage online before your policy expires, often for an additional premium. It is important to make the extension request before your original coverage ends. Extending your insurance while you are already in Morocco ensures continuous protection for medical and travel-related incidents.
Do I need a visa to travel to Morocco?
U.S. citizens do not need a visa for tourist visits to Morocco lasting less than 90 days. However, your passport must be valid for at least six months after your planned entry date, and you may be required to show proof of onward or return travel. Always check for updated entry requirements before your trip.
How do I purchase travel insurance for Morocco?
First, compare policies using the HelloSafe travel insurance comparison tool to view the best options for Morocco. Next, carefully review coverage details and exclusions, paying attention to medical care, theft, and trip interruption specific to Morocco. Once you choose a plan, you can buy the insurance online. Finally, you will receive your insurance certificate by email.
What medical expenses are usually covered by travel insurance in Morocco?
Travel insurance for Morocco typically covers emergency medical treatment, hospitalization, and outpatient care in major cities. Coverage amounts commonly range from $50,000 to $500,000 for medical expenses. Most policies also include emergency medical evacuation, which is important as medical facilities in rural areas can be limited or require cash payments.
Are adventure sports like trekking or camel riding covered under travel insurance?
Standard travel insurance policies may not automatically cover injuries resulting from adventure sports such as trekking in the Atlas Mountains or camel riding. If you plan to participate in these activities, you should choose a policy that includes coverage for adventure or hazardous sports as an optional add-on and review the exclusions carefully.
What should I do if I need medical or travel assistance while in Morocco?
If you face a medical emergency, contact your travel insurer’s 24/7 assistance hotline as soon as possible. Keep your insurance certificate and emergency contact numbers easily accessible at all times. Your insurer can provide guidance on where to seek treatment, help arrange medical evacuation if needed, and assist with local translation or administrative matters.
Can I extend my travel insurance if I decide to stay in Morocco longer?
Many travel insurance providers allow you to extend your coverage online before your policy expires, often for an additional premium. It is important to make the extension request before your original coverage ends. Extending your insurance while you are already in Morocco ensures continuous protection for medical and travel-related incidents.
