What are the best travel insurances for Egypt in 2025?
- The best travel insurances for Egypt
- Is it currently safe to travel to Egypt?
- Travel insurance requirements for the visa to Egypt
- Travel insurance for Egypt
- The coverage included in travel insurance for Egypt
- What is the cost of travel insurance for Egypt?
- How to pay less for your travel insurance to Egypt
- Can I rely on my current insurance to cover me in Egypt?
- FAQ
Travel insurance for Egypt: key takeaways
1. Definition: Travel insurance for Egypt covers medical emergencies, repatriation, and other unexpected travel-related incidents.
2. Warning: The U.S. State Department advises increased caution when traveling to Egypt due to terrorism risks.
3. Key protection: Travel insurance is not mandatory but is highly recommended for all travel to Egypt.
4. Healthcare cost: Private healthcare in Egypt can be costly, with hospital stays averaging $200-$500+ per night.
5. Price: A one-week travel insurance policy for Egypt typically costs between $40 and $80.
6. Good to know: Ensure your policy includes medical evacuation, as care outside major cities can be limited.
Why trust HelloSafe?
HelloSafe is an international specialist in travel insurance comparison, advising over one million travelers every month. After analyzing 42 travel insurance policies available in the US, our experts share everything you need to know to choose the best travel insurance for Egypt.
The best travel insurances for Egypt
| Contract we recommend | Medical reimbursement limit | Our view |
|---|---|---|
| HelloTravel Premium | $1.0M | Our top choice for safe travel in Egypt. - high medical reimbursement limit - repatriation included - international assistance |
| Cap Assistance 24/24 | $1.0M | A strong policy suited for most U.S. travelers to Egypt. - 24/7 medical support - cancellation cover - no deductible |
| Tourist Card | $0.5M | Great for tourism with good value. - reliable core protection - emergency help - competitive pricing |
| Travel Pass Monde | $0.7M | Ideal for broad international coverage. - repatriation included - hospital costs covered - wide area of coverage |
| Globe Partner | $0.3M | A dependable policy for longer or multiple trips. - medical care worldwide - repatriation - civil liability |
| Globe Traveller | $0.5M | Good solution for short, low-risk stays in Egypt. - essential medical cover - fast claims - clear limits |
- high medical reimbursement limit
- repatriation included
- international assistance
- 24/7 medical support
- cancellation cover
- no deductible
- reliable core protection
- emergency help
- competitive pricing
- repatriation included
- hospital costs covered
- wide area of coverage
- medical care worldwide
- repatriation
- civil liability
- essential medical cover
- fast claims
- clear limits
Is it currently safe to travel to Egypt?
As of June 2025, the US Department of State advises travelers from the US to reconsider travel to Egypt due to the risk of terrorism, armed conflict, and the presence of dangerous zones, especially in the Northern and Middle Sinai Peninsula. Security restrictions may impact travel plans, with some regions under a level 4 “Do Not Travel” warning.
- Security risks: terrorist threats remain high, particularly in areas like the Sinai and near border regions. Attacks may target public places such as religious sites, tourist attractions, and transportation hubs.
- Health risks: emergency medical facilities are limited outside major cities. Tap water is often unsafe, and comprehensive medical coverage is highly recommended to cover care and emergency evacuation.
- Legal constraints: the possession of medical marijuana or CBD products is strictly prohibited, even with a prescription. Offenses can result in arrest at airports or border crossings.
- Environmental hazards: extreme heat is common, especially in summer months. Sandstorms and poor air quality can suddenly disrupt transport, particularly in the Western Desert.
Although not required, travel insurance is strongly recommended by the US Department of State, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Egypt.
Travel insurance requirements for the visa to Egypt
No, travel insurance is not mandatory for U.S. citizens to obtain a tourist visa to visit Egypt.
Although not required, travel insurance is highly recommended due to the risk of medical emergencies, limited hospital access outside major cities, and potential need for emergency evacuation or repatriation.
According to our data, 80% of travelers purchase travel insurance before going to Egypt. This high percentage reflects the importance of coverage in a country where health care costs and risks can be significant.
Travel insurance for Egypt
It is an essential financial and medical protection for anyone going to Egypt.
In Egypt, public hospitals are often overcrowded and lack equipment, especially outside Cairo and Alexandria. Foreign visitors are usually referred to private clinics like As-Salam International Hospital in Cairo, where treatment can be expensive and immediate payment is required for care.
Travel insurance covers medical fees, hospitalization, medication, ambulance transport and emergency repatriation to the US in the event of a serious incident.
Here are some examples of healthcare costs in Egypt.
| Example of medical treatment | Cost at As-Salam International Hospital | Covered by travel insurance |
|---|---|---|
| I have to be hospitalized 48 hours after contracting an infection | 30,000 EGP (about $620 USD) | up to 100% after deductible |
| I broke my tibia (X-ray, cast, and crutch rental) | 18,000 EGP (about $370 USD) | up to 100% after deductible |
| I need to be repatriated | 400,000 EGP (about $8,200 USD) | up to 100% after deductible |
| I have appendicitis (consultation and surgery) | 65,000 EGP (about $1,350 USD) | up to 100% after deductible |
These prices are given as an indication and may vary depending on the facilities and regions.
It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.
The coverage included in travel insurance for Egypt
Here is a summary table of the main coverages you should look for in a travel insurance policy for Egypt.
| Main coverages | Explanations and recommendations |
|---|---|
| 🏥 Medical expenses | Covers costs for consultations, hospitalization, surgery, and prescribed medication during your stay. We recommend a reimbursement limit of at least $100,000 for medical care in Egypt. |
| 🚑 Medical evacuation | Covers ambulance, airlift, and repatriation to the US if care is not possible locally. Minimum recommended limit: $250,000. |
| 🧳 Baggage and belongings loss | Reimburses loss or theft of luggage and personal items, after police report. For Egypt, look for a limit of $2,000 or more. |
| ✈️ Trip cancellation/interruption | Covers prepaid, non-refundable expenses if your trip is cancelled or interrupted due to illness, accident, or political unrest. We recommend coverage up to $4,000 or the full value of your trip. |
| 📝 Personal liability | Covers damages or injuries unintentionally caused to others (excluding driving). Minimum recommended limit: $100,000. |
| 👨⚕️ 24/7 assistance service | Includes access to English-speaking medical and travel support, including translation and legal aid in emergencies. Essential for US travelers in Egypt. |
| 🏨 Additional accommodation costs | Covers extra hotel nights if you are hospitalized or your return is delayed. We recommend at least $1,000 in accommodation coverage. |
We recommend a reimbursement limit of at least $100,000 for medical care in Egypt.
Minimum recommended limit: $250,000.
For Egypt, look for a limit of $2,000 or more.
We recommend coverage up to $4,000 or the full value of your trip.
Minimum recommended limit: $100,000.
Essential for US travelers in Egypt.
We recommend at least $1,000 in accommodation coverage.
Local travel insurance or bank card coverage often have limited benefits, low reimbursement limits, and more exclusions. It is safer to choose an established insurer with full coverage. You can compare the top plans on HelloSafe and subscribe online for instant proof of insurance.
What is the cost of travel insurance for Egypt?
| Trip duration | Traveler’s age | Indicative price per person |
|---|---|---|
| 1 week | 25 years old | $40 |
| 2 weeks | 45 years old | $65 |
| 1 month | 35 years old | $100 |
| 1 month | 70 years old | $190 |
These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.
Good to know
The price of your travel insurance policy is not one-size-fits-all. It's determined by several key factors, including the traveler's age, the duration of the trip, your destination, the level of coverage, and optional add-ons like cancellation protection. Keeping these variables in mind is essential to select the right plan for your needs and budget.
💡 It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.
👉 Compare the best travel insurance for freeI compareHow to pay less for your travel insurance to Egypt
Here are some suggestions to optimize the cost of your travel insurance to Egypt while keeping good coverage:
| Criteria | Why it matters | Expert tip |
|---|---|---|
| 🏥 Level of medical coverage | Medical care can be costly and is limited outside major cities in Egypt. Adequate coverage is essential for emergencies. | Choose a plan with coverage up to $100,000 for medical care, but compare several insurers for price. |
| 👵 Traveler’s age | Insurers often increase prices for older travelers. For Egypt, age-related medical risks may be higher. | Heymondo does not increase its prices for people over 62. For others, compare age thresholds. |
| 🧳 Baggage coverage | Baggage loss or theft is more common in busy tourist destinations and airports. | Consider a basic plan if you carry little valuable property, or remove baggage coverage to lower cost. |
| 🕒 Trip duration | Longer trips increase exposure to risk and generally raise the premium. Shorter trips are cheaper to insure. | Select insurance that matches your exact travel dates, not more. Avoid annual multi-trip unless needed. |
| 🏨 Cancellation flexibility | Plans that cover trip cancellation or changes may raise costs. Assess how non-refundable your bookings truly are for travel to Egypt. | If your bookings are refundable, opt for a plan with minimal cancellation coverage to reduce premium. |
| 🧑🤝🧑 Group or family plans | Some insurers offer discounted rates per person for groups or families visiting Egypt together. | Ask for group or family discounts, or select a joint plan instead of separate individual policies. |
| 🛡️ Deductible amount | A higher deductible lowers premium payments, but increases cost if you need to make a claim. | Increase your deductible if you are comfortable paying more out-of-pocket in case of a claim. |
Can I rely on my current insurance to cover me in Egypt?
It’s reasonable to ask whether your existing coverage—such as credit card insurance or your health plan—can protect you during travel to Egypt. In reality, these forms of insurance are generally limited or insufficient for healthcare needs, emergency medical evacuation, or travel delays you may face in Egypt. Here is a summary table to help you review your current insurance and what it covers.
| Type of Insurance | Valid in Egypt? | What it covers | Why Travel Insurance is better |
|---|---|---|---|
| Public health insurance (Medicare, Medicaid) | No, never | No coverage outside the U.S., reimbursements only apply to U.S. medical facilities | Travel insurance covers up to $100,000+ and includes hospital and emergency care |
| Private health insurance (Aetna, Blue Cross, UnitedHealthcare) | Yes, partly | Some U.S. plans include emergency care abroad, limits often below $10,000 | Travel insurance covers up to $500,000+, plus 24/7 multilingual assistance |
| Classic credit card (Visa Classic, Mastercard Standard) | Yes, partly | Emergency medical under $2,500 and usually excludes evacuation or repatriation | Travel insurance covers $100,000+ medical plus trip interruption and lost bags |
| Premium credit card (Chase Sapphire Preferred, Amex Gold, Citi Premier) | Yes, partly | Medical costs up to $100,000, partial delay/baggage trip cover, evacuation rarely included | Travel insurance adds $500,000 medical, $10,000 evacuation, and real support in Egypt |
Example
While scuba diving in Sharm El Sheikh, Mark got decompression sickness. Emergency hyperbaric treatment and medevac to Cairo cost $25,000. His American Express card's travel benefit was capped at $2,000, and his US health plan didn't cover international care, leaving him with a staggering $23,000 bill for his adventure.
Expert advice
Always check the terms, exclusions, and limits of your existing insurance. Essential situations, like trip interruption due to a relative’s illness or death, might be excluded. Read the conditions carefully to avoid unpleasant surprises abroad. In all cases, it is safer and more reassuring to subscribe a dedicated travel insurance tailored to the trip.
FAQ
Do I need a visa to travel to Egypt?
Yes, U.S. citizens need a visa to visit Egypt for tourism. You can obtain a tourist visa upon arrival at airports in Egypt for $25 in cash, or you can apply for an e-visa online through Egypt's official government website before traveling. Make sure your passport is valid for at least six months beyond your planned date of entry.
How do I purchase travel insurance for Egypt?
To purchase travel insurance for Egypt, start by comparing plans using a tool like the HelloSafe travel insurance comparison tool to find the coverage that suits your needs. Review each policy's terms, coverage, and exclusions, making sure they address risks relevant to Egypt. Once you choose a suitable plan, complete your purchase online and you will receive your insurance certificate, which may be required for visa or entry.
What types of risks should I make sure my travel insurance covers in Egypt?
It is important that your travel insurance for Egypt includes coverage for medical emergencies, hospital stays, and medical evacuation, as facilities can be limited outside major cities. Consider protection for theft, baggage loss, and trip interruption or cancellation, especially in light of the ongoing potential for unrest and travel disruption in some regions.
Are there any specific exclusions to watch for in travel insurance for Egypt?
Yes, some policies may exclude coverage for incidents in areas with active government travel warnings or for activities considered dangerous, including visiting the Sinai Peninsula or border areas. Read all exclusions carefully so you understand situations where your coverage may not apply.
How much does travel insurance for Egypt typically cost?
The cost varies depending on your age, trip length, health status, and coverage level. For a typical two-week trip, comprehensive policies often range from $45 to $140 per person. Higher coverage limits or optional add-ons such as evacuation coverage will increase the premium.
What documents do I need to present if I use my travel insurance in Egypt?
You should keep your travel insurance certificate and contact information accessible at all times. In case of a claim, you may need to provide your policy number, proof of payment, travel documents, and any medical or police reports relevant to the incident. It is a good idea to keep copies both digitally and in print.
Do I need a visa to travel to Egypt?
Yes, U.S. citizens need a visa to visit Egypt for tourism. You can obtain a tourist visa upon arrival at airports in Egypt for $25 in cash, or you can apply for an e-visa online through Egypt's official government website before traveling. Make sure your passport is valid for at least six months beyond your planned date of entry.
How do I purchase travel insurance for Egypt?
To purchase travel insurance for Egypt, start by comparing plans using a tool like the HelloSafe travel insurance comparison tool to find the coverage that suits your needs. Review each policy's terms, coverage, and exclusions, making sure they address risks relevant to Egypt. Once you choose a suitable plan, complete your purchase online and you will receive your insurance certificate, which may be required for visa or entry.
What types of risks should I make sure my travel insurance covers in Egypt?
It is important that your travel insurance for Egypt includes coverage for medical emergencies, hospital stays, and medical evacuation, as facilities can be limited outside major cities. Consider protection for theft, baggage loss, and trip interruption or cancellation, especially in light of the ongoing potential for unrest and travel disruption in some regions.
Are there any specific exclusions to watch for in travel insurance for Egypt?
Yes, some policies may exclude coverage for incidents in areas with active government travel warnings or for activities considered dangerous, including visiting the Sinai Peninsula or border areas. Read all exclusions carefully so you understand situations where your coverage may not apply.
How much does travel insurance for Egypt typically cost?
The cost varies depending on your age, trip length, health status, and coverage level. For a typical two-week trip, comprehensive policies often range from $45 to $140 per person. Higher coverage limits or optional add-ons such as evacuation coverage will increase the premium.
What documents do I need to present if I use my travel insurance in Egypt?
You should keep your travel insurance certificate and contact information accessible at all times. In case of a claim, you may need to provide your policy number, proof of payment, travel documents, and any medical or police reports relevant to the incident. It is a good idea to keep copies both digitally and in print.
