What are the best travel insurance options for Turkmenistan in 2025?

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A. Fruchard
A. Fruchard updated on July 16, 2025
Table of Contents
  • The best travel insurance plans for Turkmenistan
  • Is it currently safe to travel to Turkmenistan?
  • Is travel insurance required by law to enter</b> Turkmenistan?
  • Why take out travel insurance for Turkmenistan?
  • What should travel insurance for Turkmenistan cover?
  • The cost of travel insurance for Turkmenistan
  • How can you pay less for your travel insurance to Turkmenistan?
  • The coverage of your current insurance in Turkmenistan
  • FAQ
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Travel insurance for Turkmenistan: key takeaways

1. Definition: Travel insurance for Turkmenistan covers medical emergencies, trip issues, and provides essential assistance abroad.
2. Key protection: Travel insurance is not required for U.S. citizens to enter Turkmenistan.
3. Good to know: However, it is crucial due to the country's limited medical facilities and services.
4. Healthcare cost: A medical evacuation from Turkmenistan can cost tens of thousands of dollars without insurance.
5. Price: A one-week travel insurance policy for Turkmenistan costs approximately $30 to $60.
6. Good to know: Ensure your policy includes medical evacuation, as local healthcare is below U.S. standards.

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Why trust HelloSafe?

HelloSafe is an international specialist in travel insurance comparison, advising over one million travelers every month. After analyzing 41 travel insurance policies available in the US, our experts share here everything you need to know to choose the best travel insurance for Turkmenistan.

The best travel insurance plans for Turkmenistan

Contract we recommendMedical reimbursement limitOur view
HelloTravel Premium$1.1M USDLeading choice for Turkmenistan.
- very high medical ceiling
- emergency evacuation
- modern, broad guarantees
Cap Assistance 24/24$1.1M USDGreat value for different travel durations.
- 24/7 support
- strong cancellation cover
- clear conditions
Tourist Card$550k USDEffective for tourism and short business.
- solid core cover
- assistance services
- practical pricing
Travel Pass Monde$770k USDUseful for longer stays or complex travel.
- good outpatient care
- hospital benefit
- help for chronic issues
Globe Partner$330k USDSimple, reliable essentials.
- medical support abroad
- civil liability
- repatriation included
Globe Traveller$550k USDBalanced and efficient for low-risk trips.
- essential medical
- fast claims
- suits most travelers’ needs
Comparison of recommended travel insurance contracts.
HelloTravel Premium
Medical reimbursement limit
$1.1M USD
Our view
Leading choice for Turkmenistan.
- very high medical ceiling
- emergency evacuation
- modern, broad guarantees
Cap Assistance 24/24
Medical reimbursement limit
$1.1M USD
Our view
Great value for different travel durations.
- 24/7 support
- strong cancellation cover
- clear conditions
Tourist Card
Medical reimbursement limit
$550k USD
Our view
Effective for tourism and short business.
- solid core cover
- assistance services
- practical pricing
Travel Pass Monde
Medical reimbursement limit
$770k USD
Our view
Useful for longer stays or complex travel.
- good outpatient care
- hospital benefit
- help for chronic issues
Globe Partner
Medical reimbursement limit
$330k USD
Our view
Simple, reliable essentials.
- medical support abroad
- civil liability
- repatriation included
Globe Traveller
Medical reimbursement limit
$550k USD
Our view
Balanced and efficient for low-risk trips.
- essential medical
- fast claims
- suits most travelers’ needs
Comparison of recommended travel insurance contracts.
? Compare the best travel insurance for freeI compare

Is it currently safe to travel to Turkmenistan?

As of June 2025, the US Department of State assesses Turkmenistan as a Level 1 destination: travelers are advised to exercise normal precautions, based on the latest official guidance.

Here are their four main recommendations.

  • Security risks: police document checks are frequent, especially in Ashgabat and at transport hubs. Foreigners who do not carry a passport at all times may be detained or fined.
  • Health risks: medical care is limited and below US standards. Local hospitals, including Ashgabat International Medical Center, typically lack supplies and equipment, and serious cases require costly medical evacuation.
  • Legal requirements: tourists must register with the State Migration Service within three working days of arrival if staying more than three days. Failing to comply can result in fines, exit delays, or deportation.
  • Entry process: a negative COVID-19 test is required upon arrival, with a fee of $31 payable on site. Official letters of invitation are mandatory for visa approval.

Although not required, travel insurance is strongly recommended by the US Department of State, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Turkmenistan.

Is travel insurance required by law to enter Turkmenistan?

No, travel insurance is not mandatory for US citizens to enter Turkmenistan.

While it is not legally required, travel insurance is highly recommended due to the limited quality of local medical care and the potential need for costly medical evacuation in case of serious illness or injury. The US State Department advises all travelers to have robust medical and evacuation coverage valid for Turkmenistan.

According to our data, 80% of travelers purchase travel insurance before going to Turkmenistan. This high percentage is due to expensive evacuation costs and the risks of illness or accident in a country with limited medical infrastructure.

Why take out travel insurance for Turkmenistan?

It is an essential financial and medical protection for anyone going to Turkmenistan.

Medical costs in Turkmenistan can be very high for foreign travelers. Public hospitals, such as Ashgabat's International Medical Center, offer limited care, and private clinics can be expensive and are mostly found in Ashgabat. Serious cases may require evacuation to another country, which increases costs significantly.

Travel insurance covers medical expenses, hospitalization costs, medications, ambulance transportation, and emergency repatriation to the United States if you experience a serious medical issue.

Here are some examples of healthcare costs in Turkmenistan.

Example of medical treatmentCost at International Medical Center (TMT) (USD equivalent)Covered by travel insurance
I have to be hospitalized 48 hours after contracting an infection7,000 TMT (about $2,000)up to 100%
I broke my tibia (X-ray, cast, and crutch rental)11,500 TMT (about $3,300)up to 100%
I need to be repatriated140,000 TMT (about $40,000)up to 100%
I have appendicitis (consultation and surgery)23,000 TMT (about $6,650)up to 100%
I have to be hospitalized 48 hours after contracting an infection
Cost at International Medical Center (TMT) (USD equivalent)
7,000 TMT (about $2,000)
Covered by travel insurance
up to 100%
I broke my tibia (X-ray, cast, and crutch rental)
Cost at International Medical Center (TMT) (USD equivalent)
11,500 TMT (about $3,300)
Covered by travel insurance
up to 100%
I need to be repatriated
Cost at International Medical Center (TMT) (USD equivalent)
140,000 TMT (about $40,000)
Covered by travel insurance
up to 100%
I have appendicitis (consultation and surgery)
Cost at International Medical Center (TMT) (USD equivalent)
23,000 TMT (about $6,650)
Covered by travel insurance
up to 100%

These prices are given as an indication and may vary depending on the facilities and regions.

It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.

What should travel insurance for Turkmenistan cover?

Main coveragesExplanations and recommendations
? Medical expensesCovers doctor visits, hospitalisation, outpatient care, and medication if you fall ill or are injured in Turkmenistan.
Recommended reimbursement limit: $100,000 or more.
✈️ Medical evacuationPays for emergency transport to better-equipped hospitals in another country such as Turkey or UAE if treatment is not available locally.
Recommended: at least $150,000 coverage.
? RepatriationCovers the cost of returning you to the United States in case of severe illness or accident.
Recommended: $150,000 in coverage.
? Baggage and personal itemsCovers lost, stolen, or damaged luggage and valuables during your journey or stay.
Recommended reimbursement limit: $2,000–$3,000.
? Emergency assistanceAccess to 24/7 helpline and support for arranging care and logistics in a crisis.
Ensure that global assistance is included.
? Trip cancellationReimburses prepaid travel expenses if your trip has to be cancelled for covered reasons like illness, legal obligation, or natural disaster.
Recommended: $5,000 or more.
? Personal liabilityProtects you if you accidentally cause injury or material damage to others while in Turkmenistan.
Recommended minimum: $50,000.
? Pandemic-related costsCovers expenses for quarantine, testing, or extra accommodation in case of COVID-19 or another epidemic.
Recommended: Confirm COVID-19 cover is included.
? Medical expenses
Explanations and recommendations
Covers doctor visits, hospitalisation, outpatient care, and medication if you fall ill or are injured in Turkmenistan.
Recommended reimbursement limit: $100,000 or more.
✈️ Medical evacuation
Explanations and recommendations
Pays for emergency transport to better-equipped hospitals in another country such as Turkey or UAE if treatment is not available locally.
Recommended: at least $150,000 coverage.
? Repatriation
Explanations and recommendations
Covers the cost of returning you to the United States in case of severe illness or accident.
Recommended: $150,000 in coverage.
? Baggage and personal items
Explanations and recommendations
Covers lost, stolen, or damaged luggage and valuables during your journey or stay.
Recommended reimbursement limit: $2,000–$3,000.
? Emergency assistance
Explanations and recommendations
Access to 24/7 helpline and support for arranging care and logistics in a crisis.
Ensure that global assistance is included.
? Trip cancellation
Explanations and recommendations
Reimburses prepaid travel expenses if your trip has to be cancelled for covered reasons like illness, legal obligation, or natural disaster.
Recommended: $5,000 or more.
? Personal liability
Explanations and recommendations
Protects you if you accidentally cause injury or material damage to others while in Turkmenistan.
Recommended minimum: $50,000.
? Pandemic-related costs
Explanations and recommendations
Covers expenses for quarantine, testing, or extra accommodation in case of COVID-19 or another epidemic.
Recommended: Confirm COVID-19 cover is included.

Local providers or bank cards often offer limited coverage, with low payout limits and many exclusions, especially for medical evacuation and pandemic risks. It is safer to choose a trusted insurer with full coverage. Compare the best options on HelloSafe and subscribe online for instant proof.

The cost of travel insurance for Turkmenistan

Trip durationTraveler’s ageIndicative price per person
1 week25 years old$31
2 weeks45 years old$52
1 month35 years old$75
1 month70 years old$170
1 week
Traveler’s age
25 years old
Indicative price per person
$31
2 weeks
Traveler’s age
45 years old
Indicative price per person
$52
1 month
Traveler’s age
35 years old
Indicative price per person
$75
1 month
Traveler’s age
70 years old
Indicative price per person
$170

These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.

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Good to know

The cost of travel insurance for your trip to Turkmenistan depends on key factors: your age, trip duration, chosen coverage limits, and any added options like medical evacuation. Given the limited local medical care, carefully considering these elements is vital to ensure you are adequately protected and avoid significant out-of-pocket expenses.

? It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.

? Compare the best travel insurance for freeI compare

How can you pay less for your travel insurance to Turkmenistan?

Here are some suggestions to optimize the cost of your travel insurance to Turkmenistan while keeping good coverage:

CriteriaWhy it mattersExpert tip
?️ Destination coverageMedical facilities in Turkmenistan are limited, so coverage for medical evacuation is especially important.Always check if Turkmenistan and evacuation are included, even in the most basic policy.
? Traveler's ageInsurance price often increases with age.Compare offers for your age range. Heymondo does not increase its prices for people over 62.
? Trip durationThe longer your stay, the higher your premium will usually be.Only insure the days you are actually traveling. Shorter coverage periods reduce costs.
? Payment methodSome credit cards offer basic travel insurance when you pay for the trip with them.Check your card’s insurance limits. If suitable, avoid buying extra coverage.
? Level of coverageHigh medical limits are vital for emergencies, medical evacuation, and hospital stays.Choose higher medical limits, but skip add-ons you don’t need, such as adventure sports.
?‍?‍? Family/group policiesGroup packages may offer reduced per-person rates.Look for family or group discounts when traveling with others, as these can cut costs.
? Digital insurersOnline-only insurers frequently offer more competitive pricing.Use online comparison platforms for simple quotes and lower service fees.
Key Criteria for Choosing Travel Insurance
?️ Destination coverage
Why it matters
Medical facilities in Turkmenistan are limited, so coverage for medical evacuation is especially important.
Expert tip
Always check if Turkmenistan and evacuation are included, even in the most basic policy.
? Traveler's age
Why it matters
Insurance price often increases with age.
Expert tip
Compare offers for your age range. Heymondo does not increase its prices for people over 62.
? Trip duration
Why it matters
The longer your stay, the higher your premium will usually be.
Expert tip
Only insure the days you are actually traveling. Shorter coverage periods reduce costs.
? Payment method
Why it matters
Some credit cards offer basic travel insurance when you pay for the trip with them.
Expert tip
Check your card’s insurance limits. If suitable, avoid buying extra coverage.
? Level of coverage
Why it matters
High medical limits are vital for emergencies, medical evacuation, and hospital stays.
Expert tip
Choose higher medical limits, but skip add-ons you don’t need, such as adventure sports.
?‍?‍? Family/group policies
Why it matters
Group packages may offer reduced per-person rates.
Expert tip
Look for family or group discounts when traveling with others, as these can cut costs.
? Digital insurers
Why it matters
Online-only insurers frequently offer more competitive pricing.
Expert tip
Use online comparison platforms for simple quotes and lower service fees.
Key Criteria for Choosing Travel Insurance

The coverage of your current insurance in Turkmenistan

It is completely reasonable to wonder if your current coverage—such as credit card insurance or your health plan—can protect you during a trip to Turkmenistan. Unfortunately, this cover is often limited or insufficient, especially as US public health programs do not operate overseas and many credit cards offer only minimal protection.

Here is a summary table to help you review your current insurance and what it covers.

Type of InsuranceValid in Turkmenistan?What it coversWhy Travel Insurance is better
Public health insurance (Medicare, Medicaid)No, neverNo coverage for medical expenses or repatriation abroad.Travel insurance covers more than $100,000 for emergency care and evacuation.
Private health insurance (Blue Cross, Aetna, Cigna)Yes, partlySome emergency reimbursement, but excludes evacuation and hospital stay costs abroad.Travel insurance often covers $100,000–$500,000 medical, evacuation, and 24/7 help.
Classic credit card (Visa Classic, Mastercard Standard)Yes, partlyMedical fees below $5,000, no evacuation or trip cancellation, often strict conditions.Travel insurance covers $100,000+ plus baggage and trip cancellation protection.
Premium credit card (Chase Sapphire Preferred, Amex Gold, Capital One Venture)Yes, partlyMedical up to $25,000, some baggage and delay, limited trip interruption.Travel insurance covers trip cancellation up to $5,000 and real-time local support.
Insurance Coverage Comparison for Turkmenistan
Public health insurance (Medicare, Medicaid)
Valid in Turkmenistan?
No, never
What it covers
No coverage for medical expenses or repatriation abroad.
Why Travel Insurance is better
Travel insurance covers more than $100,000 for emergency care and evacuation.
Private health insurance (Blue Cross, Aetna, Cigna)
Valid in Turkmenistan?
Yes, partly
What it covers
Some emergency reimbursement, but excludes evacuation and hospital stay costs abroad.
Why Travel Insurance is better
Travel insurance often covers $100,000–$500,000 medical, evacuation, and 24/7 help.
Classic credit card (Visa Classic, Mastercard Standard)
Valid in Turkmenistan?
Yes, partly
What it covers
Medical fees below $5,000, no evacuation or trip cancellation, often strict conditions.
Why Travel Insurance is better
Travel insurance covers $100,000+ plus baggage and trip cancellation protection.
Premium credit card (Chase Sapphire Preferred, Amex Gold, Capital One Venture)
Valid in Turkmenistan?
Yes, partly
What it covers
Medical up to $25,000, some baggage and delay, limited trip interruption.
Why Travel Insurance is better
Travel insurance covers trip cancellation up to $5,000 and real-time local support.
Insurance Coverage Comparison for Turkmenistan
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Example

After a stray dog bite near Ashgabat, Sarah required a series of rabies shots. The full treatment and emergency medical evacuation to a better-equipped hospital in Turkey cost $75,000. Her Chase Sapphire card covered only $10,000, and her US health plan excluded international evacuation, leaving her with a crippling $65,000 bill.

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Expert advice

Always check the terms, exclusions, and limits of your existing insurance. Essential situations, like trip interruption due to a relative’s illness, might be excluded. Read the conditions carefully to avoid surprises abroad. In all cases, it is safer and more reassuring to subscribe to a dedicated travel insurance tailored to your trip.

FAQ

Do I need a visa to travel to Turkmenistan?

Yes, US citizens need a visa to enter Turkmenistan. You must obtain a letter of invitation from the State Migration Service before applying. You can apply for a visa at the Embassy of Turkmenistan in Washington D.C. or receive a visa on arrival at Ashgabat airport if you meet specific criteria.

How do I purchase travel insurance for Turkmenistan?

To purchase travel insurance for Turkmenistan, first compare policies using the HelloSafe travel insurance comparison tool. Check the cover and exclusions, paying special attention to guarantees and any exclusions related to Turkmenistan. Buy your policy online, and you will receive your certificate by email, which you should carry with you.

Is health care expensive for tourists in Turkmenistan?

Yes, medical care in Turkmenistan is often limited and below US standards. Costs for basic treatment may start around $100, but more complex care or evacuation can be much higher. Medical evacuation, sometimes necessary, can exceed $15,000. Always carry cash, as card payment is rarely accepted.

What should my travel insurance policy include for Turkmenistan?

Good travel insurance for Turkmenistan should cover emergency medical expenses, evacuation, hospitalisation, and repatriation. Look for a policy with at least $100,000 in medical coverage. Coverage for baggage loss, trip cancellation, and 24/7 assistance is also advisable given the limited local services available.

Can I buy travel insurance for Turkmenistan after I've left the US?

Most insurers require you to purchase travel insurance before leaving the US, though a few may provide limited post-departure coverage. It is strongly advised to buy your policy before your trip begins to ensure you are covered from the moment you arrive in Turkmenistan.

Is insurance more expensive for Turkmenistan than other destinations?

Travel insurance for Turkmenistan is generally similar in cost to other Central Asian countries. For a two-week trip, typical prices for comprehensive coverage range from $50 to $120 per person. Prices may be higher if you want coverage for adventure activities or pre-existing medical conditions.

Do I need a visa to travel to Turkmenistan?

Yes, US citizens need a visa to enter Turkmenistan. You must obtain a letter of invitation from the State Migration Service before applying. You can apply for a visa at the Embassy of Turkmenistan in Washington D.C. or receive a visa on arrival at Ashgabat airport if you meet specific criteria.

How do I purchase travel insurance for Turkmenistan?

To purchase travel insurance for Turkmenistan, first compare policies using the HelloSafe travel insurance comparison tool. Check the cover and exclusions, paying special attention to guarantees and any exclusions related to Turkmenistan. Buy your policy online, and you will receive your certificate by email, which you should carry with you.

Is health care expensive for tourists in Turkmenistan?

Yes, medical care in Turkmenistan is often limited and below US standards. Costs for basic treatment may start around $100, but more complex care or evacuation can be much higher. Medical evacuation, sometimes necessary, can exceed $15,000. Always carry cash, as card payment is rarely accepted.

What should my travel insurance policy include for Turkmenistan?

Good travel insurance for Turkmenistan should cover emergency medical expenses, evacuation, hospitalisation, and repatriation. Look for a policy with at least $100,000 in medical coverage. Coverage for baggage loss, trip cancellation, and 24/7 assistance is also advisable given the limited local services available.

Can I buy travel insurance for Turkmenistan after I've left the US?

Most insurers require you to purchase travel insurance before leaving the US, though a few may provide limited post-departure coverage. It is strongly advised to buy your policy before your trip begins to ensure you are covered from the moment you arrive in Turkmenistan.

Is insurance more expensive for Turkmenistan than other destinations?

Travel insurance for Turkmenistan is generally similar in cost to other Central Asian countries. For a two-week trip, typical prices for comprehensive coverage range from $50 to $120 per person. Prices may be higher if you want coverage for adventure activities or pre-existing medical conditions.

A. Fruchard
A. Fruchard
Insurance expert
HelloSafe
Co-founder of HelloSafe and an experienced entrepreneur in the insurance and personal finance sector, Antoine uses his experience and in-depth knowledge of the market to help Internet users make the right choices. With an MBA in economics, he is a committed expert whose mission is to make personal finance and insurance issues simple and understandable. With a rich career marked by the creation of innovative companies, Antoine's ambition has always been to bring transparency to complex issues and to give power back to consumers. With HelloSafe, he continues to translate this vision by providing accurate advice, impartial comparisons and detailed explanations of travel insurance. He has analysed hundreds of contracts to reveal the best options available on the market.

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