- The best travel insurance plans for Suriname
- Is it currently safe to travel to Suriname?
- Is travel insurance required by law to enter Suriname?
- Why take out travel insurance for Suriname?
- What Travel Insurance for Suriname Should Cover
- The cost of travel insurance for Suriname
- How to pay less for your travel insurance to Suriname
- Can I rely on my current insurance to cover me in Suriname?
- FAQ
- On the same topic
Travel insurance for Suriname: key takeaways
1. Definition: Travel insurance for Suriname covers medical emergencies, trip cancellation, and personal property loss.
2. Key protection: Insurance is not mandatory but is crucial due to limited medical facilities and upfront payments.
3. Healthcare cost: Hospitals often require immediate cash payment as US health insurance is generally not accepted.
4. Price: A one-week travel insurance plan for Suriname typically costs between $25 and $50 USD.
5. Good to know: Ensure your policy includes medical evacuation, as local medical care is limited outside Paramaribo.
Why trust HelloSafe?
HelloSafe is an international specialist in travel insurance comparison, advising over one million travelers every month. After analyzing 42 travel insurance policies available in the US, our experts share here everything you need to know to choose the best travel insurance for Suriname.
The best travel insurance plans for Suriname
| Contract we recommend | Medical reimbursement limit | Our view |
|---|---|---|
| HelloTravel Premium | $1.1M | Our recommendation for US travelers to Suriname. A reputable insurer with a wide range of coverage. - high medical limits - flexible conditions - repatriation included |
| Cap Assistance 24/24 | $1.1M | A reliable solution for efficient local support in Suriname. - 24/7 assistance - cancellation protection - no deductible |
| Tourist Card | $550k | A practical contract for tourists seeking simple and essential protection. - solid medical cover - emergency help - attractive pricing |
| Travel Pass Monde | $770k | A balanced policy for comprehensive travel in Suriname. - repatriation covered - hospital fees included - worldwide scope |
| Globe Partner | $330k | A dependable choice for essential guarantees and straightforward claims. - medical care - civil liability - repatriation |
| Globe Traveller | $550k | An affordable offer for short or less risky trips to Suriname. - necessary medical coverage - quick reimbursement - cost control |
- high medical limits
- flexible conditions
- repatriation included
- 24/7 assistance
- cancellation protection
- no deductible
- solid medical cover
- emergency help
- attractive pricing
- repatriation covered
- hospital fees included
- worldwide scope
- medical care
- civil liability
- repatriation
- necessary medical coverage
- quick reimbursement
- cost control
Is it currently safe to travel to Suriname?
As of June 2025, the US Department of State lists Suriname at Level 1: Exercise Normal Precautions, meaning there are no major specific warnings in place for most travelers from the United States.
Here are their four main recommendations.
- Security risks: Petty crime such as pickpocketing, theft, and mugging can occur, especially in Paramaribo and tourist sites. Visitors should avoid walking alone at night near places like the Waterkant riverside.
- Health risks: Outbreaks of mosquito-borne diseases like malaria and dengue are common. Hospitals outside Paramaribo, such as in Nickerie, have limited facilities, and medical evacuation can be costly.
- Legal requirements: Travelers must pay an official entry fee online before arrival and respect a strict $10,000 cash limit at borders. Regulations on yellow fever vaccination may apply if arriving from risk areas.
- Environmental caution: Flooding can disrupt travel in remote districts like Brokopondo, and reliable ambulance service is rarely available outside major cities.
Although not required, travel insurance is strongly recommended by the US Department of State, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Suriname.
Is travel insurance required by law to enter Suriname?
No, travel insurance is not legally mandatory for travelers from the US to enter Suriname.
It is still strongly recommended to purchase travel insurance with good medical and evacuation coverage, as healthcare in Suriname is limited outside Paramaribo and hospitals often require upfront payment. Coverage for lost luggage, trip interruption, and emergency repatriation can also be valuable.
According to our data, 80% of travelers purchase travel insurance before going to Suriname. This high percentage is due to the limited quality and availability of medical care, as well as the need for cash payments in emergencies.
Why take out travel insurance for Suriname?
It is an essential financial and medical protection for anyone going to Suriname.
In Suriname, medical care is limited outside Paramaribo. Foreign travelers are directed to private hospitals like Academisch Ziekenhuis Paramaribo or ‘s Lands Hospitaal, where costs can be high. Public facilities often lack modern infrastructure and do not meet US standards, leading to expensive emergency treatment or the need for medical evacuation.
Travel insurance covers medical fees, hospitalization, medication, ambulance transport, and emergency repatriation to the US in the event of a serious incident.
Here are some examples of healthcare costs in Suriname.
| Example of medical treatment | Cost at Academisch Ziekenhuis Paramaribo | Covered by travel insurance |
|---|---|---|
| I have to be hospitalized 48 hours after contracting an infection | SRD 9,000 (about $240 US) | up to $100,000 |
| I broke my tibia (X-ray, cast, and crutch rental) | SRD 12,000 (about $320 US) | up to $100,000 |
| I need to be repatriated | SRD 175,000 (about $4,700 US) | up to $100,000+ |
| I have appendicitis (consultation and surgery) | SRD 24,000 (about $640 US) | up to $100,000 |
These prices are given as an indication and may vary depending on the facilities and regions.
It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.
What Travel Insurance for Suriname Should Cover
Here is a summary table of the main coverages you should look for in a travel insurance policy for Suriname.
| Main coverages | Explanations and recommendations |
|---|---|
| 🏥 Medical expenses | Pays for hospital stays, doctor visits, medications, and emergencies if you get sick or injured in Suriname. Recommended reimbursement limit: at least $100,000 per person. |
| 🚑 Medical evacuation | Covers air ambulance or evacuation to a nearby country if local facilities cannot treat you. Select at least $100,000 coverage, considering higher costs for air evacuation to the US. |
| 🚖 Repatriation | Pays for return to the US in case of a serious medical emergency or death. Recommended: at least $50,000 coverage. |
| 🎒 Baggage loss/delay | Covers stolen, lost, or delayed luggage, including replacement of essentials. For Suriname, aim for a minimum reimbursement limit of $1,000 to $2,000. |
| 🔒 Personal liability | Protection if you accidentally injure someone or damage property. Suggested limit: at least $100,000. |
| 🛫 Trip interruption/cancellation | Refunds for non-refundable expenses if you have to cancel or interrupt your trip due to illness, emergency, or major event. Minimum reimbursement limit: $2,000 to $5,000 per person. |
| 🌐 24/7 assistance services | Provides support for emergencies, translation help, travel or medical coordination. Make sure your insurer offers global, round-the-clock emergency support. |
| 💊 Coverage for tropical diseases | Includes hospitalization and treatment for malaria, dengue, and other region-specific illnesses. Recommended: medical coverage of at least $100,000. |
Recommended reimbursement limit: at least $100,000 per person.
Select at least $100,000 coverage, considering higher costs for air evacuation to the US.
Recommended: at least $50,000 coverage.
For Suriname, aim for a minimum reimbursement limit of $1,000 to $2,000.
Suggested limit: at least $100,000.
Minimum reimbursement limit: $2,000 to $5,000 per person.
Make sure your insurer offers global, round-the-clock emergency support.
Recommended: medical coverage of at least $100,000.
Travel insurance from local providers or bank cards often includes low limits and many exclusions. It is safer to choose a trusted insurer with full coverage. Compare top options on HelloSafe and subscribe online for instant certification.
The cost of travel insurance for Suriname
| Trip duration | Traveler’s age | Indicative price per person |
|---|---|---|
| 1 week | 25 years old | $18 |
| 2 weeks | 45 years old | $35 |
| 1 month | 35 years old | $57 |
| 1 month | 70 years old | $105 |
These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.
Good to know
The price of your travel insurance for Suriname is influenced by several factors: your age, the duration of your trip, your destination, and the level of coverage you choose, particularly for medical evacuation. Keeping these elements in mind is crucial to finding a policy that fits your needs and budget for a worry-free trip.
💡 It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.
👉 Compare the best travel insurance for freeI compareHow to pay less for your travel insurance to Suriname
Here are some suggestions to optimize the cost of your travel insurance to Suriname while keeping good coverage:
| Criteria | Why it matters | Expert tip |
|---|---|---|
| 🗓️ Trip duration | The length of your stay impacts the total price. Longer trips mean higher risks and more exposure. | Only insure the exact travel dates to pay for coverage you really need and nothing more. |
| 👤 Traveller’s age | Premiums increase for older travelers. Age is a key factor, especially with preexisting health risks. | Check multi-insurers for senior rates. The insurer Heymondo does not increase prices for people over 62. |
| 🩺 Level of coverage | High medical and evacuation coverage is crucial in Suriname, but you can adjust other minor guarantees. | Choose a basic plan with at least $100k medical cover but skip unnecessary extras to keep costs down. |
| 👫 Number of insured people | Group or family policies may qualify for bulk or group discounts, reducing per-person cost. | Opt for shared policies if several people travel together as it often results in a better overall price. |
| 🛫 Activities included | Certain activities, like jungle tours, may require additional coverage or raise the premium. | Avoid hazardous activities add-on unless you really need it to lower the cost of your plan. |
| 💲 Deductible amount | A higher deductible can reduce your insurance premium significantly. Choose carefully based on your risk tolerance. | Select a higher deductible if you want a lower upfront cost and are comfortable with greater out-of-pocket risk. |
| 🌍 Geographic scope | Some global plans are more expensive than single-country or regional coverage. | Select single-country cover for Suriname if you are not visiting neighboring countries during your trip. |
Can I rely on my current insurance to cover me in Suriname?
It is completely legitimate to wonder whether your existing coverage—such as credit card insurance or a private health policy—can protect you during a trip to Suriname. Unfortunately, these forms of coverage are often limited or insufficient, especially for medical emergencies and evacuation. Here is a summary table to help you review your current insurance and what it covers.
| Type of insurance | Valid in Suriname? | What it covers | Why Travel Insurance is better |
|---|---|---|---|
| Public health insurance (Medicare, Medicaid) | No, never | No international medical coverage or evacuation support outside the US | Travel insurance covers $100,000+ for medical emergencies and repatriation |
| Private health insurance (Blue Cross, UnitedHealthcare, Cigna) | Yes, partly | Some emergency medical costs, often with out-of-network limits below $30,000 | Travel insurance offers $100,000+ coverage plus emergency evacuation and more |
| Classic credit card (Chase Freedom, Citi Simplicity, Wells Fargo) | Yes, partly | Trip delay, lost baggage (limits <$2,500), usually no medical or evacuation benefits | Travel insurance includes emergency medical up to $100,000 plus 24/7 assistance |
| Premium credit card (Chase Sapphire Reserve, Amex Platinum, Mastercard World Elite) | Yes, partly | Medical limits up to $100,000, trip interruption, baggage (limits apply) | Travel insurance extends higher coverage and offers help on the ground in Suriname |
Example
While exploring Suriname's interior, John contracted severe Dengue fever. The emergency air ambulance to Paramaribo and hospital care cost $25,000 upfront. His Chase Sapphire card's travel insurance had a low cap, and his US health plan didn't cover foreign hospitals, forcing him to pay nearly the full amount himself.
Expert advice
Always check your existing insurance's terms, exclusions, and limits. Critical events, like trip interruption for a relative's illness, are often not covered. Read the fine print carefully to avoid nasty surprises abroad. In all cases, it is safer and more reassuring to purchase dedicated travel insurance tailored to your trip.
FAQ
Do I need a visa to travel to Suriname?
US citizens do not need a traditional visa to visit Suriname for tourism. Instead, you must pay an Entry Fee of $40 (plus a $14 service fee) online before your trip. This system allows a stay of up to 90 days in Suriname. Be sure to complete the process on the official E-Visa website.
How do I purchase travel insurance for Suriname?
To buy travel insurance for Suriname, first compare available plans using the HelloSafe travel insurance comparison tool. Next, review and verify the coverage and exclusions to ensure they match your Suriname travel needs, including major medical and evacuation. Then, purchase the policy online. Once paid, you will receive an insurance certificate, which you should keep accessible throughout your trip.
What should I look for in travel insurance for Suriname?
Make sure your policy includes comprehensive medical coverage, medical evacuation, and 24/7 support. Coverage for lost baggage, trip delays, and personal liability can also be useful. Double-check that the policy covers tropical diseases common in Suriname, such as malaria and dengue.
Are medical facilities in Suriname adequate for emergencies?
Medical care in Suriname, especially outside the capital Paramaribo, is limited and does not meet US standards. Most hospitals require upfront cash payment, and serious injuries or illnesses may require evacuation abroad. Travel insurance with medical evacuation is highly recommended due to these limitations.
How much does travel insurance for Suriname typically cost?
A standard travel insurance policy for a one-week trip to Suriname usually costs between $40 and $80 for a healthy adult under 60. Prices depend on age, duration, coverage limits, and any add-ons, such as coverage for risky activities. Premium plans with extensive coverage may cost over $100.
Do I need a visa to travel to Suriname?
US citizens do not need a traditional visa to visit Suriname for tourism. Instead, you must pay an Entry Fee of $40 (plus a $14 service fee) online before your trip. This system allows a stay of up to 90 days in Suriname. Be sure to complete the process on the official E-Visa website.
How do I purchase travel insurance for Suriname?
To buy travel insurance for Suriname, first compare available plans using the HelloSafe travel insurance comparison tool. Next, review and verify the coverage and exclusions to ensure they match your Suriname travel needs, including major medical and evacuation. Then, purchase the policy online. Once paid, you will receive an insurance certificate, which you should keep accessible throughout your trip.
What should I look for in travel insurance for Suriname?
Make sure your policy includes comprehensive medical coverage, medical evacuation, and 24/7 support. Coverage for lost baggage, trip delays, and personal liability can also be useful. Double-check that the policy covers tropical diseases common in Suriname, such as malaria and dengue.
Are medical facilities in Suriname adequate for emergencies?
Medical care in Suriname, especially outside the capital Paramaribo, is limited and does not meet US standards. Most hospitals require upfront cash payment, and serious injuries or illnesses may require evacuation abroad. Travel insurance with medical evacuation is highly recommended due to these limitations.
How much does travel insurance for Suriname typically cost?
A standard travel insurance policy for a one-week trip to Suriname usually costs between $40 and $80 for a healthy adult under 60. Prices depend on age, duration, coverage limits, and any add-ons, such as coverage for risky activities. Premium plans with extensive coverage may cost over $100.
On the same topic
