What are the best travel insurances for Grenada in 2025?
- The best travel insurance plans for Grenada
- Is it currently safe to travel to Grenada?
- Is travel insurance required by law to enter Grenada?
- Why take out travel insurance for Grenada?
- What Your Travel Insurance for Grenada Should Cover
- The cost of travel insurance for Grenada
- How to pay less for your travel insurance to Grenada
- Does your current insurance cover you in Grenada?
- FAQ
Travel insurance for Grenada: key takeaways
1. Definition: Travel insurance for Grenada covers medical emergencies, trip cancellation, and lost baggage.
2. Key protection: Insurance is not required for entry but is vital for medical emergencies.
3. Healthcare cost: A hospital stay can be expensive, and medical evacuation costs thousands of dollars.
4. Price: A one-week travel insurance plan for Grenada typically costs between $30 and $70.
5. Good to know: Your US health insurance plan may not provide any coverage in Grenada.
Why trust HelloSafe?
HelloSafe is an international specialist in travel insurance comparison, advising over one million travelers every month. After analyzing 41 travel insurance policies available in the US, our experts share here everything you need to know to choose the best travel insurance for Grenada.
The best travel insurance plans for Grenada
| Contract we recommend | Medical reimbursement limit | Our view |
|---|---|---|
| HelloTravel Premium | $1.1M USD | Our top choice for travel to Grenada. - high reimbursement ceiling - repatriation included - modern guarantees |
| Cap Assistance 24/24 | $1.1M USD | Ideal for travelers seeking immediate support and flexibility. - 24/7 helpline - cancellation cover - no deductible |
| Tourist Card | $545k USD | Good for tourism in Grenada with reliable core protection. - solid medical cover - emergency assistance - affordable pricing |
| Travel Pass Monde | $763k USD | Balanced for extended stays abroad. - evacuation included - hospital care - wide territorial coverage |
| Globe Partner | $327k USD | A simple and dependable pick for essential protection. - medical care abroad - repatriation - civil liability |
| Globe Traveller | $545k USD | Suitable for short and low-risk trips to Grenada. - essential medical cover - limited ceiling - fast reimbursement |
- high reimbursement ceiling
- repatriation included
- modern guarantees
- 24/7 helpline
- cancellation cover
- no deductible
- solid medical cover
- emergency assistance
- affordable pricing
- evacuation included
- hospital care
- wide territorial coverage
- medical care abroad
- repatriation
- civil liability
- essential medical cover
- limited ceiling
- fast reimbursement
Is it currently safe to travel to Grenada?
As of June 2025, the US Department of State indicates that travel to Grenada is considered low-risk, with a current advisory to exercise normal precautions. There are no widespread warnings discouraging travel for US citizens.
- Security risks: petty crime such as theft and break-ins can occur, particularly in tourist areas or beaches. For example, valuables left unattended on Grand Anse Beach have been reported stolen.
- Health risks: dengue fever is present year-round, and medical care may not meet US standards. Payment is often required upfront at clinics or hospitals, and evacuation for serious cases can be costly.
- Environmental hazards: hurricane season runs from June to November, with significant impacts such as Hurricane Beryl in July 2024 disrupting services on Carriacou and Petite Martinique. Travelers should monitor forecasts and have contingency plans.
- Local requirements: visitors must present proof of a return or onward ticket and may be asked for accommodation confirmation. Yellow fever vaccination proof is required only if arriving from a country at risk.
Although not required, travel insurance is strongly recommended by the US Department of State, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Grenada.
Is travel insurance required by law to enter Grenada?
No, travel insurance is not mandatory for US citizens to enter Grenada.
It remains important to consider travel insurance, as medical care in Grenada is below US standards and emergency medical evacuation can be extremely costly. Insurance is strongly recommended to avoid unexpected expenses during your stay.
According to our data, 80% of travelers purchase travel insurance before going to Grenada, mainly due to the high costs of overseas medical care and the risk of severe weather events.
Why take out travel insurance for Grenada?
It is an essential financial and medical protection for anyone going to Grenada.
In Grenada, medical care is below US standards, and hospitals such as St. Augustine’s Medical Services in St. George’s usually expect immediate cash payment. Foreigners needing urgent care or private clinics may face significant costs, especially for serious conditions or evacuations to nearby islands or the US.
Travel insurance covers medical fees, hospitalization, medication, ambulance transport, and emergency repatriation to the US in the event of a serious incident.
Here are some examples of healthcare costs in Grenada.
| Example of medical treatment | Cost at St. Augustine’s Medical Services | Covered by travel insurance |
|---|---|---|
| I have to be hospitalized 48 hours after contracting an infection | 5,000 XCD (about $1,850 USD) | up to 100% |
| I broke my tibia (X-ray, cast, and crutch rental) | 3,200 XCD (about $1,180 USD) | up to 100% |
| I need to be repatriated | 65,000 XCD (about $24,000 USD) | up to 100% |
| I have appendicitis (consultation and surgery) | 16,000 XCD (about $6,000 USD) | up to 100% |
These prices are given as an indication and may vary depending on the facilities and regions.
It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.
What Your Travel Insurance for Grenada Should Cover
| Main coverages | Explanations and recommendations |
|---|---|
| 🏥 Medical expenses | Covers doctor visits, hospital stays, medications in case of illness or accident. We recommend at least $100,000 coverage for Grenada. |
| ✈️ Medical evacuation | Pays for air ambulance or transport to a nearby country or the US if serious care is needed. Choose a policy with at least $200,000 evacuation coverage. |
| 🧳 Lost baggage | Reimburses if your luggage is lost or stolen during your trip. Opt for at least $1,500 per bag. |
| 🚑 Emergency assistance | 24/7 support services for emergencies, including help with local authorities and hospital arrangements. Look for policies with multilingual 24/7 support included. |
| 💸 Trip cancellation | Refunds prepaid, non-refundable expenses if you must cancel due to illness or emergency. Minimum recommended limit: $2,000. |
| ⏱️ Trip delay | Covers meals and accommodations if your travel is delayed for specified reasons. At least $300 per day in coverage suggested. |
| 🦠 Infectious disease coverage | Protects against costs related to pandemic illness or quarantine. Recommend at least $10,000 for related medical costs. |
| ⚖️ Personal liability | Covers accidental injury or property damage to others. At least $100,000 in liability coverage is advisable. |
We recommend at least $100,000 coverage for Grenada.
Choose a policy with at least $200,000 evacuation coverage.
Opt for at least $1,500 per bag.
Look for policies with multilingual 24/7 support included.
Minimum recommended limit: $2,000.
At least $300 per day in coverage suggested.
Recommend at least $10,000 for related medical costs.
At least $100,000 in liability coverage is advisable.
Travel insurance from local providers or bank cards often has limited coverage, low limits, and many exclusions. It is safer to choose a trusted insurer with full coverage. Compare top options on HelloSafe and subscribe online for instant certification.
The cost of travel insurance for Grenada
| Trip duration | Traveler’s age | Indicative price per person |
|---|---|---|
| 1 week | 25 years old | $30 |
| 2 weeks | 45 years old | $50 |
| 1 month | 35 years old | $75 |
| 1 month | 70 years old | $145 |
These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.
Good to know
The cost of your travel insurance is influenced by several key factors: your age, the length of your trip, your destination, the amount of coverage you select, and any optional add-ons like trip cancellation. Understanding these elements is crucial for finding a policy that fits both your needs and your budget, ensuring you're properly protected.
💡It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.
👉 Compare the best travel insurance for freeI compareHow to pay less for your travel insurance to Grenada
Here are some suggestions to optimize the cost of your travel insurance to Grenada while keeping good coverage:
| Criteria | Why it matters | Expert tip |
|---|---|---|
| 🗓️ Trip duration | Longer trips cost more, and Grenada is often visited for short vacations. | Buy insurance only for your exact travel dates and avoid unnecessary additional coverage days. |
| 👥 Number of travelers | Group plans may offer discounts, especially if traveling with family or friends. | Consider a family or group policy to secure lower per-person rates than individual policies. |
| 📋 Level of coverage | High coverage amounts are important in Grenada due to local health system limits. | Select essential guarantees only while ensuring at least $100,000 for medical emergencies. |
| 🏥 Medical evacuation | Critical in Grenada where emergency evacuation can be costly, especially from remote islands. | Choose a plan that includes medical evacuation but compare options for the best value on this point. |
| ✈️ Activities covered | Some activities in Grenada, like diving or hiking, may need extra coverage and add to costs. | Exclude unnecessary adventure sports coverage if you do not plan to participate in such activities. |
| ⚖️ Deductible amount | A higher deductible usually results in a lower premium for Grenada trips. | Increase your deductible if you can afford to pay more upfront in case of a claim. |
| 🎂 Traveller’s age | Age impacts premiums, especially for those over 60 years old. | Compare insurers' age policies, and consider that Heymondo does not increase its prices for people over 62. |
Does your current insurance cover you in Grenada?
It is entirely reasonable to ask whether your existing coverage, such as credit card insurance or private health insurance, will be enough for your trip to Grenada. Unfortunately, these typically offer limited protection or low reimbursement abroad. Here is a summary table to help you review your current insurance and what it covers.
| Type of insurance | Valid in Grenada? | What it covers | Why Travel Insurance is better |
|---|---|---|---|
| Public health insurance (Medicare, Medicaid) | No, never | No coverage for emergency care, hospitalization, or evacuation when traveling internationally. | Travel insurance covers $100,000+ in medical bills plus full hospital and evacuation costs. |
| Private health insurance (Aetna, UnitedHealthcare) | Yes, partly | Some emergency medical abroad, up to $25,000; repatriation rarely included, no trip coverage. | Travel insurance can reimburse up to $1,000,000 and offers medical evacuation and trip cancellation. |
| Classic credit card (Chase Freedom, Citi Double Cash) | Yes, partly | Medical costs below $5,000, no evacuation, no baggage, trip cancellation rarely included. | Travel insurance covers $100,000+, adds baggage/luggage, and protects trip investments. |
| Premium credit card (Chase Sapphire, Amex Platinum) | Yes, partly | Medical up to $50,000, some trip delay or baggage cover, but strict exclusions apply. | Travel insurance includes $100,000+, fewer exclusions, 24/7 support, and flexible assistance. |
Example
While scuba diving in Grenada, David got decompression sickness. The necessary medical evacuation to Miami cost $25,000. His Chase Sapphire card only covered a fraction, and his US health insurance denied the claim for foreign transport. David was left to pay over $20,000 out-of-pocket for this unexpected emergency.
Expert advice
Always check your existing insurance for terms, exclusions, and limits. Critical events, like trip interruption for a relative’s illness, may not be covered. Read the fine print carefully to avoid unpleasant surprises abroad. In all cases, it is safer and more reassuring to purchase dedicated travel insurance tailored to your trip.
FAQ
Do I need a visa to travel to Grenada?
US citizens do not need a visa to travel to Grenada for stays up to 3 months. However, you will need a passport valid for at least six months beyond your entry date, as well as proof of onward or return travel. A blank passport page is required for your entry stamp.
How do I purchase travel insurance for Grenada?
To buy travel insurance for Grenada, start by comparing options with the HelloSafe travel insurance comparison tool. Check policy details, including what is covered or excluded, to ensure it matches issues specific to Grenada. Buy your preferred plan online. Once payment is completed, you’ll receive your insurance certificate required for your trip.
Which medical emergencies are typically covered by travel insurance in Grenada?
Most plans cover hospital stays, doctor’s visits, medications, and emergency evacuation in Grenada. Coverage for medical evacuation is strongly recommended, as serious incidents can require costly air ambulance transport. Review your policy for limits—some can reimburse up to $100,000 or more per claim.
What should I know about healthcare in Grenada?
Healthcare in Grenada is generally below US standards, especially outside larger towns. Most local hospitals require immediate cash payment before treatment. In the event of serious illness or injury, medical evacuation to the US or another country may be necessary and extremely expensive without insurance.
When is the best time to visit Grenada from a health and safety perspective?
The safest months to visit Grenada are outside the hurricane season, which runs from June 1 to November 30. During the rainy season, flooding or transportation disruptions may occur, affecting safety and access to care. Always stay informed about local weather conditions and government updates.
Do I need a visa to travel to Grenada?
US citizens do not need a visa to travel to Grenada for stays up to 3 months. However, you will need a passport valid for at least six months beyond your entry date, as well as proof of onward or return travel. A blank passport page is required for your entry stamp.
How do I purchase travel insurance for Grenada?
To buy travel insurance for Grenada, start by comparing options with the HelloSafe travel insurance comparison tool. Check policy details, including what is covered or excluded, to ensure it matches issues specific to Grenada. Buy your preferred plan online. Once payment is completed, you’ll receive your insurance certificate required for your trip.
Which medical emergencies are typically covered by travel insurance in Grenada?
Most plans cover hospital stays, doctor’s visits, medications, and emergency evacuation in Grenada. Coverage for medical evacuation is strongly recommended, as serious incidents can require costly air ambulance transport. Review your policy for limits—some can reimburse up to $100,000 or more per claim.
What should I know about healthcare in Grenada?
Healthcare in Grenada is generally below US standards, especially outside larger towns. Most local hospitals require immediate cash payment before treatment. In the event of serious illness or injury, medical evacuation to the US or another country may be necessary and extremely expensive without insurance.
When is the best time to visit Grenada from a health and safety perspective?
The safest months to visit Grenada are outside the hurricane season, which runs from June 1 to November 30. During the rainy season, flooding or transportation disruptions may occur, affecting safety and access to care. Always stay informed about local weather conditions and government updates.
