What Are the Best Travel Insurances for Argentina in 2025?
- The best travel insurances for Argentina
- Current Travel Safety in Argentina
- Travel insurance requirements for the visa to Argentina
- Why take out travel insurance for Argentina?
- Travel Insurance Coverage for Argentina
- The cost of travel insurance for Argentina
- How to Pay Less for Your Travel Insurance to Argentina
- Can I rely on my current insurance to cover me in Argentina?
- FAQ
Travel insurance for Argentina: key takeaways
1. Definition: Travel insurance for Argentina covers medical emergencies, trip cancellation, and other unforeseen travel disruptions.
2. Key protection: Travel insurance is not mandatory for US citizens but is highly recommended for financial protection.
3. Healthcare cost: A private hospital stay in Argentina can cost upwards of $500 per night.
4. Price: A one-week travel insurance policy for Argentina typically costs between $30 and $60.
5. Good to know: Consider policies with medical evacuation, especially if visiting remote areas like Patagonia.
Why trust HelloSafe?
HelloSafe is an international specialist in travel insurance comparison, advising over one million travelers every month. After analyzing 38 travel insurance policies available in the US, our experts share everything you need to know to choose the best travel insurance for Argentina.
The best travel insurances for Argentina
Contract we recommend | Medical reimbursement limit | Our view |
---|---|---|
HelloTravel Premium | $1M | Our recommended plan for trips to Argentina. Comprehensive coverage and reliable support. - high medical limit - repatriation - modern policy wording |
Cap Assistance 24/24 | $1M | Solid choice for travelers to Argentina with tailored benefits. - 24/7 assistance - cancellation cover - no deductible |
Tourist Card | $500k | Practical for tourism in Argentina with core protection. - medical cover - emergency helpline - competitive pricing |
Travel Pass Monde | $700k | Balanced coverage for security and comfort. - repatriation included - hospital care - large international network |
Globe Partner | $300k | Reliable for long stays and essential guarantees. - medical care abroad - repatriation - civil liability |
Globe Traveller | $500k | Good option for short and lower-risk trips. - basic medical coverage - fast reimbursement - limited ceiling |
- high medical limit
- repatriation
- modern policy wording
- 24/7 assistance
- cancellation cover
- no deductible
- medical cover
- emergency helpline
- competitive pricing
- repatriation included
- hospital care
- large international network
- medical care abroad
- repatriation
- civil liability
- basic medical coverage
- fast reimbursement
- limited ceiling
Current Travel Safety in Argentina
As of June 2025, the U.S. Department of State advises travelers to exercise normal precautions when visiting Argentina, with heightened attention to specific urban locations and certain regions such as Rosario due to higher crime rates.
Here are their four main recommendations.
- Security risks: street crime is a persistent concern in Buenos Aires, particularly in San Telmo, La Boca, Retiro, and around Florida Street. Crime involving motorcycles, such as “motochorros,” and theft in crowded areas are reported, especially at night.
- Health risks: while no mandatory vaccinations are required, parts of Argentina present risks for diseases like Hepatitis A, Yellow Fever, Dengue, Typhoid, and Rabies. Mosquito-borne illnesses are more prevalent from December to March and in rural or subtropical areas.
- Environmental and adventure risks: hiking and trekking in remote areas entail risks due to limited emergency services. Travelers should avoid venturing alone and prepare for rapid weather changes in places like Patagonia.
- Urban and regulatory risks: the tourism industry is not evenly regulated and safety inspections may be sporadic. Service quality and standards can vary, so caution is advised when booking tours or outdoor activities.
Although not required, travel insurance is strongly recommended by the U.S. Department of State, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Argentina.
Travel insurance requirements for the visa to Argentina
No, travel insurance is not mandatory for U.S. citizens to obtain a visa or enter Argentina for tourist visits up to 90 days.
However, travel insurance is strongly recommended because of the high cost of emergency medical care and limited access to quality facilities outside major cities. Medical evacuation, if needed, can be extremely expensive, and many hospitals require upfront payment before providing treatment.
According to our data, 80% of travelers purchase travel insurance before going to Argentina. Most travelers consider insurance necessary due to both the expensive health system and potential risks such as theft, illness, or accident during their stay.
Why take out travel insurance for Argentina?
It is an essential financial and medical protection for anyone going to Argentina.
In Argentina, public hospitals in cities like Buenos Aires or Córdoba are often crowded and may have long wait times. Foreign visitors are usually directed to private clinics such as Hospital Alemán or Swiss Medical in Buenos Aires, where costs are significantly higher. Emergency treatment, surgery, or specialized care can quickly become expensive without coverage.
Travel insurance covers medical fees, hospitalization, medication, ambulance transport, and emergency repatriation to the United States in the event of a serious incident.
Here are some examples of healthcare costs in Argentina.
Example of medical treatment | Cost at Hospital Alemán | Covered by travel insurance |
---|---|---|
I have to be hospitalized 48 hours after contracting an infection | 700,000 ARS (about $800) | up to 100% |
I broke my tibia (X-ray, cast, and crutch rental) | 320,000 ARS (about $360) | up to 100% |
I need to be repatriated | 6,500,000 ARS (about $7,500) | up to 100% |
I have appendicitis (consultation and surgery) | 1,100,000 ARS (about $1,250) | up to 100% |
These prices are given as an indication and may vary depending on the facilities and regions.
It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.
Travel Insurance Coverage for Argentina
Main coverages | Explanations and recommendations |
---|---|
🏥 Medical expenses | Covers emergency care, hospitalization, or surgery for illness or injury. Recommended minimum: $100,000 for medical reimbursement. |
🚑 Medical evacuation | Pays for transportation to the nearest adequate hospital or repatriation to the US in critical cases. Recommended minimum: $250,000 for evacuation and repatriation. |
💊 Medication | Reimburses prescribed medications needed to treat an accident or unexpected illness. Recommended minimum: $500 coverage for prescriptions per incident. |
🧳 Baggage delay/loss | Compensation for lost, stolen, or delayed checked luggage abroad. Recommended minimum: $1,500 per trip for baggage. |
🚗 Personal liability | Covers damages caused to a third party accidentally (e.g., injury, property damage). Recommended minimum: $50,000 for personal liability. |
✈️ Trip cancellation/interruption | Reimburses non-refundable expenses if you cancel or cut your trip short due to unforeseen events. Recommended minimum: $5,000 for cancellation/interruption. |
🕒 Missed connections | Covers extra costs caused by missed flights or transfers due to reasons outside your control. Recommended minimum: $500 per case. |
☎️ 24/7 emergency assistance | Offers a support line in English for urgent help and guidance worldwide. Essential for rapid support, no specific minimum but choose full global access. |
Recommended minimum: $100,000 for medical reimbursement.
Recommended minimum: $250,000 for evacuation and repatriation.
Recommended minimum: $500 coverage for prescriptions per incident.
Recommended minimum: $1,500 per trip for baggage.
Recommended minimum: $50,000 for personal liability.
Recommended minimum: $5,000 for cancellation/interruption.
Recommended minimum: $500 per case.
Essential for rapid support, no specific minimum but choose full global access.
Local providers or included bank card cover often offer only low limits, exclude some activities, and have many exclusions. It is safer to choose a trusted insurer with full coverage. Compare top options on HelloSafe and subscribe online for instant certification.
The cost of travel insurance for Argentina
Trip duration | Traveler’s age | Indicative price per person |
---|---|---|
1 week | 25 years old | $30 |
2 weeks | 45 years old | $55 |
1 month | 35 years old | $90 |
1 month | 70 years old | $200 |
These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.
Good to know
The price of your travel insurance is influenced by several key elements. Be sure to consider the traveler's age, the duration of the stay, the destination, the desired coverage limits, and any optional add-ons like trip cancellation. Keeping these factors in mind is crucial for choosing a policy that fits your needs and budget.
💡 It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.
👉 Compare the best travel insurance for freeI compareHow to Pay Less for Your Travel Insurance to Argentina
Here are some suggestions to optimize the cost of your travel insurance to Argentina while keeping good coverage:
Criteria | Why it matters | Expert tip |
---|---|---|
🏥 Level of coverage | Health care costs can vary, especially in private clinics in Buenos Aires. | Choose a plan with adequate medical limits, but avoid unnecessary optional add-ons to save money. |
🌎 Geographical area | Some insurers group Argentina with other regions, affecting the premium. | Select a policy specific to South America or Argentina only, instead of worldwide coverage. |
👨👩👧 Number of travelers | Family and group policies may offer discounts compared to individual contracts. | Look for group discounts or bundle policies if you are traveling with friends or family members. |
⏳ Trip duration | Premiums rise with length of stay, even for the same destination. | Check if a short-term or multi-trip annual plan is cheaper for frequent travelers to Argentina. |
🧳 Baggage coverage | Lost luggage is less common in Argentina compared to some other countries. | Choose basic baggage protection and avoid insuring unnecessary high-value items if you can. |
🎂 Traveler’s age | Age-based pricing increases significantly for older travelers. | Compare offers, as Heymondo does not increase its prices for people over 62. |
💳 Deductible amount | A higher deductible lowers the premium but increases out-of-pocket costs. | Opt for a higher deductible if you are comfortable managing small medical expenses yourself. |
Can I rely on my current insurance to cover me in Argentina?
It is reasonable to ask if your existing coverage, such as public or private health insurance or credit card insurance, can cover your trip to Argentina. In reality, this protection is often limited or insufficient. Here is a summary table to help you review your current insurance and what it covers.
Type of insurance | Valid in Argentina? | What it covers | Why Travel Insurance is better |
---|---|---|---|
Public health insurance (Medicare, Medicaid) | No, never | No coverage outside the US. No medical expenses or emergency repatriation. | Travel insurance reimburses over $100k for medical care and repatriation. |
Private health insurance (Aetna, UnitedHealthcare, Blue Cross Blue Shield) | Yes, partly | May cover emergency fees after return, with max benefit $10k. No repatriation. | Travel insurance covers over $100k abroad plus $150/day hospital coverage and evacuation. |
Classic credit card (Visa Classic, Mastercard Standard, Discover) | Yes, partly | Medical expenses less than $10k. Limited or no baggage or cancellation. | Travel insurance covers more than $100k, plus luggage and trip cancellation. |
Premium credit card (Visa Signature, Chase Sapphire, Amex Gold) | Yes, partly | Medical expenses under $100k. Trip delay and baggage loss limits $1k. | Travel insurance includes higher trip cancellation, wider medical limits, and on-the-ground support. |
No medical expenses or emergency repatriation.
No repatriation.
Limited or no baggage or cancellation.
Trip delay and baggage loss limits $1k.
Example
While trekking in Patagonia, Mark suffered a severe leg fracture. The helicopter evacuation and surgery in Buenos Aires cost $40,000. His premium Chase Sapphire card covered only $2,500 for emergencies, and his standard US health insurance wouldn't cover foreign medical transport, leaving him with a shocking $37,500 bill.
Expert advice
Always check the terms, exclusions, and limits of your existing insurance. Essential situations, like trip interruption due to a relative’s illness, might be excluded. Read the conditions carefully to avoid unpleasant surprises abroad. In all cases, it is safer and more reassuring to get dedicated travel insurance tailored to your trip.
FAQ
Do I need a visa to travel to Argentina?
U.S. citizens do not need a visa to visit Argentina for tourism stays of up to 90 days. You must have a valid U.S. passport for the duration of your trip. Make sure your passport is in good condition, as damaged documents may result in denied entry. For stays longer than 90 days, check with the Argentine consulate.
How do I purchase travel insurance for Argentina?
1/ Compare: Use the HelloSafe travel insurance comparison tool to find plans that match your needs for Argentina.
2/ Check cover and exclusions: Review guarantees for health coverage, evacuation, and criminal incident support, ensuring there are no exclusions for your activities.
3/ Buy online: Complete your purchase through the insurer’s website.
4/ Receive your certificate: Once paid, you will receive an insurance certificate to use for your travels.
What health concerns should I consider when traveling to Argentina?
While no vaccines are mandatory for entry, mosquito-borne illnesses like Dengue are present during the summer. It is important to carry quality insect repellent, especially if visiting rural or subtropical areas. Food and water hygiene should be observed to avoid Hepatitis A or Typhoid.
Is travel insurance valid in all parts of Argentina?
Most travel insurance is valid throughout Argentina, but check whether your policy excludes certain activities like trekking or adventure sports. Some plans may not cover incidents in high-risk urban areas or regions with travel advisories. Always read your policy’s terms before travel.
Can I get medical evacuation if I am injured in a remote area?
Medical evacuation is a common feature in comprehensive travel insurance plans, but coverage and limits vary. This is particularly important if you plan to trek or visit remote locations. Confirm the coverage limit before purchase; typical policies provide up to $100,000 for evacuation.
What should I do if I am robbed or lose my belongings in Argentina?
Contact local authorities and get a police report promptly. Notify your insurance company as soon as possible and provide the report along with evidence of the loss. Many travel insurance plans include compensation for theft or loss, subject to policy limits and documentation.
Do I need a visa to travel to Argentina?
U.S. citizens do not need a visa to visit Argentina for tourism stays of up to 90 days. You must have a valid U.S. passport for the duration of your trip. Make sure your passport is in good condition, as damaged documents may result in denied entry. For stays longer than 90 days, check with the Argentine consulate.
How do I purchase travel insurance for Argentina?
1/ Compare: Use the HelloSafe travel insurance comparison tool to find plans that match your needs for Argentina.
2/ Check cover and exclusions: Review guarantees for health coverage, evacuation, and criminal incident support, ensuring there are no exclusions for your activities.
3/ Buy online: Complete your purchase through the insurer’s website.
4/ Receive your certificate: Once paid, you will receive an insurance certificate to use for your travels.
What health concerns should I consider when traveling to Argentina?
While no vaccines are mandatory for entry, mosquito-borne illnesses like Dengue are present during the summer. It is important to carry quality insect repellent, especially if visiting rural or subtropical areas. Food and water hygiene should be observed to avoid Hepatitis A or Typhoid.
Is travel insurance valid in all parts of Argentina?
Most travel insurance is valid throughout Argentina, but check whether your policy excludes certain activities like trekking or adventure sports. Some plans may not cover incidents in high-risk urban areas or regions with travel advisories. Always read your policy’s terms before travel.
Can I get medical evacuation if I am injured in a remote area?
Medical evacuation is a common feature in comprehensive travel insurance plans, but coverage and limits vary. This is particularly important if you plan to trek or visit remote locations. Confirm the coverage limit before purchase; typical policies provide up to $100,000 for evacuation.
What should I do if I am robbed or lose my belongings in Argentina?
Contact local authorities and get a police report promptly. Notify your insurance company as soon as possible and provide the report along with evidence of the loss. Many travel insurance plans include compensation for theft or loss, subject to policy limits and documentation.