What are the best travel insurances for Haiti in 2025?

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A. Fruchard
A. Fruchard
updated on July 16, 2025
Table of Contents
  • The best travel insurance plans for Haiti
  • Is it currently safe to travel to Haiti?
  • Is travel insurance required by law to enter Haiti?
  • Why you need travel insurance for Haiti
  • What travel insurance for Haiti should cover
  • The cost of travel insurance for Haiti
  • How to Pay Less for Your Travel Insurance to Haiti
  • Does my current insurance cover me in Haiti?
  • FAQ
  • On the same topic
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Travel insurance for Haiti: key takeaways

1. Definition: Travel insurance for Haiti covers medical emergencies, trip cancellation, and other unforeseen travel-related incidents.
2. Warning: The U.S. State Department advises against all travel to Haiti due to extreme security risks.
3. Key protection: Insurance is not mandatory but vital due to limited local emergency services and infrastructure.
4. Healthcare cost: Local medical facilities are very limited; serious emergencies require costly medical evacuation outside Haiti.
5. Price: A one-week policy for Haiti typically costs between $40 and $80 for a US traveler.
6. Good to know: Ensure your policy includes high coverage for medical evacuation, as this is critically important.

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Why trust HelloSafe?

HelloSafe is an international specialist in travel insurance comparison, advising over one million travelers every month. After analyzing 41 travel insurance policies available in the US, our experts share here everything you need to know to choose the best travel insurance for Haiti.

The best travel insurance plans for Haiti

Contract we recommendMedical reimbursement limitOur view
HelloTravel Premium$1.1MOur top recommendation for travel to Haiti. Comprehensive medical protection and flexibility.
- very high limit
- repatriation included
- strong guarantees
Cap Assistance 24/24$1.1MA great choice for short stays and emergencies, with 24/7 help.
- medical helpline
- no deductible
- cancellation cover
Tourist Card$540KSolid protection at a fair price for travelers in Haiti.
- strong basic cover
- emergency help
- competitive rates
Travel Pass Monde$760KBalanced coverage for long or short trips, adaptable to risky contexts.
- repatriation
- hospital included
- large network
Globe Partner$325KReliable for medium stays, simple process and practical guarantees.
- medical care
- civil liability
- essential support
Globe Traveller$540KEconomical option for short trips and main risks.
- basic medical cover
- prompt reimbursement
- limited ceiling
HelloTravel Premium
Medical reimbursement limit
$1.1M
Our view
Our top recommendation for travel to Haiti. Comprehensive medical protection and flexibility.
- very high limit
- repatriation included
- strong guarantees
Cap Assistance 24/24
Medical reimbursement limit
$1.1M
Our view
A great choice for short stays and emergencies, with 24/7 help.
- medical helpline
- no deductible
- cancellation cover
Tourist Card
Medical reimbursement limit
$540K
Our view
Solid protection at a fair price for travelers in Haiti.
- strong basic cover
- emergency help
- competitive rates
Travel Pass Monde
Medical reimbursement limit
$760K
Our view
Balanced coverage for long or short trips, adaptable to risky contexts.
- repatriation
- hospital included
- large network
Globe Partner
Medical reimbursement limit
$325K
Our view
Reliable for medium stays, simple process and practical guarantees.
- medical care
- civil liability
- essential support
Globe Traveller
Medical reimbursement limit
$540K
Our view
Economical option for short trips and main risks.
- basic medical cover
- prompt reimbursement
- limited ceiling
👉 Compare the best travel insurance for freeI compare

Is it currently safe to travel to Haiti?

As of June 2025, the U.S. Department of State advises against all travel to Haiti due to extreme security risks. The country faces ongoing civil unrest, widespread crime, and political instability, with a state of emergency declared since March 2024.

Here are their four main recommendations.

  • Security risks: violent crime is widespread, including kidnappings targeting U.S. citizens. Areas in Port-au-Prince, such as Delmas and Carrefour, have seen frequent armed group activity. Disruptions include roadblocks, curfews, and difficulties reaching the airport.
  • Health risks: hospitals and clinics do not meet U.S. standards, with limited emergency facilities and regular shortages of medicines. Serious illness often requires costly evacuation to another country, and communicable diseases like cholera or malaria are present.
  • Legal constraints: U.S. government personnel face restrictions, including a ban on using public transportation or traveling at night. Travelers may be subject to curfews or random police checkpoints across the capital.
  • Environmental hazards: seasonal hurricanes and flash floods pose additional danger, and urban areas are prone to infrastructure outages or unsanitary conditions, especially after heavy rains.

Although not required, travel insurance is strongly recommended by the U.S. Department of State, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Haiti.

Is travel insurance required by law to enter Haiti?

No, travel insurance is not legally mandatory for U.S. travelers entering Haiti.

However, travel insurance is strongly recommended due to the high-risk environment, limited and sub-standard medical facilities, and the need for costly medical evacuation in case of an emergency. The U.S. Department of State specifically encourages coverage for evacuation and repatriation.

According to our data, 80% of travelers purchase travel insurance before going to Haiti. This high rate is due to security risks and the expensive, limited health system.

Why you need travel insurance for Haiti

It is an essential financial and medical protection for anyone going to Haiti.

In Haiti, public hospitals like Hôpital de l’Université d’État d’Haïti in Port-au-Prince are overcrowded and lack vital resources and equipment. Foreigners typically depend on private clinics such as Bernard Mevs Hospital where costs rise sharply, especially for emergencies and advanced care.

Travel insurance covers medical expenses, hospitalization, medication, ambulance transportation, and emergency repatriation to the U.S. if a serious health problem occurs.

Here are some examples of healthcare costs in Haiti.

Example of medical treatmentCost at Bernard Mevs HospitalCovered by travel insurance
I have to be hospitalized 48 hours after contracting an infectionHTG 75,000 (about $570)up to $570
I broke my tibia (X-ray, cast, and crutch rental)HTG 120,000 (about $915)up to $915
I need to be repatriatedHTG 1,300,000 (about $10,000)up to $10,000
I have appendicitis (consultation and surgery)HTG 360,000 (about $2,750)up to $2,750
Examples of medical costs and insurance coverage.
I have to be hospitalized 48 hours after contracting an infection
Cost at Bernard Mevs Hospital
HTG 75,000 (about $570)
Covered by travel insurance
up to $570
I broke my tibia (X-ray, cast, and crutch rental)
Cost at Bernard Mevs Hospital
HTG 120,000 (about $915)
Covered by travel insurance
up to $915
I need to be repatriated
Cost at Bernard Mevs Hospital
HTG 1,300,000 (about $10,000)
Covered by travel insurance
up to $10,000
I have appendicitis (consultation and surgery)
Cost at Bernard Mevs Hospital
HTG 360,000 (about $2,750)
Covered by travel insurance
up to $2,750
Examples of medical costs and insurance coverage.

These prices are given as an indication and may vary depending on the facilities and regions.

It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.

What travel insurance for Haiti should cover

Main coveragesExplanations and recommendations
🏥 Medical expensesCovers doctor visits, hospital fees, medication, and emergencies.
Minimum recommended: $100,000 per trip.
🚑 Medical evacuation & repatriationPays for transfer to a better-equipped hospital or return to the US if necessary.
Minimum recommended: $250,000.
🏨 HospitalizationPays for overnight stays, surgery, and necessary procedures.
Minimum recommended: $50,000.
💊 Prescription medicationCovers the cost of medicine prescribed during the trip.
Minimum recommended: $1,000.
🎒 Baggage loss or theftCompensates for lost, stolen, or damaged luggage or personal effects.
Recommended: $1,500 per person.
✈️ Trip cancellation or interruptionReimburses non-refundable expenses if you must cancel or cut your trip short for covered reasons.
Recommended: $5,000.
💼 Personal liabilityCovers accidental damage or injury you cause to others.
Recommended: $100,000.
🦠 Emergency assistanceAccess to a 24/7 helpline for support, medical referrals, or translation.
Always opt for worldwide 24/7 support.
Table of main travel insurance coverages with explanations and recommendations.
🏥 Medical expenses
Explanations and recommendations
Covers doctor visits, hospital fees, medication, and emergencies.
Minimum recommended: $100,000 per trip.
🚑 Medical evacuation & repatriation
Explanations and recommendations
Pays for transfer to a better-equipped hospital or return to the US if necessary.
Minimum recommended: $250,000.
🏨 Hospitalization
Explanations and recommendations
Pays for overnight stays, surgery, and necessary procedures.
Minimum recommended: $50,000.
💊 Prescription medication
Explanations and recommendations
Covers the cost of medicine prescribed during the trip.
Minimum recommended: $1,000.
🎒 Baggage loss or theft
Explanations and recommendations
Compensates for lost, stolen, or damaged luggage or personal effects.
Recommended: $1,500 per person.
✈️ Trip cancellation or interruption
Explanations and recommendations
Reimburses non-refundable expenses if you must cancel or cut your trip short for covered reasons.
Recommended: $5,000.
💼 Personal liability
Explanations and recommendations
Covers accidental damage or injury you cause to others.
Recommended: $100,000.
🦠 Emergency assistance
Explanations and recommendations
Access to a 24/7 helpline for support, medical referrals, or translation.
Always opt for worldwide 24/7 support.
Table of main travel insurance coverages with explanations and recommendations.

Travel insurance from local providers or included with bank cards often offers low reimbursement limits and many exclusions. It is safer to choose a trusted insurer with full coverage. Compare top options on HelloSafe and subscribe online for instant certification.

The cost of travel insurance for Haiti

Trip durationTraveler’s ageIndicative price per person
1 week25 years old$45
2 weeks45 years old$68
1 month35 years old$110
1 month70 years old$210
Indicative price per person based on trip duration and traveler's age.
1 week
Traveler’s age
25 years old
Indicative price per person
$45
2 weeks
Traveler’s age
45 years old
Indicative price per person
$68
1 month
Traveler’s age
35 years old
Indicative price per person
$110
1 month
Traveler’s age
70 years old
Indicative price per person
$210
Indicative price per person based on trip duration and traveler's age.

These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.

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Good to know

The cost of your travel insurance policy depends on several key factors: your age, the duration of your trip, your destination, the coverage limits you choose, and any optional add-ons like trip cancellation or medical evacuation. Keeping these elements in mind is essential to select the right plan for your needs and budget.

💡 It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.

👉 Compare the best travel insurance for freeI compare

How to Pay Less for Your Travel Insurance to Haiti

Here are some suggestions to optimize the cost of your travel insurance to Haiti while keeping good coverage:

CriteriaWhy it mattersExpert tip
👤 Traveller's ageInsurance often costs more for older travelers. In Haiti, health risks rise with age.Compare several insurers and consider Heymondo, which does not increase prices for those over 62.
✈️ Trip durationLonger stays mean higher risk and cost. Costs can be significant in Haiti due to limited care.Buy a policy for the exact number of days needed and avoid extending coverage unnecessarily.
🚗 Activities plannedAdventure or hazardous activities often require extra coverage, which increases price.Only include add-ons for activities you know you will do, not all available activities.
👪 Number of travelersGroup or family policies sometimes provide discounts for multiple insured persons.Ask about group discounts or family bundles to save per person on coverage.
💵 Level of coverageHigher coverage limits cost more. Medical evacuation from Haiti can be expensive but is essential.Select coverage tailored to real risks in Haiti, not maximums, especially for valuables and leisure.
💳 Payment methodSome bank cards offer limited travel insurance but may not cover emergencies in Haiti.Check if your card offers basic coverage and compare stand-alone policies for better pricing.
📅 Purchase timingBuying early can lock in better prices and ensure cancellation protection if plans change.Book your insurance soon after confirming your trip to access more affordable options.
Factors influencing the cost of travel insurance and expert tips for savings.
👤 Traveller's age
Why it matters
Insurance often costs more for older travelers. In Haiti, health risks rise with age.
Expert tip
Compare several insurers and consider Heymondo, which does not increase prices for those over 62.
✈️ Trip duration
Why it matters
Longer stays mean higher risk and cost. Costs can be significant in Haiti due to limited care.
Expert tip
Buy a policy for the exact number of days needed and avoid extending coverage unnecessarily.
🚗 Activities planned
Why it matters
Adventure or hazardous activities often require extra coverage, which increases price.
Expert tip
Only include add-ons for activities you know you will do, not all available activities.
👪 Number of travelers
Why it matters
Group or family policies sometimes provide discounts for multiple insured persons.
Expert tip
Ask about group discounts or family bundles to save per person on coverage.
💵 Level of coverage
Why it matters
Higher coverage limits cost more. Medical evacuation from Haiti can be expensive but is essential.
Expert tip
Select coverage tailored to real risks in Haiti, not maximums, especially for valuables and leisure.
💳 Payment method
Why it matters
Some bank cards offer limited travel insurance but may not cover emergencies in Haiti.
Expert tip
Check if your card offers basic coverage and compare stand-alone policies for better pricing.
📅 Purchase timing
Why it matters
Buying early can lock in better prices and ensure cancellation protection if plans change.
Expert tip
Book your insurance soon after confirming your trip to access more affordable options.
Factors influencing the cost of travel insurance and expert tips for savings.

Does my current insurance cover me in Haiti?

It is completely legitimate to wonder whether your current insurance, like credit card insurance or your public health plan, could protect you during a trip to Haiti. Unfortunately, these coverages are often limited or insufficient, especially for medical evacuation or emergencies abroad. Here is a summary table to help you review your current insurance and what it covers.

Type of insuranceValid in Haiti?What it coversWhy Travel Insurance is better
Public health insurance (Medicare, Medicaid)No, neverNo coverage for health expenses, hospitalization, or repatriation outside the US.Travel insurance covers over $100,000 for care, evacuation, and return to the US.
Private health insurance (Aetna, UnitedHealthcare, Cigna)Yes, partlySome emergency care abroad, usually under $10,000, rarely evacuation. Excludes theft or baggage loss.Travel insurance reimburses $100,000+ for emergencies and offers protection for lost bags and delays.
Classic credit card (Chase Freedom, Citi Double Cash)Yes, partlyMedical expenses up to $3,000–$5,000. No repatriation. Rarely includes trip cancellation or baggage.Travel insurance covers $100,000+ medical, cancellation, 24/7 support, and high-value property coverage.
Premium credit card (Chase Sapphire Reserve, Amex Platinum, Capital One Venture X)Yes, partlyEmergency care up to $25,000. Limited coverage for trip delays or lost items. Repatriation not included.Travel insurance provides $100,000+ for medical, $5,000 trip cancellation, and full emergency assistance.
Public health insurance (Medicare, Medicaid)
Valid in Haiti?
No, never
What it covers
No coverage for health expenses, hospitalization, or repatriation outside the US.
Why Travel Insurance is better
Travel insurance covers over $100,000 for care, evacuation, and return to the US.
Private health insurance (Aetna, UnitedHealthcare, Cigna)
Valid in Haiti?
Yes, partly
What it covers
Some emergency care abroad, usually under $10,000, rarely evacuation. Excludes theft or baggage loss.
Why Travel Insurance is better
Travel insurance reimburses $100,000+ for emergencies and offers protection for lost bags and delays.
Classic credit card (Chase Freedom, Citi Double Cash)
Valid in Haiti?
Yes, partly
What it covers
Medical expenses up to $3,000–$5,000. No repatriation. Rarely includes trip cancellation or baggage.
Why Travel Insurance is better
Travel insurance covers $100,000+ medical, cancellation, 24/7 support, and high-value property coverage.
Premium credit card (Chase Sapphire Reserve, Amex Platinum, Capital One Venture X)
Valid in Haiti?
Yes, partly
What it covers
Emergency care up to $25,000. Limited coverage for trip delays or lost items. Repatriation not included.
Why Travel Insurance is better
Travel insurance provides $100,000+ for medical, $5,000 trip cancellation, and full emergency assistance.
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Example

In Port-au-Prince, Maria contracted severe dengue fever. A necessary medical evacuation to Miami cost $40,000. Her Chase Sapphire Reserve card offered minimal coverage, and her U.S. health plan excluded international air ambulances. She was left facing a crippling bill for the life-saving flight, a common risk in Haiti.

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Expert advice

Always check your existing insurance's terms, exclusions, and limits. Critical situations, like trip interruption for a relative's illness, are often excluded. Read the fine print carefully to avoid surprises abroad. In all cases, it is safer and more reassuring to subscribe to a dedicated travel insurance tailored to your trip.

FAQ

Do I need a visa to travel to Haiti?

US citizens do not need a visa to visit Haiti for stays of less than 90 days. However, a valid passport with at least six months’ validity from the date of arrival is required. Travelers must also pay a tourist fee of $10.00 upon arrival at the airport.

How do I purchase travel insurance for Haiti?

Start by comparing insurance options using the HelloSafe travel insurance comparison tool. Next, review the coverage details and any exclusions, especially those relevant to Haiti’s risks. Purchase your chosen policy online. You will then receive your certificate by email for immediate use.

What health risks should travelers consider when visiting Haiti?

Common health risks in Haiti include mosquito-borne illnesses such as dengue, chikungunya, and malaria, as well as cholera and Zika virus. Medical facilities are often limited, and emergencies may require costly evacuation. Comprehensive travel insurance with medical and evacuation coverage is strongly advised for all travelers.

Can travel insurance for Haiti cover the cost of emergency evacuation?

Yes, many travel insurance policies can cover emergency medical evacuation from Haiti due to limited local healthcare. Recommended limits for evacuation coverage usually start at $100,000. Always confirm that the policy specifically lists medical evacuation as a covered benefit.

Are adventure or volunteer activities in Haiti covered by standard travel insurance?

Standard travel insurance may exclude certain adventure activities, volunteering, or work-related incidents. If you plan to participate in high-risk or organized volunteer activities, confirm with your insurer that these are covered or purchase additional coverage if needed.

How soon before my trip should I buy travel insurance for Haiti?

It is best to buy travel insurance as soon as you confirm your trip to Haiti. Purchasing early allows you to benefit from cancellation coverage and ensures that you are protected in case of unforeseen events that might affect your travel plans.

Do I need a visa to travel to Haiti?

US citizens do not need a visa to visit Haiti for stays of less than 90 days. However, a valid passport with at least six months’ validity from the date of arrival is required. Travelers must also pay a tourist fee of $10.00 upon arrival at the airport.

How do I purchase travel insurance for Haiti?

Start by comparing insurance options using the HelloSafe travel insurance comparison tool. Next, review the coverage details and any exclusions, especially those relevant to Haiti’s risks. Purchase your chosen policy online. You will then receive your certificate by email for immediate use.

What health risks should travelers consider when visiting Haiti?

Common health risks in Haiti include mosquito-borne illnesses such as dengue, chikungunya, and malaria, as well as cholera and Zika virus. Medical facilities are often limited, and emergencies may require costly evacuation. Comprehensive travel insurance with medical and evacuation coverage is strongly advised for all travelers.

Can travel insurance for Haiti cover the cost of emergency evacuation?

Yes, many travel insurance policies can cover emergency medical evacuation from Haiti due to limited local healthcare. Recommended limits for evacuation coverage usually start at $100,000. Always confirm that the policy specifically lists medical evacuation as a covered benefit.

Are adventure or volunteer activities in Haiti covered by standard travel insurance?

Standard travel insurance may exclude certain adventure activities, volunteering, or work-related incidents. If you plan to participate in high-risk or organized volunteer activities, confirm with your insurer that these are covered or purchase additional coverage if needed.

How soon before my trip should I buy travel insurance for Haiti?

It is best to buy travel insurance as soon as you confirm your trip to Haiti. Purchasing early allows you to benefit from cancellation coverage and ensures that you are protected in case of unforeseen events that might affect your travel plans.

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A. Fruchard
A. Fruchard
Insurance expert
HelloSafe
Co-founder of HelloSafe and an experienced entrepreneur in the insurance and personal finance sector, Antoine uses his experience and in-depth knowledge of the market to help Internet users make the right choices. With an MBA in economics, he is a committed expert whose mission is to make personal finance and insurance issues simple and understandable. With a rich career marked by the creation of innovative companies, Antoine's ambition has always been to bring transparency to complex issues and to give power back to consumers. With HelloSafe, he continues to translate this vision by providing accurate advice, impartial comparisons and detailed explanations of travel insurance. He has analysed hundreds of contracts to reveal the best options available on the market.

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