- The best travel insurance plans for Haiti
- Is it currently safe to travel to Haiti?
- Is travel insurance required by law to enter Haiti?
- Why you need travel insurance for Haiti
- What travel insurance for Haiti should cover
- The cost of travel insurance for Haiti
- How to Pay Less for Your Travel Insurance to Haiti
- Does my current insurance cover me in Haiti?
- FAQ
Travel insurance for Haiti: key takeaways
1. Definition: Travel insurance for Haiti covers medical emergencies, trip cancellation, and other unforeseen travel-related incidents.
2. Warning: The U.S. State Department advises against all travel to Haiti due to extreme security risks.
3. Key protection: Insurance is not mandatory but vital due to limited local emergency services and infrastructure.
4. Healthcare cost: Local medical facilities are very limited; serious emergencies require costly medical evacuation outside Haiti.
5. Price: A one-week policy for Haiti typically costs between $40 and $80 for a US traveler.
6. Good to know: Ensure your policy includes high coverage for medical evacuation, as this is critically important.
Why trust HelloSafe?
HelloSafe is an international specialist in travel insurance comparison, advising over one million travelers every month. After analyzing 41 travel insurance policies available in the US, our experts share here everything you need to know to choose the best travel insurance for Haiti.
The best travel insurance plans for Haiti
| Contract we recommend | Medical reimbursement limit | Our view |
|---|---|---|
| HelloTravel Premium | $1.1M | Our top recommendation for travel to Haiti. Comprehensive medical protection and flexibility. - very high limit - repatriation included - strong guarantees |
| Cap Assistance 24/24 | $1.1M | A great choice for short stays and emergencies, with 24/7 help. - medical helpline - no deductible - cancellation cover |
| Tourist Card | $540K | Solid protection at a fair price for travelers in Haiti. - strong basic cover - emergency help - competitive rates |
| Travel Pass Monde | $760K | Balanced coverage for long or short trips, adaptable to risky contexts. - repatriation - hospital included - large network |
| Globe Partner | $325K | Reliable for medium stays, simple process and practical guarantees. - medical care - civil liability - essential support |
| Globe Traveller | $540K | Economical option for short trips and main risks. - basic medical cover - prompt reimbursement - limited ceiling |
- very high limit
- repatriation included
- strong guarantees
- medical helpline
- no deductible
- cancellation cover
- strong basic cover
- emergency help
- competitive rates
- repatriation
- hospital included
- large network
- medical care
- civil liability
- essential support
- basic medical cover
- prompt reimbursement
- limited ceiling
Is it currently safe to travel to Haiti?
As of June 2025, the U.S. Department of State advises against all travel to Haiti due to extreme security risks. The country faces ongoing civil unrest, widespread crime, and political instability, with a state of emergency declared since March 2024.
Here are their four main recommendations.
- Security risks: violent crime is widespread, including kidnappings targeting U.S. citizens. Areas in Port-au-Prince, such as Delmas and Carrefour, have seen frequent armed group activity. Disruptions include roadblocks, curfews, and difficulties reaching the airport.
- Health risks: hospitals and clinics do not meet U.S. standards, with limited emergency facilities and regular shortages of medicines. Serious illness often requires costly evacuation to another country, and communicable diseases like cholera or malaria are present.
- Legal constraints: U.S. government personnel face restrictions, including a ban on using public transportation or traveling at night. Travelers may be subject to curfews or random police checkpoints across the capital.
- Environmental hazards: seasonal hurricanes and flash floods pose additional danger, and urban areas are prone to infrastructure outages or unsanitary conditions, especially after heavy rains.
Although not required, travel insurance is strongly recommended by the U.S. Department of State, particularly to cover medical expenses and emergency repatriation, which can be extremely costly in Haiti.
Is travel insurance required by law to enter Haiti?
No, travel insurance is not legally mandatory for U.S. travelers entering Haiti.
However, travel insurance is strongly recommended due to the high-risk environment, limited and sub-standard medical facilities, and the need for costly medical evacuation in case of an emergency. The U.S. Department of State specifically encourages coverage for evacuation and repatriation.
According to our data, 80% of travelers purchase travel insurance before going to Haiti. This high rate is due to security risks and the expensive, limited health system.
Why you need travel insurance for Haiti
It is an essential financial and medical protection for anyone going to Haiti.
In Haiti, public hospitals like Hôpital de l’Université d’État d’Haïti in Port-au-Prince are overcrowded and lack vital resources and equipment. Foreigners typically depend on private clinics such as Bernard Mevs Hospital where costs rise sharply, especially for emergencies and advanced care.
Travel insurance covers medical expenses, hospitalization, medication, ambulance transportation, and emergency repatriation to the U.S. if a serious health problem occurs.
Here are some examples of healthcare costs in Haiti.
| Example of medical treatment | Cost at Bernard Mevs Hospital | Covered by travel insurance |
|---|---|---|
| I have to be hospitalized 48 hours after contracting an infection | HTG 75,000 (about $570) | up to $570 |
| I broke my tibia (X-ray, cast, and crutch rental) | HTG 120,000 (about $915) | up to $915 |
| I need to be repatriated | HTG 1,300,000 (about $10,000) | up to $10,000 |
| I have appendicitis (consultation and surgery) | HTG 360,000 (about $2,750) | up to $2,750 |
These prices are given as an indication and may vary depending on the facilities and regions.
It is therefore essential to take out appropriate travel insurance to avoid unexpected and potentially high expenses.
What travel insurance for Haiti should cover
| Main coverages | Explanations and recommendations |
|---|---|
| ? Medical expenses | Covers doctor visits, hospital fees, medication, and emergencies. Minimum recommended: $100,000 per trip. |
| ? Medical evacuation & repatriation | Pays for transfer to a better-equipped hospital or return to the US if necessary. Minimum recommended: $250,000. |
| ? Hospitalization | Pays for overnight stays, surgery, and necessary procedures. Minimum recommended: $50,000. |
| ? Prescription medication | Covers the cost of medicine prescribed during the trip. Minimum recommended: $1,000. |
| ? Baggage loss or theft | Compensates for lost, stolen, or damaged luggage or personal effects. Recommended: $1,500 per person. |
| ✈️ Trip cancellation or interruption | Reimburses non-refundable expenses if you must cancel or cut your trip short for covered reasons. Recommended: $5,000. |
| ? Personal liability | Covers accidental damage or injury you cause to others. Recommended: $100,000. |
| ? Emergency assistance | Access to a 24/7 helpline for support, medical referrals, or translation. Always opt for worldwide 24/7 support. |
Minimum recommended: $100,000 per trip.
Minimum recommended: $250,000.
Minimum recommended: $50,000.
Minimum recommended: $1,000.
Recommended: $1,500 per person.
Recommended: $5,000.
Recommended: $100,000.
Always opt for worldwide 24/7 support.
Travel insurance from local providers or included with bank cards often offers low reimbursement limits and many exclusions. It is safer to choose a trusted insurer with full coverage. Compare top options on HelloSafe and subscribe online for instant certification.
The cost of travel insurance for Haiti
| Trip duration | Traveler’s age | Indicative price per person |
|---|---|---|
| 1 week | 25 years old | $45 |
| 2 weeks | 45 years old | $68 |
| 1 month | 35 years old | $110 |
| 1 month | 70 years old | $210 |
These prices are indicative and may vary depending on the coverage chosen and the specifics of each insurer.
Good to know
The cost of your travel insurance policy depends on several key factors: your age, the duration of your trip, your destination, the coverage limits you choose, and any optional add-ons like trip cancellation or medical evacuation. Keeping these elements in mind is essential to select the right plan for your needs and budget.
? It is always recommended to compare multiple offers to find the best value-for-money plan for you. You can use HelloSafe.
? Compare the best travel insurance for freeI compareHow to Pay Less for Your Travel Insurance to Haiti
Here are some suggestions to optimize the cost of your travel insurance to Haiti while keeping good coverage:
| Criteria | Why it matters | Expert tip |
|---|---|---|
| ? Traveller's age | Insurance often costs more for older travelers. In Haiti, health risks rise with age. | Compare several insurers and consider Heymondo, which does not increase prices for those over 62. |
| ✈️ Trip duration | Longer stays mean higher risk and cost. Costs can be significant in Haiti due to limited care. | Buy a policy for the exact number of days needed and avoid extending coverage unnecessarily. |
| ? Activities planned | Adventure or hazardous activities often require extra coverage, which increases price. | Only include add-ons for activities you know you will do, not all available activities. |
| ? Number of travelers | Group or family policies sometimes provide discounts for multiple insured persons. | Ask about group discounts or family bundles to save per person on coverage. |
| ? Level of coverage | Higher coverage limits cost more. Medical evacuation from Haiti can be expensive but is essential. | Select coverage tailored to real risks in Haiti, not maximums, especially for valuables and leisure. |
| ? Payment method | Some bank cards offer limited travel insurance but may not cover emergencies in Haiti. | Check if your card offers basic coverage and compare stand-alone policies for better pricing. |
| ? Purchase timing | Buying early can lock in better prices and ensure cancellation protection if plans change. | Book your insurance soon after confirming your trip to access more affordable options. |
Does my current insurance cover me in Haiti?
It is completely legitimate to wonder whether your current insurance, like credit card insurance or your public health plan, could protect you during a trip to Haiti. Unfortunately, these coverages are often limited or insufficient, especially for medical evacuation or emergencies abroad. Here is a summary table to help you review your current insurance and what it covers.
| Type of insurance | Valid in Haiti? | What it covers | Why Travel Insurance is better |
|---|---|---|---|
| Public health insurance (Medicare, Medicaid) | No, never | No coverage for health expenses, hospitalization, or repatriation outside the US. | Travel insurance covers over $100,000 for care, evacuation, and return to the US. |
| Private health insurance (Aetna, UnitedHealthcare, Cigna) | Yes, partly | Some emergency care abroad, usually under $10,000, rarely evacuation. Excludes theft or baggage loss. | Travel insurance reimburses $100,000+ for emergencies and offers protection for lost bags and delays. |
| Classic credit card (Chase Freedom, Citi Double Cash) | Yes, partly | Medical expenses up to $3,000–$5,000. No repatriation. Rarely includes trip cancellation or baggage. | Travel insurance covers $100,000+ medical, cancellation, 24/7 support, and high-value property coverage. |
| Premium credit card (Chase Sapphire Reserve, Amex Platinum, Capital One Venture X) | Yes, partly | Emergency care up to $25,000. Limited coverage for trip delays or lost items. Repatriation not included. | Travel insurance provides $100,000+ for medical, $5,000 trip cancellation, and full emergency assistance. |
Example
In Port-au-Prince, Maria contracted severe dengue fever. A necessary medical evacuation to Miami cost $40,000. Her Chase Sapphire Reserve card offered minimal coverage, and her U.S. health plan excluded international air ambulances. She was left facing a crippling bill for the life-saving flight, a common risk in Haiti.
Expert advice
Always check your existing insurance's terms, exclusions, and limits. Critical situations, like trip interruption for a relative's illness, are often excluded. Read the fine print carefully to avoid surprises abroad. In all cases, it is safer and more reassuring to subscribe to a dedicated travel insurance tailored to your trip.
FAQ
Do I need a visa to travel to Haiti?
US citizens do not need a visa to visit Haiti for stays of less than 90 days. However, a valid passport with at least six months’ validity from the date of arrival is required. Travelers must also pay a tourist fee of $10.00 upon arrival at the airport.
How do I purchase travel insurance for Haiti?
Start by comparing insurance options using the HelloSafe travel insurance comparison tool. Next, review the coverage details and any exclusions, especially those relevant to Haiti’s risks. Purchase your chosen policy online. You will then receive your certificate by email for immediate use.
What health risks should travelers consider when visiting Haiti?
Common health risks in Haiti include mosquito-borne illnesses such as dengue, chikungunya, and malaria, as well as cholera and Zika virus. Medical facilities are often limited, and emergencies may require costly evacuation. Comprehensive travel insurance with medical and evacuation coverage is strongly advised for all travelers.
Can travel insurance for Haiti cover the cost of emergency evacuation?
Yes, many travel insurance policies can cover emergency medical evacuation from Haiti due to limited local healthcare. Recommended limits for evacuation coverage usually start at $100,000. Always confirm that the policy specifically lists medical evacuation as a covered benefit.
Are adventure or volunteer activities in Haiti covered by standard travel insurance?
Standard travel insurance may exclude certain adventure activities, volunteering, or work-related incidents. If you plan to participate in high-risk or organized volunteer activities, confirm with your insurer that these are covered or purchase additional coverage if needed.
How soon before my trip should I buy travel insurance for Haiti?
It is best to buy travel insurance as soon as you confirm your trip to Haiti. Purchasing early allows you to benefit from cancellation coverage and ensures that you are protected in case of unforeseen events that might affect your travel plans.
Do I need a visa to travel to Haiti?
US citizens do not need a visa to visit Haiti for stays of less than 90 days. However, a valid passport with at least six months’ validity from the date of arrival is required. Travelers must also pay a tourist fee of $10.00 upon arrival at the airport.
How do I purchase travel insurance for Haiti?
Start by comparing insurance options using the HelloSafe travel insurance comparison tool. Next, review the coverage details and any exclusions, especially those relevant to Haiti’s risks. Purchase your chosen policy online. You will then receive your certificate by email for immediate use.
What health risks should travelers consider when visiting Haiti?
Common health risks in Haiti include mosquito-borne illnesses such as dengue, chikungunya, and malaria, as well as cholera and Zika virus. Medical facilities are often limited, and emergencies may require costly evacuation. Comprehensive travel insurance with medical and evacuation coverage is strongly advised for all travelers.
Can travel insurance for Haiti cover the cost of emergency evacuation?
Yes, many travel insurance policies can cover emergency medical evacuation from Haiti due to limited local healthcare. Recommended limits for evacuation coverage usually start at $100,000. Always confirm that the policy specifically lists medical evacuation as a covered benefit.
Are adventure or volunteer activities in Haiti covered by standard travel insurance?
Standard travel insurance may exclude certain adventure activities, volunteering, or work-related incidents. If you plan to participate in high-risk or organized volunteer activities, confirm with your insurer that these are covered or purchase additional coverage if needed.
How soon before my trip should I buy travel insurance for Haiti?
It is best to buy travel insurance as soon as you confirm your trip to Haiti. Purchasing early allows you to benefit from cancellation coverage and ensures that you are protected in case of unforeseen events that might affect your travel plans.
